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Natalia Stone

How much do you get paid from Washington ESD unemployment - need to know benefit amounts

I'm trying to figure out what my weekly benefit amount will be if I file for unemployment through Washington ESD. I made about $52,000 last year working full time but got laid off two weeks ago. I've looked at the Washington ESD website but the benefit calculator seems confusing and I can't tell if I'm doing it right. Does anyone know roughly what percentage of your previous wages you get? I need to budget for rent and bills while I'm job searching. Also wondering if there's a maximum amount they'll pay regardless of how much you made before.

Washington ESD calculates your weekly benefit amount based on your highest earning quarter from the past year. It's roughly 3.85% of your total wages from that quarter. So if your highest quarter was around $13,000, you'd get about $500 per week. The maximum weekly benefit amount in Washington is currently $999 per week.

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That's really helpful! I think my highest quarter was around $14,500 so that would put me at maybe $560 a week? That would actually cover most of my expenses.

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Don't forget you have to pay taxes on unemployment benefits too. Washington doesn't withhold state taxes but you'll owe federal taxes on it.

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I just went through this process last month. The benefit amount depends on your base period wages which is the first four of the last five completed quarters before you filed. It's not just your annual salary divided by 52 weeks or anything simple like that. You really need to use their online calculator with your actual quarterly wages.

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Where do I find my quarterly wage information? I have my W-2 from last year but that's just the annual total.

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You can get your quarterly wage information from your employer's HR department or from Washington ESD after you file your claim. They'll have access to what employers reported.

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If you're having trouble getting through to Washington ESD to check your benefit estimate, I'd recommend trying Claimyr (claimyr.com). They help you get connected to actual ESD agents without sitting on hold for hours. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Way easier than trying to call yourself.

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Is that service free? I'm already stressed about money and don't want to pay for something I can eventually do myself.

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They have different options but it's worth it when you need answers fast. Better than spending your whole day calling and getting nowhere.

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The formula is: take your two highest earning quarters from your base period, add them together, divide by 2, then multiply by 0.0385. That gives you your weekly benefit amount. But like others said, there's a cap at $999/week maximum.

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This is super helpful! So if my two highest quarters were $14,500 and $13,200, that's $27,700 total. Divided by 2 is $13,850, times 0.0385 equals about $533 per week. Does that sound right?

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Exactly! That calculation looks correct. You'd get $533 per week before any taxes are withheld.

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Just remember you also have to meet the job search requirements to keep getting benefits. You need to make at least 3 job search activities per week and log them in WorkSource. Make sure you understand all the requirements before you start collecting.

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What counts as a job search activity? I've been applying online but wasn't sure if I needed to do other stuff too.

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Applying for jobs counts, but you can also do things like attending job fairs, networking events, or taking online courses related to your field. It's pretty flexible.

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I think the system is designed to replace about 50% of your previous income, but it depends on how much you were making. Lower income workers might get a higher percentage replacement.

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Yeah that sounds about right. When I was on unemployment a few years ago I was getting roughly half my previous take-home pay.

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Half would be perfect for me. I can make that work while I'm looking for a new job.

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One thing to keep in mind is that your benefit amount is set when you first file your claim and it stays the same for the entire benefit year, even if you work part-time or have other changes. You can collect for up to 26 weeks in Washington unless there are extended benefits during high unemployment periods.

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Can you work part-time while collecting unemployment? I might be able to pick up some freelance work.

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Yes, you can work part-time but you have to report all earnings on your weekly claim. They'll reduce your benefit amount based on how much you earn that week.

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Make sure you file as soon as possible after your last day of work. There's a waiting week in Washington where you won't get paid for the first week, but you still need to file that week to start the process.

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I waited almost two weeks before looking into this. Did I miss out on benefits for those weeks?

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You can backdate your claim to your last day of work, but it's better to file right away to avoid any complications.

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Don't forget about the federal taxes! I made the mistake of not having taxes withheld from my unemployment benefits and ended up owing a bunch at tax time. You can choose to have 10% withheld for federal taxes when you file your weekly claims.

