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Holly Lascelles

How much do you get unemployment benefits in Washington - confused about payment amounts

I'm trying to figure out how much unemployment I should expect to receive from Washington ESD. I made about $52,000 last year working full time but got laid off two weeks ago. When I tried to estimate my benefits online it was confusing - something about base period wages and weekly benefit amount? Can someone explain how they calculate what you actually get paid each week? I need to know for budgeting purposes.

Washington ESD calculates your weekly benefit amount (WBA) based on your highest earning quarter during your base period. Generally it's about 3.85% of your total base period wages, but capped at around $999 per week maximum for 2025. Your base period is usually the first 4 of the last 5 completed calendar quarters before you filed.

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Thanks! So if I made $52k last year, what would that work out to roughly per week?

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Hard to say exactly without knowing your quarterly breakdown, but if it was evenly distributed you'd probably get somewhere around $400-500 per week. The exact calculation depends on which quarter was your highest.

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The whole base period thing is so confusing. I think mine was calculated wrong when I filed last month because I'm only getting $280/week and I was making way more than that at my job.

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You should definitely call Washington ESD to verify your wage information is correct. Sometimes employers don't report wages properly or there are data entry errors.

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Good luck getting through to anyone at Washington ESD though. I've been trying to call for weeks about my adjudication and can never get past the busy signal.

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Have you tried using Claimyr? It's a service that helps you get through to Washington ESD agents. I used it last month when I couldn't reach anyone about my claim status. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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i think its like half your regular pay or something like that?? not sure tho

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Not quite - it's more complex than that. It's based on your actual reported wages during specific quarters, not just half your regular pay.

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The Washington ESD benefit calculator on their website is actually pretty accurate once you have all your wage info. You'll need to know your wages for each quarter in your base period. Look at your wage statements or tax documents to get the exact amounts.

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I'll try that calculator - didn't realize it existed. Do I need to wait until my claim is approved to use it?

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No, you can use it anytime. It's just an estimator though - your actual WBA might be slightly different based on how Washington ESD processes your wage records.

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Whatever they tell you you're getting, expect it to be delayed, wrong, or both. Washington ESD is a nightmare to deal with. I've been fighting them for months over my benefit amount.

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Tell me about it. My claim has been in adjudication for 5 weeks with no explanation.

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That's exactly when I used Claimyr to get through to someone. The adjudication was taking forever and I needed answers. Worth every penny to actually talk to a real person.

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Update - I found my wage statements and tried the calculator. Looks like I should get around $485 per week if my math is right. Still waiting to hear back on my claim approval though.

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That sounds about right for your income level. How long has your claim been processing?

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Just filed last week so I'm still in the initial review period. Hoping it goes through without any issues.

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Don't forget you can also get the extra $25 federal supplement if you're doing approved job search activities through WorkSource. Every little bit helps.

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Wait, there's still a federal supplement? I thought all the COVID stuff ended.

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This isn't COVID related - it's a regular program for people who are participating in reemployment services. Talk to your WorkSource office about it.

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Has anyone else had trouble reaching Washington ESD to ask questions about their benefit calculation? I've been trying for weeks and can't get through.

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The phone lines are always swamped. Try calling right when they open at 8am or using their online contact form, though that takes days to get a response.

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I mentioned this earlier but seriously check out Claimyr. It's designed specifically for getting through to Washington ESD when you can't reach them normally. Saved me hours of frustration.

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I'm desperate at this point so I'll try anything. Thanks for the suggestion.

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The maximum weekly benefit in Washington is $999 for 2025, but most people don't qualify for the max unless they were making really good money consistently.

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Yeah I definitely won't be getting the maximum. My $485 estimate seems more realistic.

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Still can't figure out why my benefit amount is so low. I'm going to have to call them but dreading the wait times.

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Seriously, try Claimyr if you need to get through. I know I keep mentioning it but it actually works. Much better than sitting on hold for hours or getting hung up on.

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How does that service work exactly? Do you have to pay upfront?

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They handle the calling process for you and connect you when they get an agent on the line. Much easier than doing it yourself. Check their video demo to see how it works.

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Just remember your benefit amount also depends on how long you've been working. You need sufficient work history in your base period to qualify for the higher amounts.

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I've been working full time for the past 3 years so that shouldn't be an issue for me.

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The whole system is set up to pay you as little as possible while making it as difficult as possible to get answers. Typical government BS.

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I mean, it's insurance that we all pay into through our paychecks. We should be able to get decent benefits when we need them.

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For anyone still confused about the calculation - your weekly benefit amount is typically between 2.9% and 6.2% of your average quarterly wages during your base period, with the exact percentage depending on your wage level. Lower earners get a higher percentage.

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That's helpful context. So people who made less money get a higher percentage to help them out more?

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Exactly. It's designed to replace a higher percentage of income for lower wage workers since they have less financial cushion.

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Don't forget you'll have to pay taxes on unemployment benefits. They don't automatically withhold federal taxes unless you request it.

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Good point - I'll make sure to set aside money for taxes or have them withhold it.

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The benefit amount calculator worked pretty well for me. Got almost exactly what it estimated when my claim was approved.

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That's encouraging! How long did it take from filing to getting your first payment?

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About 3 weeks total, but I had a straightforward case with no adjudication issues.

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Washington's unemployment benefits are actually pretty decent compared to other states. The maximum is higher than most places.

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True, but it's also more expensive to live here so it balances out somewhat.

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Make sure you understand the difference between your weekly benefit amount and your total benefit amount. The weekly amount is what you get each week, but there's also a maximum total you can receive over the entire benefit year.

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Oh I didn't realize there was a total maximum. How is that calculated?

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It's typically 26 times your weekly benefit amount, so if you get $485/week you'd have a total of about $12,610 available for the full benefit year.

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The key thing is making sure Washington ESD has all your correct wage information. If they're missing wages from any employer, it'll lower your benefit amount.

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How can I check if they have all my wage info?

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You should be able to see your wage records in your online account once your claim is processed. If anything looks wrong, contact them immediately.

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And good luck getting through to them if you need to make corrections. That's where services like Claimyr become really valuable.

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Thanks everyone for all the helpful info! I feel much more confident about what to expect now. Hopefully my claim goes through smoothly and I get close to that $485 estimate.

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You should be fine with your work history and income level. Good luck with your job search!

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Keep us updated on how it goes. Always helpful to hear real experiences from people going through the process.

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