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If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
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Really made a difference, save me time and energy from going to a local office for making the call.
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An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
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Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
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I'm brand new to this community and just discovered this incredible thread while desperately searching for help with my own EDD Money Network card closure! Like so many others here, my card was suddenly deactivated after I moved from California to Michigan, and I have about $3,200 trapped in the account. Reading through everyone's experiences has been both eye-opening and incredibly helpful. The detailed phone navigation steps from @helpfulEDDguy are exactly what I've been missing - I've been calling EDD for two weeks with no luck because I didn't know the right menu sequence. And @LeiliH's success story gives me so much hope that this can actually be resolved! It's absolutely mind-blowing how many people are dealing with this exact same issue with out-of-state moves triggering automatic account closures. The fact that EDD doesn't even send a warning before closing accounts is just cruel. But seeing how this community has figured out the system and created basically a step-by-step guide for getting through to actual humans who can help is amazing. I'm definitely going to try the 8:01am approach with those specific menu prompts tomorrow morning. Thank you all for sharing your experiences and solutions - this thread is honestly more helpful than anything I've found on EDD's official website! I'll report back with my results to hopefully add another success story to help future people dealing with this nightmare.
Welcome to the community @StormChaser! Your situation sounds exactly like what so many of us have been through - it's almost like EDD has a specific system glitch that targets people who move out of state. The fact that you have $3,200 stuck in there and they just closed it without warning is infuriating, but you're definitely in the right place for actual solutions. This thread has basically become the unofficial EDD Money Network closure survival guide! The 8:01am strategy with @helpfulEDDguy's specific menu sequence really does seem to be the breakthrough method. I'm also planning to try it myself next week after my own card got mysteriously closed following my move to Texas. Please definitely report back with your results tomorrow - every success story helps validate the approach and gives hope to others who will inevitably find this thread when they're dealing with the same nightmare. It's amazing how this community has figured out what EDD's own customer service seems incapable of explaining clearly. Good luck with your call tomorrow morning!
I'm completely new to this community but found this thread while frantically searching for help with my EDD Money Network card that was just closed yesterday! I moved from California to Arizona about 6 weeks ago and have been using the card regularly with no issues until suddenly it stopped working. When I called Money Network they said EDD requested the closure - exactly like what happened to @LeiliH. This entire thread has been like finding a treasure trove of actual solutions after hitting nothing but dead ends everywhere else. The step-by-step phone instructions from @helpfulEDDguy are incredible - I had no idea there was a specific menu sequence that actually works! And seeing @LeiliH's success story along with all the other people who've managed to get through gives me real hope that my $1,850 isn't just gone forever. It's absolutely insane how many people are dealing with this exact same situation. EDD clearly has a major systemic problem with out-of-state address changes triggering these automatic closures, yet they provide zero guidance about it on their website. The fact that this community has essentially had to reverse-engineer their phone system just to help people access their own earned benefits is both amazing and completely ridiculous. I'm definitely going to try the 8:01am approach tomorrow morning with those specific menu prompts. Thank you everyone for creating what's basically become the ultimate guide for navigating this EDD nightmare - this thread should honestly be required reading for anyone with EDD benefits who's planning to move out of state!
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I work at a bank and can give you some insight into why these transfers take so long. When you transfer from Money Network to Navy Federal, it goes through the ACH (Automated Clearing House) network, which only processes batches at specific times during business days. Your Friday afternoon transfer won't even enter the queue until Monday morning, then it typically takes 2-3 business days to fully clear. Navy Federal, being a credit union, is actually pretty good about processing ACH transfers quickly compared to some bigger banks. The frustrating part is that the technology exists to make this instant (like Zelle or wire transfers), but the traditional ACH system is cheaper for institutions so they stick with it. For future reference, if you have a true emergency, you can always do a wire transfer which processes same day, but there's usually a $15-25 fee involved.
Thank you for the inside perspective! That explains so much about why the timing is what it is. I had no idea about the ACH batching system - makes sense why weekend transfers just sit there waiting. The wire transfer option is good to know for true emergencies, though hopefully I won't need that again. Really appreciate you taking the time to break down how this all works behind the scenes. It's frustrating but at least now I understand the "why" behind the delays.
I've been through this exact same situation multiple times with Navy Federal! The 3 business day rule is unfortunately very consistent. Since you initiated on Friday afternoon, Monday is day 1, Tuesday is day 2, and Wednesday should be when it hits your account. I know it's stressful when bills are due, but Navy Federal is actually one of the more reliable ones for sticking to that timeline. In the meantime, you might want to check if Navy Federal offers any overdraft protection or if your landlord accepts online payments that might give you a few extra days buffer. Hang in there - Wednesday should be your day!
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Just following up - were you able to get this resolved? Another option I forgot to mention is visiting an America's Job Center (AJCC) in person. They can sometimes expedite these kinds of issues by connecting with EDD liaisons directly. Bring your ID and any EDD correspondence you have.
