Can you collect unemployment and social security at the same time in Washington?
I'm 63 and recently got laid off from my job at a manufacturing plant. I've been collecting Social Security retirement benefits for about 8 months now but I'm wondering if I can also file for unemployment through Washington ESD? I heard conflicting information - some people say you can't do both, others say it's fine. Does anyone know the actual rules? I really need the extra income right now since my Social Security alone isn't covering all my bills.
475 comments


Amara Torres
Yes, you can collect both in Washington state! Social security and unemployment are separate programs. The key thing is you still need to meet all the regular UI requirements - actively searching for work, able and available, etc. Your social security won't disqualify you from unemployment benefits.
0 coins
Manny Lark
Yes, you can collect both in Washington state! Social Security and unemployment are separate programs with different rules. Your Social Security won't affect your UI eligibility, but you do need to be able and available for work to qualify for unemployment benefits.
0 coins
Liam Duke
•That's great news! Do I need to report my Social Security income when I file my weekly claims?
0 coins
Manny Lark
•You should report it on your weekly claim filing. Washington ESD needs to know about all income sources, even if it doesn't disqualify you.
0 coins
Maria Gonzalez
Yes, you can collect both in Washington state! Social Security doesn't count as disqualifying income for unemployment benefits. However, you still need to meet all the regular UI requirements - available for work, actively seeking employment, and filing your weekly claims. The key thing is that you have to be genuinely looking for work and able to accept a job if offered.
0 coins
Elijah Brown
•That's a relief! I was worried I'd have to choose between them. Do I need to report my Social Security income when filing my weekly claims?
0 coins
Maria Gonzalez
•You should report it, but it won't reduce your unemployment benefits. Washington ESD just wants to know about all income sources for their records.
0 coins
Rita Jacobs
Just went through this exact situation last year. You can definitely collect both, but make sure you're actively looking for work and able to accept a job if offered. That's the key requirement for UI benefits.
0 coins
Liam Duke
•Did you have any issues with Washington ESD questioning your availability for work since you're getting Social Security?
0 coins
Rita Jacobs
•Not at all. As long as you're genuinely seeking employment and available to work, there's no conflict between the two benefits.
0 coins
Natalie Chen
I'm in a similar situation and have been collecting both for 6 months now with no issues. The only thing that tripped me up initially was making sure I was really available for full-time work. At 63, some employers might assume you're not serious about working, so you need to be extra diligent with your job search documentation.
0 coins
Elijah Brown
•Good point about the job search documentation. How many jobs are you required to apply for each week in Washington?
0 coins
Natalie Chen
•You need to make at least 3 job search contacts per week and keep detailed records. I use the WorkSourceWA website to track everything.
0 coins
Khalid Howes
I had trouble reaching Washington ESD to get clarification on this exact question. Kept getting busy signals and disconnected calls. Finally used Claimyr (claimyr.com) to get through to an actual agent who confirmed I could collect both. There's even a helpful video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.
0 coins
Liam Duke
•How long did it take to get through with that service? I've been trying to call for days.
0 coins
Khalid Howes
•It was way faster than trying on my own. Got connected to an agent within about 30 minutes instead of hours of busy signals.
0 coins
Ben Cooper
•Never heard of Claimyr before but might have to try it. The Washington ESD phone system is impossible.
0 coins
Aileen Rodriguez
Yes, you can collect both Social Security and unemployment benefits in Washington state. The key is that you have to be actively looking for work and available to work to qualify for UI benefits. Your Social Security won't affect your unemployment eligibility, but you do need to report the Social Security income when you file your weekly claims.
0 coins
Bruno Simmons
•That's a relief! Do I report the full $1,200 or just part of it when I file my weekly claims?
0 coins
Aileen Rodriguez
•You report the full amount of Social Security you receive. Washington ESD will factor it into their calculations, but it typically won't reduce your UI benefits dollar for dollar.
0 coins
Sophie Hernandez
Yes, you can collect both in Washington! Social Security and unemployment benefits are separate programs and don't disqualify you from each other. Just make sure you're actively seeking work and meet all the other Washington ESD requirements for your weekly claims.
0 coins
Emily Thompson
•That's a relief! I was afraid they'd make me choose one or the other. Do I need to report my social security income when I file my weekly claims?
0 coins
Sophie Hernandez
•No, you don't report Social Security as income on your weekly claims. It's not considered wages or earnings from work. Just report any actual work income you might have.
0 coins
Zara Ahmed
Yes, you can collect both unemployment and social security in Washington state. They're separate programs and one doesn't disqualify you from the other. You'll need to report your social security income when you file your weekly claims with Washington ESD, but it won't reduce your unemployment benefits dollar for dollar.
0 coins
Sean O'Donnell
•That's a relief! Do I report the gross amount of my social security or just the net after taxes?
0 coins
Zara Ahmed
•Report the gross amount before any deductions. Washington ESD wants to know your total income from all sources.
0 coins
Zoey Bianchi
Yes, you can collect both Social Security and unemployment benefits in Washington state! There's no federal law that prevents you from receiving both. However, you need to meet all the regular UI eligibility requirements - available for work, actively seeking work, etc. The key thing is being able and available for full-time work.
0 coins
Aiden Chen
•That's good to know! Do I need to report my Social Security income when I file my weekly claims with Washington ESD?
0 coins
Zoey Bianchi
•You should report it, but Social Security benefits typically don't reduce your unemployment benefits in Washington. It's considered unearned income, not wages from work.
0 coins
Daniela Rossi
My dad went through this exact same thing 2 years ago. He collected both without any issues. The key is being genuinely available for work - if you're not actively looking because you think you're too old, that could be a problem with Washington ESD.
0 coins
Emily Thompson
•Good point about being available for work. I definitely want to keep working, that's why I'm filing for UI in the first place.
0 coins
Ryan Kim
•Yeah my uncle tried this but he wasn't really looking for work and they caught on during his eligibility review. You gotta do the job searches for real.
0 coins
Santiago Martinez
Wait, I thought there was some kind of offset? My neighbor told me her unemployment got reduced because of her Social Security. Maybe that's a different state though?
0 coins
Samantha Johnson
•Some states do have offsets, but Washington doesn't. Your neighbor might be in a different state or thinking of a different type of benefit like pension income.
0 coins
Santiago Martinez
•That makes sense. She lives in Oregon so maybe their rules are different.
0 coins
Naila Gordon
Wait, I thought if you're getting any kind of retirement benefits you can't get unemployment? This is confusing.
0 coins
Manny Lark
•That's a common misconception. Social Security early retirement is different from a pension or 401k withdrawal. You can work and collect Social Security, so you can also collect UI if you become unemployed.
0 coins
Naila Gordon
•Oh okay, that makes sense. Thanks for clarifying!
0 coins
Cynthia Love
Be careful though - if you're collecting Social Security disability instead of regular retirement, that might be different. Disability benefits could conflict with the 'able and available for work' requirement for unemployment.
0 coins
Liam Duke
•I'm getting early retirement Social Security, not disability, so I think I should be fine.
0 coins
Cynthia Love
•Yeah, early retirement shouldn't be a problem. Just make sure you're truly available for work when you file your weekly claims.
0 coins
Darren Brooks
My dad was in this situation and collected both for about 6 months until he found another job. No issues at all with Washington ESD.
0 coins
Liam Duke
•Did he have to do anything special when he applied for unemployment, or just file normally?
0 coins
Darren Brooks
•Just filed normally through the Washington ESD website. He made sure to report his Social Security income on his weekly claims and everything went smoothly.
0 coins
AaliyahAli
Yes, you absolutely CAN collect both Social Security retirement benefits and unemployment benefits in Washington state. There's no rule preventing you from receiving both at the same time. The key thing is that you still have to meet all the regular unemployment requirements - you have to be able and available for work, actively searching for jobs, and all that.
0 coins
Theodore Nelson
•That's a relief! I was worried I'd have to choose between them. So I just file normally through the Washington ESD website?
0 coins
AaliyahAli
•Exactly, just file your initial claim like anyone else would. Make sure to report your Social Security income when they ask about other benefits during the application process.
0 coins
Luca Russo
Yes, you can collect both! Social Security retirement benefits don't count as disqualifying income for Washington ESD unemployment. I did this exact thing two years ago when I got laid off at 63. You just need to make sure you're still able and available for work, which is a requirement for UI benefits.
0 coins
Zara Mirza
•That's such a relief to hear! Did you have any issues with Washington ESD questioning your ability to work because you were collecting Social Security?
0 coins
Luca Russo
•Nope, no issues at all. As long as you're actively looking for work and available to accept suitable employment, you're good. The Social Security Administration and Washington ESD are separate systems.
