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Diego Mendoza

Washington ESD unemployment weekly benefit amount - how much does unemployment pay?

I'm trying to figure out how much I'll get if I file for unemployment in Washington. I was making $52,000 a year at my last job before getting laid off last month. Does anyone know how Washington ESD calculates the weekly benefit amount? I've looked at their website but it's confusing with all the formulas and base periods. Just want to know what to expect before I submit my application.

Washington ESD uses your highest earning quarter from the past 5 quarters to calculate your weekly benefit amount. They take that quarter's earnings, divide by 26, then you get about 40-50% of that amount weekly. Maximum weekly benefit for 2025 is $999 per week.

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Thanks! So if I made $13,000 in my highest quarter, that would be $500 weekly, and I'd get around $200-250 per week?

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Exactly right! And you can file up to 26 weeks of regular unemployment benefits in Washington.

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just filed last week and still waiting to hear back on my benefit amount. the online calculator on washington esd website said around $380/week for me but haven't gotten official determination yet

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How long did it take to get your determination? I'm on day 5 and getting anxious about the wait.

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still waiting actually, going on 8 days now. thinking about trying to call them but heard the wait times are brutal

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If you're having trouble reaching Washington ESD by phone, I had success using Claimyr recently. It's a service that helps you get through to an actual agent - check out claimyr.com. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Really helped me get my benefit amount question answered when I couldn't get through on my own.

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Never heard of that service - is it legit? Washington ESD phone system is definitely a nightmare to navigate.

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Yeah it's legitimate, just connects you with an actual agent faster than trying to call yourself. Saved me hours of redialing.

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Interesting, might give that a try if my determination doesn't come through soon. Thanks for sharing!

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The Washington ESD benefit calculator is pretty accurate in my experience. Used it before filing and my actual weekly amount was within $10 of what it estimated. Your base year earnings matter most - they look at the first 4 of the last 5 completed quarters.

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Good to know the calculator is reliable! I'll check that out before filing my claim.

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where do you find the calculator? cant seem to locate it on their website

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It's under the 'Before You Apply' section on the Washington ESD homepage. Look for 'Estimate Your Benefits' link.

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Been on unemployment for 8 weeks now and getting $445/week. Was making about $58K before layoff. The first payment took almost 3 weeks to arrive but after that it's been pretty consistent every Tuesday if I file my weekly claim on Sunday.

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That's helpful to know about the timing! Do you have to do anything special for the weekly claims?

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Nope, just log into your Washington ESD account and answer the questions about job search activities and any work you did that week. Takes maybe 5 minutes.

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Washington ESD is SO SLOW with everything. Been waiting 2 weeks just to get my monetary determination and they keep saying 'processing' on my account. This is ridiculous when people need money to survive!

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same boat here, the waiting is killing me. rent is due in a week and i have no idea when my first payment will come

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Have you tried calling them? I know it's hard to get through but sometimes they can explain what's holding up your claim.

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Tried calling like 50 times, either busy signal or they hang up after 45 minutes on hold. It's infuriating.

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For what it's worth, I used that Claimyr service someone mentioned earlier and finally got through to Washington ESD about my benefit amount. Agent explained that my claim was held up because of a previous employer issue, but she was able to resolve it right there. Definitely worth trying if you're stuck.

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Really? How much does something like that cost? At this point I'm desperate enough to try anything.

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I think it's pretty reasonable considering the time it saves. Way better than spending entire days redialing Washington ESD.

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Washington ESD uses your highest earning quarter from your base period to calculate benefits. Generally it's around 3.85% of your highest quarter earnings, but there's a maximum weekly benefit amount that changes each year. For 2025 I think it's around $999 per week maximum.

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So if I made $13,000 in my highest quarter that would be around $500 a week? That seems pretty good actually.

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Yeah that sounds about right, though you also have to meet the minimum earnings requirement across all quarters in your base period.

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Quick question - does the $999 maximum weekly benefit include the federal taxes that get taken out? Or is that the gross amount?

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That's the gross amount before taxes. You can choose to have federal taxes withheld (10%) or pay them later when you file your tax return.

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Got it, thanks! Probably better to have them withheld upfront to avoid a big tax bill later.

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The exact formula is your highest quarter earnings divided by 26, but there are caps both high and low. You need at least $7,000 total in your base period and your highest quarter needs to be at least 1.5 times your second highest quarter.

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This is getting complicated... is there a calculator somewhere that just tells you the amount?

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Washington ESD has a benefit calculator on their website but honestly it's not very user friendly. Most people just wait to see what they get approved for.

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I've been trying to get through to Washington ESD for weeks to ask about my benefit amount calculation. Their phone lines are impossible! Has anyone found a way to actually talk to someone there?

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I had the same problem until someone told me about Claimyr. It's a service that helps you get through to Washington ESD agents. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Interesting, I'll check that out. I'm getting desperate at this point, been calling for 3 weeks straight.

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i think the whole system is designed to make you give up. they make it as hard as possible to get benefits you already paid into through payroll taxes. washington esd needs major reform

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Agreed 100%. The bureaucracy is intentionally frustrating. But hang in there - once you get through the initial setup it gets easier.

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yeah hoping so. just seems like they could make this whole process much simpler and faster

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One thing to remember is that your weekly benefit amount stays the same throughout your entire benefit year, even if you get a part-time job. They just reduce your payment based on how much you earn that week.

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That's good to know! So I could work part-time and still get some unemployment benefits?

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Yes! As long as you earn less than 1.5 times your weekly benefit amount, you'll still get partial unemployment. Washington ESD has a partial benefits calculator on their site.

