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Maya Diaz

How much does unemployment pay in Washington - confused about benefit amounts

I'm trying to figure out how much I'll get if I file for unemployment benefits through Washington ESD. I've been working full-time for the past 2 years making about $52,000 annually but got laid off last week. I keep seeing different numbers online and I'm not sure what to expect. Does anyone know how Washington calculates the weekly benefit amount? I need to know if it'll be enough to cover my rent and bills while I'm job searching.

Washington unemployment benefits are calculated based on your highest earning quarter from your base period. It's not a simple percentage of your last job. The weekly benefit amount ranges from $295 minimum to $999 maximum for 2025. You need to look at all four quarters of your base period to determine your actual amount.

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What's a base period? I thought it was just based on my current job salary.

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Base period is the first four of the last five completed calendar quarters before you filed. So if you filed in January 2025, your base period would be October 2023 through September 2024.

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Washington ESD calculates your weekly benefit amount based on your highest earning quarter in your base period. It's not a simple percentage like some people think. They take your total wages from your highest quarter, divide by 26, then multiply by 0.0385 to get your weekly benefit. There's also a maximum weekly benefit amount that changes each year - for 2025 it's around $999 per week.

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That formula sounds complicated. So it's not just 60% of my regular paycheck?

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Nope, it's way more complex than that. The percentage method is a myth that keeps getting passed around.

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Washington ESD calculates your weekly benefit amount using your highest earning quarter from your base year. For 2025, the maximum weekly benefit is $999. Your benefit is roughly 3.85% of your total wages in that highest quarter. So if you made $13,000 in your best quarter, you'd get around $500/week before taxes.

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Thanks! So they don't just divide my annual salary by 52? That's confusing but helpful to know.

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Yeah it's based on quarters not annual. Also remember they take out taxes unless you opt out.

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Washington unemployment benefits are calculated using your base period earnings - that's the first 4 of the last 5 completed quarters before you filed. Your weekly benefit amount (WBA) is roughly 3.85% of your average quarterly wages during your two highest-earning quarters in that base period. Maximum weekly benefit for 2025 is $999, minimum is $295.

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So if I made like $14,000 total in my highest quarter, what would that come out to weekly?

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With $14K in your highest quarter, you'd be looking at roughly $400-450 per week before taxes, but Washington ESD calculates it precisely based on both your highest quarters combined.

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the calculation is super confusing honestly, i gave up trying to figure it out beforehand and just waited to see what washington esd told me when my claim got approved

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Same here! I spent hours trying to calculate it myself and was still wrong lol

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Yeah but I just want a ballpark idea so I know if I can cover rent or not

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Washington ESD calculates your weekly benefit amount using your highest earning quarter from the past year. They take 1/26th of that quarter's wages. So if you made $6,500 in your best quarter, you'd get around $250 per week. There's also a minimum of $295 and maximum of $999 per week depending on your earnings.

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Thanks! That helps. I think my best quarter was probably around $5,800 so maybe $223 weekly? That's cutting it close for my budget.

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Don't forget you can work part-time while on unemployment too. As long as you report it on your weekly claim and don't exceed certain limits.

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The exact formula is pretty straightforward once you understand it. Washington ESD looks at your base year wages (the first 4 of the last 5 completed quarters). They find your highest quarter, divide by 26, and that's your weekly benefit. BUT they also require you to have earned at least $3,850 total in your base year to qualify at all.

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I definitely made more than $3,850 total so I should qualify. Just worried about the weekly amount being enough.

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You might want to call Washington ESD to get an exact estimate if you're really worried about budgeting. Their phone lines are always busy though - took me like 50 tries to get through last month.

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Washington ESD unemployment benefits are calculated based on your highest quarter of earnings during your base period. It's not a simple percentage like 60%. They use a formula that looks at your quarterly wages and divides by 26 to get your weekly benefit amount. For 2025, the maximum weekly benefit is $999.

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So it's not just based on my most recent salary? That's confusing. How do I know what my base period is?

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Your base period is typically the first four of the last five completed calendar quarters before you filed. So if you file in January 2025, it would be Q1 2024 through Q4 2024.

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i think its like half your paycheck or something, thats what my friend told me when she got laid off

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That's not accurate - it varies a lot depending on your earnings history. The calculation is more nuanced than just taking half.

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The exact amount depends on your base period wages. Washington ESD looks at the first four of the last five completed quarters before you filed. If you made $52k annually, you're probably looking at somewhere between $400-700 per week, but you'd need to check your actual quarterly earnings to be sure. You can estimate it using the online calculator on the Washington ESD website.

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Where do I find this calculator? I've been trying to get through to Washington ESD but their phone lines are always busy.

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I had the same problem trying to reach them. I actually found this service called Claimyr that helped me get through to a Washington ESD agent. They basically call for you and get you connected - saved me hours of trying. Check out claimyr.com, they even have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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Washington unemployment benefits are calculated using your highest earning quarter in your base year. For 2025, the maximum weekly benefit is $999 and minimum is $295. Your benefit amount is roughly 3.85% of your total wages in the base year, divided by 52 weeks. With $45k income, you're probably looking at around $500-600 per week depending on when you earned it.

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Thanks! That's actually higher than I expected. Is that before taxes?

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Yes, that's the gross amount. Washington ESD will withhold federal taxes if you request it, but no state income tax since WA doesn't have one.

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i think its like 50% of what you made but not sure. i got $450 a week when i was making about $18/hr full time last year

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That sounds about right for your wage level. The formula is weird though.

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It's actually more complex than 50%. Washington ESD uses your highest quarter earnings divided by 26, then takes various percentages based on income levels.

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The formula is confusing but there's a benefit calculator on the Washington ESD website that's pretty accurate. You'll need your wage info from the last 5 quarters. The minimum weekly benefit is $295 and max is $999 for 2025. Most people get somewhere between $400-700 depending on their wages.

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I tried the calculator but it kept asking for quarter wages and I only have my pay stubs. Do I need to add them up by calendar quarters?

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Yes, you'll need to calculate your gross wages for each calendar quarter. Q1 is Jan-Mar, Q2 is Apr-Jun, etc.

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Washington ESD calculates your weekly benefit amount based on your highest earning quarter in your base year. For 2025, the maximum weekly benefit is $999 but most people get way less than that. They take your total wages from your highest quarter and divide by 26 to get your weekly amount. So if you made $13,000 in your best quarter, you'd get $500 per week.

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That's helpful! How do I know which quarter was my highest? Is there a way to check this on the Washington ESD website?

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Yes, you can see your wage history when you file your claim online. It shows all four quarters of your base year with exact amounts.

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i think its around 50% of your wages but theres a cap. when i was on unemployment last year i was getting like $650 a week but i was making way more than that before

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That's still pretty good compared to what I was expecting. Did you have any trouble reaching Washington ESD to get your benefit amount confirmed?

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Washington ESD calculates your weekly benefit amount based on your earnings in the base period, which is usually the first 4 of the last 5 completed quarters. The maximum weekly benefit amount for 2025 is $999 per week. Your benefit is calculated as roughly 3.85% of your total base period wages, divided by 52 weeks, but it can't exceed the maximum.

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Thanks! So with my salary of $4,200/month, what would that work out to roughly?

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At $4,200/month ($50,400/year), you'd likely qualify for close to the maximum benefit amount, probably around $900-999 per week depending on your exact base period earnings.

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Washington ESD calculates your weekly benefit amount based on your highest earning quarter in your base period. For 2025, the maximum weekly benefit is $999 and you can receive up to 26 weeks of regular unemployment benefits. Your benefit amount will be roughly 60-65% of your average weekly wage during your highest quarter.

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That's helpful! So if I'm making $65K annually, that's roughly $1,250 per week. So I'd get around $750-800 per week in benefits?

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That sounds about right, but Washington ESD looks at your actual quarterly earnings, not just your annual salary divided by 52. You'll want to check your wage history in your SecureAccess Washington account.

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Washington unemployment benefits are calculated based on your highest earning quarter from the last 18 months. The maximum weekly benefit amount for 2025 is $999 per week, but most people don't get the max. For your income level, you're probably looking at somewhere between $400-550 per week depending on your exact earnings pattern.

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Thanks! That's actually better than I expected. Do you know how they figure out which quarter was my highest?

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Washington ESD looks at your base period which is the first 4 of the last 5 completed calendar quarters before you filed. They take your highest quarter earnings and divide by 26 to get your weekly benefit amount.

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The exact formula is your highest quarter earnings divided by 26, then they take 60% of that amount. But there's also a minimum of $295 per week for 2025. You'll need to have earned at least $7,267 in your base period to qualify.

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Wait, I thought it was based on all four quarters, not just the highest one?

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No, it's specifically your highest earning quarter. They use all four quarters to determine if you qualify, but the benefit amount calculation uses only your best quarter.

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This is getting confusing. Where can I find my actual quarterly earnings to do the math myself?

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Washington unemployment benefits are calculated at roughly 3.85% of your total wages from your highest earning quarter in your base period. For someone making $52k annually, you'd probably qualify for somewhere around $650-750 per week, but it depends on how your earnings were distributed throughout the year. The maximum weekly benefit amount in Washington is currently $999 per week.

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That's higher than I expected! So if I made $52k evenly throughout the year, I should get close to the higher end of that range?

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It depends on your quarterly distribution. Washington ESD looks at your highest quarter, so if you got bonuses or worked overtime in one particular quarter, that could boost your weekly benefit amount.

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i think its like 60% of your regular pay or something? mine was way less than i expected tho

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It's not a straight percentage of your pay. The formula is more complex and uses your base year earnings. That 60% figure might be from a different state's system.

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oh ok that makes sense why the numbers didnt add up for me

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I was in a similar situation last year and had trouble getting through to Washington ESD to get clarification on my benefit amount. The online calculator on their website wasn't working properly. I ended up using Claimyr.com to get connected with an actual ESD agent who walked me through the calculation. There's a helpful video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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How much does that service cost? I'm already worried about money if I lose my job.

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It's worth it when you need to actually talk to someone at Washington ESD. Way better than trying to call for hours and getting disconnected.

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I'll check that out, thanks. I really need to understand this before I potentially need to file.

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I was struggling with the same question when I filed last month. Couldn't get through to Washington ESD by phone for weeks to ask about my benefit calculation. Finally used Claimyr (claimyr.com) to get connected to an actual agent who walked me through exactly how my amount was determined. Way easier than trying to decode their website. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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How much did that service cost you? Seems like something Washington ESD should just explain better on their site

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Worth every penny honestly - saved me hours of frustration and I got my questions answered in one call instead of weeks of trying

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Might have to try that if I can't figure this out. The math is making my head spin

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Washington unemployment benefits are calculated based on your wages from your base year (first 4 of the last 5 completed quarters before you filed). The weekly benefit amount is roughly 3.85% of your total base year wages, divided by 52 weeks, with a minimum of $295 and maximum of $999 per week as of 2025. You can get an estimate by logging into your Washington ESD account.

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Thanks! So it's not just half of what I was making weekly? That's more complicated than I thought.

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Yeah the base year thing confused me too when I first filed. It's not your most recent wages, it's from like a year ago basically.

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Washington unemployment benefits are calculated using your highest earning quarter from the past 18 months. The weekly benefit amount is roughly 3.85% of that quarterly amount, but there's a minimum of $295 and maximum of $999 per week as of 2025. With your wages, you'd probably get somewhere around $450-500 weekly.

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That's actually higher than I expected! So it's based on my best quarter, not my most recent one?

