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Reginald Blackwell

How much unemployment will I get from Washington ESD - need to calculate my weekly benefit amount

I'm about to file for unemployment for the first time and honestly have no idea how much I'll actually receive each week. I was making $52,000 a year at my last job (got laid off two weeks ago). I've heard people say it's based on your highest quarter but I don't really understand what that means or how Washington ESD calculates it. Does anyone know the formula they use? I'm trying to figure out if it'll be enough to cover my rent and basic expenses while I look for work. Also not sure if taxes get taken out automatically or if I need to request that.

Washington ESD calculates your weekly benefit amount using your highest earning quarter from the past 5 quarters. They take that amount and divide it by 26 to get your weekly benefit. The maximum weekly benefit in Washington is $999 for 2025, but most people get between $200-600 depending on their wages.

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So if my highest quarter was like $8,000 that would be around $307 per week? That seems pretty good actually.

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That's about right, but make sure you're looking at your gross wages before taxes. Also remember you'll need to file weekly claims and meet job search requirements to keep getting benefits.

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Washington ESD calculates your weekly benefit amount using your base period wages, which is typically the first 4 of the last 5 completed quarters before you filed. They take your highest quarter earnings and divide by 26, then that becomes your weekly benefit amount up to the maximum.

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So if my highest quarter was around $16,250, that would be about $625 per week? That seems high.

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Yes, but there's a weekly maximum cap. For 2025 it's around $999 per week, so you'd get the full $625 if that's what the calculation shows.

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Washington ESD calculates your weekly benefit amount using your highest earning quarter from your base period. For 2025, the maximum weekly benefit is $999 and minimum is $295. They take about 3.85% of your quarterly wages. So if you made $13,000 in your highest quarter, you'd get around $500/week.

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Thanks! So they don't just divide my annual salary by 52? That's confusing but at least now I have an idea of the range.

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Yeah the base period thing trips everyone up. It's not your most recent wages, it's usually from like 15 months ago or something weird.

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Washington ESD uses your highest earning quarter from your base year to calculate your weekly benefit amount. Your base year is the first 4 of the last 5 completed quarters before you filed. So if you filed in January 2025, they'd look at quarters from April 2023 through September 2024. The weekly benefit is roughly 3.85% of your highest quarter earnings, with a maximum of $999 per week in 2025.

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Thanks! So if my highest quarter was around $13,500, that would be about $520 per week? That's actually more than I expected.

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yeah the calculation seems complicated but it usually works out to around 40-50% of what you were making weekly before

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Washington ESD uses your highest earning quarter from your base period to calculate your weekly benefit amount. The base period is typically the first four of the last five completed quarters before you filed. So if you filed in January 2025, they'd look at your wages from October 2023 through September 2024. Your weekly benefit amount will be roughly 3.85% of your highest quarter earnings, up to a maximum of $999 per week in 2025.

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That's helpful but I'm still confused about the quarters. If I just got laid off this month, which quarters would they actually look at?

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Since you filed in early 2025, they'd look at Q4 2023, Q1 2024, Q2 2024, and Q3 2024. Your manufacturing job wages from Q2 and Q3 2024 will likely be your highest quarter.

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Washington ESD calculates your weekly benefit amount using your highest earning quarter from your base year. It's not just 50% of your current wages - they look at your earnings history over the past 18 months. Your maximum weekly benefit for 2025 is $999, but most people get between $200-600 per week depending on their work history.

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Thanks! So they don't just look at my most recent salary? I've been at this job for 8 months making good money but before that I was making less.

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Exactly - they use a base year period that might include your lower-paying job. You'll need to look at your earnings from all employers during that timeframe.

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Washington ESD uses your highest quarter earnings from the past 15 months to calculate your weekly benefit amount. Generally it's about 60-70% of your average weekly wage up to the maximum. For 2025 the max weekly benefit is around $999.

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So they don't just look at my final salary? They actually go back and look at quarterly earnings?

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Exactly. They look at all four quarters in your base period and use the highest earning quarter to determine your weekly benefit amount.

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you can check the washington esd website they have a benefit calculator tool somewhere that lets you estimate it before you file

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I tried looking for that but couldn't find it easily on their site. Do you remember where exactly it was?

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i think its under the file a claim section but their website is pretty confusing to navigate

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Washington ESD calculates your weekly benefit amount based on your highest earning quarter in your base period. They take your total wages from that quarter and divide by 26. So if your highest quarter was $8,500, your weekly benefit would be around $327. You can get up to 26 weeks of benefits typically.

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Thanks! How do I know what my highest quarter was? Is there a way to check that online?

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When you file your claim on the Washington ESD website, they'll show you your wage history and calculate it automatically. You can also check your wage records on their portal.

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Washington ESD uses your highest earning quarter from the past 15 months to calculate your weekly benefit amount. They take that quarter's earnings and divide by 26 to get your weekly benefit. So if you made $8,000 in your best quarter, you'd get roughly $307 per week. But there's also a maximum weekly benefit amount that changes each year - I think it's around $1,015 for 2025.

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That's helpful! Do you know if they count overtime hours in that calculation? I had some busy holiday seasons where I worked extra hours.

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Yes, all wages count including overtime. Make sure Washington ESD has accurate wage information from all your employers during your base period.

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The base year thing is confusing as hell. I thought they just looked at your last year of work but apparently not. When I filed last year my benefit was way lower than expected because my highest earning quarter was from like 18 months ago when I had a different job.

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That's exactly why they use the base year system - it's supposed to capture your established earning pattern rather than just recent work. Though I agree it can be confusing when your recent job paid more.

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Wait so they don't look at my most recent job at all? That seems weird.

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They do look at recent work but only if it falls within the base year timeframe. If your recent job was very recent, those earnings might not be included in the calculation.

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The Washington ESD website has a benefit calculator somewhere but honestly it's pretty buried. Your benefit amount also depends on when you worked - they use something called a 'base period' which is usually not your most recent work history.

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I tried looking for that calculator but couldn't find it. Do you have a direct link by any chance?

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I think it's under the 'File a Claim' section but the site changes so much I'm not sure. Might be easier to just file and see what they calculate for you.

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the max weekly benefit amount in Washington is $999 right now but most people don't get that much unless they were making really good money. your benefit will probably be somewhere between $250-400 based on what you said about your wages

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That sounds about right. $300-400 would definitely help while I'm job hunting.

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Don't forget you have to pay taxes on unemployment benefits too, so factor that in when budgeting.

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You can request federal taxes be withheld from your benefits - it's 10% if you choose that option. I'd recommend doing it unless you want to deal with a big tax bill next year. Also remember you'll need to file weekly claims and do job search activities to keep getting benefits.

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Good point about the taxes. How many job search activities do I need to do each week?

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You need to complete 3 job search activities per week and keep a log of them. Can be applying for jobs, networking, going to job fairs, etc. All documented in your WorkSourceWA account.

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Washington ESD calculates your weekly benefit amount using your highest quarter of earnings in your base period. The maximum weekly benefit for 2025 is $999, but most people don't get the max. You take your highest quarter earnings, divide by 26, then that's roughly your weekly amount. So if your highest quarter was $13,000, you'd get about $500 per week.

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Thanks! My highest quarter was probably around $14,500 so that would be about $558 per week if I'm doing the math right?

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That sounds about right, maybe a little less after they apply the exact formula. You'll find out the exact amount when you file your initial claim.

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honestly the washington esd website has a benefit calculator but its kinda confusing to use. i think you need like 680 hours of work in your base period to qualify

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I definitely have way more than 680 hours between both jobs so that shouldn't be an issue.

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The 680 hours is just one way to qualify. You can also qualify with earnings in at least 2 quarters totaling 1.25 times your highest quarter earnings.

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Washington ESD calculates your weekly benefit amount (WBA) using your highest quarter earnings from your base period. It's roughly 3.85% of your highest quarter wages, but capped at the state maximum which is $999 per week in 2025. With your wages you're probably looking at somewhere between $350-450 per week before taxes.

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Thanks! That's actually more than I expected. Do they take taxes out automatically or do I handle that myself?

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You can choose to have 10% federal tax withheld when you file your weekly claims, but it's optional. I'd recommend it though - saves you from owing a bunch at tax time.

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Washington ESD uses your highest earning quarter from your base year to calculate benefits. The weekly benefit amount is roughly 3.85% of your highest quarter earnings, but there's a minimum of $295 and maximum of $999 per week as of 2025. So if you earned $15,000 in your best quarter, you'd get around $578 weekly.

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Washington ESD uses your highest earning quarter from your base period to calculate your weekly benefit amount. Your base period is typically the first 4 of the last 5 completed calendar quarters before you file. They take your highest quarter earnings and divide by 26 to get your weekly benefit amount, but there's a maximum of $999 per week as of 2025.

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So if my highest quarter was around $13,000, that would be about $500 per week? That's actually better than I expected.

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That sounds about right, but make sure you're looking at gross wages not net. Washington ESD will have all your wage information from employers so they'll calculate it exactly when you file.

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The benefit calculator on Washington ESD's website is pretty accurate if you have your wage info handy. You'll need your earnings from the last 5 quarters to see what your base period looks like.

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I tried looking for that calculator but couldn't find it on their site. Do you have a direct link?

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I don't think they have a public calculator anymore. You pretty much have to file your claim to see what your benefit amount will be.

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If you're having trouble getting through to Washington ESD to check your benefit calculation, I used this service called Claimyr that helped me reach an actual agent. You can check it out at claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Really helped when I needed to verify my benefit amount.

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Never heard of that before, is it legit? I've been trying to call Washington ESD for days and keep getting the busy signal.

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Yeah it's legitimate, they basically handle the calling for you so you don't have to sit on hold forever. I was skeptical at first but it actually worked.

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honestly the whole system is a nightmare to navigate. I've been trying to get through to someone at Washington ESD for three weeks to ask about my benefit calculation because the online estimate doesn't match what I'm actually receiving. The phone lines are always busy and when you do get through you get disconnected half the time.

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I had the same problem until I found claimyr.com - it's a service that helps you get through to ESD agents. They handle the calling and waiting for you, then connect you when they get an agent on the line. Saved me hours of frustration. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Never heard of that but honestly anything is better than sitting on hold for 2 hours just to get hung up on.

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That actually sounds pretty useful. I've wasted so much time trying to call them about my adjudication issue.

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If you're having trouble getting through to Washington ESD to ask about your benefit calculation, I recently discovered Claimyr at claimyr.com. They help you get connected to actual ESD agents without sitting on hold for hours. There's a helpful demo video at https://youtu.be/7DieNd3C7zQ that shows exactly how it works. Really saved me time when I needed to talk to someone about my claim.