0 coins
Elijah O'Reilly
That's great news! Do I need to report my social security income when I file my weekly claims?
0 coins
StarStrider
I'm in almost the exact same situation - 64 and collecting social security while looking for work. Been trying to get through to Washington ESD for two weeks to ask about this but their phone lines are always busy. So frustrating!
0 coins
Luca Esposito
•Have you tried calling right at 8am when they open? That's usually the best time to get through.
0 coins
StarStrider
•Yeah I've tried that multiple times. Still get the busy signal or get disconnected after waiting on hold for 45 minutes.
0 coins
Zane Gray
I was in almost the exact same situation last year! 62 years old, collecting early Social Security, got unemployment after being laid off. The tricky part is proving you're actually looking for work at our age - some employers discriminate even though they're not supposed to.
0 coins
Bruno Simmons
•Did you have any trouble with the job search requirements? I'm worried about finding work at 63.
0 coins
Zane Gray
•The job search log was annoying but doable. I applied to 3 jobs per week like required. Took me 4 months but I did find part-time work eventually.
0 coins
Maggie Martinez
•Age discrimination is real but you still have to document your job search activities properly for Washington ESD.
0 coins
Christopher Morgan
I was in the exact same situation last year! I'm 64 and was collecting Social Security when I got unemployment after being laid off. Washington ESD approved my claim no problem. Just make sure you can prove you're actively looking for work and available for full-time employment.
0 coins
Aiden Chen
•How did the job search requirements work for you? Did you have any issues with employers not wanting to hire someone already on Social Security?
0 coins
Christopher Morgan
•The job search requirements are the same - 3 job contacts per week logged in WorkSourceWA. Some employers were hesitant, but I focused on part-time and contract positions which helped.
0 coins
Nia Harris
I'm in a similar boat - 65 and collecting both. Been doing it for 3 months now with no problems. Just make sure you report your Social Security income correctly on your weekly claims even though it doesn't reduce your UI benefits.
0 coins
Zara Mirza
•Do you report the full Social Security amount or just the taxable portion?
0 coins
Nia Harris
•I report the full gross amount. Better to be transparent than have them question it later during an audit.
0 coins
Nia Thompson
You can definitely collect both. I helped my dad navigate this last year when he got laid off at 65. The key thing is making sure you're still able and available for work - that's what Washington ESD really cares about for unemployment eligibility.
0 coins
Sean O'Donnell
•What do you mean by able and available? I'm definitely looking for work but I'm wondering if my age might be an issue.
0 coins
Nia Thompson
•It just means you're physically able to work and actively seeking employment. Age discrimination is illegal so that shouldn't be a factor in your eligibility.
0 coins
Zoe Walker
I had trouble getting through to Washington ESD when I had questions about this same situation. Kept getting busy signals for weeks. Finally used claimyr.com and got connected to an actual agent who confirmed I could collect both. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Made the whole process so much easier than trying to call on my own.
0 coins
Emily Thompson
•Thanks for the tip! I've been dreading trying to call Washington ESD. How long did it take with that service?
0 coins
Zoe Walker
•Got through in about 15 minutes and talked to someone who actually knew what they were talking about. Worth it just for the peace of mind.
0 coins
Elijah Brown
•Never heard of claimyr before but that sounds way better than sitting on hold for hours. Gonna check out that video.
0 coins
Mateo Rodriguez
If you're having trouble reaching Washington ESD by phone, I found this service called Claimyr that helped me get through to an agent. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of redial attempts.
0 coins
StarStrider
•How does that work exactly? Do they call for you or something?
0 coins
Mateo Rodriguez
•They basically handle the calling process and get you connected to a live agent. Much better than sitting there hitting redial all day.
0 coins
Aisha Abdullah
•Interesting, I might try that. I've been calling for weeks about my adjudication status with no luck.
0 coins
Maggie Martinez
Just make sure you understand that if you're collecting Social Security retirement benefits, you still need to meet all the regular UI requirements - able and available to work, actively seeking work, etc. The biggest issue I see people run into is when Washington ESD questions whether someone really wants to work if they're already getting retirement benefits.
0 coins
Alejandro Castro
•This is exactly what happened to my neighbor. They questioned his availability because he was getting Social Security and it took forever to resolve.
0 coins
Maggie Martinez
•Yeah, you might face extra scrutiny during adjudication if they think you're not genuinely seeking work.
0 coins
Nick Kravitz
I had trouble getting through to Washington ESD to ask about this exact question. Spent hours on hold and kept getting disconnected. Finally found this service called Claimyr (claimyr.com) that helped me get connected to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Game changer for getting answers about complex situations like yours.
0 coins
Elijah Brown
•Interesting, I've been having the same problem trying to reach someone at Washington ESD. How does that service work exactly?
0 coins
Nick Kravitz
•Basically they handle the calling and waiting for you, then connect you when an agent is available. Saved me so much time and frustration.
0 coins
Hannah White
•I've heard of Claimyr too - my sister used them when her claim got stuck in adjudication. She said it was worth it just to avoid the phone maze.
0 coins
Ethan Wilson
The social security administration has specific rules about working while collecting benefits if you're under full retirement age. Since you're 63, you need to be aware of the earnings test. Your unemployment benefits might affect your social security if you find work.
0 coins
Sean O'Donnell
•Wait, so if I get a job, my social security could be reduced? I thought unemployment benefits themselves wouldn't affect it.
0 coins
Ethan Wilson
•Unemployment benefits don't count as earnings for social security purposes. But if you get a job, then yes, your wages could reduce your social security if you're under full retirement age.
0 coins
Monique Byrd
I had issues reaching Washington ESD when I needed to clarify this exact question about Social Security and unemployment. Spent hours on hold trying to get through. Finally used claimyr.com to get connected to an actual agent who explained everything clearly. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works - saved me so much time and frustration.
0 coins
Bruno Simmons
•Never heard of that service before. Did it actually work to get you through to someone?
0 coins
Monique Byrd
•Yes! Got connected within 20 minutes instead of sitting on hold for hours. The agent confirmed I could get both benefits as long as I met the work search requirements.
0 coins
Jackie Martinez
•Interesting, might have to try that if I can't get through the regular way.
0 coins
Rosie Harper
The key thing to remember is that Social Security earnings limits don't apply to unemployment benefits. They're considered different types of income by Social Security Administration.
0 coins
Liam Duke
•Good point! I was worried about the earnings test affecting my Social Security.
0 coins
Rosie Harper
•Exactly. UI benefits won't count toward your Social Security earnings limit, so you don't have to worry about that.
0 coins
Ellie Simpson
Hold up, this is more complicated than people are making it sound. While Washington state allows you to collect both, your unemployment benefits might be reduced depending on how much Social Security you're getting. It's not always dollar for dollar.
0 coins
Theodore Nelson
•Reduced how? Like they subtract my Social Security amount from unemployment?
0 coins
Ellie Simpson
•Not exactly. Washington ESD has specific formulas for this. Your Social Security retirement benefits generally don't reduce your UI benefits, but you need to report them. It's different from other types of retirement income.
0 coins
Amara Torres
You should report it to be safe, but social security retirement benefits typically don't reduce your unemployment amount in Washington.
0 coins
GalaxyGazer
Actually, there's one thing to be careful about - if you're collecting Social Security DISABILITY benefits, that's different from retirement benefits. Disability benefits can potentially impact your UI eligibility because they might indicate you're not able to work. But regular Social Security retirement is fine.
0 coins
Zara Mirza
•Good point! Mine is regular retirement Social Security, not disability, so I should be okay.
0 coins
Mateo Sanchez
•This is exactly why I had trouble getting through to Washington ESD to clarify this stuff. Spent hours on hold trying to talk to someone who could explain the difference.
0 coins
GalaxyGazer
•If you're having trouble reaching Washington ESD, you might want to check out claimyr.com - they have a service that helps you get through to an actual agent. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.
0 coins
Aisha Mahmood
wait so social security doesn't count as income for unemployment? that seems weird to me
0 coins
Luca Russo
•It's because Social Security retirement benefits are considered 'earned' from your past work contributions, not current employment income. The unemployment system is designed to help people who lost current employment income.
0 coins
Aisha Mahmood
•oh ok that makes more sense when you put it that way
0 coins
Aurora St.Pierre
Be careful though - if you're on Social Security DISABILITY (SSDI), that's different from regular Social Security retirement benefits. SSDI recipients usually can't work full-time, which would make you ineligible for unemployment since you have to be able and available for work.
0 coins
Aiden Chen
•I'm on regular Social Security retirement benefits, not disability, so I think I should be okay.
0 coins
Grace Johnson
•Yeah, retirement SS is totally different from disability. You should be fine as long as you can work full-time.