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Exactly - they look at all four quarters in your base period and use whichever one had the highest wages for the calculation.

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Getting the right benefit amount calculation from Washington ESD can be frustrating when you can't reach anyone to explain it properly. I had so many questions about my weekly benefit amount that I couldn't get answered through their website. I ended up using Claimyr.com to actually talk to an Washington ESD agent who walked me through exactly how they calculated my $634 weekly amount. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how their service works to get you connected to real agents instead of waiting on hold forever.

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Is that legit? I've been trying to call Washington ESD for weeks about my benefit calculation.

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Yeah it worked for me. Better than calling the main number and getting hung up on constantly.

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Might try this if I can't figure out my amount. Thanks for sharing.

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the maximum changes every year, i think it was like $844 last year but now its higher. you can check your exact amount once you file your claim on the washington esd website

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Yeah, the maximum weekly benefit amount is adjusted annually based on the state's average weekly wage. It's definitely gone up this year.

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Good to know it went up! I haven't filed yet but I'm planning to do it this week.

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Here's the actual Washington unemployment benefit calculation for 2025: Your weekly benefit amount is determined by taking your highest quarter earnings in your base period, dividing by 26, then applying these rates: First $5,628 = 15%, next $5,628 = 37%, remainder = 50%. Maximum weekly benefit is $999, minimum is $295. Duration is typically 26 weeks but can vary based on unemployment rate.

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This is super helpful! So if my highest quarter was around $12,000, I'd get about $370 weekly?

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Close but not quite. You'd take $12,000/26 = $462, then calculate: ($5,628 × 0.15) + (($12,000-$5,628) × 0.37) = roughly $844 + $2,358 = around $580 weekly. But verify this with Washington ESD directly.

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These calculations make my head spin. No wonder people get confused about their benefit amounts.

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washington pays decent compared to other states but it depends on your wages. i made about 45k last year and got $430 per week. not amazing but better than nothing

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That's actually not too bad! Did you have any issues getting approved or did it go smoothly?

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took about 3 weeks to get my first payment but no major issues. just had to do the weekly claims every week

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Ugh the phone situation with Washington ESD is ridiculous! I spent HOURS trying to reach them about my benefit calculation. Finally discovered this service called Claimyr (claimyr.com) that actually got me through to an agent in like 20 minutes. They have a video demo showing how it works: https://youtu.be/7DieNd3C7zQ. Totally worth it when you need to talk to someone about your specific situation.

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Interesting, never heard of that before. Did they charge you for it?

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Yeah there's a fee but honestly after wasting entire days trying to call myself, it was worth every penny to actually speak with someone who could explain my exact benefit amount.

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If you're having trouble getting through to Washington ESD to ask about your specific benefit calculation, I'd recommend checking out Claimyr (claimyr.com). They help people get connected to actual ESD agents without waiting on hold for hours. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. I used it when I needed to verify my benefit amount and it saved me so much time.

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Never heard of that service. Is it legitimate or just another scam?

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It's totally legit. They don't ask for any personal info upfront and they actually get you connected to real ESD staff. Much better than calling the regular number and getting hung up on.

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Don't forget you'll also pay taxes on unemployment benefits! Washington state doesn't tax them but federal does. So whatever your weekly amount is, expect to lose about 10-12% to federal taxes if you choose withholding.

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Wait what?? I thought unemployment was tax free!

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Nope, unemployment is taxable income federally. You can choose to have taxes withheld or pay later when you file your return.

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WAIT A MINUTE! I've been getting unemployment for 3 months and nobody told me about any calculator. I just assumed they were giving me the right amount. How do I know if Washington ESD calculated my benefits correctly?? This is making me panic that I've been underpaid this whole time.

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You should have received a monetary determination letter when your claim was approved that shows how they calculated your weekly benefit amount. Check your documents or your online account.

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I probably threw that letter away thinking it was just paperwork. Can I get another copy somehow?

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Just to add - you can get a rough estimate by logging into your Washington ESD account before you even file. They'll show you your wage history and estimated benefit amount. Way easier than trying to calculate it yourself.

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I tried that but my account is locked and I can't get through to Washington ESD on the phone to unlock it. Been trying for days!

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Have you tried using Claimyr? I found them at claimyr.com when I was having the same issue getting through to Washington ESD. They actually got me connected to an agent who helped unlock my account. There's even a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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Never heard of that but I'm desperate at this point. Does it actually work?

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I've been through this process twice with Washington ESD. The formula is pretty straightforward - they look at your base year (the first four of the last five completed calendar quarters) and find your highest earning quarter. Your weekly benefit is that amount divided by 26, but there's also a minimum of $295 per week in 2025. If you made $52k annually, you're probably looking at somewhere between $400-600 per week depending on how your earnings were distributed.

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This is exactly what I needed to know! So if I got laid off in January 2025, my base year would be January 2024 through December 2024?

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Actually no - if you filed in January 2025, your base year would be October 2023 through September 2024. They use the first four of the last five completed quarters.

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Wait that doesn't sound right. I thought the base year was always the previous calendar year?

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That's a common misconception. Washington ESD uses a specific base year calculation that's different from the calendar year. You can choose the alternative base year if it gives you a higher benefit amount.

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The Washington ESD benefit calculator is actually pretty accurate if you can find your quarterly earnings. Look at your last 5 quarters of work and use the highest 4 - that's your base year. I had similar earnings to you and got $547 per week. The hard part was getting through to someone at Washington ESD to verify my claim status since their phone system is impossible.

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Yeah I've heard the phone situation is terrible. How did you finally get through?

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Honestly, I used a service called Claimyr that calls for you. Found it at claimyr.com and they have a demo video at https://youtu.be/7DieNd3C7zQ. Worth it when you need to actually talk to someone about your benefit calculation or claim issues.

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If you're having trouble getting through to Washington ESD to ask about your benefit amount, I used this service called Claimyr that helped me reach an agent quickly. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Made it way easier than calling the 800 number repeatedly.

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How much does that cost though? Seems like something Washington ESD should handle without needing to pay extra.

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It was worth it for me to avoid the endless busy signals and being hung up on. Sometimes you just need to talk to a real person about your specific situation.

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Your benefit amount also depends on if you have any dependents. Washington ESD adds money for dependent children. I think it's like $25/week per dependent child but don't quote me on that exact amount.

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Good to know! I don't have kids but my sister does so I'll tell her about that.

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It's actually $24 per dependent child per week for 2025, up to 5 dependents max.

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The easiest way is to look at your monetary determination letter from Washington ESD. It shows your exact weekly benefit amount and how many weeks you're eligible for. If you haven't gotten that yet, you should receive it within a few days of filing your initial claim.

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I filed 3 days ago and haven't gotten anything yet. Should I be worried?

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No, that's normal. It usually takes 3-5 business days. Check your online account and make sure your mailing address is correct.

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The Washington ESD benefit calculator online never worked right for me either. Kept giving different numbers every time I used it. Finally got through to someone who said my calculation was $512 per week but couldn't explain why.

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Same here! The online tools are useless for getting accurate benefit estimates.

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The online calculator has known issues. Always best to speak with an actual agent for accurate calculations.

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whatever you do dont expect to live comfortably on unemployment its barely enough to cover basics. had to move back with family when i was on UI last year

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Yeah I'm definitely worried about making ends meet. Hoping to find something quickly.

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Same here, had to get a part-time job while collecting UI just to pay all my bills.

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just a heads up the benefit amount they calculate might not be what you actually get at first. mine was delayed for weeks because of some adjudication thing and when it finally came through it was less than expected

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What do you mean by adjudication? Should I be worried about that?

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Adjudication happens when there's a question about your eligibility - like if you quit vs were laid off, or if there are work search issues. Most claims go through without problems but some get held up for review.

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I've been trying to call Washington ESD for two weeks to ask about my benefit amount calculation because the online system is showing something different than what I expected. Has anyone actually gotten through to them recently? The phone just rings and rings or I get disconnected.

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I had the same problem until I found this service called Claimyr at claimyr.com. They actually got me connected to a Washington ESD agent within like 20 minutes. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling.

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Try calling right when they open at 8am or during lunch around 12:30pm. That's when I've had the most luck getting through.

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Your weekly amount also depends on whether you're getting regular UI or if you're on standby. If your employer put you on temporary layoff and expects to recall you, you might be on standby status which has different job search requirements but same benefit calculation.

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I was actually laid off permanently, so I think I'd be regular UI. The store I worked at closed completely.

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That sucks about your store closing. At least with permanent layoff you shouldn't have any issues with eligibility as long as you meet the work search requirements.

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just so you know the amount can change if you have any other income while collecting. like if you work part time or get severance pay or whatever, they reduce your weekly benefit

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Good to know! I might pick up some gig work while I'm looking for a full-time job.

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Yes, you need to report ANY earnings during your weekly claim certification. Washington ESD has specific formulas for how much they deduct based on what you earn.

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The maximum weekly benefit in Washington was $999 as of January 2025, but most people don't get that much. You need to have made really good money in your base year to hit the maximum. For restaurant work at $18/hour, you're probably looking at somewhere in the $400-600 range per week, but that's just a rough estimate.

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That sounds about right based on what I was making. Better than nothing while I job hunt.

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Yeah and remember you still have to do the job search requirements even while collecting benefits.

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The formula is confusing but basically they take your highest earning quarter from your base period and multiply by 3.85%, then divide by 13 weeks. Your base period is usually the first 4 of the last 5 completed quarters before you file. So timing matters when you file your claim.

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Wait, so if I file in January vs February, I could get different benefit amounts? That seems weird.

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Exactly! If you had a really good Q4 with holiday bonuses or overtime, waiting until that quarter is included in your base period could increase your benefits significantly.

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yeah the calculations are confusing but basically if you made decent money you should get a decent amount. i think the minimum is like $295 a week or something

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Actually minimum is $309 for 2025, they adjust it every year

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ok thanks for the correction, i couldn't remember the exact amount

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just file and see what they give you, the system calculates it automatically anyway

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That's not good advice. It's better to understand your potential benefits before you need them so you can plan your finances accordingly.

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i mean yeah but the calculation is confusing and most people dont have time to figure it out until they actually need it

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Here's a rough formula: take your total wages from your 2 highest earning quarters in the base period, divide by 2 to get average quarterly wages, then multiply by 0.0385. That gives you your weekly benefit amount before any deductions.

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This is helpful but I'm still confused about which quarters count as my 'base period

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Base period is quarters 2-5 counting backwards from when you filed. So if you filed in January 2025, your base period would be April 2023 through March 2024.

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Oh wow that's way further back than I thought! That might actually help me since I was making more money back then

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The Washington ESD benefit calculator is pretty accurate if you can find it on their website. For someone making $52k annually, you'd probably get somewhere between $400-600 per week depending on your quarterly earnings distribution. The formula is: (highest quarter wages ÷ 26) × benefit percentage based on your wage pattern.

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That range sounds reasonable for my situation. Is there anywhere on the ESD website that breaks this down more clearly?

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Check the 'Benefit Estimator' section on secure.esd.wa.gov - though it's sometimes hard to navigate. You'll need your wage information from the past 18 months.

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I had such a hard time getting through to Washington ESD to ask about my benefit amount calculation. Spent hours on hold trying to reach someone who could explain why my weekly amount seemed lower than expected. Finally used this service called Claimyr (claimyr.com) that helps you get through to ESD agents faster. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Made all the difference in getting my questions answered.

