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Guys im in the same boat rn... filed 3 weeks ago and still havent gotten any $$ 😠this direct deposit stuff is stressing me out
Hang in there! It can take a while sometimes. Have you tried calling?
Yeah but I can never get thru 😩 might try that claimyr thing someone mentioned
I went through something similar last month! When I saw that "register for direct deposit" option, I was confused too because I had already entered my banking info during the initial application. Turns out it's totally normal - the system sometimes asks you to re-verify your information as part of their fraud prevention measures. The IDme verification is just an extra security layer they've added recently. As long as you used the same bank account details both times, you should be good to go. I got my first payment about a week after doing the re-verification, so don't stress too much about it! The NY unemployment system is confusing but it usually works itself out.
The NYS Department of Labor system is such a joke. They make it impossible to reach anyone and then wonder why people are frustrated. I'm still missing two weeks of payments from when my claim was under review.
Tell me about it. Been dealing with this mess for months. At least the website works better than it used to during COVID.
I'm dealing with the same issue right now! I've been certified for 4 weeks but noticed my first week never got paid. From what I've researched, you should look in your online account under "Payment History" to see if that first week shows as "pending" or just missing entirely. If it's showing as pending, it might resolve automatically, but if it's not there at all, you'll definitely need to call. I've heard calling right when they open at 8am gives you the best chance of getting through. Also try calling on Tuesday or Wednesday - Mondays are apparently the worst day to try.
If you're having trouble getting through to someone at NYS Department of Labor to ask about your specific situation, I used claimyr.com recently to actually reach an agent. They help you get through the phone lines when they're overwhelmed. There's a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Might be worth checking if there's any way your consulting arrangement could qualify, especially if you had any employment mixed in.
interesting, never heard of that service before. the phone lines are definitely impossible to get through normally
The system is so broken!!! I know people who worked under the table for YEARS and got unemployment no problem but those of us who followed all the rules and paid our taxes properly get screwed over. Makes no sense.
I understand the frustration, but the rules are there for a reason. The unemployment system is funded by employer payroll taxes, which independent contractors don't pay into.
@Sean Murphy That s'a fair point about the payroll taxes. I guess I never really thought about how the system is funded. Still feels unfair when you re'paying self-employment taxes though - it s'like we re'contributing to Social Security and Medicare but not unemployment. Maybe there should be an optional program for contractors to pay into?
Wait, I'm confused about something similar. If I worked one day but forgot to report it on my weekly claim, is that considered an overpayment? I only made like $80 that day but now I'm worried I'll owe money back.
Yes, any unreported earnings can result in an overpayment, even small amounts. The key is to report it as soon as you realize the mistake by calling NYS Department of Labor or updating your claim information online if possible.
I was in a similar situation a few months ago and decided to proactively contact NYS Department of Labor when I realized I had underreported my part-time earnings. It was definitely nerve-wracking, but the representative I spoke with was actually helpful and appreciative that I came forward voluntarily. They had me submit corrected information and calculated the overpayment amount - ended up being around $900. Since I reported it myself, they waived any potential penalties and just required repayment through monthly deductions from my remaining benefits. My advice would be to contact them sooner rather than later if you're confident you made an error. The longer you wait, the more it might look like you were trying to hide something.
Amina Toure
I went through something similar last year - waited about 6 weeks to file thinking I'd land something quickly. The 4 week backdate limit is real and it stings, but here's what I learned: file your claim ASAP and be prepared for the phone interview where they'll ask about the delay. When I explained that I was actively job searching and didn't realize the urgency of filing immediately, they were understanding but still couldn't go beyond the 4 weeks. The good news is once you're approved, the weekly benefits really help while you continue your job search. Also make sure you're meeting the work search requirements - you need to document your job search activities each week. Don't let this delay cost you any more potential benefits!
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Luca Esposito
•@Sean Doyle In NY you need to make at least 3 work search contacts per week and keep detailed records. They can definitely audit your search activities - I got randomly selected for a work search review about 2 months into my claim. You have to provide employer names, contact info, dates, and method of contact online (application, in-person, etc. .)I kept a simple spreadsheet with all this info which made the review process smooth. They re'pretty strict about it so don t'skip documenting anything!
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Hunter Hampton
•@Sean Doyle In NY you need to make at least 3 work search contacts per week and keep detailed records. This includes job applications, networking contacts, career fairs, etc. They do random audits and can ask for proof, so definitely keep documentation - I use a simple spreadsheet with employer names, dates, contact method, and position applied for. They can deny benefits if you can t'provide adequate proof during an audit, so treat it seriously even though most weeks they don t'check.
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Romeo Quest
I'm going through the exact same situation right now - got laid off in late September and kept thinking "next week I'll find something" until here we are in January. The 4-week backdate limit is brutal but it's unfortunately set in stone. I finally filed my claim two weeks ago and just got approved yesterday. Here's what I wish I knew earlier: when you file online at my.ny.gov, have ALL your employment info ready (last 18 months of employers, dates, wages, reason for separation). The initial application took me about 45 minutes but having everything organized helped. Also, they scheduled my phone interview for about 10 days after I filed - be honest about why you delayed but don't overthink it. The rep told me that while they can't extend the backdate period, they understand people don't always know the rules. Most importantly, file TODAY if you haven't already. Every day you wait is money lost. The weekly benefit in NY ranges from $104-$504 depending on your previous wages, so even getting just 4 weeks backdated plus ongoing benefits is better than nothing. Hang in there - I know it's frustrating but at least we can still get help going forward.
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ElectricDreamer
•@Romeo Quest thanks for sharing all those details - it s'really encouraging to hear you got approved! The 45-minute application time estimate is super helpful since I was worried it would take hours. Quick question about the phone interview: did they ask a lot of detailed questions about your job search activities during the delay period, or was it more focused on your employment history and eligibility? I m'nervous about that call since I basically did minimal job searching the first month after my layoff thinking I d'get rehired. Also wondering if you ve'started receiving payments yet or if there s'still a waiting period after approval?
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