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pro tip: if your bank shows pending deposits (not all do), sometimes you can see the pending refund a day or two before it officially posts. i can see mine pending in my wells fargo account rn even tho it won't be available till tomorrow
Credit Karma doesn't show pending deposits unfortunately. Just another reason I might switch banks next year.
19d
Be grateful ur getting a refund at all lol. I owe $4200 this year š
Damn that sucks. Did you have any 1099 income or just not enough withholding?
19d
Both lol. Plus my employer messed up my W4 somehow. It's been a nightmare.
19d
I filed my tax return electronically about 4 weeks ago and have been checking the Where's My Refund tool regularly. Today I decided to check my account on the IRS website and it shows a message saying "Your 2024 Tax Return Is Not Processed" with additional text about processing usually taking 21 days for e-filing or 6 weeks for paper returns. When I log into my IRS account, I see a screen titled "Account Status" with a big alert that says "Your 2024 Tax Return Is Not Processed" in bold text. Below that, there's additional information explaining "If you've already filed, processing usually takes 21 days (electronic returns) or six weeks (paper returns)." The message also states "If you still need to file, submit your tax return along with any payment due by April 15, 2025 to avoid potential penalties." I can see this is from the official IRS website (sa.www4.irs.gov). I got worried so I called the IRS yesterday and spent over an hour on hold. When I finally reached someone, they told me my return was "in processing" and to just be patient. But the website still says it's not processed! I'm totally confused now. Is there a difference between "not processed" and "in processing"? Has anyone else experienced this? I was really counting on getting this refund soon since I'm supposed to be getting back around $4,700. The IRS representative didn't seem concerned at all, but the website message is making me nervous, especially since we're already into the fourth week since I filed. Does the IRS account status page update in real-time? Could it be that my return is actually being processed but the website hasn't updated yet? I'm checking my account several times a day and getting increasingly frustrated seeing that same "Not Processed" message staring back at me.
what does your transcript say? thats the only reliable source of info
There is a 570 actually! What does that mean???
19d
570 is a temporary hold on your account. Could be for verification or review. If you see a 971 too, that means they're sending you a notice explaining why. You might wanna use taxr.ai to get a full explanation of all your codes.
19d
If irs agent said ur processing then your PROCESSING. website is always behind what they can see in the system. just be patient, i kno it suks.
I was in exactly ur situation last week. Direct deposit date was 3/7, nothing showed up until 3/9 late at night. Just be patient, it's coming. The IRS and banks are processing millions of refunds right now.
Ok, tax preparer here with some ACTUAL facts: 1. No, people checking accounts doesn't "shut down the system" - that's not how banking works 2. The IRS sends refunds in batches throughout the day 3. Banks typically process ACH deposits in batches (usually 3-5 times daily) 4. Weekends and holidays don't count as processing days 5. Some banks place holds on large deposits If your WMR shows sent, it's almost certainly just regular processing delays. If it's been more than 3 business days, call your bank's ACH department specifically (not just regular customer service).
THIS is the correct answer. People need to stop spreading misinformation about how the banking system works. Thx for clearing it up.
19d
the irs is so broken this year man... ive been waiting since january for my refund and every time i call they just say "its being processed" š¤” the whole system needs to be rebuilt from scratch
Saaame. Filed in February, got a DDD in March, then nothing happened. Called for weeks with no luck getting through. Finally used claimyr.com to actually get an agent on the phone and found out my refund was held up for "verification" that nobody told me about. Got it resolved in one phone call and my money arrived 3 days later. It was the only way I could talk to a live agent.
19d
I had an IDENTICAL situation! I spent days stressing and refreshing my bank app. My transcript showed a DDD of March 14th but nothing hit my account until March 22nd - a full 8 days later! Just be patient, it will come.
Lol my mom been telling us this forever. She always says 'nobody cares about your money more than you do.' These tax scammers been around for decades they just have better tools now
Check if your state has a tax preparer registry or licensing requirement. In some states you can report unlicensed preparers and they face heavy penalties. In California the CTEC can fine them $5000 per return!
the TurboTax + Cash App + SBTPG unholy trinity has been the absolute WORST. after 3 weeks of trying to access my account I finally gave up and called the IRS directly. Was on hold for 2+ hours and then got disconnected š¤” anyone got a better way to reach a human?