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That's interesting - I was dreading having to call and wait on hold. How does it work exactly?

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Basically they handle the waiting and calling for you, then connect you when they get an agent on the line. Way better than spending your whole day trying to get through yourself.

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sounds too good to be true tbh. how much does something like that cost?

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just remember the max weekly benefit in washington is $999 so if you were making really good money you might not get as much as you expect proportionally

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Yeah I don't think I'll hit the maximum but good to know there is one.

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The max goes up a little each year but not by much. I think it was like $844 just a few years ago.

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THE ESD SYSTEM IS SO CONFUSING!!! I've been trying to figure out my benefit amount for weeks and every time I call I get hung up on or transferred to nowhere. This whole process is designed to make people give up I swear.

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I totally understand the frustration. The phone system is definitely overwhelming. Have you tried filing online first? Sometimes that gives you the basic information without needing to call.

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yeah I started the application online but it's asking for all these details about my work history and I'm not sure if I'm putting everything in right

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One thing to keep in mind is that your benefit amount might be different than the online calculator estimate. Mine was off by about $30 per week and I never got a clear explanation why. The actual determination letter they send has the exact calculation breakdown.

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How long did it take to get your determination letter after filing?

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About 2 weeks for me, but I've heard it can take longer if they need to verify your wages with employers.

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For your specific situation, working warehouse at $18.50/hour, you're looking at probably $280-350 per week depending on how many hours you worked consistently. The calculation uses your best 4 quarters out of the last 5, so if you had any periods of higher earnings that helps.

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I was pretty consistent with my hours, usually got overtime during busy seasons too. That should help my calculation right?

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Absolutely! Overtime pay counts toward your wages, so those higher earning quarters will boost your weekly benefit amount.

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just filed my claim last month and the whole process took about 30 minutes online. they show you an estimate of your weekly benefit right after you submit everything. way easier than I expected

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That's reassuring! Did you have any issues with the application or was it pretty straightforward?

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mostly straightforward, just make sure you have your employment dates and employer info ready before you start

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one thing to remember is you have to file weekly claims to actually get paid. the benefit amount they calculate is just your maximum - you still have to certify every week that you're looking for work and available

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Good point - what does the weekly claim process involve exactly?

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you log in every week and answer questions about whether you worked, looked for jobs, were available for work, etc. takes like 5 minutes usually

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And don't forget about the job search requirement - you need to document your job search activities each week.

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I went through this same calculation nightmare last year. Washington ESD uses your base year which is the first 4 of the last 5 completed quarters before you file. They take your highest quarter earnings and divide by 26 to get your weekly amount, but there's also a minimum threshold you need to meet.

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That sounds complicated. Is there a way to estimate it before I file my claim?

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You can try to calculate it yourself but honestly the Washington ESD system will tell you once you file. Just make sure you have all your employment info ready.

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I made similar money and got about $685 per week. But it took FOREVER to get through to someone at Washington ESD to verify my benefit amount calculation because their phone lines are always busy.

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How long did it take you to reach someone? I'm worried I'll have questions about my calculation.

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Took me like 3 weeks of trying daily. Finally used this service called Claimyr that got me through to an agent in under 10 minutes. Check out claimyr.com - they have a video demo showing how it works: https://youtu.be/7DieNd3C7zQ

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That sounds too good to be true but I'll check it out. Thanks!

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The exact formula is: weekly benefit = (highest quarter wages ÷ 13) × 0.0385. But there's also a minimum of $295/week in Washington. With your manufacturing job wages, you'll probably get somewhere between $400-600 per week depending on your exact earnings in that highest quarter.

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Okay so if I made around $11,000 in my best quarter, that would be about $425 per week? That's actually better than I expected.

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Yes, that math looks about right. Don't forget you can also get the $25 per week dependency allowance if you have qualifying dependents.

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I had trouble getting through to Washington ESD when I needed to verify my benefit calculation last month. If you need to speak with someone directly about your specific situation, I discovered this service called Claimyr (claimyr.com) that helps you actually reach ESD agents by phone. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. It was a lifesaver when I couldn't get through on my own.

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That's interesting, I didn't know services like that existed. How does it work exactly?

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Basically they handle the calling process for you so you don't have to sit on hold for hours. Really helped when I needed clarification on my benefit amount calculation.

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Sounds too good to be true. How much does something like that cost?

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I was in a similar situation last year and couldn't get through to Washington ESD to ask about my benefit amount. Spent weeks calling and either got busy signals or got disconnected after waiting forever. Finally found this service called Claimyr (claimyr.com) that actually got me through to an agent in like 20 minutes. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. The agent was able to explain exactly how they calculated my benefits and what to expect.

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Never heard of Claimyr before but honestly anything that gets you through to Washington ESD sounds worth it. How much does it cost?

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They focus on getting you connected rather than the cost. For me it was totally worth it because I got my questions answered immediately instead of calling for weeks.

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Sounds too good to be true but I'm desperate enough at this point. The regular Washington ESD phone system is absolutely useless.

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The formula is your highest quarter wages divided by 26, then that amount is reduced to 60% for your weekly benefit. But there's also a minimum ($295) and maximum ($999 for 2025) that caps what you can receive.

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So if my highest quarter was $15,000, that would be $15,000 divided by 26 = $577, then 60% of that = $346 per week?

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That's the basic calculation, yes. But Washington ESD also factors in any part-time work or other income during your base period.

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Thanks! So they look at just one quarter, not the whole year? That's actually better than I thought since I had overtime in Q2.

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The benefit calculation is based on your base period which is usually the first 4 of the last 5 completed quarters before you filed. So if you filed in January 2025, your base period would be October 2023 through September 2024. Washington ESD looks at your total wages in that period and your highest quarter.

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That makes sense. I filed my claim last week so I think my base period would include most of 2024 when I was working both jobs.

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Just remember you also need to meet the job search requirements - 3 job contacts per week unless you're on standby with your employer.

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don't get your hopes up too high, unemployment benefits are pretty low compared to what you were making. I think the replacement rate is only like 50% of your wages or something

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50% would actually be better than I expected. I was worried it might be way less than that.

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It's not exactly 50% - it varies based on your wage level. Lower wage workers get a higher replacement percentage than higher wage workers.

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UGH the whole system is so confusing!! I've been trying to figure out my benefit amount for weeks and every person I talk to gives me different information. Some say it's 50% of your wages, others say it's based on quarters, and the website calculator doesn't match what anyone tells me.

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I understand the frustration. The formula is: (Highest quarter wages ÷ 26) × 0.5 to 0.6 depending on your total base period wages. It's not a simple 50% of your regular wages.

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Why can't they just make it simple? Like why not just say 'you'll get X amount per week' instead of all these calculations

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Washington ESD also looks at whether you're eligible in the first place. You need to have worked enough quarters and earned enough in your base year. I think it's something like you need wages in at least 2 quarters and total wages of at least 150 times the minimum weekly benefit amount.

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I've been working steadily for the past 3 years so I should be fine on the eligibility front.

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Yeah if you've been working consistently you shouldn't have any issues with the monetary eligibility requirements.

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warehouse work is tough to lose, been there myself. when I got laid off from my logistics job I was worried about the benefit amount too but it ended up being enough to get by. took about 2 weeks to get my first payment after filing

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Thanks for sharing your experience. Two weeks isn't too bad for the first payment.

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yeah and after that it was pretty regular, payments came every week as long as I did my weekly claim on time

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The key thing to understand is that Washington unemployment benefits are based on your earnings during your 'base year' - not your most recent job. For claims filed in 2025, they're looking at your wages from roughly mid-2023 to mid-2024. If you didn't work much during that period, your benefit amount could be lower than expected.

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Wait, so if I just started a good paying job recently, that won't count toward my unemployment benefits?

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That's right - recent wages often don't count. This catches a lot of people off guard. There is an alternate base year option if you qualify, but most people use the standard calculation.

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The base period is the first 4 of the last 5 completed quarters before you file. So if you file in January 2025, your base period would be October 2023 through September 2024. Make sure you have all your wage info ready when you apply online.

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Good point about the base period timing. I should probably gather my pay stubs from last year before I file.

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If you've been consistently working 35 hours at $18/hour, that's about $2,520 per month or $7,560 per quarter. Using the formula the other person mentioned, you'd probably get around $290-300 per week in benefits. But that's before any deductions if you choose to have taxes withheld.

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Should I have taxes taken out of my unemployment benefits? I don't want to owe a bunch at tax time.

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Unemployment benefits are taxable income, so yes, I'd recommend having 10% withheld for federal taxes. You can change this setting in your Washington ESD account after you file.

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I made the mistake of not withholding taxes and owed $1,200 when I filed. Definitely withhold something!

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i made about the same as you last year and got $412 per week. took forever to get my first payment though because of adjudication

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How long did adjudication take for you? I keep hearing horror stories about waiting months.

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like 6 weeks for me but that was during busy season. might be faster now

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I had a similar situation last year and it took forever to get through to someone at Washington ESD to ask about my benefit calculation. The automated system doesn't give you a clear estimate until after you file your claim.

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Same here! I called like 50 times trying to get through to an actual person. The hold times are insane.

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You should try Claimyr - it's a service that helps you get through to Washington ESD agents. I used it when I had questions about my benefit amount and got through in like 15 minutes instead of calling for hours. Check out claimyr.com, they even have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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I had trouble getting through to Washington ESD when I needed to ask about my benefit calculation. Spent hours on hold. Someone here recommended Claimyr (claimyr.com) and they actually got me connected to an agent in like 10 minutes. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Super helpful for getting answers about your specific situation.

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How does that work exactly? Do they just help you get through to ESD faster?

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Yeah, they handle the calling and waiting for you. You just schedule a time and they conference you in when they get an agent on the line. Saved me so much frustration.

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just so you know the weekly benefit amount is before taxes. they'll take out federal taxes if you elect to have them withheld, otherwise you'll owe come tax time. learned that the hard way last year

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Oh wow I didn't think about taxes. So my actual take-home would be less than the calculated amount?

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exactly. i think they withhold 10% for federal if you choose that option when you file

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I had trouble getting through to Washington ESD to ask about my benefit calculation. Kept calling the main number but could never reach anyone. Finally found this service called Claimyr (claimyr.com) that helps you get through to ESD agents by phone. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of trying to call.

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Is that like a paid service? I'm trying to avoid extra costs while I'm unemployed.

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Yeah it costs something but honestly worth it when you need answers about your claim. Way better than spending all day trying to get through on your own.

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I used Claimyr too when I couldn't reach anyone about my benefit amount calculation. The agent was able to explain exactly how they calculated my weekly benefit using my base year wages.

