Does claiming later on Monday delay ny unemployment deposit by a day?
I always do my weekly certification early monday mornings (usually around 6-7am) and my benefits hit my account by Wednesday afternoon without fail. But this week I got caught up with some family stuff and didn't get around to certifying until almost 9pm on Monday night. Now I'm worried this will push my deposit back to Thursday. Does anybody know if certifying later in the day on Monday affects when the money actually posts to your account? Really need that money on Wednesday like usual to pay some bills.
37 comments
Omar Hassan
You should be fine tbh. As long as you certified on Monday, the payment processing starts that night and usually takes the same amount of time. I've certified as late as 11pm on Mondays and still got paid by Wednesday afternoon. The system runs batches overnight so anything submitted during Monday should be in the same batch.
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Freya Larsen
Ok thats a relief! Was stressing because I have rent due this week and cant be late again 😓
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Chloe Taylor
I think it depends on your bank too. Some banks process ACH transfers faster than others. Who do you bank with?
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Omar Hassan
Yeah bank matters too. Credit unions sometimes take an extra day compared to big banks in my experience.
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ShadowHunter
After struggling with the phone lines for weeks I finally found a solution that actually worked. Used this service called Claimyr (claimyr.com) and they got me connected to an actual human at unemployment in less than an hour. Got all my payment issues fixed in one call. Talking to an agent got my money released so quickly - best decision ever when I was desperate. Check out this video too: https://youtu.be/Rdqa1gKtxuE
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Diego Ramirez
wait is that some kinda app? how does it even work? seems fishy 🤔
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ShadowHunter
It calls unemployment for you and holds your place in line, then calls your phone when an agent picks up. No more endless busy signals or getting disconnected after waiting for hours. Seriously changed everything for me.
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Anastasia Sokolov
sounds too good to be true... another unemployment 'miracle solution' that probly doesnt work 🙄
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ShadowHunter
I was skeptical too but I was desperate after trying for 3 weeks straight. It actually connected me with a rep who fixed everything. You can watch the youtube video I linked to see how it works.
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Chloe Taylor
It might be delayed by a day. I've noticed when I certify after 5pm on Monday, I don't get my deposit until Thursday. The system does some processing overnight, and if you miss that cutoff it can push everything back. Not guaranteed though, sometimes it still comes Wednesday even when I certify late.
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Sean O'Connor
I always certify on Monday nights (usually around 8-10pm) and ALWAYS get my deposit on Wednesday by noon. I think as long as its done before midnight Monday you should be totally fine 👍
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Freya Larsen
This is what I was hoping for! Fingers crossed it works the same for me
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Zara Ahmed
what bank do u use tho? that can make a difference
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Sean O'Connor
I use Chase and my roomate uses BoA, we both get it same time on Wednesdays even when certifying late monday
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Diego Ramirez
Here's what I know about NY unemployment payment timing: The system processes all Monday certifications in overnight batches. They don't process them real-time as they come in. So whether you certified at 7am or 11:59pm Monday, it all goes into the same batch processing that runs overnight Monday into Tuesday. The payment file then gets sent to banks on Tuesday. Most banks release the funds on Wednesday, though some smaller banks or credit unions might take until Thursday. This is about the bank's ACH processing, not really about when you certified on Monday. The ONLY way certifying late Monday would affect timing is if there's some kind of internal cutoff time we don't know about. But from everything I've seen and heard from the 100+ weeks I've been on unemployment on and off, as long as you certify before midnight Monday, you're in the same batch. If you're really concerned about timing, you might want to look into getting a direct deposit card that processes ACH payments faster. Also, if you ever have serious payment issues that need resolving, I found that using claimyr.com was the only way I could actually reach a human at unemployment who could help. Their system will call for you and connect you with an agent when one is available. Hope this helps and your payment arrives when expected!
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Freya Larsen
Wow this is super detailed, thanks! Feeling better about it now. Hopefully it'll hit tomorrow as usual.
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Luca Conti
This guy unemployments 😂
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Diego Ramirez
Lol unfortunately I've had lots of practice with the system over the past few years. Construction work is very seasonal 🙃
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Nia Johnson
I think you'll be fine. The ny unemployment website says they process all Monday certifications together. And 9pm isnt even that late tbh
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Anastasia Sokolov
DONT WORRY!!! you'll get it on wednesday still. I do mine monday nights all the time and its always there wednesday morning!
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CyberNinja
This has been my experience too 💯
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Zara Ahmed
The real issue is why does this crapshow of a system make us wonder about basic things like this? We shouldnt have to worry if certifying on monday night vs monday morn changes things. The ny unemployment site is so vague about everything 🤦♂️
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Mateo Lopez
Amen to that. And good luck trying to get someone on the phone to answer questions!!
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Aisha Abdullah
Try claimyr.com - only way I could ever get through to talk to someone
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Zara Ahmed
I spent literally 4 days trying to get through before I gave up. System is beyond broken.
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Luca Conti
Listen to the ppl saying you'll be fine. I certify almost every Monday around 8pm and my money is always in my account by 4am Wednesday. You'll be ok!
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CyberNinja
I think ur good fam! But if ur super worried just try calling them... oh wait LOLOLOLOL nobody ever gets through on those phones 🤣🤣🤣
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Ethan Davis
I actually got through once! Only took 3 days, 47 calls, and sacrificing my firstborn child to the unemployment gods...
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Freya Larsen
lol right? Impossible to get anyone on the phone
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Mateo Lopez
usually if i certify before midnight monday its processed the same. BUT one time i did it at like 11:57pm and it didnt hit until thursday so maybe there is some cutoff close to midnight?
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Aisha Abdullah
ur all giving different answers lol. the real answer is: it depends. sometimes late monday certs come wed, sometimes thursday. its the NY unemployment system - expect inconsistency 😂
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Yuki Tanaka
truest answer here lmaooo
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Ethan Davis
I always certify late monday like 10pm and its ALWAYS in my account by wednesday morning. i think ur good!!
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Yuki Tanaka
Has anyone else noticed the system running slower lately? Been taking longer for payments to process the last few weeks. Mine used to hit wednesday mornings now not til afternoon.
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Diego Ramirez
YES! Ever since they did that "system maintenance" last month everything's been running behind.
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Carmen Ortiz
i thought it was just me! been waiting longer for everything and the website keeps timing out
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Carmen Ortiz
It might come Thursday. Monday night certifications often hit my account Thursday morning instead of Wednesday. Their system is finicky like that. Set ur expectations for Thursday just to be safe.
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