I was in the same boat! Tried calling IRS like 15 times and could never get through. Finally used Claimyr (claimyr.com) and got a callback in about an hour. It was the only way I could actually talk to a live agent. They helped me figure out what was going on with my refund.
19d
just tried this and it actually worked?? got a callback in 30 min and the agent could tell me exactly where my refund was stuck. thx for the tip
19d
I'm done with TurboTax after this year's disaster with SBTPG. Anyone have recommendations for better tax filing services that don't use this terrible system?
I switched to FreeTaxUSA this year after 5 years with TurboTax and it was soooo much better. Way cheaper too.
19d
H&R Block online has been solid for me. Their refund tracking is way more reliable than the TurboTax/SBTPG nightmare.
19d
The past 3 years have been terrible for IRS processing times. My experience has been: 2020 return - filed in Feb, got refund in JULY; 2021 return - filed in March, refund in May; 2022 return - filed in Feb, refund in April. The system is completely unpredictable now. your milage may vary.
Something similar happened to me and I was going CRAZY trying to figure out what was wrong with my return. Spent hours researching transcript codes and still couldn't understand why it was delayed. I used taxr.ai and it translated all the IRS gibberish instantly! Showed me exactly why my refund was delayed (had a random review code) and when to expect it. Saved me so much stress - definitely recommend checking it out at https://taxr.ai if you're stuck in limbo like I was.
Just tried it - wow! Had no idea my return had been pulled for income verification. This explained everything the IRS wouldn't tell me!
19d
If your still confused about how to read your transcript, I highly recommend using taxr.ai - it saved me so much time and frustration. It explains every code and date in plain English and even predicts when you'll get your refund. Much better than asking random strangers on reddit to explain IRS codes lol.
Just checked this out cuz of your comment and WOW it's actually good??? Where has this been all tax season? Would have saved me so many headaches.
19d
Right?? I found it after spending hours trying to figure out what a 570 code meant for my refund. It told me exactly what was happening and when to expect my money.
19d
me over here still waiting on my 2022 amended return š
Amended returns are in their own special circle of IRS hell. I waited 14 months for mine last time.
19d
14 MONTHS?!?! omg i thought my 6 month wait was bad. this system is broken beyond repair.
19d
the state and federal are completely different systems so its totally possible for one to work and the other to have issues. check if you used the same info for both. i had this happen because i accidentally transposed two digits in my ssn on the federal form but had it right on the state form. took forever to figure out!
After spending WEEKS trying to decode what was happening with my transcript (all those codes made my head spin), I used taxr.ai and it explained everything instantly. Turned out there was a simple issue holding up my refund that I could fix with a quick call. Would have never figured it out on my own - best money I've spent this tax season for sure. https://taxr.ai
Jade O'Malley
Imma just leave this here: š£ļø THE IRS DOESN'T WANT YOU TO KNOW THIS BUT IF YOU CALL THE TAXPAYER ADVOCATE SERVICE AND USE THE WORDS "FINANCIAL HARDSHIP" THEY HAVE TO HELP YOU FASTER š£ļø
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Ella Lewis
I tried this and they said they're not taking new cases unless you're facing immediate eviction or utility shutoff. Had to provide proof too.
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Jade O'Malley
yeah they've gotten stricter but it still works if you actually have a hardship. they can't just ignore you if you're about to get evicted because the IRS is sitting on your money!
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Andrew Pinnock
I was stuck in this exact situation - 570 code for months with no explanation. Tried calling countless times but could never get through. Finally used taxr.ai and found out exactly what was causing the hold (income verification issue) and how to resolve it. Within 2 weeks of following their guidance, my refund was released! The best part was not having to decipher cryptic IRS codes or wait hours on the phone. https://taxr.ai saved me so much stress!
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Mia Roberts
Thanks for the recommendation. How exactly does the service work? Do they connect you with the IRS?
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Andrew Pinnock
No, they don't connect you with the IRS - it's actually better than that. You upload your transcript and their AI analyzes all the codes and dates to pinpoint exactly what's causing the delay. In my case, it showed a discrepancy between reported wages that I never would have caught. Then they give you specific steps to resolve it based on your situation. Much more useful than the generic advice I kept getting when I called the IRS.
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