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Never heard of that service before. Did it actually work for reaching someone at Washington ESD?

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Yeah, got through to an agent in about 20 minutes instead of the usual 2+ hour wait times. They explained exactly how my benefit calculation worked and why it was what it was.

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Your base period is the first four of the last five completed calendar quarters before you file your claim. So if you file in January 2025, your base period would be January 2024 through December 2024. Washington ESD needs to see you earned wages in at least two quarters during this period.

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What happens if you haven't worked long enough to have wages in two quarters?

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Then you might not qualify for regular unemployment benefits. There are some exceptions and alternate base periods they can use, but you'd need to discuss that with Washington ESD directly.

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The benefit amount also depends on whether you qualify for the full amount. If you work part-time while collecting, they reduce your weekly benefit. And don't forget about the job search requirements - you need to document 3 job contacts per week.

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Good point about the job search thing. Is that tracked automatically or do I need to keep my own records?

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You'll need to log your job search activities in WorkSourceWA. Washington ESD can audit this anytime so keep detailed records of where you applied, when, and what type of contact it was.

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THE WHOLE SYSTEM IS DESIGNED TO CONFUSE PEOPLE! They make these calculations so complicated on purpose. I spent HOURS trying to figure out my benefit amount and still got it wrong. Washington ESD needs to simplify this process instead of making claimants jump through hoops.

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I get the frustration but the formula is actually pretty standard across states. Once you understand the base year concept it makes sense.

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Maybe for you! But normal people shouldn't need a math degree to figure out their benefits.

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The Washington ESD benefit calculation is actually pretty fair compared to other states. I got $488 per week when I was unemployed last year, and my salary was around $45k. The key thing is making sure you have enough qualifying wages in your base period. If you don't, you might get a lower amount or not qualify at all.

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How do I know if I have enough qualifying wages? I'm worried I might not qualify since I only worked at my last job for 2 years.

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2 years should be plenty. You need wages in at least two quarters of your base period, and you worked consistently for 8 quarters. You should be fine.

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If you're having trouble getting through to Washington ESD to ask about your specific benefit amount, I had success using a service called Claimyr that helps you reach ESD agents. They have a system that calls for you and gets you connected when an agent is available. Check out claimyr.com - there's even a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Really helped me when I couldn't get through on my own.

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Thanks for sharing this! I was wondering how people actually get through to talk to someone at Washington ESD.

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Never heard of this service but might be worth trying if the phone lines are as bad as everyone says they are.

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honestly the whole system is confusing as hell. ive been getting $423 a week but my coworker who made similar wages gets $510. makes no sense

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It probably comes down to your specific wage history. Even small differences in when you worked or how much you earned in different quarters can affect the calculation significantly.

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Yeah I learned this the hard way too. My benefit was lower because I had a gap in employment that pushed my high quarter out of the base period.

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THE WASHINGTON ESD SYSTEM IS BROKEN! They make it impossible to understand how much you'll get and then when you call they hang up on you or put you on hold for 3 hours. I've been waiting 6 weeks just to find out my benefit amount because my claim is stuck in adjudication!

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Ugh I feel this. The whole system is designed to frustrate people into giving up

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That's exactly why I ended up using Claimyr - got tired of the runaround and just wanted straight answers about my benefits

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Don't forget about taxes too! Washington ESD doesn't automatically withhold federal taxes from your unemployment benefits. You can request it or you'll owe come tax time. I learned this the hard way last year.

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Oh wow, I didn't think about taxes. So the weekly amount I get will be the full amount before taxes?

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Exactly. You can elect to have 10% withheld for federal taxes when you file your claim, or just save some money aside for tax season.

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also remember you can only collect benefits for 26 weeks max in washington, so whatever your weekly amount is, thats the total time limit

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26 weeks seems like not very long if you can't find work quickly

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yeah its definitely not enough time especially in this job market

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I've been on unemployment twice in the past 3 years and the benefit amounts were different each time even though I was making similar wages. It really depends on which quarters they use for your base year. Sometimes it includes a really good quarter with overtime, sometimes it doesn't.

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That's confusing. How do I know which quarters they'll use?

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They use a standard base year period - the first 4 of the last 5 completed calendar quarters. So if you file in February 2025, they'd look at July-Sept 2024, Oct-Dec 2024, Jan-March 2024, and April-June 2024.

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I've been trying to get through to Washington ESD for weeks to ask this same question but their phone lines are impossible. Every time I call I either get disconnected or sit on hold for hours. Has anyone found a way to actually talk to someone there about benefit calculations?

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I had the same problem until I found Claimyr - it's a service that helps you get through to Washington ESD agents. You can check it out at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ. Saved me hours of calling and redialing.

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Thanks, I'll check that out. At this point I'm willing to try anything to get answers about my claim.

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everyone always complains about the amount but honestly its free money so i dont get why people are picky about it

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It's not free money though - you paid into the system through your paychecks. It's insurance you already paid for.

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oh i didnt know that, i thought it came from taxes or something

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THE WASHINGTON ESD SYSTEM IS A JOKE!!! I've been trying to get my benefits sorted for weeks and they keep giving me the runaround. My cousin in another state gets way more than what Washington pays and their system actually works. Don't expect much help from these people.

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That's frustrating! What specific issues are you having? Maybe someone here can help.

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My claim has been stuck in adjudication for over a month and no one can tell me why. I call every day and either get disconnected or told someone will call me back (they never do).

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This is exactly the kind of situation where Claimyr helps. They can get you connected to an actual person who can look at your adjudication status.

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I got laid off in November and my weekly benefit amount was $642. I was making about $58,000 before I lost my job. The calculation seems pretty fair tbh.

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How long did it take for Washington ESD to determine your benefit amount after you filed?

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About a week to get my monetary determination letter. But then my claim got stuck in adjudication for 3 weeks because of some issue with my separation from my employer.

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Adjudication delays are so frustrating! I waited 5 weeks to get my benefits approved.

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The amount varies so much person to person. I was making about $45k and got $420/week. My coworker made $60k and got around $580/week. Both of us were surprised it wasn't higher given what we were earning before.

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That helps give me a realistic expectation. Sounds like I'll probably be in the $400-500 range.

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Don't forget you can work part-time and still collect some UI as long as you report the earnings correctly.

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Here's the exact formula for Washington state: Take your two highest earning quarters in your base year, add them together, then divide by 26. That's your weekly benefit amount, but it can't exceed the maximum ($999) or be below the minimum ($295). Your base year is the first 4 of the last 5 completed quarters before you filed.

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This is super helpful! So if I made $12,000 in each of my two highest quarters, that would be $24,000 ÷ 26 = about $923 per week?

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Exactly! You've got it. That would put you close to the maximum benefit amount.

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Wait, I thought it was based on all four quarters, not just the highest two?

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No, Washington uses the two highest quarters method. Some states use all four quarters but Washington ESD specifically uses the highest two.

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WASHINGTON ESD MAKES THIS SO UNNECESSARILY COMPLICATED!! Why can't they just tell you upfront what you'll get instead of this confusing base period quarter calculation nonsense? I've been trying to figure out my benefits for 2 weeks and still don't have a straight answer.

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Totally agree. Every state does it differently too which makes it even more confusing.

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yeah the whole system is designed to confuse people i swear

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Don't forget about taxes! Washington ESD unemployment benefits are taxable income. You can choose to have federal taxes withheld (10%) but you'll still owe state taxes if you live in a state that taxes unemployment benefits. Washington state doesn't tax unemployment but if you move you might owe taxes there.

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Oh great, another thing to worry about. Should I have them withhold the taxes?

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I would recommend it unless you're good about setting money aside for taxes. Otherwise you might owe a big chunk at tax time.

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If you're having trouble getting through to Washington ESD to check your exact benefit amount, I discovered this service called Claimyr that helped me reach an actual agent. They have a system that handles the calling for you - check out claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ. Really saved me hours of busy signals when I needed to verify my weekly benefit calculation.

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Interesting, I might need that. The Washington ESD phone lines are always busy when I try to call.

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Does that service cost money? Seems like something Washington ESD should provide for free

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It's worth it when you can't get through any other way. Much better than spending all day redialing and getting nowhere.

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DON'T COUNT ON GETTING THE MAXIMUM!! I was making good money too and only got like $600/week because of some complicated base period calculation. The system is designed to screw you over

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The base period calculation can be confusing, but it's not designed to 'screw you over.' If you had inconsistent earnings or periods of unemployment in your base period, that would affect your benefit amount.

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Whatever, the whole system is broken. Takes forever to get approved and then they lowball your benefits

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One thing to keep in mind - the $999 maximum is pretty hard to reach. You'd need to have earned over $25,000+ in your highest quarter to max out. Most people fall somewhere in the $300-600 range.

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Is that before or after taxes? I'm assuming they take taxes out of unemployment benefits?

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You can choose to have federal taxes withheld (10%) but it's optional. No state income tax in Washington so that's not a concern.

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BE CAREFUL WITH THE BENEFIT ESTIMATOR! It gave me completely wrong information and I ended up expecting way more than I actually got. The system is so confusing and nobody at Washington ESD can explain it properly when you call. I spent weeks trying to figure out why my payments were $200 less than estimated.

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The estimator can be off if you have irregular earnings or if there are quarters with low wages. It's really just a rough estimate.

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Wish someone had told me that before I based my entire budget on the estimate. Now I'm behind on everything.

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just a heads up - you also have to pay taxes on unemployment benefits so don't forget to set aside some money for that. learned that the hard way

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Good point! Can you have taxes taken out automatically or do you have to pay quarterly?

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you can choose to have 10% federal tax withheld when you file your weekly claims. washington doesn't have state income tax so that's not an issue

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Make sure you understand the difference between gross and net benefits too. Washington ESD will withhold federal and state taxes if you elect to have them taken out, which reduces your actual payment. I learned this the hard way.

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Should I have them withhold taxes or just pay at the end of the year?

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I'd recommend having them withhold. Otherwise you might owe a big chunk come tax time.

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For what it's worth, I made $25/hour working construction and my weekly benefit amount ended up being $687. Took forever to get someone at Washington ESD to explain how they got that number though. Had to use one of those callback services to actually reach an agent.

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Which callback service did you use? I'm getting desperate to talk to someone about my calculation.

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Used Claimyr - same one someone mentioned earlier. Actually got me through to an agent who spent 15 minutes explaining my benefit calculation step by step.

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Make sure you're filing your weekly claims every week even if you haven't gotten your first payment yet. I made that mistake and had to call Washington ESD to fix it. Took forever to get through but they were able to backdate my missed weeks.

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How do I file the weekly claims? Is it online?

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Yes, you log into your Washington ESD account and there should be a link to file weekly claims. You have to answer questions about any work you did and whether you were available for work.

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I'm in the same boat - filed last week and still waiting for my monetary determination. The waiting is killing me because I need to know how much I'll be getting to plan my budget. Has anyone tried that Claimyr thing mentioned earlier?

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Xan Dae

I used Claimyr last month when my claim got stuck in adjudication. They got me through to an agent who explained everything about my benefit calculation. Super helpful and way better than sitting on hold for hours.

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Good to know it's legit. I might try it if I don't hear anything by next week.

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retail work is tough for unemployment calculations because the hours are so inconsistent. i worked at target for 3 years and some quarters were way higher than others depending on holiday schedules and stuff

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Yes exactly! My hours were all over the place. Some weeks 40+ during busy seasons, other weeks barely 20.

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The good news is they take your HIGHEST quarter, so if you had any really busy periods with lots of hours, that helps your weekly benefit amount.