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Good point! I learned this the hard way too. Definitely have them withhold taxes unless you want a surprise bill from the IRS.

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Thanks for the warning! I'll make sure to set up tax withholding when I file.

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The Washington ESD website has a benefit estimator tool that's pretty accurate once you figure out how to use it. You just need to know your wages for each quarter in your base period. It's under the 'File a Claim' section.

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I tried using that but got confused about which quarters to use. Is the base period different from just the last four quarters?

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The base period is the first four of the last five completed calendar quarters. So if you file in January 2025, your base period would be October 2023 through September 2024.

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If you're really struggling to get information from Washington ESD, that Claimyr service someone mentioned earlier actually worked for me. I was getting conflicting information from the website and couldn't get through on the phone. They helped me talk to someone who explained exactly how my benefits were calculated.

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How long did it take them to get you connected to someone?

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It was way faster than calling myself. Instead of being on hold for hours, they handled the calling part and got me connected to an actual person who could answer my questions.

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I wish they would just send you a letter or email telling you exactly what your benefit amount will be instead of making you figure it out yourself. The whole system is so confusing for something that should be straightforward.

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Totally agree! You'd think after all these years they could make the process more user-friendly.

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They do send you a monetary determination letter after you file that shows your benefit amount and how they calculated it. But yeah, it would be nice to know beforehand.

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Just filed my claim last week and found out I'll be getting $627 per week. I was making about $65,000 annually so that seems pretty close to what the formula would predict. The process wasn't as bad as I expected once I gathered all my employment information.

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That's encouraging! Did you have any trouble with the online application or did it go smoothly?

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The application itself was fine, but I did have to call to clarify something about my work separation. That's where I ran into the usual problem of long hold times.

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One more thing - if you had any severance pay or vacation payout, that might affect when your benefits start. Washington ESD considers that wages for the weeks it would have covered, so you might have a delay before benefits begin.

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I did get two weeks of severance. Does that mean I have to wait two weeks before I can start collecting unemployment?

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Possibly. You'll need to report the severance when you file and they'll tell you how it affects your claim. Each situation is different.

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The benefit calculator on their website is actually pretty accurate if you can figure out your quarterly wages. I compared what it estimated to what I actually received and it was spot on. The hard part is just getting your wage information organized properly.

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Where did you get your quarterly wage info? My employer said they don't have it broken down that way.

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You can request it from Washington ESD or sometimes your payroll company has quarterly reports. It might take a few days to get though.

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Been collecting for about 8 weeks now and the process has been pretty smooth once you get into the routine of filing your weekly claims. The hardest part was the initial setup and figuring out all the requirements. Make sure you keep good records of your job search activities!

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How long does it usually take to get your first payment after you file?

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For me it was about 10 days after I filed my first weekly claim. They do direct deposit which is convenient.

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If anyone else is having trouble reaching Washington ESD for questions about benefit amounts, I had good luck with Claimyr too. Worth trying if you need to talk to someone and can't get through the regular phone lines.

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Did they help you with anything specific or just general questions?

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I needed to understand how my part-time work would affect my benefits. The agent they connected me with explained the whole earnings deduction process really clearly.

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The maximum benefit amount in Washington is actually pretty good compared to other states. $999 per week is decent money while you're job hunting. Just make sure you're actively looking for work because they do check up on that.

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How often do they check your job search activities? Is it random or do they review everyone?

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I think it's mostly random audits, but they can also investigate if someone reports that you're not really looking for work. Better to just follow the rules.

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Good luck with your claim! The benefit amount calculation seems complicated at first but once you understand the formula it makes sense. Don't stress too much about getting the exact number ahead of time - you'll find out for sure when you file and they process your claim.

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Thanks everyone for all the helpful information! I feel much more confident about filing my claim now.

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You're welcome! This forum has been super helpful for me too when I was figuring out the unemployment system.

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