0 coins
Alejandro Castro
Wait, I thought there was some kind of offset between Social Security and unemployment? My friend said her unemployment got reduced because of her Social Security.
0 coins
Aileen Rodriguez
•That might have been in a different state. Washington doesn't offset Social Security against unemployment benefits the way some other states do.
0 coins
Alejandro Castro
•Oh good to know! I was worried about that for when I retire.
0 coins
Elliott luviBorBatman
this happened to my sister and she had no problems collecting both. just be honest about everything when you file your weekly claims with washington esd
0 coins
Liam Duke
•Thanks, that's reassuring to hear from someone who's been through it.
0 coins
Khalid Howes
One more thing - when I talked to the Washington ESD agent through Claimyr, they mentioned that you still need to meet all the regular UI requirements like job search activities. The Social Security doesn't change those obligations.
0 coins
Liam Duke
•Right, I'll need to keep track of my job search activities in WorkSourceWA like anyone else collecting unemployment.
0 coins
Demi Hall
•Yep, age doesn't exempt you from the job search requirements. Still need to apply for jobs and document your efforts.
0 coins
Arjun Kurti
I went through this exact situation last year! Filed for unemployment while collecting Social Security and had no problems. The tricky part was getting through to Washington ESD to ask questions about my specific case. Took me weeks of calling before I could talk to anyone.
0 coins
Theodore Nelson
•How did you finally get through? I've been dreading having to call them.
0 coins
Arjun Kurti
•Honestly, I found this service called Claimyr that helped me get connected to an actual Washington ESD agent. You can check it out at claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me so much frustration.
0 coins
Maria Gonzalez
wait i thought if you get social security you cant work?? how can you get unemployment then
0 coins
Sophie Hernandez
•That's a common misconception. You can work while collecting Social Security, especially after full retirement age. And unemployment is for people who are able and available to work but temporarily unemployed.
0 coins
Maria Gonzalez
•oh ok that makes sense i guess. my grandma always said you couldnt work if you got social security but maybe thats old rules
0 coins
Raúl Mora
The job search requirement is what trips up a lot of older workers. You still have to prove you're actively looking for work and available to accept suitable employment, even while collecting Social Security. Some people think being on Social Security means they don't have to look for work, but that's not true.
0 coins
Theodore Nelson
•Good point. I am genuinely looking for work though - can't afford to retire completely yet.
0 coins
Margot Quinn
•Yeah the job search logs are no joke. You need to document 3 job search activities per week minimum.
0 coins
Luca Esposito
Make sure when you file your initial claim with Washington ESD that you accurately report your social security income. They'll ask about all sources of income and it's better to over-report than under-report.
0 coins
Sean O'Donnell
•Should I have my social security award letter handy when I file?
0 coins
Luca Esposito
•That's a good idea. Having documentation of your monthly benefit amount will make the process smoother.
0 coins
NeonNova
been collecting both for 8 months now, no issues at all. just make sure you do your weekly claims on time and report everything honestly
0 coins
Sean O'Donnell
•That's reassuring to hear from someone who's actually doing it. Any other tips?
0 coins
NeonNova
•keep track of your job search activities, washington esd requires 3 job contacts per week and they do audits sometimes
0 coins
Michael Green
Just be prepared for the job search requirements to be taken seriously even if you're collecting Social Security. I know someone who got disqualified because Washington ESD thought he wasn't genuinely looking for work due to his age and retirement income.
0 coins
Elijah Brown
•That's concerning. What happened during his review? Did he get it overturned?
0 coins
Michael Green
•He had to appeal and provide documentation that he was actively applying and interviewing. Eventually got it sorted out but it took weeks.
0 coins
Zane Gray
One thing to keep in mind - if you earn too much from a new job while collecting Social Security early retirement, it could affect your Social Security benefits. There's an earnings limit before they start reducing your SS payments.
0 coins
Bruno Simmons
•How much can you earn before it affects Social Security? I want to make sure I understand all the rules.
0 coins
Zane Gray
•For 2025 I think it's around $23,000 per year before they start reducing your Social Security. But that's separate from the unemployment issue.
0 coins
Yuki Tanaka
This is confusing to me. If you're already getting social security why do you need unemployment too? Seems like double dipping to me.
0 coins
Zara Ahmed
•Social security retirement benefits are typically much lower than what you were earning while working. Many people need both to maintain their standard of living while job searching.
0 coins
Sean O'Donnell
•Exactly - my social security is only about 40% of what I was making. I still need to work.
0 coins
Yuki Tanaka
•I guess that makes sense. I wasn't thinking about how low social security payments are.
0 coins
Olivia Van-Cleve
my dad did this last year when he got let go at 64. he collected both for about 6 months until he found another job. no problems with washington esd
0 coins
Natalie Chen
Be careful about the earnings test though. If you're under full retirement age and earn too much from work, it can reduce your Social Security benefits. But unemployment benefits themselves don't count as earnings.
0 coins
Emily Thompson
•I'm 63 so I'm not at full retirement age yet. If I do find a job, will that affect my Social Security?
0 coins
Natalie Chen
•For 2025, if you're under full retirement age, you can earn up to $23,400 without affecting your Social Security. Above that, they reduce your benefits by $1 for every $2 you earn over the limit.
0 coins
Jayden Reed
When I tried to get through to Washington ESD to ask about this exact question, I spent HOURS on hold and kept getting disconnected. Super frustrating! I ended up using this service called Claimyr (claimyr.com) that actually got me connected to a real person at Washington ESD within minutes. They have this demo video (https://youtu.be/7DieNd3C7zQ) that shows how it works. The agent confirmed I could collect both benefits.
0 coins
Nora Brooks
•How much does that Claimyr thing cost? Seems too good to be true.
0 coins
Jayden Reed
•It's way cheaper than losing weeks of benefits while trying to get answers! The peace of mind was worth it for me.
0 coins
Eli Wang
•I've heard good things about Claimyr from other people on here. Might have to try it if I can't get through normally.
0 coins
Ethan Moore
I've been dealing with this exact situation and it's been a nightmare. Not because of the eligibility - that part is fine - but because I couldn't get anyone at Washington ESD on the phone to confirm it. Finally used that Claimyr service someone mentioned and got through within 20 minutes. Worth every penny just for the peace of mind.
0 coins
Zara Mirza
•How much does Claimyr cost? I might need to use it too if I run into issues.
0 coins
Ethan Moore
•I don't want to quote prices since they might change, but it was reasonable for what I got out of it. Check their website for current rates.
0 coins
Yuki Kobayashi
•Is it legit though? Sounds too good to be true that they can actually get you through to Washington ESD.
0 coins
Ethan Moore
•Totally legit. They don't do anything shady - they just handle the calling and waiting for you. When an agent picks up, they conference you in and you handle your own business.
0 coins
Carmen Diaz
One thing to watch out for - if you're collecting social security disability instead of retirement, that's a different story. Disability has stricter rules about working and unemployment benefits.
0 coins
Sean O'Donnell
•No, mine is regular retirement social security, not disability. Good point though.
0 coins
Jackie Martinez
Be prepared for extra paperwork and questions during your UI claim process. When I applied at 64 while getting Social Security, they made me do a phone interview to verify I was actually looking for work and available.
0 coins
Bruno Simmons
•What kind of questions did they ask in the interview?
0 coins
Jackie Martinez
•Mainly about my work history, why I was laid off, what kind of jobs I was looking for, and whether I had any restrictions on the work I could do.
0 coins
Lia Quinn
•That sounds nerve-wracking but at least you got through it successfully.
0 coins
Mateusius Townsend
I'm 65 and went through this same thing when my company downsized. Collected both Social Security and UI for 4 months. Washington ESD never questioned it as long as I was actively looking for work.
0 coins
Liam Duke
•Did you find it harder to find work at your age? I'm worried about age discrimination.
0 coins
Mateusius Townsend
•It definitely took longer than when I was younger, but I eventually found something. Don't give up - there are employers who value experience.
0 coins
Santiago Martinez
This whole system is so confusing!! I'm 64 and got laid off last month and I have NO IDEA what I'm supposed to do. Can I get unemployment if I'm already getting social security disability too??
0 coins
Sophie Hernandez
•That's a different situation. Social Security Disability (SSDI) typically means you're unable to work, which would conflict with unemployment requirements that you be able and available for work.
0 coins
Santiago Martinez
•ugh this is so complicated. why cant they just have one simple answer for everything
0 coins
Natalie Chen
•You'd need to talk to Washington ESD about your specific disability situation. Some people can work with certain disabilities, but it depends on your particular case.