Partial success! I used Claimyr to get through to EDD yesterday and explained the issue. The rep confirmed my account WAS created in Money Network but with my name misspelled (they had "Micheal" instead of "Michael"). Once I called Money Network back with the exact spelling they had, they found my account immediately! Card should arrive next week, and they're expediting it. Thanks everyone for the help - this thread literally saved me from a financial disaster.
That's awesome news that you got it sorted out! The name spelling issue is such a common problem but most people don't think to check that. Really glad the community here could help you avoid missing rent. For anyone else reading this thread - definitely save this info because the Money Network migration has been causing similar issues for months. The key takeaways seem to be: 1) Get the EXACT spelling/formatting EDD has on file, 2) Ask for your BIC number, 3) Paper check backup option exists, and 4) Services like Claimyr can help you actually reach EDD reps. Hope your card arrives on time!
This is such a relief to read! I'm dealing with a similar Money Network issue right now and was starting to panic. The spelling mistake thing is so frustrating but at least now I know what to ask for. Quick question - when you called Money Network back with the correct spelling, did they make you verify anything else or was it pretty straightforward once they found your account? Also really appreciate everyone sharing the Claimyr tip, definitely going to try that since I've been getting nowhere with regular EDD calls.
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Anyone else notice that if you transfer on a Monday it goes through faster than if you do it on a Thursday or Friday? Or is that just me?
There's definitely some truth to this. Banking processes tend to slow down near the end of the week. Monday-Wednesday transfers usually process more efficiently in my experience as well. It's not an official policy, just how the banking system tends to work with ACH transfers.
Update: I went ahead and initiated the transfer this morning. The Money Network site says it should be in my account by Tuesday! Cutting it close for rent but should work out. Thanks everyone for the advice!
Great! In my experience, it often shows up earlier than their estimate. Hope that happens for you too!
Good luck! Keep us posted on how it goes. Your experience will help others in similar situations. Fingers crossed it hits your account Monday instead of Tuesday!
CosmosCaptain
Just wanted to add that you should also keep documentation of everything - save the email or memo from your employer about the shutdown, take screenshots of your UI Online application, and keep records of any communication with EDD. If there are any issues later, having a paper trail will help resolve them much faster. Also, during your shutdown period, make sure you're genuinely available for work each day you certify - that means being able to accept temporary work if offered, even though you're expecting to return to your regular job. Good luck with your claim!
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Connor Murphy
•This is really solid advice about keeping documentation! I'm definitely going to screenshot everything and save that company meeting email. One question - when you say "genuinely available for work," does that mean I need to actually apply for temp jobs during the shutdown? Or is it more about just being willing to work if something came up? I want to make sure I'm doing everything correctly since this is my first time filing.
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Manny Lark
•You need to be genuinely available and willing to work, but you don't necessarily have to actively apply for temp jobs every day. The key is that if a suitable temporary position was offered to you during the shutdown period, you'd be able to accept it. EDD typically requires that you conduct a reasonable job search (usually 3 work search activities per week), but for temporary layoffs with a definite return date, the requirements are often more flexible. When you certify each week, you'll report your work search activities - this could include things like updating your resume, checking job boards, or networking. Just be honest about what you're doing and make sure you could realistically start temporary work if needed. The main thing is showing you're not just using the time as a vacation.
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Carmen Lopez
I went through almost the exact same situation two years ago when my small nonprofit shut down for the holidays without pay. Filed for UI benefits and it was approved without any issues. The whole "temporary layoff" classification worked perfectly since we had a definite return date. One tip that really helped me - when I called EDD to verify my claim status (which took forever to get through), the agent told me that small employers like yours often don't realize their employees can file for UI during unpaid shutdowns, so sometimes they're surprised when they get the notice. But like others said, it's totally legal and they can't retaliate. The hardest part honestly was just getting through to EDD on the phone if you need to talk to someone, but the online system worked fine for filing and certifying. Make sure you file ASAP since there's always processing time involved. Hope this helps ease your mind!
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Max Knight
•Thank you so much for sharing your experience! It's really reassuring to hear from someone who went through the same thing successfully. I'm feeling much more confident about filing now. Quick question - did your nonprofit employer seem okay with employees filing for UI, or were they caught off guard like you mentioned? I'm hoping my startup will be understanding, but since they're calling it a "company-wide holiday break" instead of acknowledging it's really a temporary layoff, I'm wondering if they realize people will be filing claims. Either way, sounds like I just need to be honest about the situation when I apply and not worry about their reaction since it's perfectly legal.
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Jessica Nolan
•My nonprofit was actually pretty understanding once they realized what was happening. At first our HR person seemed a bit confused when she got the EDD notice, but after I explained that unpaid shutdowns qualify as temporary layoffs, she said it made perfect sense and that she should have anticipated it. She even apologized for not giving us a heads up that we could file! I think the key thing is that smaller organizations just don't always think about UI implications when they make these decisions. Your startup calling it a "holiday break" is probably just their way of trying to make it sound less harsh, but the reality is you're not getting paid for work time - that's what matters to EDD. Don't stress about their reaction. Focus on protecting yourself financially, which is exactly what unemployment insurance is designed for. If anything, filing your claim might actually help them realize they need to plan better for future shutdowns or communicate more clearly about these situations.
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