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From my understanding, Washington state has one of the higher maximum weekly benefits compared to other states. $999 is pretty decent, though obviously depends on your previous salary.

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Yeah I looked it up and some states max out at like $400-500 per week. Washington ESD is definitely more generous.

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Exactly. Plus Washington doesn't tax unemployment benefits at the state level, which helps.

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Filed my claim 3 weeks ago and just got my determination yesterday - $534/week for 26 weeks. Pretty happy with that amount, should cover most of my basic expenses while I job search.

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Congrats on getting through the process! That's a good weekly amount. Any tips for someone about to file?

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Make sure you have all your employment history ready - exact dates, employer addresses, reason for separation. Speeds up the process a lot.

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Also keep track of your job search activities from day one. Washington ESD requires 3 job search activities per week.

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wait so the max is $999 a week?? that's like $4000 a month! that can't be right

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That's the maximum if you were earning a very high salary. Most people get much less than that. The average is probably around $400-500 per week.

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Yeah I was making good money and only got $650 a week. You have to be earning serious cash to hit that maximum.

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The waiting is the worst part. I understand they need to verify everything but 2-3 weeks just to get your benefit amount determination seems excessive when people are struggling financially.

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Completely agree. Other states seem to process claims much faster. Washington ESD needs to improve their systems.

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Heard they're understaffed too which doesn't help. Hopefully they hire more people soon.

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Just want to add that if you're not happy with your benefit determination, you can appeal it within 30 days. Had a friend who got an extra $100/week after appealing because Washington ESD initially missed some of his earnings.

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Good to know! Is the appeal process complicated?

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Not too bad, just have to submit documentation showing your correct earnings. Takes a few more weeks but worth it if the amount is significantly wrong.

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Don't forget you also have to pay taxes on unemployment benefits. Washington doesn't tax them but federal taxes still apply. So factor that in when budgeting.

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Ugh I didn't think about taxes. So it's not really the full amount you get to keep.

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You can have them withhold 10% for federal taxes when you certify each week, or just pay estimated taxes quarterly.

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Bottom line - Washington ESD weekly benefits range from minimum $295 to maximum $999 depending on your earnings history. Most people get somewhere between $300-600 per week based on what I've seen in these forums.

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Thanks for the summary! That gives me a good idea of what to expect when I file.

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Yep, and remember you can always use the benefit calculator on their website to get a rough estimate before filing your claim.

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The whole system is designed to confuse people I swear. I applied 2 months ago and still don't know exactly how they calculated my benefit amount. Got approved for $445/week but can't figure out how they got that number.

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You should be able to see the calculation breakdown in your Washington ESD account under benefit year information. It shows your base period wages and how they calculated it.

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I looked but it's just a bunch of numbers that don't make sense to me. Wish they would just explain it in plain English.

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For what it's worth, I found that calling first thing Monday morning around 8:05 AM gave me the best chance of getting through to Washington ESD. Took about 45 minutes on hold but I actually spoke to someone.

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I've tried that but even at 8 AM I get the busy signal or it hangs up on me after being on hold forever.

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Same here, I think their phone system is just overwhelmed. That's why services like Claimyr exist - they handle the calling frustration for you.

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Just remember that your benefit amount also determines how long you can collect. In Washington you get up to 26 weeks of benefits, but if your benefit amount is low it might mean you didn't earn enough in your base period.

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Wait, so if I get approved for a lower amount I might not get the full 26 weeks?

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No, the duration is separate from the weekly amount. As long as you qualify, you get up to 26 weeks regardless of your weekly benefit amount.

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I wish they would just put a simple calculator on their website that says 'enter your salary, get your estimated benefit.' All this base period and highest quarter stuff is unnecessarily complicated.

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Agreed! Other states have much better calculators. Washington's website feels like it was designed to discourage people from applying.

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The reason it's complicated is because unemployment isn't based on your salary, it's based on your actual reported wages during specific quarters. Someone making $50k but only working part of the year would get different benefits than someone making $50k all year.

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Pro tip: if you worked multiple jobs, make sure ALL your employers reported your wages correctly. I had one employer who didn't report my wages and it lowered my benefit calculation significantly.

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How do you check if your wages were reported correctly?

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You can request a wage and benefit statement from Washington ESD, or check your Social Security statement online. If there's a discrepancy you can file a wage protest.

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Whatever you do, don't estimate or guess your wages when filing. Washington ESD will verify everything with your employers anyway, and if you put wrong information it could delay your claim for weeks.

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This happened to me! I rounded some numbers and it triggered an adjudication that took 6 weeks to resolve.

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Six weeks?! That's terrible. Did you ever get through to ask about the status during that time?

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Eventually I used Claimyr to get through to someone who explained what was happening. Worth every penny to finally talk to an actual person at Washington ESD.

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The benefit amount also affects your job search requirements. Higher benefit amounts might have stricter job search requirements, though I'm not 100% sure about that.

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The job search requirements are the same for everyone - 3 job contacts per week. The benefit amount doesn't change that requirement.

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Actually I think it depends on your profession and benefit amount. Some people have to do 5 contacts per week if they're in certain fields or getting higher benefits.

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Just file and see what happens. All this speculation about benefit amounts doesn't help until you actually apply and get your determination letter. The whole process takes a few weeks anyway.

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You're right, I'm overthinking this. I'll just file this week and see what they approve me for.

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Good call. And if you have questions after you file, services like Claimyr can help you get through to Washington ESD to get real answers instead of guessing.

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