0 coins
Evelyn Kim
wait so if im getting disability social security can i also get unemployment?? or is that different
0 coins
AaliyahAli
•That's totally different - Social Security Disability (SSDI) has different rules. If you're on disability, you're saying you CAN'T work, but unemployment requires you to be able and available FOR work. Those conflict with each other.
0 coins
Evelyn Kim
•oh ok that makes sense thanks
0 coins
Cassandra Moon
One thing to keep in mind - even though you CAN collect both, some states reduce unemployment benefits if you're getting Social Security. I don't think Washington does this, but double-check when you apply.
0 coins
Zoey Bianchi
•Correct, Washington doesn't reduce UI benefits for Social Security income. It's only wages from work that affect your weekly benefit amount.
0 coins
Aiden Chen
•Good to know! I was worried about that.
0 coins
Zane Hernandez
Make sure you understand the 'able and available' requirement. Even though you're getting Social Security, you still have to prove you can work full-time and are actively looking. Some people think being on Social Security means they don't have to job search as hard.
0 coins
Aiden Chen
•I'm definitely able and willing to work full-time. That shouldn't be an issue for me.
0 coins
Genevieve Cavalier
•The job search requirements are pretty strict in Washington. Make sure you're logging everything in WorkSourceWA properly.
0 coins
Ethan Scott
I'm 67 and collected both for about 8 months before finding a new job. No issues at all with Washington ESD. Just file your weekly claims honestly and keep up with the job search requirements.
0 coins
Aiden Chen
•That's reassuring! Did you have to do anything special when you applied for unemployment?
0 coins
Ethan Scott
•Nope, just the regular application process. I mentioned I was on Social Security when asked about other income, but it didn't affect my eligibility.
0 coins
Maria Gonzalez
The most important thing is to be honest on your application and weekly claims. Mention that you're receiving Social Security but emphasize that you're able and available for work. Many people successfully collect both - it's perfectly legal in Washington.
0 coins
Elijah Brown
•Should I mention my Social Security on the initial application or wait until they ask?
0 coins
Maria Gonzalez
•Mention it on the application. Transparency is always better with Washington ESD - they'll find out anyway and being upfront prevents issues later.
0 coins
Lia Quinn
The good news is Washington state is pretty reasonable about this compared to some other places. Just be honest about your Social Security income and keep good records of your job search activities.
0 coins
Bruno Simmons
•Thanks everyone! This is really helpful. I feel more confident about applying now.
0 coins
Lia Quinn
•Good luck! The process can be confusing but it's definitely possible to get both benefits.
0 coins
Andre Laurent
The Washington ESD website has a section about reporting other income when you file your weekly claims. It specifically mentions social security retirement benefits as something you need to report but that doesn't disqualify you.
0 coins
Sean O'Donnell
•I'll check that out. Do you remember what section of the website it was in?
0 coins
Andre Laurent
•I think it was under the weekly claims section, but I'm not 100% sure. You might have to dig around a bit.
0 coins
Elijah O'Reilly
Did he have any issues with the job search requirements at his age?
0 coins
Carmen Vega
THE SYSTEM IS SO CONFUSING!!! Why can't they just make this stuff clear on their website? I've been stressed about this for weeks thinking I was doing something illegal.
0 coins
Luca Russo
•I know it's frustrating, but the good news is you're not doing anything wrong. Lots of people collect both without any issues.
0 coins
Carmen Vega
•Thanks, I just wish Washington ESD would make this information easier to find. Their website is like a maze.
0 coins
Diego Fisher
One thing to watch out for - make sure you understand what 'suitable work' means at your age. Washington ESD can't force you to take just any minimum wage job if you have experience and skills, but you do have to be reasonable about your expectations.
0 coins
Theodore Nelson
•That's helpful to know. I have 25 years of manufacturing experience so I'm hoping to find something similar.
0 coins
Diego Fisher
•Exactly, they should take your work history into account when determining what's suitable for you.
0 coins
Lola Perez
wait can you work while on social security? i thought once you start collecting you cant work anymore
0 coins
Zoey Bianchi
•You can definitely work while collecting Social Security retirement benefits! There are earnings limits if you're under full retirement age, but at 62+ you can still work and collect both.
0 coins
Nathaniel Stewart
•Yeah, Social Security disability is different from retirement benefits. Retirement SS has much more flexibility for working.
0 coins
Riya Sharma
The hardest part for me wasn't the eligibility - it was actually getting someone at Washington ESD on the phone to ask questions! Their phone system is a nightmare. Took me weeks to get through until someone recommended that Claimyr service.
0 coins
Santiago Diaz
•Same here! I was calling every day for two weeks straight. Finally got through at like 11:47 AM on a Tuesday for some reason.
0 coins
Millie Long
•I used Claimyr too after seeing it mentioned here. Worked great for getting my questions answered about collecting both benefits.
0 coins
Ellie Simpson
Also remember that your Social Security benefits won't be affected by collecting unemployment. Some people worry that getting UI will somehow impact their SS payments, but that's not how it works. They're completely separate systems.
0 coins
Theodore Nelson
•Good to know! I was a little worried about that too.
0 coins
Mateo Silva
ugh the whole system is so confusing. why cant they just have clear answers posted somewhere instead of making us guess
0 coins
Samantha Johnson
•The Washington ESD website does have some information about this, but you have to dig for it. Look under the 'Eligibility Requirements' section.
0 coins
Mateo Silva
•tried that already, its all buried in legal language that doesnt make sense
0 coins
Kara Yoshida
Just make sure you answer the weekly claim questions honestly about being able and available for work. That's really the only potential issue I can think of.
0 coins
Liam Duke
•I'm definitely able and available - I need to work! The Social Security alone isn't enough to live on.
0 coins
Kara Yoshida
•Then you should be fine. Lots of people are in your situation these days with Social Security not covering all expenses.
0 coins
Haley Stokes
I'm going through this right now actually. Filed my initial claim 2 weeks ago and it's still under adjudication. I think they're reviewing it extra carefully because of the Social Security situation.
0 coins
Bruno Simmons
•Have you been able to get any updates on your claim status?
0 coins
Haley Stokes
•Not yet, just the standard 'adjudication in progress' message. Hopefully will hear something soon.
0 coins
Monique Byrd
•If you need to check on your adjudication status, that's another good reason to use claimyr.com to reach an agent. They can actually look up what's happening with your claim.
0 coins
Daniela Rossi
Another thing to consider - make sure you're meeting the job search requirements. Washington ESD requires 3 job search activities per week. At 63, some employers might age discriminate (even though it's illegal), so document everything.
0 coins
Emily Thompson
•Good advice. I've already started applying places online. Do online applications count as job search activities?
0 coins
Daniela Rossi
•Yes, online applications definitely count. Just keep good records of where you applied and when.
0 coins
Ryan Kim
my mom is 65 and still working part time while getting social security. she says as long as youre over full retirement age you can earn as much as you want without it affecting your benefits
0 coins
Natalie Chen
•That's correct. Once you reach full retirement age (67 for most people), there's no earnings limit for Social Security.
0 coins
Emily Thompson
•So I have about 4 more years before I don't have to worry about the earnings limit. Good to know for future planning.
0 coins
QuantumQuester
My dad was in this exact situation last year. He collected both for about 8 months until he found a new job. No problems at all with Washington ESD. The only thing that changed was his tax situation - he had to pay taxes on both the unemployment and Social Security.
0 coins
Zara Mirza
•Good point about taxes! I hadn't thought about that aspect yet.
0 coins
QuantumQuester
•Yeah, definitely talk to a tax person about it. The unemployment benefits are fully taxable, and depending on your total income, some or all of your Social Security might be taxable too.
0 coins
Zoe Walker
Just to follow up on my earlier comment about claimyr - I ended up using them again when I had questions about my job search log. Really helped me understand what Washington ESD was looking for in terms of documentation. Saved me from potentially getting disqualified for inadequate job search.
0 coins
Elijah Brown
•I watched that video demo you mentioned. Looks pretty straightforward. Might give it a try if I can't get through to Washington ESD on my own.
0 coins
Zoe Walker
•Yeah, it's much less stressful than playing phone tag with busy signals all day.
0 coins
Natalie Chen
One thing to watch out for - if you start collecting full Social Security retirement benefits instead of early retirement, that might change things. But at 63 with early retirement benefits, you should be fine to also collect unemployment.
0 coins
Elijah Brown
•I'm planning to wait until full retirement age for the higher benefit amount. Good to know the early retirement won't interfere with my UI claim.
0 coins
Philip Cowan
Does anyone know if there's a difference between regular Social Security retirement and Social Security survivor benefits? My wife passed away and I'm getting survivor benefits.