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The exact formula is: take your two highest quarters from your base period, add them together, divide by 2, then multiply by 0.0385. That gives you your weekly amount. Your base period is the first 4 of the last 5 completed quarters before you file. So if you file now in January 2025, your base period would be October 2023 through September 2024.

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This is super helpful! I think I can calculate it myself now with my pay stubs.

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Wait, I thought it was just your highest quarter times 3.85%? I'm so confused by all these different explanations.

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No, it's the average of your two highest quarters. Common misconception though - the Washington ESD website isn't super clear about it.

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dont count on getting the full amount right away, my claim has been in adjudication for weeks and i still havent gotten a penny

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Oh no, why is it in adjudication? Did you do something wrong on your application?

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no idea, they just said they need to verify my employment. been calling every day but cant get through

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This is exactly why I mentioned Claimyr earlier - adjudication issues are the worst and you really need to talk to an actual person to resolve them.

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Don't forget about the waiting week! Washington has eliminated the waiting week but some people still think it exists. You should get paid for your first week if you're eligible. Also make sure you're available for work and actively seeking employment - that's required to keep getting benefits.

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What counts as actively seeking work? Do I need to apply to a certain number of jobs each week?

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You need to make at least 3 job search activities per week and keep a record. Can be applications, interviews, networking events, etc. Keep detailed records in case they audit your job search.

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The job search requirements are pretty strict now. I got a letter asking for my job search log and had to provide detailed info about every contact I made.

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The whole process of figuring out benefit amounts is confusing. I spent hours trying to calculate mine and it was way different than what I expected. If you need to talk to someone at Washington ESD about this stuff, I found this service called Claimyr that helps you actually get through to an agent. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Made it so much easier to get answers about my specific situation.

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That sounds helpful! Did they charge you for that service?

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Yeah there's a fee but it was worth it to actually talk to a real person instead of being on hold for hours or getting hung up on.

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I've heard of Claimyr too. My cousin used them when she had issues with her claim status. Said it saved her a lot of time and frustration.

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Ev Luca

I think there's also a minimum weekly benefit amount in Washington. I remember reading it was like $295 or something but I could be wrong. Anyone know for sure?

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The minimum weekly benefit amount for 2025 is $295 if you qualify. But you still need to meet the wage requirements in your base period.

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Good to know there's a minimum. I was worried I might get like $100 a week or something.

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I made about the same as you when I got laid off in 2023. My weekly benefit ended up being $487 per week. But that was before taxes - they do take out federal taxes if you elect to have them withheld, which I recommend unless you want a big tax bill next year.

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Good point about the taxes! I hadn't even thought about that. Do they automatically withhold or do you have to request it?

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You have to elect it when you file your initial claim. There's a checkbox for federal tax withholding. I think they take out 10%.

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Wait, unemployment benefits are taxable? I thought they weren't since it's not really income...

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The whole Washington ESD system is such a mess. I've been trying to get through to them for three weeks about my benefit calculation and keep getting the runaround. First they said my wages weren't reported correctly, then they said I needed to verify my identity, now they're saying there's some issue with my base period. It's like they don't want people to actually get benefits.

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This is exactly why I ended up using Claimyr. The regular system is designed to frustrate people into giving up. At least with Claimyr you can actually talk to a human being who knows what they're doing.

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At this point I'm willing to try anything. The automated system just keeps telling me to call back later and the callback option never works.

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The whole base year thing screwed me over. I had taken some time off work for medical reasons and when I finally filed for unemployment, my base year didn't include my most recent higher-paying job. There's something called alternate base year but I didn't know about it at the time.

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The alternate base year can be used if you don't qualify under the regular base year or if it would result in a higher benefit amount. It looks at the most recent 4 completed quarters instead.

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Wish I had known that when I filed. Would have made a huge difference in my weekly benefit amount.

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The Washington ESD benefit calculator on their website is actually pretty accurate if you want to get an estimate before filing. You just need your quarterly wage information. It's under the 'Estimate Your Benefits' section.

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I'll definitely check that out before I file. Thanks for the tip!

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that calculator helped me a lot when I was planning my budget during unemployment

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Just wanted to mention that if you're having trouble getting through to Washington ESD to check your exact benefit calculation, I used Claimyr.com recently and it was a lifesaver. They have this system that calls Washington ESD repeatedly until they get you connected to an actual agent. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Way better than spending hours on hold or getting hung up on.

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How much does something like that cost? I'm already worried about money.

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It's worth checking out their site for current info. For me, getting through to clarify my benefit amount quickly was worth it since I needed to know for sure to plan my budget.

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Wait, is this legit? Sounds too good to be true. Washington ESD phone lines are always jammed.

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I was skeptical too but it actually worked. Got connected to an agent in about 45 minutes instead of calling all day myself.

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Don't forget you have to file your weekly claims every week to actually get paid! And you need to do your job search activities. The benefit calculation is just the first step.

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Yeah I know about the weekly claims. How many job search activities do I need to do each week?

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You need to make at least 3 job search contacts per week and keep a log of them in your eServices account.

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The Washington ESD benefit formula can be confusing. Your weekly benefit is generally 3.85% of your average quarterly wages during your base period, subject to minimum and maximum limits. The minimum is currently $295 per week and maximum is $999 per week.

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Wait, that's different from what the other person said about dividing highest quarter by 26. Which calculation is correct?

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Both methods can give similar results, but the official formula uses 3.85% of average quarterly wages. The divide-by-26 is more of a rough estimate that people use.

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If you're having trouble getting through to Washington ESD to verify your benefit amount, I had luck using Claimyr. It's a service that helps you actually reach a human agent instead of sitting on hold forever. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Way better than spending hours trying to call yourself.

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Never heard of that but might be worth it if I run into issues. The Washington ESD phone system is supposedly a nightmare.

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I used claimyr.com too when my claim got stuck in adjudication. Actually got through to someone who could explain what was happening with my case.

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yeah but dont forget they also look at your total base year earnings to make sure you qualify for benefits in the first place

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ugh the washington esd website is so confusing when you're trying to figure this stuff out. took me forever to find the benefit calculator tool and even then i wasn't sure if i was doing it right

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The online calculator can be helpful but it's just an estimate. Your actual benefit amount might be different based on your specific wage history.

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yeah thats what im worried about. wish there was an easier way to get the real numbers

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I've been trying to get through to Washington ESD for weeks to ask about my benefit calculation and it's impossible! The phone lines are always busy and when I do get through they hang up on me after being on hold forever. Anyone else having this problem?

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Made $48K last year and getting $612/week. The calculation isn't always straightforward though because they look at when you actually earned the money, not when you got paid. If you had any bonuses or irregular pay it can affect things.

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I did get a $3,000 bonus in December. Will that help or hurt my calculation?

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Should help since it increases your quarterly wages. Just make sure Washington ESD has accurate wage information from your employer.

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Don't forget about the waiting week! Your first week of unemployment is a waiting week where you file a claim but don't get paid. So even if you're eligible right away, your first payment won't come until week 2.

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Wait really? So I won't get anything for the first week even if I'm approved?

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Correct, the first week is unpaid. It's been that way for years in Washington state.

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If you run into any issues with your claim or have questions about your benefit calculation that you can't resolve online, definitely consider using Claimyr. I was stuck in adjudication for weeks and couldn't get through to anyone at ESD. Claimyr got me connected to an agent who explained exactly what was happening with my claim and helped resolve it quickly.

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wait this is the second time someone mentioned this service... is it legit? I'm so desperate to talk to someone at ESD

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Totally legit - I was skeptical at first too but it really works. Check out their demo video to see exactly how the process works.

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your benefit amount also depends on if you qualify for any additional programs. if you have dependents you might get extra money each week

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I don't have any dependents, so I guess it'll just be the base amount for me.

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yeah then it's just the standard calculation based on your wages

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make sure you file as soon as possible after your last day of work. there's usually a waiting week before benefits start, so the sooner you file the sooner you start getting paid

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Good advice - I was planning to wait a few days but I'll file today instead.

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Smart choice. There's really no benefit to waiting, and you want to get the process started right away.

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Just file your claim online and you'll see your benefit amount right away once it's processed. The calculation is automatic based on your wage history that employers report to Washington ESD.

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How long does it usually take to get processed? I need to know soon so I can plan my finances.

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If there are no issues with your claim, you should see your benefit amount within a few days to a week after filing. But if it goes into adjudication, it can take much longer.

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ugh the whole system is so confusing!!! why cant they just tell you upfront how much youll get instead of making us do math

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I know right? Everything about unemployment is unnecessarily complicated.

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exactly! and then you file and wait weeks just to find out if you even qualify

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just file your claim and theyll tell you how much youll get, why are you trying to calculate it beforehand?

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I need to know for budgeting purposes. If it's only going to be $200 a week I need to make different plans than if it's $500.

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fair point, i was just eager to get my claim started when i filed

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Just remember you also have to meet the work search requirements - 3 job contacts per week minimum. Keep detailed records because they do audit people randomly.

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Good point, I hadn't thought about that part yet. Is there a specific format they want for the job search log?

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You can use their online system or keep your own records. Just make sure you have employer names, dates, and how you contacted them.

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Don't forget that your benefit amount also depends on whether you qualify for the minimum or maximum. Washington state has a minimum weekly benefit of $295 and a maximum around $1,015. Most people fall somewhere in between based on their earnings history.

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Good to know there's a minimum! I was worried it might be really low since I wasn't making that much per hour.

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The minimum helps people who worked part-time or had lower wages. As long as you meet the work requirements, you should be fine.

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One thing to keep in mind is that if you worked multiple jobs, Washington ESD will combine all your wages from all employers during your base period. So your manufacturing job plus your previous job wages will both count toward your benefit calculation.

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That's actually really helpful to know! I was thinking they might only count my most recent job.

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yeah they definitely look at all your W2s and employer reports. sometimes it takes a few weeks for all the wage info to show up in their system though

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THE SYSTEM IS RIGGED ANYWAY. They make it impossible to get through on the phone and then when you finally do they tell you there's some issue with your claim that takes WEEKS to resolve. I've been waiting 6 weeks for my adjudication to finish and still no answers!

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Have you tried reaching out through the online messaging system? Sometimes that's faster than calling.

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I've tried everything. Messages, calls, even went to WorkSource in person. Nobody can give me a straight answer about what's holding up my claim.

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One thing to keep in mind - if you had any unpaid time off or gaps in employment during your base period, that could affect your calculation. Washington ESD looks at all reported wages from employers during those quarters.

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I did have about 2 weeks between jobs when I switched from retail to manufacturing. Will that hurt my benefit amount?