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I think there's also a family size multiplier? I have 2 kids and I remember getting slightly more than the base calculation would suggest.

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Washington doesn't have dependent allowances for unemployment benefits. You might be thinking of a different program or state.

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Oh you're right, I was mixing it up with something else. Thanks for the correction!

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Washington state actually has pretty decent unemployment benefits compared to other places. The maximum is $999/week which is higher than a lot of states. Plus you get up to 26 weeks of regular benefits.

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26 weeks should hopefully be enough time to find something new. The job market seems pretty competitive right now though.

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Make sure you're using WorkSourceWA for your job search requirements. Washington ESD requires 3 job search activities per week and WorkSourceWA has good resources.

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The Washington ESD website has a benefit calculator tool but I found it pretty confusing. It asks for all these quarterly wage amounts that I don't have memorized. Your employer should have given you wage statements though.

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I think I threw those away... can I get them from somewhere else?

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You can request wage statements from your employer or check if they're available through your online payroll system if they had one.

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Does anyone know if the benefit amounts change during the year? I heard they adjust them annually but not sure when that happens.

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The maximum and minimum benefit amounts are adjusted annually, usually effective in January. The calculation method stays the same but the dollar limits can change based on the state's average wages.

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Makes sense. Thanks for clarifying that.

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Just remember that unemployment benefits are taxable income in Washington. They don't automatically withhold taxes unless you request it, so make sure to factor that in when budgeting. You can choose to have 10% withheld for federal taxes when you file your weekly claims.

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Good point! I forgot about taxes. So if I get $700/week, I should probably set aside about $70 for taxes?

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That's a good rule of thumb for federal taxes, but don't forget Washington doesn't have state income tax, so you're only dealing with federal. Still, better to have them withhold it than owe a big chunk at tax time.

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The minimum weekly benefit amount in Washington is $295 per week, and the maximum is $999 for 2025. Most people fall somewhere in between depending on their work history. You'll also need to file weekly claims to continue receiving benefits and meet job search requirements - usually 3 job contacts per week.

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What counts as a job contact? Is applying online enough or do you need to do more?

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Online applications count, but you need to keep detailed records. You can also count job fairs, networking events, or contacting employers directly. Keep track of everything in your job search log.

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The maximum benefit amount gets adjusted every year too. I think it went up from like $844 to $999 recently? So if you're a high earner, you might max out at the cap rather than getting the full 3.85% calculation.

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That's correct. The maximum is tied to the state average weekly wage, so it increases annually. High earners will hit that ceiling.

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I was making $85k and still only get the max $999/week. Kind of frustrating but still better than nothing.

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just file the claim and they'll tell you what you get. all this math is making my head hurt lol

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I get that, but I kinda need to know roughly what to expect so I can plan my budget while I'm unemployed.

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Don't forget you also have to meet the earnings requirements to qualify. You need at least $7,000 in your base year and earnings in at least 680 hours of work. Most people focus on the benefit amount but forget about qualifying first.

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Good point! I definitely worked more than 680 hours so I should be fine there.

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For someone making $52k annually, assuming steady employment, you're probably looking at around $525-575 per week. That's based on the typical quarterly wage distribution for that salary level. But definitely check your actual base period wages to be sure - sometimes irregular work schedules can affect the calculation.

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That's actually higher than I expected! I was thinking it would be more like $300-400 per week.

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Washington has relatively generous unemployment benefits compared to many states. The maximum is close to $1000 per week for high earners.

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Does anyone know if overtime pay counts toward your benefit calculation? I work a lot of OT and it makes up a significant portion of my income.

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Yes, overtime is included in your total quarterly wages that Washington ESD uses for the calculation. Any wages reported on your W-2 count.

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Good to know! That should help boost my benefit amount then since I've been working tons of overtime this year.

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Don't forget you also have to meet the job search requirements to keep getting benefits. In Washington you need to make at least 3 job search activities per week and keep a log. The benefit amount doesn't matter if you can't maintain eligibility.

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What counts as a job search activity? Just applying for jobs or other things too?

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Applying for jobs, networking events, job fairs, informational interviews, even some training activities. Washington ESD has a list on their website of what qualifies.

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You can also use WorkSource Washington activities to meet some of your job search requirements. They have workshops and resources that count toward your weekly activities.

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Keep in mind the weekly benefit amount is before taxes. They'll withhold federal taxes if you request it, which I recommend doing. Also remember you have to actively search for work and report it weekly to keep getting benefits.

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Good point about taxes! Didn't think about that reducing the actual amount I'd receive.

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Yeah I didn't do tax withholding and owed like $1,200 at tax time. Definitely request the withholding.

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Just filed last week and got approved for $445/week. The calculation seemed accurate based on what others have said here. Took about 10 days from filing to first payment.

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That's encouraging! Did you have any issues with the initial filing process?

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Pretty straightforward actually. Just make sure you have all your employer info and Social Security card handy when you file.

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WASHINGTON ESD TAKES FOREVER TO PROCESS ANYTHING. Been waiting 3 weeks for my claim to get out of adjudication and still no word on my benefit amount.

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Adjudication can definitely take time, especially if there are any questions about your separation from work. Have you tried calling to check the status?

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tried calling probably 100 times. either busy signal or get disconnected after waiting on hold

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That's exactly why I started using Claimyr for getting through to Washington ESD. Saves so much time and frustration compared to trying to call directly.

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I calculated mine wrong at first because I didn't understand the base period thing correctly. Ended up getting about $100 less per week than I expected because my highest quarter wasn't what I thought it was. Make sure you check your wage history in your SecureAccess Washington account before filing.

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How do I check my wage history? Is that something employers report automatically?

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Yeah, employers report quarterly. You can see it all in your SAW account under employment security services. It shows exactly what Washington ESD has on file for your earnings by quarter.

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Your benefit amount also depends on whether you're on regular UI or if you qualify for any extended benefits. Most people get regular UI which is the calculation everyone's talking about here.

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What's the difference? How do I know which one I'm getting?

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Regular UI is the standard 26 weeks. Extended benefits only kick in during high unemployment periods, which we're not in right now in Washington.

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One thing that helped me was actually calling Washington ESD to verify my benefit amount before my first payment. I used that Claimyr service someone mentioned earlier and the agent walked me through exactly how they calculated my weekly benefit. Made me feel much more confident about my budget planning.

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That sounds really helpful. I might look into that service if I can't get through on my own.

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Yeah I tried calling Washington ESD for weeks about my claim and never got through. Finally gave up and just waited to see what my first payment would be.

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Just a heads up - if you quit your job you might not be eligible for benefits, or if you were fired for misconduct. Washington ESD is pretty strict about the reasons for job separation. Make sure you have documentation if there were issues with your employer.

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I was laid off due to slow business so I think I should be okay there.

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Yeah layoffs due to lack of work are usually fine. Just make sure you report it accurately when you file.

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The whole system is so confusing!! I've been trying to figure out my benefit amount for days and every website says something different. Why can't Washington ESD just make this simple?

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I feel you! The bureaucracy is insane. At least once you get your monetary determination letter it's all spelled out clearly.

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That's why I ended up using that Claimyr service someone mentioned. Sometimes it's worth paying a little to talk to an actual human who can explain things.

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Quick question - do you get paid for the waiting week anymore? I remember there used to be a waiting week where you don't get benefits for the first week.

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Washington eliminated the waiting week during COVID and hasn't brought it back as of 2025. So you should get paid for your first eligible week.

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That's good news! One less thing to worry about.

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The benefit calculator on the Washington ESD website is pretty accurate once you understand how to use it. You'll need your quarterly earnings from your last job. They also add a $25 dependency allowance for each dependent child under 18, up to 5 kids maximum.

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I don't have kids so I guess that doesn't apply to me. Where exactly is this calculator on their website?

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It's under the 'Before You Apply' section. Look for 'Estimate Your Benefits' - though honestly their website navigation is terrible.

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i'm getting $743 per week and I was making about $52k annually. took a few weeks to get my first payment but once it started coming it's been regular

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That's helpful to know! How long did the whole process take from filing to getting your first payment?

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about 3 weeks total. had to do the initial application, then wait for them to verify everything, then file my first weekly claim

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For someone in retail management making $52k, your quarterly wages were probably around $13k per quarter. Using Washington ESD's formula, that would put you at approximately $500 per week, but it could be higher or lower depending on your actual wage distribution across quarters.

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That's actually higher than I expected. How long can I collect benefits for?

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Standard unemployment benefits last up to 26 weeks in Washington, but you need to meet work search requirements and file weekly claims.

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Also worth mentioning that Washington has a dependency allowance if you have kids. It's $31 per week for each dependent child under 18, up to 5 kids maximum. So if you have 2 kids, that's an extra $62 per week on top of your regular benefit amount.

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I don't have kids but that's good to know for others reading this thread.

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Wait really? I have 3 kids and I've been getting unemployment for 2 months but no one told me about this dependency allowance!

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You need to request it when you file your initial claim. If you didn't, you might be able to add it retroactively by calling Washington ESD.

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Ugh great, another reason I need to try to get through to someone at ESD. This system is so confusing.

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Been trying to call Washington ESD for weeks to get my exact benefit amount but keep getting disconnected. Anyone else having phone issues with them? Getting really frustrated trying to plan my budget without knowing the exact weekly amount.

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That's exactly why I ended up using Claimyr - saved me hours of calling and redialing. Sometimes it's worth paying a little to actually get through to someone.

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Try calling right at 8am when they open. I had better luck getting through in the morning.

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Something to keep in mind is that your benefit amount stays the same throughout your entire benefit year, even if you get a part-time job. But if you work part-time, they'll reduce your weekly benefit based on how much you earn. I think you can earn up to about $200 before they start reducing your benefits.

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That's useful information! So I could potentially do some freelance work without losing all my benefits?

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Yes, but you have to report all earnings on your weekly claim. They have a specific formula for how much they reduce your benefits based on what you earn.

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THE WHOLE SYSTEM IS DESIGNED TO SCREW OVER WORKERS!!! They make the calculation so complicated that most people don't even know what they're entitled to. And then they make you jump through hoops to prove you deserve it.

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I mean, it is confusing, but I think they're just following state law requirements.

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The law is written to benefit employers, not workers. Don't even get me started on the job search requirements...

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I'm on standby status through my union and I get 60% of my regular wage up to the maximum benefit amount. It's different from regular unemployment because I don't have to do job searches since I'm expecting to be called back to work. Maybe that applies to your situation?

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No, I was permanently laid off so I don't think standby status would apply to me. But good to know that option exists!

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Yeah standby is only for temporary layoffs where you expect to return to the same employer within a certain timeframe.

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ugh the whole system is so confusing!! why cant they just tell you upfront how much youll get instead of all these complicated formulas

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I know right? And then you have to wait forever to find out if you even qualify for anything

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exactly! im still waiting to hear back about my claim and its been 2 weeks already

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my sister got unemployment last year and she said the hardest part wasnt figuring out the amount but actually getting washington esd to process her claim. took forever

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How long did it take for her?

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like 6 weeks i think? and she had to call them multiple times

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Don't forget you'll pay taxes on unemployment benefits! A lot of people forget that and get hit with a big tax bill. You can have taxes withheld automatically or pay quarterly.

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Good point! I definitely want to avoid a surprise tax bill. Can I set up the withholding when I file my initial claim?

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Yes, there's an option during the application process to have 10% withheld for federal taxes. I'd recommend it.

