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Bottom line - collect your unemployment benefits and don't worry about SS. They're apples and oranges. Your future SS is based on your 35 highest earning years from actual employment, period.
One last thing - make sure you're thinking ahead about health insurance between when your UI ends and when you become eligible for Medicare. That gap can be expensive if you're not prepared.
Make sure your claim issue actually requires talking to someone. Some things can be resolved through the online system or by mailing documents. Check their FAQ first.
Last resort - try calling your state representative's office. Sometimes they can help expedite unemployment issues when the system isn't working.
One thing nobody mentioned - if you're on standby status (temporary layoff expecting to return to work), the time you're on standby still counts against your 26 week maximum. So if you're on standby for 10 weeks then get permanently laid off, you'd only have 16 weeks left of regular benefits.
Bottom line - 26 weeks is the standard maximum for regular unemployment in Washington state. Plan accordingly, start your job search immediately, and make sure you understand all the weekly requirements to keep your benefits flowing. The time goes by quicker than you expect when you're dealing with unemployment.
One more thing - if you have any vacation pay or severance coming, that might affect when your benefits start. Washington ESD considers that earnings even if you're not working, so be honest about it on your application.
No, file right away but report the vacation pay when you do your weekly claims. They'll just delay your benefits until after the vacation pay period ends.
The whole process stressed me out too but it's really not that bad once you get started. Washington ESD's website is actually pretty user-friendly compared to some other state systems I've heard about. Just take it one step at a time.
CosmicCommander
The eligibility isn't that complicated really. Work for at least 680 hours or earn $1,000+ in your base period, lose your job through no fault of your own, be able and available for work. Most people who worked a regular job qualify.
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Anastasia Kozlov
•Thanks for breaking it down so simply! That helps a lot.
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CosmicCommander
•No problem! The ESD website makes it sound way more complicated than it actually is.
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Giovanni Colombo
I used that claimyr service someone mentioned earlier and it was honestly a game changer. Got connected to an ESD agent who walked me through the whole eligibility process and helped me understand exactly what I needed to do. Worth checking out if you're having trouble getting through on your own.
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Anastasia Kozlov
•I might have to try that if I run into issues. Thanks for the recommendation!
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Giovanni Colombo
•Definitely worth it. The video demo at https://youtu.be/7DieNd3C7zQ shows exactly how it works.
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