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No, gaps between jobs won't hurt you. It's about your total wages earned during each quarter, not continuous employment.

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I had the same issue until I found Claimyr (claimyr.com). They helped me get through to an actual Washington ESD agent who explained my benefit calculation in detail. There's even a video demo showing how it works: https://youtu.be/7DieNd3C7zQ. Made the whole process so much easier.

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ugh the whole benefit calculation thing is so confusing!! I filed my claim last month and I STILL don't understand how they came up with my number. It seems random tbh

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It's not random, it's based on a specific formula using your wage history. If you're confused about your amount, you can request an explanation from Washington ESD.

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tried calling them but never got through. maybe i'll try that claimyr thing someone mentioned earlier

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One thing to keep in mind is that if you have any other income while collecting unemployment, like a part-time job, that will affect your weekly benefit amount. Washington ESD has rules about how much you can earn before it reduces your benefits.

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I might pick up some gig work while I'm looking for a new job. How much can I earn before it affects my benefits?

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I think you can earn up to your weekly benefit amount before they start reducing it dollar for dollar. But you have to report ALL income when you file your weekly claims.

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Actually it's not dollar for dollar. There's a formula where they reduce your benefits by less than what you earn, at least for the first part. But definitely report everything or you could get in trouble for an overpayment.

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THE WHOLE SYSTEM IS A JOKE! I've been waiting 6 weeks just to get my benefit amount determined. They keep saying 'processing' but nobody can tell me what that actually means or how long it takes!!!

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I feel you. The wait times are brutal right now.

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And when you finally get someone on the phone they act like they're doing you a favor. This is OUR money that we paid into!

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The benefit amount calculation uses something called your 'base period' which is usually the first 4 of the last 5 completed quarters. So if you file in January 2025, they'd look at your wages from July 2023 through June 2024. This trips up a lot of people who think it's just based on their most recent job.

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Wait, so if I had a different job before my current one, those wages would count too?

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Exactly! All wages from employers who paid into the Washington unemployment system during your base period count. Sometimes people are surprised their benefit is higher than expected because of this.

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Your benefit amount will also depend on whether you have dependents. If you have kids under 18 or a dependent spouse, you can get additional money on top of your base weekly benefit amount.

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I don't have any dependents so I guess that doesn't apply to me. But good to know for others reading this.

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How much extra do you get for dependents? I have two kids and didn't know this was a thing.

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I think it's like $32 per dependent per week, but don't quote me on that. You'd need to check with Washington ESD to get the exact current amount.

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Pro tip: keep detailed records of everything when you file. Save copies of your application, all correspondence from ESD, and document every phone call or contact attempt. If there are any issues with your claim later you'll need that paper trail.

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Good advice. I'll make sure to screenshot everything and keep it organized.

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Yes definitely keep records. I had an overpayment issue last year and having all my documentation saved me from having to pay back money I didn't actually owe.

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washington esd benefit calculator is pretty straightforward - they look at your 4 highest quarters and use a formula but honestly the online system will do all the math for you when you apply

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Is there a way to estimate it before I file? I want to make sure I have realistic expectations.

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You can roughly estimate by taking your highest earning quarter and dividing by 26, but keep in mind there are minimum and maximum amounts. The minimum weekly benefit is $295 and maximum is $999 in Washington.

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The system is SO broken. I've been waiting 2 months for my benefits and they keep saying it's under review. Meanwhile my savings are gone and I'm behind on everything. They don't care about actual people struggling.

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That's awful, I'm sorry you're going through that. Have you tried calling repeatedly or filing an appeal?

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Called probably 100+ times. Either busy signal or they hang up after 2 hours on hold. It's like they're designed to make you give up.

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That's exactly why I started using Claimyr - got tired of wasting entire days trying to reach someone at Washington ESD. Worth every penny to actually talk to a human.

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Whatever you do, don't wait too long to file your claim. You can't get benefits for weeks before you actually file, even if you were unemployed during those weeks. I made that mistake and lost out on about $2,000 because I waited a month thinking I'd find a job quickly.

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Good advice! I was planning to file this week. Better to have it and not need it than need it and not have it, I guess.

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Yeah definitely file ASAP. Even if your claim gets delayed in adjudication, at least your benefit year will start from when you filed.

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Just remember that whatever amount you get, you'll need to file weekly claims every week to keep receiving benefits. And you'll have to do job search activities - I think it's 3 job contacts per week now in Washington.

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Do I have to start the job search activities right away or is there a waiting period?

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You should start job search activities immediately. There's no waiting week in Washington anymore, so you need to be actively looking for work from day one.

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The job search requirements are no joke. Make sure you keep detailed records of all your job contacts because they do audit people randomly.

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The online benefit calculator on the Washington ESD website is pretty accurate for most people. Just plug in your quarterly wages and it'll give you an estimate. But like others said, the actual amount might vary slightly.

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I tried that but wasn't sure which quarters to use. I'll try it again now that I understand the base year thing better.

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If you're still having trouble getting through to ESD after filing, I've had good luck with that Claimyr service someone mentioned earlier. Used it twice now when I needed to talk to someone about my claim and it worked both times. Much better than wasting whole days trying to call myself.

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I'm definitely going to check that out. These phone issues with ESD are ridiculous.

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Same here, I've heard good things about services that handle the calling for you. Might be worth it just for the time savings.

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also keep in mind your benefit year is 52 weeks from when you file, but you can only collect up to 26 weeks of benefits during that time. so if you find a job quickly and then lose it again later, you might still have weeks left on your claim

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That's good to know - I hope I find something quickly but it's nice to know there's that safety net.

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exactly, gives you some peace of mind while you're job hunting

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One more thing about the calculation - Washington ESD looks at your wages from the first 4 of the last 5 completed quarters. So if you were laid off in January 2025, they'd look at your wages from Q1 2024 through Q4 2024. Just something to keep in mind when you're thinking about what your benefit might be.

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That makes sense. I've been at my job for over a year so I should have a good wage history for them to calculate from.

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Perfect, that should work in your favor for getting a decent weekly benefit amount.

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The Washington ESD benefit calculator formula is: (Highest quarter wages ÷ 26) × 0.0385 + $17. But there's also a cap - you can't get more than 63% of the state's average weekly wage. For 2025 that means your max weekly benefit is $999 even if your calculation comes out higher.

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Wow that's way more complicated than I thought! So if my highest quarter was $13,000, that would be $13,000 ÷ 26 = $500, then $500 × 0.0385 = $19.25 + $17 = $36.25 per week? That can't be right.

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No, that formula looks wrong. Washington ESD uses your highest quarter divided by 26, but the calculation is much simpler than that. You'd get around $500 per week with a $13K highest quarter.

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You're right, I mixed up the formula. It's much simpler - basically just highest quarter wages divided by 26 weeks, with some minimum and maximum limits.

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Don't forget that your benefit amount also depends on having sufficient wages in your base period. You need at least $4,290 total in your base period and wages in at least two quarters to qualify for benefits.

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Since I made $65k annually for 2 years, I should definitely meet those requirements, right?

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Yes, you should be well above the minimum wage requirements. Your main concern will just be the weekly benefit calculation.

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Your benefit amount also depends on having enough wages in your base period. You need wages in at least 2 quarters and total wages of at least 680 hours at minimum wage. If you don't qualify under the regular base period, they might use an alternate base period.

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I definitely have enough wages since I worked full-time for 2 years. Should be no problem qualifying.

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I remember being shocked when I found out my unemployment was only $180 per week even though I was making $800 per week at my last job. Turns out during my base year I was working part-time at a much lower wage. Really caught me off guard financially.

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Oh no, that's exactly what I'm worried about! I was making less money during 2023-2024.

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Same thing happened to me. I thought unemployment would be based on my recent salary but it was way less because of the base year calculation.

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Has anyone used that Claimyr thing that someone mentioned earlier? I've been trying to reach Washington ESD for over a week to get my benefit calculation explained and I'm getting desperate. The automated system just hangs up on me.

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I actually tried Claimyr last month when I had issues with my claim going into adjudication. It worked pretty well - I got connected to an actual Washington ESD agent within a few hours instead of calling for days.

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That sounds too good to be true but at this point I'm willing to try anything. The regular phone number is completely useless.

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I'm in a similar situation and still waiting for my monetary determination letter from Washington ESD. Filed 2 weeks ago and haven't heard anything yet. Is this normal?

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Unfortunately yes, it can take 2-4 weeks to get your monetary determination. The system is pretty backed up right now.

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Ugh that's frustrating. I need to know my benefit amount to make decisions about whether to take a part-time job or wait for something full-time.

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This is exactly why I ended up using Claimyr - needed to talk to someone at Washington ESD about my determination timeline. Sometimes you just need to speak with an actual person.

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Does anyone know if overtime pay counts toward your benefit calculation? I worked a lot of OT in my last job.

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Yes, all wages reported by your employer count, including overtime, bonuses, and commissions.

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Sweet! That should boost my benefit amount then since I was pulling 50-60 hour weeks before the layoff.

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Never heard of that service before. Does it actually work for getting through to Washington ESD?

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One thing to remember is that your benefit amount also determines how long you can collect. In Washington you get up to 26 weeks of benefits, but if your wages were low you might not qualify for the full duration.

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How do they determine the duration? Is it connected to how much I made?

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Yes, you need sufficient wage credits in your base period. Generally you need wages in at least two quarters and total wages of at least 680 times your weekly benefit amount.

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Remember that unemployment benefits are taxable income. You might want to have taxes withheld from your weekly payments or set aside money for tax time.

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Oh crap I didn't think about taxes. Can I have them withhold federal taxes automatically?

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Yes, you can elect to have 10% withheld for federal taxes when you file your weekly claims. There's a checkbox option.

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Yeah it worked for me. I was able to speak with someone within a few hours instead of spending days trying to call myself.

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The Washington ESD benefit calculator used to be easier to find but they redesigned their website and now everything is harder to navigate. I remember it being pretty accurate when I used it a few years ago though. It asked for your quarterly wages and spit out an estimate.

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I wish they would make their website more user-friendly. It feels like you need a degree just to navigate it.

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The whole unemployment system feels deliberately confusing sometimes. Like they don't want people to actually use the benefits they're entitled to.

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Your benefit amount depends on more than just your salary. Washington ESD looks at all the wages reported by your employers during your base period. If you had any gaps in employment or part-time work, that could affect the calculation.

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I've been working full-time consistently for the past 2 years at the same company, so hopefully that helps.

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That should work in your favor. Consistent employment usually means higher quarterly earnings which translates to a higher weekly benefit amount.