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Update: I tried calling Washington ESD again this morning and got through after 45 minutes on hold! The agent confirmed my weekly benefit amount will be $542. She also explained that this amount could change if I have any issues with my claim or if they need to adjust my base period wages. Thanks everyone for the help understanding how this works.

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That's a good amount for your salary level. Make sure you keep filing your weekly claims on time to avoid any delays in payment.

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Wow, 45 minutes isn't too bad! I usually have to wait over an hour. Glad you got through and got your answer.

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The maximum benefit of $999 only applies if you were making really good money. Most people get somewhere between $400-700 per week depending on their work history and wages.

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What kind of salary do you need to hit that $999 maximum?

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You'd need quarterly earnings of around $25,000+ to max out at $999 weekly. That's roughly $100K annual salary.

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For what it's worth, I think the Washington state benefits are pretty decent compared to other places. My brother in Florida only gets like $275 max per week.

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True, though cost of living here is way higher too. $500/week doesn't go as far in Seattle as it would in other states.

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Fair point. Still better than nothing though!

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I'm still confused about this whole base period thing. Can someone explain it in simple terms? I keep reading about it but I don't understand what quarters they're talking about.

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A quarter is a 3-month period. Q1 is Jan-Mar, Q2 is Apr-Jun, Q3 is Jul-Sep, Q4 is Oct-Dec. Your base period is the first 4 of the last 5 completed quarters before you filed your claim.

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Okay that makes more sense. So if I filed in January 2025, they'd look at my wages from January 2024 through September 2024?

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Just a heads up - your benefit amount gets determined when your claim is approved, not when you apply. So if there's any adjudication delay, you won't know your exact weekly amount until that's resolved. Mine took 3 weeks to get approved and calculate the benefit amount.

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Ugh, I hope mine doesn't take that long. I need to know the amount for budgeting purposes.

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Most claims process faster now than during the pandemic. Probably looking at 7-10 days if there are no issues.

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Your benefit duration is important too - you get 26 weeks max in Washington unless there are extended benefits during high unemployment. So even if you get $500/week, that's still only $13,000 total over 6 months.

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Good point about the time limit. Definitely need to be aggressive about job searching.

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And remember you have to meet the job search requirements every week to keep getting paid.

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The base year thing is confusing but basically Washington ESD looks at the first 4 of the last 5 completed calendar quarters before you file. So if you file in March 2025, they'd look at Oct 2023 through Sep 2024. Your highest earning quarter determines your weekly benefit amount.

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That makes more sense now. So recent pay raises might not even factor in if they happened too recently.

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Exactly! I got a promotion in December but filed in January, so my higher wages didn't count toward my benefit calculation.

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The whole system is confusing honestly. I've been on unemployment twice and still don't fully understand how they calculate everything. First time I got $620/week, second time I got $710/week even though I was making less money the second time. Makes no sense.

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It's probably because of when you filed and which quarters were included in your base period. The timing can make a huge difference in your benefit amount.

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Maybe, but shouldn't there be a clearer way to understand this stuff? It's like they make it complicated on purpose.

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honestly just wait for washington esd to calculate it for you because trying to do the math yourself will drive you crazy. i spent a whole weekend with a calculator and was still off by like $50

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+1 to this. The actual calculation has weird rounding rules and stuff that aren't obvious

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Yeah I'm starting to think that might be the smartest approach

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Don't forget you can only collect benefits for a maximum of 26 weeks in Washington, unless there are extended benefits available during high unemployment periods. So whatever your weekly amount is, multiply by 26 to see your total potential benefits for the year.

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26 weeks seems like it goes by fast when you're job hunting. Hopefully I can find something before then!

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It does go fast, especially if you're picky about jobs. Make sure you're doing your required job search activities to stay eligible.

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Just remember that your first payment might take a few weeks after you file. Washington ESD has a one-week waiting period plus processing time. Don't panic if you don't see money right away - that's normal.

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Good to know! I was planning to file this week so I should expect the first payment in maybe 2-3 weeks?

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Yeah that sounds about right, assuming no complications with your claim. Make sure you file your weekly claims on time even during that waiting period.

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For what it's worth, I used Claimyr when I needed to speak with someone at Washington ESD about my benefit calculation. They got me through to an agent who walked me through exactly how my amount was determined. Way better than trying to decipher their website or sitting on hold forever.

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How much does Claimyr cost? Is it worth it just to ask questions about benefit amounts?

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For me it was worth it because I was confused about whether I qualified for the maximum amount. The agent was able to look at my specific wage history and explain exactly why I was getting what I was getting.

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Washington ESD's online estimator tool isn't super accurate in my experience. It gave me a range that was pretty wide and my actual benefit was on the lower end. But at least it gives you a ballpark figure to work with.

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I tried using that but got confused by all the wage entry fields. Maybe I'll try again with my paystubs in front of me.

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The online tool is better than nothing but talking to an actual person is always more accurate for complex situations like irregular retail hours.

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Don't forget that unemployment is meant to replace about 50% of your lost wages, not 100%. So if you were making $600-700 per week at your retail job, getting $200-250 in unemployment is actually pretty normal.

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That helps put it in perspective. I guess I was hoping for more but 50% is better than nothing while I job hunt.

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And remember you can supplement with part-time work as long as you report it properly on your weekly claims.

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Also keep in mind that if you have any other income while collecting unemployment, like part-time work or consulting, that can reduce your weekly benefit amount. Washington has specific rules about how much you can earn before it affects your UI payments.

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I might do some freelance work while looking for a new job. How much can I earn before it impacts my benefits?

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I think it's around $255 per week you can earn before they start reducing your benefits, but you need to report ALL income when you file your weekly claims. The exact amount might vary, so check with Washington ESD.

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It's actually calculated differently now. They subtract your earnings from your weekly benefit amount after allowing for the first $255 or 1/4 of your weekly benefit amount, whichever is greater.

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For anyone still reading this thread - I finally got my monetary determination letter today and it shows exactly how they calculated my weekly benefit amount. $487 per week for up to 26 weeks. Not amazing but definitely helps while I look for work.

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That's helpful to know! Gives me an idea of what to expect since we probably made similar amounts.

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Yeah hopefully yours comes soon. The waiting is the worst part.

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Don't forget you can also check if you qualify for any additional programs like food assistance or housing help while you're on unemployment. Every little bit helps when money is tight.

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Good point. I should look into that too.

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The Washington State DSHS website has info about SNAP and other programs. Some are easier to qualify for when you're unemployed.

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Remember you'll owe taxes on unemployment benefits! Washington doesn't tax unemployment but federal taxes still apply. You can have taxes withheld or pay quarterly. I learned this the hard way last year.

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Oh good point! Can you set up tax withholding when you file your claim?

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Yes, you can elect to have 10% withheld for federal taxes when you file your weekly claims. Much easier than dealing with it at tax time.

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also make sure you understand the job search requirements. you have to apply for jobs every week and keep a log. its not just free money while you sit around

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How many job applications do I need to do per week? And does it have to be through WorkSource?

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You need to make at least 3 job search activities per week. It doesn't all have to be applications - networking, attending job fairs, and skills training can count too.

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The benefit calculator on Washington ESD's website is pretty accurate for estimating your weekly amount. You just need your wage information from the last 18 months or so.

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I'll check that out. Do I need exact pay stubs or will rough estimates work?

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Rough estimates are fine for the calculator, but you'll need exact information when you actually file your claim.

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For planning purposes, you should also know that unemployment benefits are taxable income. You can choose to have taxes withheld from your weekly payments or pay them when you file your tax return.

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I didn't know that! So the benefit amount is before taxes?

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Correct. The weekly benefit amount is gross, not net. You can have 10% federal tax withheld if you want.

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I used to work for Washington ESD and I can tell you the benefit calculation is actually pretty straightforward once you understand it. The confusion comes from people not knowing which quarters count as their base period.

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Can you explain the base period thing again? I'm still not clear on how that works.

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Sure! If you file your claim in March 2025, your base period would be October 2023 through September 2024. It's always the first four of the last five completed quarters.

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Why don't they use the most recent quarters? Seems like that would be more accurate for current income.

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Make sure you understand the difference between your weekly benefit amount and what you'll actually receive. If you have any earnings during a week (even just $50), it can reduce your UI payment for that week.

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How does that work exactly? Is it dollar for dollar or is there some kind of formula?

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Washington ESD allows you to earn up to 25% of your weekly benefit amount without any reduction. Above that, they start reducing your payment. It's not quite dollar for dollar but close.

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My sister got unemployment last year and had issues with her benefit amount being calculated wrong. She tried calling Washington ESD for weeks but couldn't get through. Someone recommended Claimyr to her and she was able to reach an agent who fixed the calculation error. Ended up getting back pay for the difference too.

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Good to know there are options if something goes wrong with the calculation. I'll keep that in mind.

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How much did that service cost her? Seems like it might be worth it if you really need to talk to someone.

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She said it was reasonable and saved her a lot of time and stress trying to get through on her own.

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One thing to remember is your benefit amount stays the same for your entire benefit year, even if you get a different job and then become unemployed again. It's locked in based on when you first filed.

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Really? Even if I made more money at a new job before becoming unemployed again?

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Yep, unless you establish a new benefit year. You'd need to work enough quarters to qualify for a new claim with updated wage information.

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Just want to follow up on my earlier comment about Claimyr - I used their service again last week to get clarification on my continued claim questions and it was super helpful. Much easier than trying to navigate the Washington ESD phone system.

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I'm skeptical of paying for something that should be free, but I'm also tired of not being able to get through to anyone at ESD.

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I was skeptical too but after spending hours trying to call Washington ESD myself, it was worth it to just get answers quickly.

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Does the $999 maximum weekly benefit apply to everyone or does it depend on your earnings?

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It's a maximum, so you can't get more than $999 per week regardless of how much you earned. To get the full $999, you'd need to have earned about $25,970 in your highest quarter.

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So even if someone was making $200K per year, they'd still max out at $999 per week?

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Exactly. The maximum is set by state law and gets adjusted annually.

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I'm going through a divorce and my ex-husband is claiming I should be getting more unemployment than I am. He thinks I'm hiding money or something. How can I prove to him what my actual benefit amount is?

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Washington ESD sends you a monetary determination letter that shows exactly how they calculated your benefit amount. That's your official documentation.

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Thanks, I'll look for that letter. This whole divorce is making everything more complicated than it needs to be.

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The online benefits calculator on the Washington ESD website is pretty accurate if you know your quarterly wages. I used it before filing and it was within $20 of my actual weekly benefit amount.

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I'll definitely check that out! Do you remember where on the website it was located?

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I think it was under 'Tools and Resources' or something like that. Just search for 'benefit calculator' on their site.

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Quick question - if I had two jobs and got laid off from one but still have the other part-time job, how does that affect my benefit amount?

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You can still receive partial unemployment benefits, but your weekly earnings from the part-time job will reduce your benefit amount. There's a formula for partial benefits too.

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Of course there's another formula! Why can't anything with Washington ESD be simple?

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If your benefit amount ends up being too low to cover expenses, look into other assistance programs. Washington has emergency rental assistance and food assistance that can help bridge the gap while you're on unemployment.

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Thanks, that's good to know there are other options if needed. Hopefully I won't be on unemployment for too long.

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The key is filing as soon as possible after your layoff. Even if the weekly amount isn't huge, every week counts when you're out of work.

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The benefit amount also determines how long you can collect. Most people get 26 weeks, but if you're in a high unemployment area or during certain economic conditions, you might qualify for extended benefits. The weekly amount doesn't change, but the duration can.