0 coins
Manny Lark
•Survivor benefits should be treated the same as retirement benefits for unemployment purposes. It's still Social Security income, not a disqualifying pension.
0 coins
Philip Cowan
•Thanks, that's helpful. Sorry for hijacking the thread a bit.
0 coins
Caesar Grant
The main thing is just being transparent with Washington ESD about all your income sources. They appreciate honesty and it prevents problems down the road.
0 coins
Liam Duke
•Absolutely. I don't want any issues later because I didn't report something I should have.
0 coins
Asher Levin
Make sure you report your Social Security accurately on every weekly claim. Even small mistakes can cause problems down the road if they audit your claim later.
0 coins
Bruno Simmons
•Good point. I'll be extra careful with the weekly reporting.
0 coins
Asher Levin
•Yeah, consistency is key. They cross-reference everything eventually.
0 coins
Emily Jackson
My neighbor went through this same thing last year. She said the hardest part was actually getting her claim approved because Washington ESD kept asking for more documentation about her social security benefits.
0 coins
Sean O'Donnell
•What kind of documentation did they want?
0 coins
Emily Jackson
•I think it was her award letter and maybe some kind of verification of her monthly benefit amount. It delayed her claim by about 3 weeks.
0 coins
Lena Schultz
Quick question - do you have to pay taxes on unemployment benefits if you're also getting Social Security?
0 coins
Rosie Harper
•Yes, UI benefits are taxable income. You can have taxes withheld from your weekly payments or pay quarterly estimated taxes.
0 coins
Lena Schultz
•Good to know, thanks. I'll make sure to plan for that.
0 coins
Olivia Van-Cleve
not really, he just had to apply to jobs like everyone else. took longer to find something but that's normal for older workers
0 coins
Mason Kaczka
I've been trying to get through to Washington ESD for weeks about my own claim issues. The phone lines are absolutely terrible - I've been hung up on so many times I've lost count. Has anyone found a reliable way to actually talk to someone there?
0 coins
Henrietta Beasley
Filed my claim online and it was pretty straightforward. Just be honest about all your income sources when they ask. The Washington ESD system will walk you through reporting your Social Security benefits.
0 coins
Theodore Nelson
•Did you have any issues with adjudication or delays because of the Social Security income?
0 coins
Henrietta Beasley
•Nope, mine went through normally. Took about 2 weeks to get my first payment.
0 coins
Andre Moreau
Just want to add - make sure you're still meeting the job search requirements for UI. Some people think that because they're older and collecting Social Security they don't have to look for work as hard. That's not true - you still need to do your 3 job search activities per week.
0 coins
Zara Mirza
•Yes, I'm keeping track of my job search activities in WorkSourceWA. Thanks for the reminder!
0 coins
Andre Moreau
•Good! The age thing doesn't matter for UI requirements - everyone has to follow the same rules.
0 coins
KaiEsmeralda
Pro tip: when you file your initial claim, be very clear about your work history and availability. Don't let them think you're not serious about finding work just because you're on Social Security. I emphasized that I was laid off involuntarily and actively seeking employment.
0 coins
Aiden Chen
•Good advice! I was definitely laid off involuntarily and I'm serious about finding work.
0 coins
Debra Bai
•Yeah, they sometimes assume older workers aren't really looking. Make sure your WorkSourceWA profile shows you're actively applying.
0 coins
Lincoln Ramiro
The system is so confusing though!!! I'm 65 and got laid off 6 months ago and STILL don't understand half of what they're asking for on the weekly claims. Why can't they make this stuff easier to understand?
0 coins
AaliyahAli
•The weekly claims do get easier once you get used to the routine. Most of the questions are the same every week.
0 coins
Lincoln Ramiro
•I guess... still feels like they're trying to trick you into saying the wrong thing
0 coins
Hannah White
My dad was in this exact situation 2 years ago. He collected both without any problems for about 8 months until he found a new job. The key was staying active with his job search and being available for interviews even though he was getting Social Security.
0 coins
Elijah Brown
•That's encouraging to hear! Did he have any issues with employers taking him seriously at his age?
0 coins
Hannah White
•Some did, but he eventually found a company that valued his experience. Took longer than expected but he did find work.
0 coins
Liam Mendez
WAIT this is important - if you're collecting social security BEFORE your full retirement age, there's an earnings limit. But unemployment benefits don't count toward that limit, only wages from actual work do.
0 coins
Sean O'Donnell
•So unemployment benefits won't reduce my social security payments?
0 coins
Liam Mendez
•Correct! Unemployment benefits are not considered earnings for social security purposes. Only wages from employment count.
0 coins
Gemma Andrews
I tried calling Washington ESD about this same question and couldn't get through. Might have to try that Claimyr service someone mentioned earlier.
0 coins
Khalid Howes
•It really does work well. Saved me hours of trying to call on my own.
0 coins
Gemma Andrews
•I'll check it out. The regular phone lines are useless.
0 coins
Pedro Sawyer
Been collecting both for 3 months now with no issues. Washington ESD has never questioned the combination. Just keep documenting your job search activities.
0 coins
Liam Duke
•That's great to hear. How many job applications do you typically submit each week?
0 coins
Pedro Sawyer
•I usually do 3-4 applications per week plus some networking activities. Whatever it takes to meet the job search requirements.
0 coins
Sophia Russo
I had the same problem until I found this service called Claimyr (claimyr.com). They basically wait on hold for you and get you connected to an actual Washington ESD agent. Worked like a charm for me - finally got my adjudication issue resolved. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.
0 coins
Samantha Johnson
Does anyone know if there's a maximum age for collecting unemployment? I'm 66 and wondering if I'm too old to qualify.
0 coins
Sophie Hernandez
•There's no maximum age limit for unemployment benefits in Washington. As long as you meet the other eligibility requirements (available for work, actively seeking work, etc.), age isn't a disqualifier.
0 coins
Samantha Johnson
•That's great news! I was worried they'd assume I should just retire.
0 coins
Gabriel Freeman
Been there! I'm 65 and collected both for almost a year. The key things: 1) You must be able to work full-time, 2) You must actively job search, 3) Report Social Security as income but it won't reduce your UI benefits in Washington, 4) Keep detailed records of your job search activities.
0 coins
Aiden Chen
•Perfect summary! This gives me confidence to go ahead and apply. Thank you everyone for the helpful responses.
0 coins
Laura Lopez
•Good luck with your application! The process is pretty straightforward once you get started.
0 coins
Arjun Kurti
Actually, going back to the phone issue - I really can't stress enough how much that Claimyr service helped me. I was spending hours every day trying to get through to Washington ESD and getting nowhere. With their help I was able to talk to someone and get all my questions answered about collecting both benefits.
0 coins
Faith Kingston
•Is that like a paid service? Seems sketchy to pay someone to help you call a government office.
0 coins
Arjun Kurti
•I thought the same thing at first, but when you're desperate to get answers and can't get through any other way, it's worth it. They don't ask for personal info or anything shady - just help you get connected.
0 coins
Emma Johnson
my dad is in the same situation and hes been getting both for like 6 months now no problems at all
0 coins
Theodore Nelson
•That's encouraging! Did he have to do anything special when he filed his initial claim?
0 coins
Emma Johnson
•nah just answered all the questions honestly about his social security
0 coins
Victoria Jones
You definitely can collect both but make sure you understand the work search requirements. At 63, you might face age discrimination in hiring, but you still have to prove you're actively looking. Keep detailed records of every application and contact.
0 coins
Elijah Brown
•Good advice about keeping detailed records. I'll start a spreadsheet to track everything.
0 coins
Serene Snow
Does anyone know if the Social Security income affects how much unemployment you can get? Like is there a maximum total benefit amount?
0 coins
Aileen Rodriguez
•Your unemployment benefit amount is based on your work history and wages, not on other income you receive. Social Security doesn't reduce your UI benefit calculation in Washington.
0 coins
Serene Snow
•That's great to know, thanks for clarifying!
0 coins
Issac Nightingale
Just remember you still need to be physically able to work and available for work. If you have health issues that limit your ability to work, that could affect your UI eligibility regardless of the Social Security situation.
0 coins
Bruno Simmons
•I'm in good health and definitely able to work, so that shouldn't be an issue for me.
0 coins
Issac Nightingale
•Perfect! Sounds like you should be fine then as long as you meet the other requirements.
0 coins
Mae Bennett
The bottom line is that these are two completely separate programs with different funding sources and eligibility rules. No reason you can't qualify for both if you meet the requirements for each.
0 coins
Liam Duke
•That makes perfect sense when you put it that way. Thanks for the clear explanation!