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Don't forget about the waiting week - you won't get paid for your first week of unemployment even if you're eligible. It's unpaid but you still have to file the weekly claim.

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Wait, really? So even if everything goes smoothly I won't see money for 2 weeks minimum?

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Exactly - the waiting week plus processing time. Plan accordingly because that first month is tight.

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I think the maximum is actually higher now? My friend got like $950/week but she was making good money before getting laid off from Microsoft.

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The maximum for 2025 is $999 per week, so your friend was probably close to that cap.

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yeah that sounds right, she was making like six figures before the layoffs

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i'm getting $387 per week and my rent is $1200 so it definitely doesn't cover everything but it helps. you'll probably need to cut expenses or find some side income while you're looking for work

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Yeah I'm already thinking about what I can cut from my budget. At least it's something while I job hunt.

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Another tip - if you have questions about how they calculated your benefit amount after you file, definitely use that Claimyr service I mentioned earlier. I used them again when I got confused about an overpayment notice and they helped me understand exactly what happened. Way better than trying to decode Washington ESD's letters on your own.

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I'm still skeptical about paying for something like that. Isn't ESD supposed to help you for free?

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They are, but good luck actually reaching them. I wasted so many hours on hold before finding this solution. Sometimes paying a small fee is worth your sanity and time.

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Remember that your unemployment benefits are taxable income so you might want to factor that into your budget planning. You can have taxes withheld or pay quarterly estimated taxes.

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Oh man I didn't even think about taxes. So if I get $300 a week I won't actually get $300?

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You'll get the full $300 but you'll owe taxes on it later unless you choose to have Washington ESD withhold 10% for federal taxes.

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just a heads up the online benefit calculator on the washington esd website is pretty accurate if you have your wage info handy

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I didn't know they had an online calculator! Is it on their main website?

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yeah somewhere under benefits estimator or something like that

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still trying to figure out which quarter will be my highest. i had a raise in the middle of the year so im not sure if my summer quarter or fall quarter had more wages in it

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You can check your wage history in your eServices account under 'View Claim Details' once your claim is processed. It will show wages by quarter.

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thanks! didnt know that was available online. will save me from having to call

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If you're having trouble getting through to Washington ESD to ask about your benefit calculation, I had success using Claimyr recently. It's a service that helps you connect with ESD agents without waiting on hold forever. Really helped me understand why my benefit amount was different than I expected.

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How quickly were you able to get through using that service?

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Way faster than trying to call on my own. I think I got connected within like 20 minutes instead of spending hours trying to get through.

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Another thing to keep in mind is that your benefit amount might be reduced if you have any other income, like pension payments or part-time work earnings. Washington ESD has pretty strict rules about reporting all income sources.

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I don't have any other income right now, but that's good to know for if I pick up some freelance work while job hunting.

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Yeah they're really strict about income reporting. I got overpayment notices because I didn't report some small freelance payments correctly.

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Another factor that affects your benefit amount is if you quit vs. got laid off. If you quit without good cause, you might be disqualified or get a lower amount. Sounds like you got laid off though, so that shouldn't be an issue for you.

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Yeah I was laid off due to slow business. Should I bring any documentation about that when I file?

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It's good to have a layoff letter or something in writing from your employer, but Washington ESD will verify the reason with your employer directly too.

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Just want to add that if you have any complications in your work history - like being an independent contractor for part of the time, or having gaps in employment - it can affect your benefit calculation. The system assumes traditional W-2 employment.

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All my work has been regular W-2 jobs so that shouldn't be an issue for me.

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Yeah the system is definitely set up for traditional employees. Gig workers and contractors have a much harder time.

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DON'T COUNT ON GETTING THE MAXIMUM AMOUNT!! I made decent money and still only got like $400/week. The calculation is weird and doesn't always make sense. Just file your claim and see what happens, you can't really predict it accurately.

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The calculation is actually very predictable if you understand the formula. It's based on your highest quarter earnings divided by 26, subject to the minimum and maximum limits.

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Maybe on paper but in practice there's always some weird thing that affects it. I had multiple jobs and the way they calculated it was nothing like what I expected.

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honestly the hardest part isn't figuring out how much you'll get, it's actually getting through to ESD when you have questions. their phone system is a nightmare

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THIS! I've been calling for days and can't get through to anyone

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That's exactly why I ended up using Claimyr - saved me hours of frustration trying to get through on my own.

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might have to look into that if I have issues with my claim

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I've been trying to get through to Washington ESD for weeks about my benefit amount calculation and the phone lines are always busy. It's so frustrating when you just need a simple answer.

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That's exactly why I mentioned Claimyr earlier. I was in the same boat - couldn't get through no matter when I called.

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Is it legit though? I'm always suspicious of third-party services for government stuff.

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I was skeptical too but they just help you get connected to actual ESD agents. You're still talking to the real Washington ESD staff, just without the hassle of getting through.

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Here's what actually matters for Washington ESD benefit calculation: 1) Your total wages in your base year must be at least $3,850, 2) Wages in your highest quarter must be at least $1,005, 3) Your benefit is roughly 1/26th of your highest quarter wages. Most people end up somewhere between $295-$844 per week.

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Thank you! This is the clearest explanation I've seen. So I need to look up my 2023-2024 earnings to get a real estimate.

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You can check your wage history on the Washington ESD website once you create your account. That'll show you exactly what quarters they're using for your calculation.

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So based on what everyone's saying, with my $65k salary I should expect somewhere around $600-700 per week? That would really help while I'm job searching.

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That sounds about right for your income level. Just remember you'll need to file weekly claims and meet job search requirements to keep receiving benefits.

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What are the job search requirements exactly? How many jobs do I need to apply to each week?

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Make sure you understand the difference between your weekly benefit amount and your maximum benefit amount. Your weekly amount is what you get each week, but there's also a total maximum you can receive during your benefit year (usually 26 times your weekly amount).

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So if I get $558 per week, my total maximum would be about $14,508 for the year?

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Exactly. That's assuming you're unemployed for the full 26 weeks. If you find work sooner, you obviously won't use the full amount.

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the job search thing is annoying you have to apply to like 3 jobs per week and keep a log of everything or they can deny your benefits

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Only 3 jobs per week? That doesn't seem too bad.

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It's actually a minimum of 3 job search activities per week, which can include applications, networking, job fairs, etc. Washington ESD has specific guidelines on what counts.

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The Washington ESD website has a benefit calculator but it's not very user friendly. You need to know your quarterly earnings for the last 5 quarters, not just your annual salary. They use something called the 'base year' which is the first 4 of the last 5 completed quarters before you file your claim.

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the benefit estimator on the washington esd website is pretty accurate once you figure out how to use it. you just need to know your wages for each quarter in your base period

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I tried using that but I don't have all my pay stubs from my old job. Is there another way to find out my quarterly wages?

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You can request your wage and employment history from Washington ESD online through your SecureAccess Washington account. It shows all reported wages by quarter.

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Just wanted to mention that if you're collecting unemployment you also need to register with WorkSource Washington and keep track of your job search activities. They can audit your job search log at any time.

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I already registered with WorkSource but I haven't really been using it much. Should I be applying for jobs through their website?

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You can apply anywhere but you need to log all your job search activities. WorkSource has good job listings but Indeed, company websites, etc. all count toward your weekly requirements.

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What happens if I don't have enough wages in my base period to qualify for benefits? I'm worried my part-time work history might not be enough.

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You need at least $3,850 in your base period to qualify, with wages in at least two quarters. If you don't qualify with the standard base period, Washington ESD will automatically check your alternate base period.

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What's the alternate base period?

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It's the last four completed quarters instead of the first four of the last five. So more recent wages that might help you qualify.

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i think the max is like $800 something per week now, used to be lower but they increased it recently. your $52k salary should put you pretty close to the max i think

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The maximum weekly benefit amount in Washington is actually $999 as of 2025. It gets adjusted annually based on the state's average wage.

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oh wow didn't realize it went up that much, that's good news for people who lost higher paying jobs

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Just file already and see what happens. All this calculating ahead of time doesn't matter if you don't actually submit the application. The sooner you file, the sooner you might start getting paid.

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True, I'm probably overthinking it. Just want to know what to expect for budgeting.

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But it's smart to plan ahead! Better to know roughly what you'll get than be surprised.

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Also keep in mind that unemployment benefits are taxable income. You can choose to have taxes withheld (10% federal) or pay them when you file your tax return. Most people forget about this until tax season.

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Ugh I didn't even think about taxes. So if I get $600/week I should probably have them take out $60 for taxes?

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That covers federal but don't forget about state taxes too. Washington doesn't have state income tax but if you move to another state while collecting you might owe there.

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This is confusing. So if I file in January 2025, what quarters would they look at?

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My sister used to work at Washington ESD and she said the phone system is completely overwhelmed. There's like 50 agents handling thousands of calls per day. That's why services like Claimyr are becoming popular - they somehow get through the busy signals.

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How does Claimyr work exactly? Do they just keep calling until they get through?

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From what I understand they have some kind of system that monitors when lines open up. Check their demo video, it explains the whole process.

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One more thing - make sure you understand the difference between your weekly benefit amount and your maximum benefit amount. The weekly amount is what you get each week, but there's also a total maximum you can receive over the entire claim period (usually 26 weeks worth).

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So I can only collect benefits for 26 weeks maximum?

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That's the standard duration, yes. Though there are sometimes extended benefit programs during high unemployment periods.

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26 weeks goes by faster than you think when you're job searching. Important to use that time wisely.

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I'm going through the same thing right now - trying to figure out my benefit amount before filing. My employer gave me a severance package and I'm not sure if that affects the calculation. Has anyone dealt with severance pay and unemployment?

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Severance can definitely affect your benefits. It might delay when you can start collecting or reduce your weekly amount. You'll need to report it when you file your claim.

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Ugh, I was hoping the severance wouldn't complicate things. I guess nothing about unemployment is ever simple.

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I had severance too and it delayed my benefits by like 6 weeks. The formula they use is weird - they divide your severance by your weekly benefit amount to determine how many weeks you have to wait.

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Pro tip: if you think your benefit amount is wrong, you can appeal it. I had an issue where Washington ESD didn't have all my wage information and my benefit was way too low. After I appealed and they got the correct info, my weekly amount went up by $150.

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How long did the appeal process take?

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It took about 6 weeks to get it resolved, but they paid me the difference retroactively for all the weeks I had already claimed.

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I had a similar issue with missing wages. The key is to keep all your pay stubs and wage statements so you can prove your earnings if needed.

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For what it's worth, based on your hours and wage, you'll probably get somewhere between $280-320 per week. It's not going to replace your full income but it should help with basic expenses while you job hunt. The important thing is to file as soon as possible since there's usually a processing time.

