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Savanna King
July 5, 2023
If I could give 10 stars I would
If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
Mohammed Monjur
July 5, 2023
Really made a difference
Really made a difference, save me time and energy from going to a local office for making the call.
Chris
June 14, 2023
Worth not wasting your time calling for hours.
Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
Jay Light
March 15, 2023
An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
Shad Stewart
April 3, 2023
Consistent,frustration free, quality Service.
Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
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June 6, 2023
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I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
I'm 37 and just discovered this thread while trying to figure out the same exact question about my SSA benefit estimates! This discussion has been incredibly eye-opening. Like so many others here, I was staring at my projected $2,380 monthly benefit at FRA completely confused about whether that was in today's money or some future inflated amount.
The explanation that SSA uses "today's purchasing power" finally makes everything click. I can now compare that $2,380 directly to my current monthly expenses of about $4,200 and see I need to plan for roughly an $1,820 gap in current terms - so much clearer than trying to guess what everything will be worth in 30 years!
I'm definitely going to start tracking my estimates annually like QuantumQuasar suggested, and that Excel FV formula from Love 2 Fly and Carmen is exactly what I needed for modeling different inflation scenarios. The professional perspective about keeping everything in "real dollars" throughout retirement planning was particularly enlightening.
StarSeeker's real-world example showing benefits 18% higher than estimates due to recent COLA increases is so reassuring - it demonstrates that Social Security genuinely provides inflation protection even if we can't predict exact amounts. Thanks to everyone for turning what felt like an intimidating government system into something I can actually use for retirement planning!
This thread has been absolutely invaluable! I'm 45 and just started seriously examining my Social Security projections after putting it off for years. Like everyone else here, I was completely stumped by whether my estimated $2,590 monthly benefit at FRA was meant to be realistic for planning or if I needed to apply some mysterious inflation calculation.
The explanation that SSA shows everything in "today's purchasing power" has been a complete game-changer. Now I can directly compare that $2,590 to my current monthly expenses of about $4,800 and clearly see I need to plan for roughly a $2,210 gap in today's terms - no more trying to predict what dollars will be worth in 22 years!
I'm already implementing several of the fantastic tips shared here: started a spreadsheet to track my estimates over time, bookmarked that Excel FV formula approach for inflation modeling, and I'm going to keep everything in "real dollars" as the financial planning expert explained. StarSeeker's real-world example of benefits growing 18% above estimates due to COLA increases gives me genuine confidence that Social Security provides meaningful inflation protection.
This community discussion has transformed Social Security from a confusing government black box into an actual planning tool I can work with. Thanks to everyone who shared their knowledge - this should definitely be required reading for anyone trying to understand Social Security planning!
Muhammad Hobbs
I'm 37 and just discovered this thread while trying to figure out the same exact question about my SSA benefit estimates! This discussion has been incredibly eye-opening. Like so many others here, I was staring at my projected $2,380 monthly benefit at FRA completely confused about whether that was in today's money or some future inflated amount. The explanation that SSA uses "today's purchasing power" finally makes everything click. I can now compare that $2,380 directly to my current monthly expenses of about $4,200 and see I need to plan for roughly an $1,820 gap in current terms - so much clearer than trying to guess what everything will be worth in 30 years! I'm definitely going to start tracking my estimates annually like QuantumQuasar suggested, and that Excel FV formula from Love 2 Fly and Carmen is exactly what I needed for modeling different inflation scenarios. The professional perspective about keeping everything in "real dollars" throughout retirement planning was particularly enlightening. StarSeeker's real-world example showing benefits 18% higher than estimates due to recent COLA increases is so reassuring - it demonstrates that Social Security genuinely provides inflation protection even if we can't predict exact amounts. Thanks to everyone for turning what felt like an intimidating government system into something I can actually use for retirement planning!
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Giovanni Mancini
This thread has been absolutely invaluable! I'm 45 and just started seriously examining my Social Security projections after putting it off for years. Like everyone else here, I was completely stumped by whether my estimated $2,590 monthly benefit at FRA was meant to be realistic for planning or if I needed to apply some mysterious inflation calculation. The explanation that SSA shows everything in "today's purchasing power" has been a complete game-changer. Now I can directly compare that $2,590 to my current monthly expenses of about $4,800 and clearly see I need to plan for roughly a $2,210 gap in today's terms - no more trying to predict what dollars will be worth in 22 years! I'm already implementing several of the fantastic tips shared here: started a spreadsheet to track my estimates over time, bookmarked that Excel FV formula approach for inflation modeling, and I'm going to keep everything in "real dollars" as the financial planning expert explained. StarSeeker's real-world example of benefits growing 18% above estimates due to COLA increases gives me genuine confidence that Social Security provides meaningful inflation protection. This community discussion has transformed Social Security from a confusing government black box into an actual planning tool I can work with. Thanks to everyone who shared their knowledge - this should definitely be required reading for anyone trying to understand Social Security planning!
0 coins