0 coins
Zoe Stavros
I tried to call Washington ESD about this same question three weeks ago and gave up after being on hold for 2 hours. Maybe I should try that Claimyr thing too.
0 coins
Ethan Moore
•Definitely worth it if you need to talk to someone. Saved me so much time and stress.
0 coins
Zoe Stavros
•I'll check it out. Getting through to Washington ESD is impossible otherwise.
0 coins
Jamal Harris
One more thing - if you're working part-time while collecting both benefits, make sure you report ALL your earnings to both agencies. The earnings will reduce your UI benefits but shouldn't affect your Social Security retirement benefits unless you're under full retirement age.
0 coins
Zara Mirza
•I'm not working part-time right now, but that's good to know for the future.
0 coins
Jamal Harris
•Yeah, the rules get more complex when you add part-time work into the mix, but it's definitely doable.
0 coins
Mei Chen
this thread is super helpful! i was wondering the same thing for my mom who might get laid off soon. she's 66 and collecting social security already.
0 coins
Luca Russo
•Tell her not to worry - she can definitely collect both if she gets laid off. Just make sure she files her UI claim right away.
0 coins
Mei Chen
•thanks! i'll let her know she doesn't have to stress about it
0 coins
Liam Sullivan
I wish I had known about Claimyr when I was going through this process. Spent literally days trying to get through to Washington ESD to ask this exact question. Finally got through and the agent confirmed what everyone here is saying - no problem collecting both.
0 coins
Zara Mirza
•It's good to have that official confirmation from Washington ESD directly!
0 coins
Liam Sullivan
•Absolutely. Even though I was pretty sure it was okay based on research, hearing it from an actual ESD agent made me feel much better.
0 coins
Amara Okafor
Quick question - does the Social Security count toward the earnings you have to report on your weekly claim? I know it doesn't reduce benefits but wasn't sure about reporting.
0 coins
Nia Harris
•Yes, you should report it. There's usually a specific section for retirement income on the weekly claim form.
0 coins
Amara Okafor
•Thanks! Better to over-report than under-report with these things.
0 coins
CosmicCommander
Been collecting both for 6 months now. No issues whatsoever. The only annoying part is doing the weekly claims and job search stuff, but that's just part of getting UI benefits regardless of your age.
0 coins
Zara Mirza
•Good to hear from someone who's been doing it for a while! Any tips for the job search activities?
0 coins
CosmicCommander
•Just treat it like any other job search. Apply for positions you're actually qualified for and keep good records. WorkSourceWA makes it pretty easy to track everything.
0 coins
Giovanni Colombo
This whole thread has been so reassuring. I was literally losing sleep over whether I was allowed to collect both. Thanks everyone for sharing your experiences!
0 coins
Luca Russo
•That's what these forums are for! Glad we could help ease your worries.
0 coins
Giovanni Colombo
•Seriously, you all saved me from weeks of stress. Now I can focus on actually finding a new job instead of worrying about benefit eligibility.
0 coins
Fatima Al-Qasimi
Just to add another data point - I'm 67, collecting Social Security retirement, and have been on UI for 2 months. Washington ESD has never questioned it or given me any problems. File with confidence!
0 coins
Zara Mirza
•That's exactly what I needed to hear. Thanks for sharing your experience!
0 coins
Fatima Al-Qasimi
•Happy to help! The unemployment system is stressful enough without worrying about things that aren't actually problems.
0 coins
Dylan Cooper
One last thing I'll add - when you do find a new job, make sure you stop filing your weekly claims right away. Some people think they can collect for a few more weeks during the transition, but that's not allowed.
0 coins
Zara Mirza
•Good reminder! I'll definitely stop filing as soon as I start working again.
0 coins
Dylan Cooper
•Yeah, Washington ESD is pretty strict about that. Better to be safe and stop filing immediately when you start working.
0 coins
Sofia Ramirez
This has been the most helpful thread I've read about this topic. I've been searching for weeks trying to get a clear answer about collecting both benefits. Thanks to everyone who shared their experiences!
0 coins
Luca Russo
•Glad we could help! It's a common question and the answer is definitely yes - you can collect both.
0 coins
Sofia Ramirez
•I'm going to bookmark this thread in case I need to reference it later. So much good information here.
0 coins
Beatrice Marshall
Just wanted to add that if anyone else is reading this and in a similar situation, don't let anyone tell you that you can't collect both. It's perfectly legal in Washington state.
0 coins
Liam Duke
•Agreed! This thread has been super helpful in clearing up the confusion.
0 coins
Melina Haruko
•Thanks everyone for all the helpful info. This thread answered a lot of questions I had too.
0 coins
Dallas Villalobos
One last tip - when you file your initial unemployment claim, there might be a question about retirement income. Just answer honestly about your Social Security and you should be fine.
0 coins
Liam Duke
•Perfect, I'll make sure to be completely honest on the application. Thanks to everyone who helped clarify this!
0 coins
Victoria Brown
Just remember that if your claim gets held up in adjudication for any reason, don't panic. It's pretty common and usually resolves within a few weeks. I had mine delayed initially because they needed to verify my availability for work while on Social Security.
0 coins
Aiden Chen
•What kind of documentation did they need to verify your availability?
0 coins
Victoria Brown
•They wanted to see my job search activities and a statement that I was able and available for full-time work despite being on Social Security.
0 coins
Samuel Robinson
The Washington ESD website has some info about this too, but it's not super clear. Basically as long as you meet the regular unemployment requirements, Social Security doesn't disqualify you. Just don't expect their website to make it obvious!
0 coins
Camila Castillo
•Their website is terrible for finding specific information like this. Half the time the links don't even work.
0 coins
Brianna Muhammad
•That's why services like Claimyr are so helpful - you get to talk to an actual person who knows the rules instead of trying to navigate their awful website.
0 coins
Maria Gonzalez
so basically you can get unemployment and social security at the same time but not unemployment and disability? this is confusing as hell
0 coins
Natalie Chen
•It depends on the type of disability and whether you can still work. Some people on disability can work part-time, others can't work at all. It's case-by-case.
0 coins
Maria Gonzalez
•ok i guess that makes sense. government benefits are always complicated
0 coins
Nick Kravitz
I've been collecting both for 6 months now. No issues at all. Just make sure you're honest about everything and keep up with your job search requirements. Washington ESD doesn't care about your Social Security income.
0 coins
Emily Thompson
•That's encouraging to hear! Did you have any trouble during your initial application process?
0 coins
Nick Kravitz
•Nope, the application process was straightforward. They ask about work history and wages, not about other benefits you might be receiving.
0 coins
Hannah White
One more thing - if you do find work while collecting both benefits, you'll need to report those wages to both Social Security and Washington ESD. They have different rules about how much you can earn.
0 coins
Emily Thompson
•Good point. I'll make sure to keep track of everything if I do get hired somewhere.
0 coins
Natalie Chen
•Exactly. Washington ESD has a partial benefits formula where you can earn up to a certain amount and still get some unemployment. Social Security has their own earnings test as we discussed earlier.
0 coins
Ryan Kim
this thread has been really helpful. i didnt know you could collect both at the same time. my neighbor is 64 and just got fired and shes been worried about this exact thing
0 coins
Sophie Hernandez
•Glad this discussion helped! Tell your neighbor she should definitely file for unemployment if she meets the other requirements.
0 coins
Ryan Kim
•will do! shes been stressing about money so this should be a relief
0 coins
Michael Green
Has anyone had their Social Security benefits reviewed because they were also collecting unemployment? I'm paranoid they'll think I'm gaming the system somehow.
0 coins
Nick Kravitz
•I haven't had any issues. They're completely separate systems and you're entitled to both if you qualify. Don't worry about it.
0 coins
Michael Green
•Thanks, that makes me feel better about filing.
0 coins
Elijah Brown
Update: I ended up using claimyr after seeing it mentioned here. Got through to Washington ESD in about 20 minutes and confirmed I can collect both my early Social Security and unemployment. The agent was really helpful and explained everything clearly.
0 coins
Emily Thompson
•That's great! I think I'm going to give them a try too. Sounds way better than trying to call Washington ESD directly.
0 coins
Zoe Walker
•Glad it worked out for you! It really does make dealing with Washington ESD so much easier.
0 coins
Mateo Silva
Just wanted to add - make sure you understand the difference between Social Security retirement benefits and Social Security Disability. The rules are different for each when it comes to working and unemployment benefits.
0 coins
Emily Thompson
•Good distinction to make. I'm on retirement benefits, not disability, so I should be fine.
0 coins
Mateo Silva
•Exactly. Retirement benefits are designed to supplement income in your later years, while disability benefits are for people who can't work due to medical conditions.
