I just want to say how amazing this community is! I'm new here and was dealing with my own Money Network card issues when I found this thread. Reading through everyone's experiences and solutions has been incredibly reassuring - it's clear that most of these card problems are temporary and solvable, even though they're super stressful when you're dealing with them. For anyone else who might be new to the EDD Money Network system like I am, here's a quick checklist based on what I've learned from this thread: 1. Wait 24+ hours after phone activation before trying ATM withdrawals 2. Use the ZIP code that's on file with Money Network (might be different from your EDD address) 3. Try fee-free ATMs at 7-11, Walmart, or Target 4. Call Money Network customer service early morning or evening for shorter wait times 5. Ask specifically about security holds if your card isn't working 6. Activate online transactions separately if you plan to pay bills online 7. Consider transferring funds to your regular bank account for easier access Thanks to everyone who shared their experiences - you've saved so many people time and stress! This is exactly the kind of peer support that makes navigating these systems so much easier.

Darn! That sucks! I couldn't pull money out this afternoon either? I just activated my card yesterday maybe I will wait the 24 hours and try again thanks for the advice

I just went through an overpayment hearing last week and wanted to share my experience while it's still fresh! I used UPS Next Day Air with signature required and it worked perfectly - delivered by 10:30 AM with full tracking and proof of delivery. Cost about $30 but worth every penny for the peace of mind. Here's what I learned: definitely create a master document list with page numbers like others mentioned, but also consider color-coding different types of evidence (I used yellow highlighter for pay stubs, blue for EDD correspondence, etc.). Made it super easy during the hearing when the judge asked about specific document types. One thing I didn't see mentioned - if you have any witnesses who can verify your work history or earnings, ask them to write a brief signed statement and include it with your documents. I had my former supervisor write a one-paragraph letter confirming my part-time hours and it really helped support my case. The hearing itself was actually pretty straightforward - the judge was patient and methodical. Just remember to speak clearly since it's over the phone, and don't hesitate to ask for clarification if you don't understand a question. You're being really smart to prepare this thoroughly ahead of time!

What is the Fax number? I dont see it on notice of denial of benefits and overpayment

I'm a substitute teacher who just went through this exact same situation and successfully won my appeal! Got the same "reasonable assurance" denial initially, which was so frustrating since being on a sub list is clearly not a job guarantee. Here's what worked for me in addition to all the great advice already shared: 1. I created a simple calendar showing all the days I was available during the school year but didn't get called - this visual really helped the appeals judge understand how unpredictable sub work is 2. I included a copy of my district's substitute handbook that explicitly states sub positions are "temporary, part-time, and without benefits or guarantee of continued employment" 3. During my phone hearing, I emphasized that I have to actively look for work every single day by checking the system or waiting for calls - this isn't passive employment like a contracted position The whole process took about 7 weeks but I received full backpay once the decision came through. Don't let EDD's initial denial discourage you - their automated system just flags all school employees the same way. As day-to-day subs, we have completely different employment arrangements than contracted teachers. Make sure to file your appeal quickly and keep certifying for benefits during the process. The precedent is clearly on our side! You've got this!

https://proteacher.net/discussions/threads/reasonable-assurance-standard-for-substitute-teachers-is-legal-false-equivalency.694916/ Every Substitute Teacher needs to download copy of this table! Include with your claim. It's complete b s that they say Substitutes have "reasonable assurance" of ANYTHING. In talking to CA EDD, they said this law goes back to like the 1940's (FUTA). If no one will stand up for substitute teachers, substitute teachers have to stand up for themselves. https://www.reddit.com/r/SubstituteTeachers/comments/1hf3ovr/take_the_reasonable_assurance_quiz_something_to/

I found this document outlining how EDD treats severance package/payments. I think it is useful. https://legalclarity.org/does-severance-pay-affect-unemployment-in-california/