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Is there a way to know ahead of time how many weeks you'll qualify for? Or do you just find out when you file?

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Washington ESD will tell you your maximum benefit amount and number of weeks when your claim is processed. It's based on your total wages in the base period, not just your weekly benefit calculation.

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Just file already! You're overthinking this. The worst case scenario is you find out you don't qualify or the amount is too low, but at least you'll know. Unemployment benefits are there to help bridge the gap while you look for work, not replace your full salary.

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You're probably right. I guess I've just been worried about the whole process and wanted to understand what I was getting into.

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The application process itself will show you an estimate of your benefits before you submit everything. So you can see the numbers and decide if it's worth completing.

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I used Claimyr to get through to Washington ESD when I had questions about my benefit calculation last year. Super helpful service - saved me so much time and frustration trying to call on my own. The agent was able to break down exactly how they arrived at my weekly benefit amount.

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Seems like that service really works for people. I might give it a try if I need to talk to someone about my specific situation.

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Honestly anything that gets you through to an actual human at Washington ESD is worth it. Their phone system is impossible otherwise.

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One thing to keep in mind - your weekly benefit amount stays the same for your entire benefit year (52 weeks from when you first filed). So even if you had a higher paying job later in your base period, they use the calculation from when you first applied.

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Wait, so if I get a part-time job while collecting unemployment, does that change my weekly amount?

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No, your weekly benefit amount doesn't change. But you have to report any earnings and they'll reduce your payment for that week based on how much you earned.

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I used an online calculator I found and it was pretty close to what I actually got. Just search for 'Washington unemployment calculator' and you'll find a few options. Way easier than doing the math yourself.

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I'll try that! Did you use the official Washington ESD one or a third-party calculator?

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I think it was a third-party one, the Washington ESD website was confusing. But double-check the results since benefit amounts change each year.

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I was in a similar situation last year - management position, similar salary. My weekly benefit ended up being $547. The process took about 2 weeks from filing to getting my first payment. Make sure you have all your employment history ready when you apply.

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That's really helpful to know! Did you have any issues with the adjudication process?

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Mine went through pretty smoothly since it was a clear layoff situation. If there are any questions about your separation, it might take longer.

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does anyone know if the amount changes based on how long you've been unemployed? like do you get less money after a certain number of weeks?

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No, your weekly benefit amount stays the same throughout your claim. What changes is your eligibility - you can only collect for a maximum of 26 weeks in most cases.

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oh good, i was worried it would decrease over time

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been collecting unemployment for 2 months now and getting $385 weekly. not great but keeps me afloat while i look for something better than my old retail job

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Are you finding the job search requirements manageable? I'm worried about having to apply to 3 jobs every week.

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its not too bad once you get into a routine. i spend monday mornings applying to stuff online and that usually covers my 3 contacts

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WASHINGTON ESD BENEFIT AMOUNTS ARE A JOKE!! I worked for 15 years and only get $380/week meanwhile rent alone is $1800/month. System is broken and they make it impossible to talk to anyone about it.

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I feel your frustration but the benefit formula is set by state law, not Washington ESD directly.

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If you need to speak with someone at Washington ESD about your specific case, Claimyr might help you get through faster than the regular phone lines.

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One thing to keep in mind is that unemployment benefits are taxable income. Washington ESD can withhold federal taxes if you request it, but they don't do it automatically. You might want to consider having taxes withheld to avoid a big bill at tax time.

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I didn't think about taxes! How much should I have withheld?

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The standard federal withholding is 10%, but it depends on your total income and tax situation. You can change this setting in your online account.

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the whole thing is so confusing but at least washington pays more than most states. my brother in texas only gets like $350 max i think

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Yeah Washington has one of the higher maximum benefit amounts in the country.

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just file the claim and see what happens. all this calculating beforehand doesn't really matter since they'll tell you your exact amount anyway

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True, but I want to have some idea for budgeting purposes while I look for work.

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Planning ahead is smart. Better to know roughly what to expect than be surprised later.

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For what it's worth, I was making about $19/hour and my weekly benefit came out to $467. That was with pretty consistent work history though.

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That's actually pretty close to what I was hoping for! Did it take long to find out your amount?

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About 2 weeks after I filed, it showed up in my account on the Washington ESD website

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Make sure you're looking at your gross wages not net when trying to calculate. A lot of people make that mistake and think their benefits will be way lower than they actually are.

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Good point! I was definitely thinking about my take-home pay

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Just wanted to follow up - if anyone else is struggling to get clear answers about their benefit calculation, I really can't recommend Claimyr enough. The agent I spoke with had all my wage info right there and could explain exactly how they got to my weekly amount. Made the whole process so much less stressful.

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I might actually try this. I've been calling Washington ESD for 3 weeks about my benefit amount and keep getting busy signals

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Yeah that was exactly my situation. The busy signals and holds were driving me nuts

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been unemployed for 8 weeks now and the money definitely helps but its not enough to maintain my previous lifestyle. had to cut back on a lot of things. just manage your expectations

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Yeah I'm expecting to have to tighten my budget significantly. Are you having any luck with job interviews?

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some interviews but nothing solid yet. the job market is tougher than i expected

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Been on unemployment for 3 months now and I can confirm the benefit calculation was exactly what the formula predicted. My advice is to just use the online calculator on the Washington ESD website if it's working.

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I tried the online calculator but it wasn't working when I checked yesterday. Maybe it's been fixed?

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It was working for me last week but these government websites are always having issues. Worth trying again.

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I hate that we have to become experts in unemployment law just to understand what we're entitled to. The system should be more transparent about benefit amounts.

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Agree 100%. They should just tell you upfront what your weekly benefit would be based on your earnings history.

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The information is available, but you have to know where to look for it. The Washington ESD website has all the formulas and maximums listed.

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One thing that helped me was using that Claimyr service someone mentioned earlier. I was able to get through to an ESD agent who explained exactly how my benefits were calculated and answered all my questions about the process. Worth the investment when you're dealing with your financial security.

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Good to hear another positive experience with that service. I might give it a try if I can't get through the regular way.

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How much does something like that cost? I'm already strapped for cash.

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It's pretty reasonable considering the value of getting your questions answered quickly instead of spending hours trying to call.

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If you do run into any delays or need to speak with someone at Washington ESD about your benefit calculation, definitely consider using Claimyr. I've recommended it to several people who were stuck trying to get answers about their claims.

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How much does that service cost? I'm trying to save money while unemployed.

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It's worth checking out their site for current info. For me, the time saved was worth it compared to spending whole days trying to call ESD directly.

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The benefit amount also depends on if you have any other income while unemployed. Even small amounts of part-time work can reduce your weekly benefit, so make sure you report everything accurately on your weekly claims.

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Good to know. What if I do some freelance work occasionally - do I need to report that too?

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Yes, all income must be reported. They have specific rules about how much you can earn before it affects your benefits.

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honestly the whole system is set up to confuse people. they make it so complicated that half the people who deserve benefits give up trying to figure it out. just file your claim and deal with whatever amount they give you

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While the system can be confusing, it's worth understanding the basics so you know what to expect and can budget accordingly.

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I guess, but after dealing with ESD for months I just think they make it hard on purpose

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One thing to remember is that your benefit year lasts 52 weeks from when you first file, but you can only collect up to 26 weeks of benefits during that year. If you find work and then lose it again within that benefit year, you might be able to reopen your claim without starting over.

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That's actually really useful information. I had no idea about the benefit year concept.

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For what it's worth, I found the Washington ESD customer service pretty helpful when I finally got through to someone. They walked me through the benefit calculation and explained why my amount was what it was. The hard part is just getting connected to a real person.

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That's encouraging! I'm hoping I can get through to someone to verify my calculation once I file.

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That's exactly why I mentioned Claimyr earlier - it takes the frustration out of trying to reach an actual person at ESD.

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thanks for asking this question! i've been wondering the same thing. sounds like for most people it's somewhere between 40-60% of what you were making depending on your situation

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Glad I'm not the only one confused about this! The responses here have been really helpful.

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Just to summarize for anyone else reading: Washington unemployment benefits are calculated using your highest quarter of earnings in your base period, divided by 26, with adjustments based on your overall wage pattern. The 2025 maximum is $999/week, but most people get significantly less. The exact amount depends on your specific wage history, not just your most recent salary.

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Perfect summary! This thread has been way more helpful than the ESD website explanations.

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Agreed, wish this info was easier to find officially. Saved me from having to make my own post asking the same thing.

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Don't forget to file your weekly claims on time every week! Even if you haven't received your first payment yet, you need to keep filing to maintain your eligibility. Missing a week can cause delays.

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Good reminder! When do the weekly claims open each week?

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You can file starting Sunday morning for the previous week. Most people file Sunday or Monday to stay on schedule.

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I used Claimyr last month when I was having issues with my claim status and it was honestly a game changer. Instead of spending hours on hold getting nowhere, I was connected to an ESD agent within minutes. Definitely worth looking into if you run into any problems with your claim.

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That's the third mention of that service in this thread. Seems like it really works for people.

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Yeah, I was skeptical at first but it really does work. Check out that video demo if you want to see how it works before trying it.

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Good luck with your claim! Filing for unemployment is stressful but at least Washington's system is more reliable than some other states. Just make sure you have all your documentation ready and be patient with the process.

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Thanks for all the encouragement! I feel much more prepared to file my claim now after reading all these responses.

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Just want to mention again that Claimyr service I used earlier - it's been really helpful for getting through to Washington ESD when I have questions. Way better than sitting on hold for hours trying to get answers about benefit calculations or claim issues.

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How does that work exactly? Do they just call for you?

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Yeah, you give them your info and they handle the calling and waiting. Then they connect you when an agent is available. Saved me so much time and frustration.

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my cousin got unemployment and she said they made her pay some of it back later because she made a mistake on her claim, is that common?

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That's called an overpayment, and it can happen if you don't report work or income correctly. That's why it's important to be accurate on your weekly claims.

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yikes, that sounds scary. i better make sure i fill everything out right

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For anyone still confused about the calculation, here's a simple example: If your highest quarter wages were $13,000, divide by 26 to get $500, then multiply by 0.0385 to get about $19.25. Wait, that doesn't seem right... Let me double-check this formula.

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I think you have the wrong formula. It's actually much more complex and involves minimum and maximum thresholds. The exact calculation is in the Washington ESD handbook.

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You're right, I was mixing up different state formulas. Washington's calculation is more nuanced than I thought.

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This has been really helpful everyone. I feel much more confident about my unemployment claim now. For anyone else in a similar situation, I'd recommend calling Washington ESD directly to get your exact benefit amount rather than trying to calculate it yourself.

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Agreed! I'm going to call them tomorrow to make sure my benefits are calculated correctly.

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And if you can't get through on the phone, definitely check out that Claimyr service. Made a huge difference for me.

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I've been reading through this thread and it's making me realize I should probably apply for unemployment. I got laid off 2 weeks ago but I wasn't sure if it was worth the hassle. Sounds like the benefits might be better than I thought.

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Definitely apply! You should file as soon as possible after becoming unemployed. There's usually a one-week waiting period, so the sooner you file, the sooner you can start receiving benefits.

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Thanks for the push! I'll start the application tonight.

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this whole system seems so complicated, why cant they just make it simple like other government programs

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The complexity is partly because they're trying to be fair to people with different work histories and wage levels. A simple percentage wouldn't work as well for everyone.