0 coins
Victoria Jones
The bottom line is yes, you can collect both in Washington state. I've been doing it for 8 months with no problems. Just stay compliant with all the unemployment requirements and you'll be fine.
0 coins
Emily Thompson
•Perfect, that's exactly what I needed to hear. Thanks everyone for all the helpful information!
0 coins
Sophie Hernandez
•You're welcome! Good luck with your job search and your unemployment claim.
0 coins
Santiago Martinez
Does anyone know if there's a time limit on how long you can collect unemployment while also getting Social Security? Like, do they expect you to find work faster because you have other income?
0 coins
Maria Gonzalez
•The time limits are the same as for anyone else - typically 26 weeks of regular benefits. Having Social Security doesn't change the duration.
0 coins
Santiago Martinez
•Thanks, that's what I was hoping to hear.
0 coins
Nick Kravitz
Just wanted to follow up on the Claimyr thing - I used them again last week when I had questions about my benefit year ending. So much easier than trying to get through the regular phone lines. Really recommend it if you need to talk to someone at Washington ESD about your specific situation.
0 coins
Cameron Black
•How much does something like that cost? Seems like it might be worth it to avoid the phone hassle.
0 coins
Nick Kravitz
•They have different options but honestly the time savings alone made it worth it for me. Check out their site for details.
0 coins
Samantha Johnson
For anyone still confused about this, here's the bottom line: Washington state does NOT reduce unemployment benefits based on Social Security income. You can collect both as long as you meet the standard UI eligibility requirements. The confusion often comes from other states that do have offsets or from mixing up different types of retirement income.
0 coins
Elijah Brown
•This is exactly the clear answer I was looking for. Thank you for breaking it down so simply.
0 coins
Jessica Nguyen
•Wish Washington ESD would put this information more prominently on their website. Would save everyone a lot of confusion.
0 coins
Isaiah Thompson
Been there done that. 64 when I got laid off, collecting early SS, filed for UI with no problems. Just be prepared for the job search to take longer at our age. Ageism is real but you can't let that stop you from looking if you want to keep getting benefits.
0 coins
Elijah Brown
•How long did it take you to find work? I'm trying to set realistic expectations.
0 coins
Isaiah Thompson
•Took me about 10 months, but I was pretty picky about the type of work I'd accept. Your mileage may vary.
0 coins
Ruby Garcia
Just want to add that you should file for unemployment as soon as possible after losing your job. Don't wait thinking you need to figure out the Social Security interaction first. You can collect both, so get your claim started right away.
0 coins
Elijah Brown
•Good point. I was overthinking this when I should have just filed already. Going to start my application today.
0 coins
Alexander Evans
For what it's worth, I tried to get clarification on this from Washington ESD customer service and it was a nightmare. Used that Claimyr service someone mentioned earlier and finally got a definitive answer from an actual ESD agent. They confirmed you can collect both and walked me through exactly what to put on my weekly claims. Worth every penny to avoid the runaround.
0 coins
Elijah Brown
•That's the third recommendation for Claimyr in this thread. Sounds like it might be worth trying if I run into issues.
0 coins
Evelyn Martinez
•I was skeptical at first but honestly anything that gets you past the phone system is valuable. Washington ESD phone lines are brutal.
0 coins
Benjamin Carter
same thing happened to my uncle. he was worried about collecting both but it worked out fine. just had to stay consistent with job applications
0 coins
Elijah Brown
•Thanks for sharing that. It's reassuring to hear so many success stories.
0 coins
Maya Lewis
The age thing is definitely a challenge but don't let anyone tell you that you can't collect unemployment just because you're getting Social Security. Two completely different programs with different rules. You earned both benefits so use them both if you need them.
0 coins
Elijah Brown
•You're absolutely right. I paid into both systems for decades, so I shouldn't feel guilty about using the benefits when I need them.
0 coins
Isaac Wright
One last tip - when you're doing your job search, don't mention your Social Security status to potential employers unless they specifically ask about your retirement plans. Some might assume you're not committed to working long-term, which could hurt your chances.
0 coins
Elijah Brown
•That's smart advice. I'll focus on my skills and experience rather than my retirement situation during interviews.
0 coins
Lucy Taylor
•Exactly. Let your qualifications speak for themselves first.
0 coins
Connor Murphy
Thanks everyone for all the helpful information! I feel much more confident about filing my unemployment claim now. It's great to know that I can collect both benefits while I look for new work. This thread has been incredibly valuable.
0 coins
Samantha Johnson
•Glad we could help! Good luck with your job search and don't hesitate to ask if you have more questions.
0 coins
Maria Gonzalez
•Best of luck to you! Remember to keep detailed records of your job search activities for your weekly claims.
0 coins
Romeo Barrett
The hardest part for me was the job search requirement at age 65. Had to apply to jobs I knew I'd never get just to meet the 3 applications per week rule. Felt like a waste of time but had to do it.
0 coins
Bruno Simmons
•That does sound frustrating. Did you eventually find work or just exhaust your benefits?
0 coins
Romeo Barrett
•Found a part-time retail job after about 3 months. Not ideal but it worked until I could get something better.
0 coins
Marina Hendrix
I think there might be some special considerations for people close to full retirement age but I'm not sure what they are. Might be worth asking Washington ESD directly.
0 coins
Monique Byrd
•That's exactly the kind of question where using claimyr.com to reach an agent would be helpful. They can give you specific information about your situation.
0 coins
Marina Hendrix
•Good suggestion, I'll look into that service.
0 coins
Justin Trejo
Whatever you do, don't try to hide the Social Security income. They'll find out eventually and it could cause bigger problems later if you weren't upfront about it from the beginning.
0 coins
Bruno Simmons
•Definitely planning to be completely honest about everything. Not worth the risk of getting in trouble.
0 coins
Justin Trejo
•Smart approach. Honesty is always the best policy with government benefits.
0 coins
Alana Willis
One more thing - keep documentation of everything. Your Social Security award letter, your layoff notice, all your job applications. If they audit your claim you'll want to have everything organized.
0 coins
Bruno Simmons
•Great advice! I'll start a file with all the relevant documents.
0 coins
Alana Willis
•It'll save you headaches later if any questions come up about your claim.
0 coins
Tyler Murphy
This thread has been really helpful! I'm 61 and was worried about this exact situation. Nice to know it's possible to get both benefits.
0 coins
Bruno Simmons
•Glad it helped! I feel much more confident about the whole process now too.
0 coins
Tyler Murphy
•Yeah, all the real-world experiences people shared here are invaluable.
0 coins
Sara Unger
The key takeaway seems to be: yes you can get both, but be prepared for extra scrutiny and make sure you're actually looking for work. Thanks everyone for sharing your experiences!
0 coins
Bruno Simmons
•Exactly! I'm going to file my claim this week. Feeling much better about it now.
0 coins
Sara Unger
•Good luck with your claim! Hope it goes smoothly for you.
0 coins
Butch Sledgehammer
For what it's worth, I know several people who successfully collected both Social Security and unemployment in Washington. It's definitely doable if you follow the rules.
0 coins
Bruno Simmons
•That's encouraging to hear! Thanks for the reassurance.
0 coins
Butch Sledgehammer
•You're welcome! The system isn't perfect but it does work when you navigate it correctly.
0 coins
Freya Ross
This has been such a useful discussion. I'm bookmarking this thread in case I need to reference it later. Good luck to everyone dealing with this situation!
0 coins
Bruno Simmons
•Thanks to everyone who shared their experiences and advice. This community is amazing!
0 coins
Aileen Rodriguez
•Happy to help! Feel free to ask if you run into any specific issues with your claim.
0 coins
Monique Byrd
•And remember, if you need to reach Washington ESD for clarification on anything, claimyr.com is there to help you get through to an actual person.
0 coins
Sophia Nguyen
I tried calling Washington ESD about this exact question last month and finally got through using that Claimyr service someone mentioned. The agent confirmed that you can collect both and that social security benefits don't affect your unemployment eligibility.
0 coins
StarStrider
•How long did it take you to get through with Claimyr?
0 coins
Sophia Nguyen
•Maybe 20 minutes total? Way better than the hours I spent trying to call myself.
0 coins
Jacob Smithson
Just want to add - make sure you're still actively looking for work. Washington ESD requires job search activities even if you're collecting social security. You can't just sit back and collect both without looking for employment.
0 coins
Sean O'Donnell
•Yeah I'm definitely planning to look for work. That's the whole point of applying for unemployment.
0 coins
Jacob Smithson
•Good! Just wanted to make sure since some people think collecting social security means they don't have to meet the job search requirements.
0 coins
Isabella Brown
the thing that tripped me up was taxes. both unemployment and social security can be taxable income so make sure youre prepared for that at tax time
0 coins
Sean O'Donnell
•Oh I hadn't thought about the tax implications. Should I have taxes withheld from my unemployment benefits?