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That range sounds about right based on what everyone else said. I'll file my claim this week. Thanks everyone for the help!

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Good luck! Remember to file your weekly claims on time every week and keep track of your job search activities.

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For budgeting purposes, remember that your unemployment benefits are taxable income. You can choose to have taxes withheld automatically, or you can pay them when you file your tax return. But definitely factor that into your financial planning.

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Thanks for the reminder - I'll probably have them withhold taxes so I don't get surprised at tax time.

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Smart choice. It's usually easier to have it withheld rather than owe a big chunk at the end of the year.

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I'm in a similar boat - just lost my job and trying to figure out the benefit calculation. The Washington ESD website has some info but it's not super clear about the exact formula they use.

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The formula is pretty simple: highest quarter earnings divided by 26. But if you want to talk to someone directly about your specific situation, I'd recommend using Claimyr to get through to Washington ESD. Way better than trying to call on your own.

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Never heard of Claimyr, is it legit? I'm desperate to talk to someone at this point.

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Yeah it's totally legitimate. They just help you get through the phone queue faster. I was skeptical at first but it actually worked and saved me hours of calling.

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Don't forget you'll also need to pay taxes on your unemployment benefits. It's not like regular income tax withholding - you can choose to have taxes taken out or pay them later.

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Good point, I hadn't thought about the tax implications. Do most people have taxes withheld or pay later?

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I always have them withhold 10% for federal taxes. Saves you from owing a big chunk at tax time.

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The benefit amount is just one part of it. You also need to make sure you meet the work search requirements each week to keep getting paid. Washington ESD requires 3 job search activities per week.

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What counts as a job search activity? Just applying for jobs or other things too?

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Job applications, networking events, career fairs, informational interviews, even some online training courses can count. You have to log them in your WorkSourceWA account.

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WASHINGTON ESD IS SO SLOW WITH EVERYTHING!!! I filed 3 weeks ago and still haven't gotten my first payment. They calculated my benefit amount but then it went into some kind of review process.

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That sounds like your claim might be in adjudication. Common reasons include issues with your separation from employment or questions about your availability for work.

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How long does adjudication usually take? I'm running out of money here.

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It can take anywhere from a few weeks to several months depending on the complexity of the issue. If you haven't heard anything, you might want to try contacting them directly.

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For anyone struggling to get through to Washington ESD by phone, I discovered this service called Claimyr that basically gets you to the front of the phone queue. Used it last month when I had questions about my benefit calculation and it was a game changer. Way better than spending hours on hold.

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How does that work exactly? Is it expensive?

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They don't charge much and it's way cheaper than taking time off work to call all day. You just go to claimyr.com and they handle getting you connected to an agent.

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Keep in mind that your benefit amount might be different if you had multiple jobs during your base period. Washington ESD combines wages from all employers when calculating your quarterly earnings.

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I only had one job during that time period, so hopefully that makes it straightforward.

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That should make the calculation pretty simple then. Single employer usually means cleaner wage records and faster processing.

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also remember you can only collect unemployment for up to 26 weeks in washington unless there are special programs running. so even if your benefit amount is good, it's not forever

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26 weeks should be enough time to find something new, hopefully. That's about 6 months right?

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yeah exactly, 26 weeks is about 6 months. some people find jobs faster, some take longer, but that's the standard duration

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I went through this same process 6 months ago. The benefit amount ended up being exactly what the formula predicted - highest quarter divided by 26. Washington ESD's system is pretty accurate with the calculations.

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That's reassuring to hear. Did you have any issues with your claim or did it go smoothly?

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Mostly smooth once I got past the initial filing. The hardest part was getting through to ask questions, but the actual benefit calculation was automatic and correct.

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One thing to watch out for - if you get any severance pay or vacation payout, that might affect when your benefits start. Washington ESD considers that wages for unemployment purposes.

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I did get a small severance package. Does that mean I have to wait to file for unemployment?

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Not necessarily wait to file, but it might delay when you start receiving payments. You should report the severance when you file your claim.

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The Washington ESD online system will show you your exact benefit amount once your claim is approved. It breaks down your base period wages and shows how they calculated your weekly benefit. Pretty transparent actually.

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Good to know it's transparent. I was worried it would be some black box calculation.

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Nope, they show you all the wage data they used and the math. You can even see which employers reported wages for each quarter.

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Just remember you have to file your weekly claims every week to get paid, even if your benefit amount is calculated. Missing a week means you don't get paid for that week - they don't automatically send payments.

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How do you file the weekly claims? Is it online or by phone?

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Both options are available but online is much easier. You log into your Washington ESD account and answer a few questions about your week - whether you worked, looked for work, etc.

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The weekly filing is pretty straightforward once you get used to it. Just don't forget to do it every week or you'll miss out on payments.

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Based on your salary, you should qualify for a decent benefit amount. The key is making sure your claim doesn't get held up in adjudication. If you need to contact Washington ESD for any reason during the process, save yourself the headache and use something like Claimyr to actually get through to someone.

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Thanks for all the advice everyone. I'm feeling more confident about filing my claim now that I understand how the benefit calculation works.

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Good luck with your claim! The process can be confusing at first but once you get into the routine of weekly filing it becomes pretty automatic.

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Make sure all your employers from the last 18 months are listed correctly when you file. I had an issue where one of my part-time jobs wasn't showing up in their system and it delayed everything by weeks while they verified my wages.

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Good tip! I'll double check all my W-2s before I file to make sure everything matches.

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Smart move. Also keep copies of everything - pay stubs, termination letter, whatever. You might need them later.

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The whole system is designed to discourage people from claiming what they're owed. Between the confusing website, impossible phone lines, and constant delays, half the people probably give up before getting their benefits.

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That's exactly what they want though - fewer claims paid out means more money stays in their fund.

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This is why services like claimyr.com exist - because the regular system is so deliberately broken. At least there's a workaround now.

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I was in retail too and got about $380/week with similar hours to you. Wasn't enough to cover all my bills but definitely helped bridge the gap while job hunting.

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That's about what I was expecting based on other replies. How long did it take you to find new work?

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About 3 months, but I was picky about finding something better than my old job. Could have found retail work faster.

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whatever you do dont mess up your weekly claims. if you miss filing one week or answer something wrong, it can screw up your whole claim and you have to start over or wait for them to fix it

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Noted! I'll be super careful with those. Are they due on specific days?

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sundays usually but check your account for the exact schedule

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Pro tip: set up direct deposit right away. Getting checks in the mail takes forever and sometimes they get lost. Direct deposit is much more reliable.

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Definitely doing that! Thanks for all the advice everyone, this has been super helpful.

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Good luck with your claim! The process is frustrating but hang in there.

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If you end up needing to talk to someone at Washington ESD and can't get through on the phone, that Claimyr service someone mentioned earlier actually works. I was skeptical at first but it saved me weeks of calling. Check out claimyr.com if you hit any roadblocks.

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I'll keep that in mind if I run into issues. Hopefully everything goes smoothly but good to have a backup plan.

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Same here - used it when my claim went into adjudication hell. Actually got answers instead of generic form letters.

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The Washington ESD system is so confusing! I wish they would just tell you upfront what you'll get instead of making you guess. I spent weeks trying to figure out my benefit amount before I finally got through to someone who could explain it.

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I know right?? The whole system seems designed to confuse people. Took me forever to understand why my benefits were so much lower than I expected.

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At least now there are services like Claimyr that can help you reach ESD agents to get answers about your specific situation.

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Don't forget you also have to pay taxes on unemployment benefits! Washington doesn't tax them but the federal government does. So whatever your weekly amount is, set aside about 20% for taxes unless you elect to have them withheld.

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Ugh, I didn't even think about taxes. So if I get $400 per week I should really budget for $320 after taxes?

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Exactly. You can have federal taxes withheld automatically when you certify your weekly claims, which is what I'd recommend.

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Yes definitely have them withhold taxes! I learned that lesson the hard way and owed a bunch come tax time.

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I'm in a similar situation - lost my job two weeks ago and trying to figure out what to expect financially. The whole base year thing is really confusing when you've had different jobs at different pay rates.

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Right? I wish there was just a simple calculator that could tell you exactly what you'll get.

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Your best bet is to gather your pay stubs from 2023-2024 and try to figure out which quarter had your highest earnings. That'll give you the best estimate.

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The maximum Washington unemployment benefit for 2025 is $999 per week, but realistically most people get between $200-600. It really depends on your work history during the base year period, not your most recent job.

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Good to know the range. I'm hoping I'll be somewhere in the middle of that.

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I got $445 per week when I was on unemployment last year. That was with about $11,500 in my highest earning quarter.

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Also remember that your unemployment benefits will last for up to 26 weeks in Washington, assuming you meet all the requirements like doing your job search activities and certifying weekly. So factor that timeline into your budgeting too.

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26 weeks should hopefully be enough time to find something new. Thanks for all the helpful info everyone!

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Good luck with your claim! The process can be confusing but once you get it figured out it's not too bad.

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Does anyone know if overtime hours count differently in the benefit calculation? I had a lot of overtime in my highest earning quarter.

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Overtime wages count the same as regular wages for benefit calculation purposes. Washington ESD looks at your total gross wages regardless of whether they were regular time or overtime.

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Good to know! I was worried overtime might be calculated separately or something.

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This whole thread is making me realize I have no idea how unemployment benefits work lol. I thought you just got like half your paycheck or something simple like that.

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It's roughly half your average weekly wage but capped at the maximum benefit amount. The exact formula is more complex but that's a decent rule of thumb for planning purposes.

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Yeah same here, I thought it would be way more straightforward than all these quarter calculations and stuff.

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I had to appeal my benefit amount last year because Washington ESD didn't include wages from one of my employers. Make sure you check that all your wages are showing up correctly in your claim.

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How do you check if all your wages are included? I want to make sure they have everything from both my jobs.

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Log into your SecureAccess Washington account and look at the wage and employment history section. It should show wages reported by each employer by quarter.

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For what it's worth, I used Claimyr when I had questions about my benefit calculation and it was really helpful. The Washington ESD agent was able to walk me through exactly how they calculated my weekly amount and explain which quarters they used.

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That sounds exactly like what I need. I'll check out that website someone mentioned earlier.

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I'm definitely going to look into Claimyr too. I've been getting different answers every time I manage to get through to someone at Washington ESD.

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Don't forget that you can work part-time while collecting unemployment but your benefits will be reduced. If you earn more than 1.5 times your weekly benefit amount, you won't get any unemployment that week.

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That's good to know in case I find some part-time work while I'm looking for a full-time job.