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Final note for the original poster: Make sure you understand the job search requirements too. You'll need to be actively looking for work and logging your job search activities. Washington ESD requires 3 job search activities per week, and they do audit these requirements.

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Good point! I hadn't thought about the job search requirements yet. I assume they want documentation of applications and interviews?

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Yes, you need to keep a log of your job search activities. This includes applications, networking, attending job fairs, etc. Keep detailed records in case they ask for them.

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One last thing about getting help - I know I mentioned Claimyr a few times, but honestly it was such a game changer for dealing with Washington ESD. The phone system is just so overloaded, and having someone else handle the calling made everything so much easier. Worth looking into if you're having trouble reaching them.

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I bookmarked their site in case I need help in the future. Thanks for sharing that resource!

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Just remember that unemployment benefits are taxable income federally. A lot of people get surprised by that at tax time. You can have Washington ESD withhold 10% for federal taxes when you certify your weekly claims.

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Thanks for the heads up! I'll definitely set up the tax withholding.

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Yeah I learned that the hard way last year. Owed like $2000 in taxes because I didn't withhold anything.

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The benefit amount is just the start - you also have to do job search activities and file weekly claims. Washington ESD requires 3 job search activities per week and you have to keep detailed records.

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What counts as a job search activity?

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Applying for jobs, networking events, career fairs, interviews, even some online training. Washington ESD has a list on their website.

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I had a really weird situation where my benefit amount changed after I filed because they recalculated my base year. Apparently I had wages from a previous job that weren't initially included. Had to call Washington ESD to sort it out.

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How did you get through to them on the phone?

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I actually used that Claimyr service someone mentioned earlier. They called and got me connected to an agent who could look at my wage records. Really saved me time.

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quick question - do bonuses and overtime count toward your base year earnings? i had a pretty good year with lots of overtime

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Yes, all wages reported to Washington ESD count including overtime, bonuses, and commissions. As long as taxes were withheld, it should be included in your base year calculation.

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awesome, that should bump up my benefit amount then!

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The timing of when you file really matters for your base year. I filed in January and my base year was different than if I had filed in December. Cost me about $100 per week in benefits.

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Wow, I hadn't thought about the timing aspect. That's a big difference!

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Yeah, if you're close to a quarter boundary it might be worth waiting a few weeks to file if your most recent quarter was higher than your oldest one.

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Does anyone know if Washington ESD ever does benefit increases during the year? Or is the amount you get approved for locked in for the whole benefit year?

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Your weekly benefit amount is locked for your entire benefit year unless there's an error in the calculation. The maximum amounts are set annually but your personal amount won't change.

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That makes sense. Thanks for clarifying!

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I'm still confused about the whole base year thing. If I file in March 2025, which quarters count as my base year? This is so confusing!

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If you file in March 2025, your base year would be October 2023 through September 2024. It's the first 4 of the last 5 completed quarters before you file.

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OK that helps! So it's not the most recent year, it's further back. That explains why my numbers seemed off.

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One thing nobody mentioned - if you don't qualify using the regular base year, Washington ESD can use an alternate base year which is the most recent 4 completed quarters. Helped me qualify when I wouldn't have otherwise.

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Do you have to request the alternate base year or do they automatically check it?

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I think they check it automatically if you don't qualify with the regular base year, but you can also request it when you file.

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The hardest part for me wasn't calculating the benefit amount but actually getting my claim approved. Washington ESD put me in adjudication for weeks because they couldn't verify my employment. Had to send in paystubs and everything.

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How long did the adjudication process take?

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About 5 weeks total. I finally got through to someone using that Claimyr service and they helped expedite it. Worth every penny when you're waiting for benefits.

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just want to add that the $999 maximum is for 2025 - it goes up slightly each year based on the state average wage. so if youre reading this in future years the max will be different

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Good point! I'll make sure to check the current year's amounts when I actually file.

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Thanks everyone for all the helpful info! I feel like I understand the benefit calculation much better now. Sounds like I should expect around $500-600 per week based on my income, which will definitely help while I'm looking for a new job.

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You're welcome! Just remember to file your weekly claims on time and keep up with the job search requirements. Good luck with your job hunt!

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Also make sure to set up the tax withholding right away. It's easier than dealing with a big tax bill later.

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Don't forget that unemployment benefits are considered taxable income for federal purposes. You'll get a 1099-G at the end of the year showing how much you received.

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Good reminder! I forgot about that my first year collecting and it was a surprise at tax time.

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Yeah, it's worth having them withhold the 10% federal tax if you can afford the slightly smaller weekly payment.

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The benefit calculator on Washington ESD's website gave me a pretty accurate estimate. Might be worth checking that out before you file your claim.

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I'll definitely try that. Hopefully I can access it without logging into my account.

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You should be able to access the calculator without an account. It's under the 'Before You Apply' section I think.

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Just remember that these are temporary benefits while you look for work. The maximum is usually 26 weeks, though that can be extended during recessions or high unemployment periods.

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26 weeks should hopefully be enough time to find something decent. Thanks everyone for all the helpful info!

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Good luck with your job search! Having that weekly benefit definitely takes some pressure off while you're looking.

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Another thing - make sure you're filing your weekly claims on time every week, even if you haven't received your first payment yet. Missing a week means you lose that benefit permanently.

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When are the weekly claims due? Is there a specific day I need to file by?

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You can file starting Sunday for the previous week, and they're due by midnight the following Saturday. Most people just do it Sunday morning to stay on schedule.

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I was skeptical about Claimyr at first but it really does work for getting through to Washington ESD when you need to talk to someone. Saved me hours of redialing.

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How much does it cost though? I'm trying to save money while I'm unemployed.

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It's worth it when you consider how much time you save not sitting on hold or redialing constantly. Plus it actually gets you connected to a real person who can help.

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The whole base period thing is confusing but basically they look at the first 4 of the last 5 completed quarters before you file. So timing can actually matter for your benefit amount.

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That's really helpful to know. I wonder if I should wait a few weeks to file then?

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Generally you want to file as soon as you're unemployed since benefits don't pay retroactively. The difference in timing probably won't change your benefit amount much anyway.

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One thing to keep in mind is that your benefit amount can change if Washington ESD finds additional wage information after you file. I had my weekly amount increase by $73 after they got updated records from one of my employers.

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That's good to know! I was worried it could only go down if they found mistakes.

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It can go either way depending on what they find. But usually it's because an employer was slow to report wages, so it helps you.

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For anyone still struggling to get through to Washington ESD for benefit calculations or other questions, I really can't recommend Claimyr enough. It's been a lifesaver for getting actual answers instead of just guessing based on website info.

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How quickly were you able to speak with someone through their service?

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Usually within a few hours, sometimes same day. Way faster than trying to get through on my own.

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Thanks everyone for all the detailed explanations! I feel much more confident about understanding unemployment benefits now. Definitely going to save this thread for future reference.

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Glad we could help! Understanding your potential benefits ahead of time is always smart financial planning.

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This thread was super helpful for me too. I've been putting off looking into this stuff but now I have a better handle on it.

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One last tip - make sure you're checking your wage history in your SecureAccess Washington account regularly. I found an error in my reported wages that would have cost me $150 per week in benefits if I hadn't caught it.

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How did you get that fixed? Did you have to contact the employer or Washington ESD?

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I had to contact Washington ESD with documentation from my employer. It took a few weeks to get resolved but they backdated the correction.

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I've helped several friends figure out their Washington unemployment calculations and the key is getting all your wage information from the base period correct. Sometimes employers don't report wages properly and it affects your benefit calculation. Always double-check your wage history on your Washington ESD account.

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How do I check if my wages were reported correctly? I had a couple different jobs during that time period.

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Log into your SecureAccess Washington account and look at your wage and tax statement. It should show quarterly wages from all your employers during your base period.

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Don't forget about the waiting week requirement. Your first week of unemployment won't be paid, so factor that into your financial planning. It's like a one-week penalty basically.

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Wait, so even if I qualify for benefits, I don't get paid for the first week I'm unemployed?

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Exactly. It's called a waiting week and it applies to everyone filing a new claim. You still have to file the weekly claim but won't receive payment for that week.

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The benefit amount calculation seems complicated but Washington ESD agents can walk you through it if you can actually reach one. I finally got through using that Claimyr service after weeks of busy signals. The agent was really helpful explaining exactly how they calculated my $743 weekly amount based on my restaurant management wages.

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Was it worth paying for that service? I'm getting desperate to talk to someone about my benefit calculation.

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For me it was worth it just to get clear answers instead of guessing. Much better than the frustration of calling the regular number constantly.

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Quick tip: if you worked multiple jobs during your base period, make sure ALL of them show up in your wage calculation. I almost missed out on $200 extra per week because one of my part-time employers didn't report wages correctly to Washington ESD.

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How did you catch that error? I worked retail plus some weekend catering jobs.

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I compared my pay stubs to what showed up in my Washington ESD wage history and noticed the catering company wages were missing completely. Had to provide documentation to get it corrected.

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Also remember that your unemployment benefits count as taxable income for federal and state taxes. Plan accordingly because you'll owe taxes on whatever you receive throughout the year.

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Yeah learned this the hard way. Owed almost $2,000 in taxes on my unemployment benefits.

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The bottom line is most people with steady full-time work end up getting between 40-60% of their previous weekly wages, up to the $999 maximum. Your specific amount depends on your work history during those four base period quarters. Best bet is to use the online calculator as a rough estimate then verify with Washington ESD directly.

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Thanks everyone for all the detailed explanations! This has been super helpful for understanding how the benefit amounts actually work.

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Good luck with your claim! The calculation process is confusing but the benefits definitely help during unemployment.

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Just to clarify the math since people seem confused - if you made $45k last year, that averages to about $11,250 per quarter. Divide that by 26 and you get roughly $432 per week in unemployment benefits. That's assuming your earnings were consistent throughout the year.

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That actually matches what the other person said about $400-550 range. Thanks for breaking down the actual math!

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But what if your earnings weren't consistent? Like if you started the job mid-year?

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Then they'd use your actual highest quarter, not an average. Could be higher or lower depending on when you started and how much you made in each specific quarter.

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I've been on unemployment twice and both times the amount was different even though I made similar money. The first time I got $489/week and the second time $523/week. It really depends on exactly when you file and which quarters they count.

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That makes sense since wage levels and the maximum amounts go up each year too

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Yeah plus my second claim was after I had worked at a higher paying job for a few months, so that boosted my highest quarter

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Don't forget about taxes! Washington unemployment benefits are subject to federal income tax but not state income tax. You can choose to have 10% withheld or pay it when you file your tax return.

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Good point, I didn't even think about taxes. Is it better to have them withhold it or pay later?

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Depends on your situation, but I usually have them withhold it so I don't get hit with a big tax bill next year

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if anyone needs help actually talking to someone at Washington ESD about their benefit amounts i used claimyr recently and it worked great. way better than trying to call myself and getting busy signals all day. the agents were able to explain exactly how they calculated my weekly amount

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How quickly did they get you through to someone?

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took about 20 minutes total including the wait time, which is way better than the 3 hours i spent trying to call myself the day before

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The whole benefit calculation thing is designed to be confusing so fewer people will apply. It's ridiculous that you need a degree in mathematics just to figure out what you might get.

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I don't think it's intentionally confusing, just poorly explained. The concept is simple - they use your past earnings to determine benefits.