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Yeah just make sure to report any work and earnings on your weekly claim. Washington ESD will calculate the reduction automatically.

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The whole system is such a mess. I've been waiting 3 weeks just to get my benefit amount determined because my claim is stuck in adjudication. Meanwhile bills keep coming in.

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Adjudication can take several weeks depending on the issue. If you haven't heard anything, it might be worth calling to check on the status.

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I've tried calling but can never get through. Maybe I should try that Claimyr thing everyone's talking about.

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Just as a heads up, your unemployment benefits can last up to 26 weeks in Washington unless there are extensions available. So definitely factor that timeline into your job search planning.

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26 weeks should be plenty of time to find something new. At least I hope so!

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The job market is pretty good right now in most industries so hopefully you won't need the full 26 weeks.

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One last thing - make sure you file your weekly claims every week even if you haven't received your benefit amount determination yet. You can't go back and file for weeks you missed.

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I've been filing every week since I applied so I should be good on that front.

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Perfect! That's the most important thing to stay on top of. Missing weekly claims is one of the biggest mistakes people make.

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Thanks everyone for all the helpful info! This thread has been way more useful than the Washington ESD website. I feel like I actually understand how the benefit calculation works now.

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Glad we could help! Feel free to post again if you have other questions about the unemployment process.

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Definitely will! This community seems really knowledgeable about all this stuff.

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Update on my Claimyr experience - used them again last week to check on my job search requirement questions and got connected to an agent in 8 minutes. Totally worth it when you need answers fast.

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Good to know it works consistently. I'm definitely going to try it if I run into issues with my claim.

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might have to try this myself, been 3 weeks since i could talk to anyone about my adjudication

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One more tip - make sure you have all your employment dates and wage info ready when you apply. Any discrepancies between what you report and what your employer reported can delay your claim and affect your benefit calculation.

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Should I contact my HR department to get exact wage information before I file?

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That's actually a good idea. Also keep your last few pay stubs handy in case Washington ESD needs additional verification.

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fyi you can also get an estimate by looking at your social security statement online, it shows your annual wages by year

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Smart thinking! I should pull that up to double-check my numbers.

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Remember that if you work part-time while collecting unemployment, they'll reduce your weekly benefit by the amount you earn over $25. So if you get $600/week and earn $100 part-time, you'd get $525 that week ($600 - $75).

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That's good to know. I might pick up some freelance work while job hunting.

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Just make sure to report all earnings when you do your weekly claim. Failing to report income can cause overpayment issues later.

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Still waiting on my benefit determination after 7 weeks now. This is absolutely ridiculous. How is anyone supposed to survive without knowing what they'll get or when they'll get it?

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have you tried that claimyr thing people mentioned? sounds like it might help you get through faster

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Seriously, at 7 weeks you definitely need to talk to someone. Claimyr would probably be your best bet to get through quickly.

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For what it's worth, I calculated my benefit amount pretty accurately using the basic formula before I even got my determination letter. If you made $52K consistently, you're probably looking at somewhere between $550-650 per week depending on how your wages were distributed quarterly.

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That range sounds about right based on what others have shared. Thanks for the estimate!

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Final advice - don't stress too much about the exact amount until you get your official determination. Focus on getting your claim filed correctly and start your job search requirements right away. The sooner you file, the sooner your benefits start.

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You're right, I should just file and see what happens. Thanks everyone for all the helpful information!

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Good luck with your claim! Remember that your first week is always a waiting week with no payment, so plan accordingly.

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been following this thread and wanted to add that the washington esd website has gotten better lately. most of the info you need is there if you dig around a bit

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I'll spend some time exploring their website before I file. Thanks for the tip!

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One last thing - if your employer contests your claim or if there are any issues with your separation, that can delay everything and affect your benefit amount. Most layoffs are straightforward but just be prepared in case Washington ESD needs additional information.

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My layoff was definitely legitimate - whole department got cut due to budget issues. Hopefully that won't cause any problems.

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Sounds like you should be fine then. Mass layoffs usually process pretty smoothly through the system.

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This whole thread has been super helpful! I'm in a similar situation and was wondering the same thing about benefit amounts.

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Glad it helped you too! There's definitely a lot to learn about the unemployment system.

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If you file in January 2025, your base year would be October 2023 through September 2024. They'd use your highest earning quarter from that period.

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wait that doesn't sound right... wouldn't it be more recent quarters??

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I'm in a similar situation and trying to figure out my benefit amount. Made about $48K last year but most of it was in the last quarter due to a job change. Will Washington ESD use my recent high earnings or older lower earnings?

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They use a specific base year period, so your recent earnings might not count if they fall outside that window. This is why talking to Washington ESD directly is important.

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Ugh, this system is so complicated. Why can't they just use your most recent year of earnings like normal people would expect?

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The maximum weekly benefit in Washington is $999 but most people don't get that much. You need to have earned at least $25,974 in your highest quarter to max out. For someone making $52K annually, you're probably looking at $600-750 per week depending on how your earnings were distributed.

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That would actually cover most of my expenses if I get around $700/week. Do you know if there are any deductions from that amount?

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No deductions unless you have child support or other court-ordered payments. But remember you'll owe taxes on unemployment benefits.

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They don't automatically take out taxes? That's going to be a nasty surprise next April...

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I calculated mine wrong initially because I forgot about the minimum earnings requirement. You need at least $4,840 in your base year to qualify for any benefits at all. Also need earnings in at least two quarters.

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Good point, I should make sure I meet the minimum requirements before worrying about the exact amount.

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Yeah the eligibility requirements are just as important as the benefit calculation

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Has anyone actually used the benefit calculator on the Washington ESD website? I tried it but kept getting error messages and couldn't get it to work properly.

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their website is terrible, half the tools don't work and the other half are confusing as hell

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I used Claimyr to get through to someone who could walk me through the calculation manually. Much better than fighting with their broken website tools.

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How much does that service cost? I might try it if the website keeps being useless.

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Your benefit amount also affects how long you can collect. In Washington you can get up to 26 weeks of benefits, but the total amount is capped at 30% of your base year earnings. So even if you qualify for $800/week, you might not get the full 26 weeks if you didn't earn enough in your base year.

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I didn't know there was a total cap too! This is getting more complicated than I expected.

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Most people don't hit the total cap unless they have very uneven earnings throughout the year

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Pro tip: gather all your pay stubs from the last 15 months before you file your claim. Washington ESD might ask for proof of your quarterly earnings and having everything organized will speed up the process.

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That's really helpful advice. I'll start collecting my pay stubs now.

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Also keep your W-2s handy, they sometimes want those too for verification

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I went through this process last year and the hardest part was actually getting accurate information from Washington ESD. Their customer service is overwhelmed and you can spend hours on hold. When I finally got through using Claimyr, the agent explained everything clearly and I understood my benefit calculation within 10 minutes.

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Several people have mentioned Claimyr now. Sounds like it might be worth trying if I can't figure this out on my own.

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yeah its definitely worth it if you value your time and sanity

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I was skeptical about using a third party service but honestly it saved me so much frustration

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Don't forget you'll need to file weekly claims and meet job search requirements to keep getting benefits. The amount you calculated is only what you'll get if you stay eligible each week.

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Right, I heard you need to apply for jobs every week. How many job applications do you need to do?

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It's 3 job search activities per week, but they can be applications, networking, job fairs, etc. Not just applications.

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The benefit amount is just the starting point. You also need to understand partial benefits if you work part-time while collecting, and how other income affects your weekly payment. Washington ESD has specific rules about earnings deductions.

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I wasn't planning to work part-time but good to know there are options if I need extra income.

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Yeah you can earn up to a certain amount before they start reducing your benefits. I think it's around $280 per week but double check that

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good luck with your claim! warehouse jobs are out there, shouldn't take too long to find something similar with your experience

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Thanks! I'm optimistic about finding something soon, but it's reassuring to know unemployment will help bridge the gap.

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definitely, having that financial support takes a lot of pressure off the job search

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UPDATE: finally got my claim filed and it says my estimated weekly benefit is $312! not amazing but better than nothing. now I just have to wait for it to be processed

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That's great! How long did the application take you?

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about 45 minutes total, mostly just entering all my work history and employer details

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$312 is pretty decent for warehouse work, should help cover basics while you're looking

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Sounds like everyone's getting good information here. The key things to remember: file as soon as possible, have your employment history ready, and don't forget about the weekly claim requirements. The benefit amount calculation is pretty straightforward once you understand it's based on your highest earning quarter.

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Thanks everyone for all the helpful info! I feel much more confident about filing my claim now.

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Good luck with everything! The process is really not as complicated as it seems at first.

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Just want to mention one more time that if anyone runs into issues during the process or needs to speak with an ESD agent, Claimyr at claimyr.com is definitely worth checking out. The peace of mind of actually being able to talk to someone when you need help is huge during an already stressful time.

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I'll keep that in mind if I run into any problems. Hopefully the online process goes smoothly for me.

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bookmarked that site just in case, thanks for sharing

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Just an update - I finally got my monetary determination and my weekly benefit is $487. Took about 3 weeks to get the letter but at least now I know what to expect.

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That's around what I'm hoping for! Did your benefit amount match what you expected based on your wages?

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Pretty close. It was slightly higher than I calculated myself because I forgot to include a small bonus I got last year.

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Pro tip: if you're doing gig work or freelancing while on unemployment, you still need to report that income. It might reduce your weekly benefit but you won't get in trouble for not reporting it.

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Good to know. I was thinking about doing some DoorDash while I job hunt.

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Yeah just report it on your weekly claim. They'll deduct it from your benefit but you can still earn up to a certain amount without losing your whole weekly payment.

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The maximum benefit duration is 26 weeks in Washington, but your actual duration depends on your wage history too. Higher wages generally mean you can collect for the full 26 weeks.

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How do they calculate how many weeks you can collect?

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It's based on your total base period wages. The formula is: (total base period wages ÷ weekly benefit amount) ÷ 3, up to a maximum of 26 weeks.

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Math is making my head spin but I guess I'll find out when I get my determination letter.

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anyone else frustrated by how long everything takes with washington esd? like why does it take 3 weeks just to tell me how much money ill get

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I feel you. The whole system seems designed to make you give up and not claim benefits.

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It's definitely slow but they do have to verify wages with all your employers. The process involves a lot of behind-the-scenes work.

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i guess but other states seem to do it faster from what ive heard online

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If you need an estimate while waiting for your official determination, multiply your highest quarter wages by 0.0385 and then divide by 13. That should get you in the ballpark of your weekly benefit amount.

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Wait, I thought you said earlier it was (highest quarter ÷ 13) × 0.0385? That's different math.