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Maybe not intentionally but the effect is the same. Half the people I know gave up trying to apply because they couldn't figure out if they'd qualify

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For anyone wondering about the actual numbers, here's what I know from experience: retail/service jobs usually get you $300-500/week, office jobs $400-600/week, and higher paying professional jobs can get you the $600-900 range. The $999 maximum is pretty rare.

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That's really helpful context. Sounds like my retail job should put me somewhere in that $300-500 range you mentioned.

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Yeah but it also depends on how long you worked there and if you got any raises or promotions

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One more thing to consider - unemployment in Washington lasts up to 26 weeks normally, but there are sometimes extensions during high unemployment periods. Right now it's just the standard 26 weeks though.

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Are there any work search requirements to keep getting benefits?

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Yes, you have to do at least 3 job search activities per week and keep a log. Washington ESD can audit you and ask for proof anytime.

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just applied last week and still waiting to hear about my benefit amount. the waiting is killing me because i need to know if i can afford my rent or if i need to find a roommate

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The initial determination usually takes 2-3 weeks. Hang in there!

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thanks, hopefully it comes soon. might try that claimyr thing someone mentioned if i dont hear anything by friday

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I wish Washington ESD would just send you a simple email that says 'You will receive $X per week for Y weeks' instead of all the confusing notices with legal language and calculations all over the place.

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The determination letters are definitely not user-friendly. Half the time I can't tell if I'm approved or denied.

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Exactly! And then you have to decode what 'monetary redetermination' means and whether that's good or bad news

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For what it's worth, Washington has some of the higher unemployment benefits in the country. States like Florida cap out at like $275/week while we can get up to $999. So even though the system is confusing, at least the amounts are decent.

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That's actually reassuring. I was worried it would be like $200/week or something that wouldn't even cover basic expenses.

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Yeah Washington is definitely one of the better states for unemployment benefits, even if dealing with Washington ESD itself is frustrating

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Bottom line - if you made $45k last year you'll probably get somewhere between $400-500 per week. That should be enough to cover basics while you look for another job. The exact amount depends on your specific earning pattern but that's a reasonable estimate.

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Perfect, that's exactly what I needed to know. Thank you everyone for all the helpful info!

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Good luck with your claim! Hope it goes through smoothly for you

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One more thing - if your calculated benefit amount seems wrong after you file, you can appeal the determination. I had to do this when they missed some of my earnings from a previous employer. Got it sorted out but it took a few extra weeks.

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How do you appeal a benefit determination? Is it complicated?

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You get instructions with your determination letter. Usually involves filing an appeal within 30 days and providing documentation of your wages. Washington ESD has forms for this.

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If you need to talk to someone about an appeal or benefit calculation, Claimyr can help you reach Washington ESD agents directly. Much faster than trying to get through on your own.

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For anyone still confused about the calculation, here's the simple version: Washington ESD takes your highest earning quarter from your base year, multiplies by 0.0385, and that's your weekly benefit (subject to the $295 minimum and $999 maximum). Then they multiply your total base year wages by 0.30 to determine your maximum total benefits.

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This is super helpful! So if my highest quarter was $14,000, I'd get about $539/week.

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Yep, and your total benefits would be maxed at 30% of all your base year wages combined.

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Don't forget that some of us who've been laid off multiple times know these calculations by heart now lol. The key thing is Washington ESD uses gross wages, not net, and they count bonuses and overtime too if they're in your base year quarters.

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Good to know about bonuses! I got a year-end bonus that should help my calculation then.

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As long as the bonus was paid within your base year period, it definitely counts.

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One thing people forget is that UI benefits are taxable income. So if you get $500/week, that's $26,000/year if you max out, which puts you in a decent tax bracket. Plan accordingly for next year's tax filing.

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Ugh, didn't think about the tax implications. Thanks for the heads up.

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Yeah unemployment benefits are fully taxable as ordinary income at both federal and state levels.

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Mei Liu

I'm still waiting for my monetary determination letter from Washington ESD to see my exact benefit amount. Filed 3 weeks ago and it's still pending. Anyone know how long these usually take?

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Mine took about 2 weeks but I've heard some people wait longer if there are wage verification issues.

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If you need to check on the status or speed things up, Claimyr helped me reach someone at Washington ESD when I was stuck waiting. Sometimes you just need to talk to a human to get things moving.

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For what it's worth, Washington has some of the higher UI benefits compared to other states. The $999 max is pretty decent, and the 26 weeks is standard. Could definitely be worse even though it doesn't feel like much when you're unemployed.

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That's somewhat reassuring I guess. Still nervous about making it work budget-wise.

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Yeah Washington ESD benefits are definitely better than states like Florida where the max is like $275/week.

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Quick tip - if you're getting close to exhausting your regular UI benefits, keep an eye out for extended benefits programs during high unemployment periods. Washington sometimes offers additional weeks beyond the standard 26.

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Hopefully I won't need to worry about that but good to know it exists.

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Extended benefits depend on the state unemployment rate, so it's not always available.

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Bottom line - expect somewhere between 40-60% of your regular weekly gross pay as your UI benefit, maxed at $999/week in Washington. It's meant to be temporary assistance, not full wage replacement. Focus on job searching while you have this safety net.

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That's a good way to think about it. Temporary bridge while I find something new.

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Exactly. And remember to keep good records of your job search activities for the weekly certifications.

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Anyone know if Washington ESD ever does direct deposit delays? My benefit amount is fine but wondering about payment timing once I start certifying weekly.

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I get mine within 2-3 business days of filing my weekly claim, pretty reliable.

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Good to know, thanks! Sounds like the payment timing is consistent at least.

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The hardest part isn't figuring out the benefit amount, it's actually getting approved and avoiding all the adjudication delays. Make sure you have all your employment documentation ready when you file your initial claim.

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What kind of documentation should I gather beforehand?

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Last day worked, reason for separation, employer contact info, and wage records if you have them. The more accurate info you provide upfront, the smoother the process.

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One thing to keep in mind is that your benefit amount stays the same for your entire benefit year, even if you get a part-time job. If you earn money while collecting, they'll reduce your weekly benefit dollar for dollar over a certain amount (I think it's like $5 or something small).

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That's good to know. So if I find part-time work while collecting, I should still report it?

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Absolutely! You must report all earnings on your weekly claim. Not reporting work can result in overpayment issues later.

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The whole base period thing is confusing. I had to call Washington ESD to understand why my benefit was lower than expected - turns out I had a gap in employment that affected my calculation. The agent I finally reached through that Claimyr service explained it really well.

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I might have some gaps too from when I was between jobs. I'll definitely need to get clarification on how that works.

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Yeah, gaps in your base period can definitely impact your benefit amount. Worth getting clarification before you assume what you'll get.

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Don't forget about the waiting week! In Washington you don't get paid for your first week of unemployment, so factor that into your planning.

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Wait, so even if I file right away, I won't get paid for the first week?

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Exactly. The first week is an unpaid waiting week. You'll start getting benefits from the second week onward if you're approved.

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Make sure you file as soon as possible after losing your job. You can't get benefits for weeks before you file, even if you were unemployed. Don't wait thinking you'll find work quickly - better to have the claim open just in case.

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Good advice. I was laid off last week so I should probably file this week to avoid losing out on any benefits.

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Definitely don't wait. Even if you find work next week, you can always stop filing weekly claims. But you can't go back and claim weeks you didn't file for.

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The benefit amount really depends on your individual situation. I've seen people with similar salaries get different amounts based on when they worked, how long they worked, etc. Best bet is to file and see what Washington ESD calculates for you.

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That makes sense. I guess every situation is different based on work history.

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Exactly. The base period calculation takes into account your specific work pattern over the qualifying period.

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Also remember that unemployment benefits in Washington last up to 26 weeks in most cases, though there are sometimes extensions during high unemployment periods. Plan accordingly!

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26 weeks should hopefully be enough time to find something. Thanks for all the helpful info everyone!

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Good luck with your job search! The job market is pretty good right now so hopefully you won't need the full 26 weeks.

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Thanks for asking this question - I'm in a similar situation and all these answers are really helpful. Going to file my claim this week too.

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Glad it helped! Good luck with your claim process.

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Thanks! Hope we both get approved quickly and find new jobs soon.

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One thing to keep in mind is that if you work part-time while collecting benefits, they'll reduce your weekly payment. So your calculated amount is only what you get if you're completely unemployed that week.

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How much do they reduce it by if you work a few hours?

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It's complicated but basically they subtract 75% of your gross earnings from your weekly benefit amount

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The waiting week thing is gone now right? I remember having to wait a week before getting any payments when I filed a few years ago.

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Correct, Washington eliminated the waiting week. You can get benefits starting with your first eligible week now.

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Good to know! That was always such a pain when you're already struggling financially

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i wish they would just show you an estimate when you file instead of making you wait to find out. like how hard would it be to have a calculator on their website?

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Right? Every other state seems to have benefit calculators

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Washington's website is definitely behind the times compared to other states

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Your benefit amount will show up in your SecureAccess Washington account once your claim is processed. That's really the most reliable way to find out exactly what you'll get rather than trying to guess.

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Yeah I think I'm just going to wait it out and see what they tell me. Thanks everyone for all the help explaining this!

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Good plan! The calculation can be confusing but Washington ESD will get it right for you

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Make sure you understand the job search requirements too. You need to make at least 3 job search activities per week and keep a log. They can ask for it at any time and if you don't have it, you could lose benefits.

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What counts as a job search activity? Just applying for jobs or other things too?

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Applying for jobs, networking events, career fairs, informational interviews, even some online training courses. There's a list on the Washington ESD website.

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I got audited for my job search log last month. Make sure you're detailed about each activity - date, company, position, how you applied, etc.

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My experience with Washington ESD has been pretty smooth overall. Filed online, got approved in about 10 days, and payments have been consistent. The key is making sure you file your weekly claims every week and report everything accurately.

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That's reassuring to hear! I'm planning to file tomorrow so hopefully my experience will be similar.

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Good luck! Just be patient with the initial processing time and make sure you have all your employment history ready when you apply.

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Quick tip - set up direct deposit when you file your claim. Getting paid by debit card has fees and it's slower. Direct deposit is free and usually hits your account within 1-2 business days of filing your weekly claim.

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Thanks for the tip! I definitely want to avoid any unnecessary fees.

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Agreed on direct deposit. The debit card option has ATM fees and other charges that add up quickly.

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Just want to add that if you worked for multiple employers in your base year, Washington ESD will automatically include wages from all of them in your benefit calculation. You don't need to do anything special - they get the information from the employers' quarterly reports.

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That's good to know! I had a side job for a few months last year so those wages should be included automatically.

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Exactly. Just make sure when you file your claim that you list all employers from the past 18 months, even if it was just temporary work.

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Been reading through this thread and wanted to mention that Claimyr service again. I was skeptical at first but it really does work. Got connected to an ESD agent within 30 minutes instead of spending all day trying to call. They were able to explain my benefit calculation and help me understand why my claim was taking so long to process.

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I think I'm convinced to try it if I run into any issues. Thanks for sharing your experience!

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Same here, I used it last week and finally got answers about my pending claim. Sometimes you just need to talk to a real person.

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One last thing - keep track of when you filed your claim because your benefit year starts from that date, not when you were laid off. So if you wait a few weeks to file, you're not losing those weeks of potential benefits, but you are using up weeks from your 26-week maximum.

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Wait, so if I file this week, can I get benefits for the week I was laid off last week?

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You can backdate your claim to when you became unemployed, but there are specific rules about it. Best to file as soon as possible after becoming unemployed.

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