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You're right, I misspoke. It's (highest quarter wages ÷ 13) × 0.0385. Thanks for catching that!

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For anyone still struggling to get through to Washington ESD about their benefit calculation, seriously consider trying Claimyr. I know I mentioned it before but it really does work. Sometimes you just need to talk to a human to get clarity on your specific situation.

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I might have to try that. Been calling for days trying to ask about how my overtime affects my calculation.

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That's exactly the kind of question that's hard to get answered without talking to someone. The website doesn't cover every scenario.

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Thanks everyone for all the help! I think I have a much better understanding now. Sounds like I should expect somewhere around $400-500 per week based on my wages, and it'll take a few more weeks to get my official determination. At least now I can start planning my budget.

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Glad we could help! Don't forget to keep track of your job search activities while you wait.

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Good luck with your job search! The benefit calculation is just the beginning - the real goal is getting back to work.

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Absolutely. This unemployment benefit will really help bridge the gap while I find something new.

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This thread was super helpful. I was completely lost about how the benefit calculation worked before reading all these responses.

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The Washington ESD system can be really confusing at first. Glad the community could help break it down.

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wish i had found this thread sooner instead of spending hours trying to figure this out on my own

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That's what these forums are for! We've all been there trying to navigate the unemployment system.

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has anyone had issues with their employer disputing their unemployment claim? my former boss is saying i quit when i was actually laid off and now washington esd is investigating

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That's called an adjudication. You'll need to provide documentation proving you were laid off - emails, termination letter, anything in writing. The process can take several weeks unfortunately.

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ugh great, so i won't get any money while they investigate? this is so stressful

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Don't forget to file your weekly claims even if your initial claim is still processing! I made that mistake and it delayed my payments even more. You have to file every week to get paid for that week.

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Good to know! I'll make sure to stay on top of the weekly filing once I submit my initial application.

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The whole system is so confusing. I wish they had better explanations on their website about how everything works. Half the time the information seems outdated or contradictory.

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I agree the website could be clearer. The WorkSource offices sometimes have workshops about unemployment benefits if you learn better in person.

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Quick question - do bonuses count toward your base period wages? I got a $3000 bonus last year and wondering if that helps my calculation.

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Yes, bonuses count as wages for unemployment purposes as long as they were paid during your base period. They'll show up on your wage record from your employer.

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For anyone still struggling to get answers from Washington ESD directly, I can't recommend Claimyr enough. Used them three times now for different issues and they've been a lifesaver. Check out their demo video to see how it works - it's honestly worth it just for the peace of mind of knowing you can actually talk to someone when you need help.

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At this point I'm willing to try anything. The phone system is completely broken.

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remember that if you work part time while collecting unemployment, they'll reduce your weekly benefit dollar for dollar after the first $5. so if you make $100 in a week, they'll subtract $95 from your unemployment payment

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That's good to know for budgeting purposes. So working a little bit part-time might not be worth it financially?

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depends on the situation. sometimes the work experience is valuable even if the immediate financial benefit is small

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One more thing - make sure your address is up to date in the system. I moved during my unemployment and didn't update it right away. Caused all sorts of problems with my payments and mail delivery.

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Thanks for all the tips everyone! This has been really helpful in understanding what to expect.

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The maximum duration is usually 26 weeks but can be extended during high unemployment periods. Right now it's back to the standard 26 weeks since the economy has improved from the pandemic lows.

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I remember when it was extended to 39 weeks a few years ago. Those were rough times but the extra weeks really helped.

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just wanted to add that if you're on standby with your employer, the calculation works the same way but you don't have to do job search activities. that was nice when my company had temporary layoffs

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What's standby status exactly? Is that different from regular unemployment?

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standby means your employer expects to call you back within a specific timeframe. you still get unemployment but don't have to look for other work since you have a job waiting

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Good luck with your claim! The process can be frustrating but once you get through the initial setup it's pretty straightforward. Just make sure to file your weekly claims on time every week.

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Thank you! I feel much more prepared now after reading everyone's advice.

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Pro tip: when you do file your claim, make sure you have all your employment information organized. Washington ESD wants employer names, addresses, dates of employment, and reason for separation. Having all that ready makes the process go much smoother.

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Thanks for the tip! I'll make sure to gather all that info before I start the application.

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Also make sure you know your Social Security number by heart. Sounds obvious but the system times out if you take too long entering information.

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I tried using one of those online unemployment calculators from other websites but they gave me completely different amounts than what I actually got from Washington ESD. The state-specific rules make a big difference in the calculations.

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Yeah I saw some generic calculators online but wasn't sure if they'd be accurate for Washington state specifically.

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Each state has totally different formulas and benefit amounts. You really need to use Washington-specific information or talk to someone who knows the Washington ESD system.

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The waiting week was eliminated in Washington a few years ago, so you should be able to get benefits starting from your first week of unemployment if your claim is approved. That's at least one thing they made easier.

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That's good news! I was worried about having to wait an extra week before getting any money.

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Yeah the waiting week elimination was one of the few improvements they made to the system. Still takes forever to get through to anyone on the phone though.

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If you're still having trouble getting specific answers about your benefit calculation, I had success with Claimyr when I needed to talk to someone at Washington ESD about my claim details. Much faster than trying to call the regular number and you actually get to talk to someone who can look up your specific situation.

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A couple people have mentioned Claimyr now. I might have to check it out if I can't get my questions answered through the regular channels.

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I was skeptical about using a third-party service but honestly it was the only way I could get real answers. The regular Washington ESD phone system is basically useless.

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Don't forget that you'll need to do job search activities to keep getting benefits. Washington ESD requires 3 job search activities per week and you have to log them in the system. The requirements are pretty specific about what counts as a valid job search activity.

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Good reminder! I should probably start keeping track of my job applications even before I file the claim.

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The job search requirements are actually pretty reasonable. Just applying for jobs, going to job fairs, or doing career counseling all count. They give you a list of what qualifies.

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Based on your salary of $52K, you're probably looking at somewhere between $450-550 per week, but that's just a rough estimate. The exact amount depends on how your wages were distributed across quarters and which quarters fall in your base period.

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That range sounds about right based on what others have said. I guess I'll find out the exact amount once I file the claim.

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Yeah the quarterly distribution thing makes it impossible to give an exact estimate without knowing someone's specific wage history. The best you can do is ballpark it.

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One thing I wish someone had told me is that it can take several weeks to get your first payment even after your claim is approved. Make sure you have some savings to cover expenses while you wait for the system to process everything.

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How long did it take for you to get your first payment? I'm hoping it won't be too long since I need to make my mortgage payment.

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Mine took about 3 weeks from when I filed to when I got the first direct deposit. But that was during a pretty busy time, so yours might be faster.

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Three weeks seems pretty typical. I think the system has to verify your employment and wages with your employer before they can start paying benefits.

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The whole benefit calculation is needlessly complicated. They should just have a simple formula like 'X% of your average weekly wages' instead of this quarterly base period nonsense that nobody understands.

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I agree! It would be so much easier if they just used your most recent earnings instead of this complicated base period system.

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The base period system is supposed to prevent fraud or something, but mostly it just confuses everyone and makes it harder to estimate your benefits.

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Good luck with your claim! The uncertainty about benefit amounts is stressful but once you get through the initial filing process, the weekly claims are pretty straightforward. Just remember to file your weekly claims on time every week.

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Thanks for all the helpful information everyone! I feel much more prepared to file my claim now.

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Yeah this thread has been really helpful. I'm in a similar situation and was just as confused about the benefit calculation.

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Just wanted to add that if you have any trouble with your claim after you file it, or if it gets stuck in adjudication, that Claimyr service mentioned earlier can help you get through to Washington ESD faster. I used them when my claim was pending for weeks and finally got answers about what was holding it up.

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I'll keep that in mind in case I run into any issues. Hopefully my claim will be straightforward since I was laid off.

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Yeah, layoffs are usually pretty straightforward. It's when there are questions about why you left a job that things get complicated.

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I remember when I calculated mine wrong and thought I'd get way more than I actually did. Make sure you're looking at gross wages not net when doing the calculation.

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Good point, I was thinking about my take-home pay. So I should use the full $65k gross amount?

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Yes, they base it on your gross wages before taxes and deductions.

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Does anyone know if the benefit amount changes if you work part-time while collecting unemployment? I might be able to pick up some freelance work.

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Yes, if you earn money while collecting benefits, it can reduce your weekly payment. Washington ESD has specific rules about reporting earnings.

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Do I have to report every little bit of income or is there a minimum threshold?

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You need to report ALL income, no matter how small. They have formulas for how much gets deducted from your benefits.

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The Washington ESD system is so outdated compared to other states. Everything takes forever and their website crashes constantly.

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Tell me about it. I've had issues with their online system not saving my weekly claims properly.

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That's why talking to an actual person is sometimes the only way to get real answers, but good luck getting through on the phone.

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I used that Claimyr service someone mentioned earlier and it actually worked great. Got connected to a Washington ESD agent within like 20 minutes instead of calling all day myself.

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That's good to know. I might need to try that if I can't figure out my exact benefit amount from the website.

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How much did it cost you to use?

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I'd rather not get into specific costs but it was worth it to avoid the hassle of calling repeatedly myself.

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just file your claim and see what they give you. all this calculating beforehand doesnt really matter since they have all your wage info anyway

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I guess you're right, but I like to know what to expect for budgeting purposes.

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fair enough but their system will calculate it automatically once you submit everything

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One thing to keep in mind is that unemployment benefits are taxable income. You can choose to have taxes withheld or pay them later when you file your return.

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Oh I didn't think about that. Should I have them withhold taxes or just pay later?

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That depends on your overall tax situation, but many people choose to have 10% withheld to avoid a big bill later.

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Washington ESD also has a maximum number of weeks you can collect benefits, usually 26 weeks but it can vary based on the unemployment rate.

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26 weeks should be plenty of time to find something new. Hopefully I won't need anywhere near that long.

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That's the spirit! Just make sure you're actively job searching and documenting everything in case they audit your claim.

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The best advice I can give is to file as soon as possible since there's usually a waiting week before benefits begin. Don't wait around trying to calculate exact amounts.

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Good point, I'll start the application process tomorrow. Thanks everyone for all the helpful information!

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You're welcome! The sooner you file, the sooner you'll know your exact benefit amount and can start receiving payments.

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Also remember to keep looking for work while collecting benefits. Washington ESD requires you to be able and available for work to continue receiving payments.

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Definitely planning to keep job searching actively. This is just temporary help while I find something new.

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That's the right attitude. Good luck with your job search and navigating the unemployment system!

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