0 coins
Isabella Brown
•you can choose to have 10% federal tax withheld when you file your weekly claims. might be worth it to avoid a big tax bill later
0 coins
Maya Patel
I work at a senior center and we get this question a lot. The short answer is yes, you can collect both. The longer answer is that you need to report your social security income on your weekly claims and continue to meet all the unemployment requirements.
0 coins
Sean O'Donnell
•That's helpful to hear from someone who deals with this regularly. Any other common mistakes people make?
0 coins
Maya Patel
•The biggest mistake is not reporting the social security income at all. Washington ESD will find out eventually and you could end up with an overpayment that you have to pay back.
0 coins
Aiden Rodríguez
Been there done that. Collected unemployment for 6 months while getting social security. No problems at all as long as you're honest about everything on your weekly claims.
0 coins
Sean O'Donnell
•Did you end up finding work? I'm worried about age discrimination in the job market.
0 coins
Aiden Rodríguez
•I did find work but it took about 8 months. Don't give up - there are employers out there who value experience.
0 coins
Emma Garcia
If anyone else is struggling to get through to Washington ESD about this, that Claimyr thing really works. I was skeptical at first but it beat spending my whole day on hold.
0 coins
Ava Kim
•How much does it cost?
0 coins
Emma Garcia
•I don't want to get into pricing here but it was worth it to me to get my questions answered quickly instead of wasting days trying to call.
0 coins
Ethan Anderson
Bottom line - you can collect both unemployment and social security retirement benefits in Washington state. Just be honest about your income and keep looking for work. The two programs don't conflict with each other.
0 coins
Sean O'Donnell
•Thanks everyone for all the helpful responses. I feel much more confident about filing my claim now.
0 coins
Ethan Anderson
•Good luck with your claim! Hope you find something soon.
0 coins
Mason Kaczka
Interesting, I'll check that out. At this point I'm willing to try anything to get through to them.
0 coins
Evelyn Xu
Wait, you have to pay someone just to make a phone call? That seems ridiculous.
0 coins
Sophia Russo
I thought the same thing at first, but when you calculate the time I was spending calling over and over, it was actually worth it. Plus I finally got my issue fixed instead of just getting frustrated every day.
0 coins
Dominic Green
THE WHOLE SYSTEM IS BROKEN!!! I've been waiting 3 months for my claim to get approved and they keep asking for more documents. Meanwhile I can barely afford groceries. And now they want me to prove I'm looking for work when half the jobs don't even exist anymore!
0 coins
Hannah Flores
I feel your pain. The adjudication process has been a nightmare since COVID. Hang in there.
0 coins
Amara Torres
Have you tried contacting your state representative? Sometimes they can help push things along when claims get stuck.
0 coins
Kayla Jacobson
Just to clarify for the original poster - you mentioned you're 62 and collecting early social security. Make sure you understand that if you're earning too much from work (if you find a job), it could affect your social security benefits until you reach full retirement age. That's separate from the unemployment issue though.
0 coins
Elijah O'Reilly
Good point, I hadn't thought about that. I'll need to be careful about how much I earn if I find work.
0 coins
Kayla Jacobson
Exactly. The earnings limit for 2025 is around $22,320 before they start reducing your social security. But unemployment benefits don't count toward that limit.
0 coins
William Rivera
been collecting both for 2 months now, no issues. just make sure you keep doing your job searches and report everything correctly on your weekly claims
0 coins
Elijah O'Reilly
How many job searches do you have to do per week in Washington?
0 coins
William Rivera
3 job search activities per week minimum. can be applications, interviews, job fairs, etc
0 coins
Grace Lee
I'm in a similar situation but I'm getting social security disability, not retirement. Does anyone know if that's different? I lost my part-time job that I was allowed to work while on disability.
0 coins
Amara Torres
That's more complicated. With SSDI, you need to be careful because unemployment requires you to be able and available for work, which might conflict with your disability status. You should probably talk to both agencies.
0 coins
Grace Lee
Ugh, that's what I was afraid of. The whole system is so confusing.
0 coins
Mia Roberts
When I was on unemployment last year, I had to report my social security on the weekly claims but it didn't reduce my benefit amount. Washington ESD has pretty clear guidelines about what income affects your benefits and what doesn't.
0 coins
Elijah O'Reilly
That's reassuring. I was worried they'd reduce my unemployment dollar for dollar.
0 coins
The Boss
Yeah, it's not like working income where they reduce your benefits. Social security is considered a separate entitlement.
0 coins
Evan Kalinowski
this reminds me of when my uncle was collecting both after getting laid off from boeing. he had no problems but this was like 5 years ago so maybe things have changed?
0 coins
Victoria Charity
The rules haven't really changed. If anything, Washington ESD has gotten more flexible about some things since the pandemic.
0 coins
Jasmine Quinn
I tried calling Washington ESD about this exact question last month and never got through. Ended up just filing and reporting everything honestly. So far so good.
0 coins
Oscar Murphy
That's probably the safest approach. Better to over-report than under-report.
0 coins
Nora Bennett
If you still need to talk to them, I second the Claimyr recommendation from earlier. I used them when I had questions about my standby status and it was so much easier than trying to call myself.
0 coins
Ryan Andre
Just want to mention that you should also check if your former employer is offering any severance or pension benefits that might affect your unemployment. Sometimes people forget about those.
0 coins
Elijah O'Reilly
Good reminder. I did get a small severance but I think I already reported that when I filed my initial claim.
0 coins
Lauren Zeb
The job search requirement is the hardest part when you're older. A lot of employers don't want to hire someone close to retirement age even though they can't legally say that.
0 coins
Elijah O'Reilly
Tell me about it. I've been applying everywhere but haven't gotten many callbacks.
0 coins
Daniel Washington
Try focusing on part-time or temporary positions. Sometimes that's an easier way to get your foot in the door.
0 coins
Aurora Lacasse
Also look into WorkSourceWA - they have programs specifically for older workers.
0 coins
Anthony Young
Update: I finally got through to Washington ESD using that Claimyr service someone mentioned earlier. The agent confirmed that collecting social security retirement and unemployment at the same time is totally fine in Washington. She said thousands of people do it. Just keep reporting the social security income on your weekly claims even though it won't reduce your UI benefits.
0 coins
Elijah O'Reilly
That's exactly what I needed to hear! Thanks for calling and sharing the official word.
0 coins
Charlotte White
How much did Claimyr cost? I might need to use them too.
0 coins
Anthony Young
It was worth it for the peace of mind. Way better than spending hours trying to get through on my own.
0 coins
Admin_Masters
Been there, done that. Collected both for about 8 months in 2023. No issues whatsoever. Just stay on top of your job search activities and you'll be fine.
0 coins
Elijah O'Reilly
Did you eventually find work or just exhaust your unemployment benefits?
0 coins
Admin_Masters
Found a part-time job that works with my social security. Best of both worlds.
0 coins
Matthew Sanchez
Pro tip: when you're doing your three weekly job searches, make sure you're applying to jobs you could actually do. Washington ESD sometimes audits job search activities and they want to see that you're being realistic about your applications.
0 coins
Ella Thompson
Good advice. I learned this the hard way when they questioned some of my job search activities during an eligibility review.
0 coins
Raúl Mora
One more important point - if you're working part-time while collecting both Social Security and unemployment, you need to report ALL your earnings to both agencies. The rules for how much you can earn are different for each program.
0 coins
Theodore Nelson
•I'm not working right now but good to keep in mind if I find something part-time while I'm looking.
0 coins
Liam Brown
The age discrimination thing is real though. I'm 61 and have been looking for 8 months. Employers see your age and suddenly the position is 'filled'. But you still gotta keep trying for the unemployment requirements.
0 coins
Theodore Nelson
•That's what I'm worried about. It's tough out there for us older workers.
0 coins
Raúl Mora
•Document everything in your job search log. If you're genuinely trying and can prove it, Washington ESD won't give you trouble about the work search requirement.
0 coins
Olivia Garcia
I think there might be some tax implications too? Like having to pay taxes on both benefits? Not sure but might want to check with a tax person.
0 coins
AaliyahAli
•Yes, both Social Security (depending on your total income) and unemployment benefits are taxable. Definitely something to plan for.
0 coins
Noah Lee
Bottom line - yes you can collect both in Washington state. I've been doing it for 4 months now. Just be prepared for the job search requirements and make sure you're actually available for work if something comes up.
0 coins
Theodore Nelson
•Thanks everyone! This has been really helpful. I'm going to file my claim tomorrow.
0 coins
Ava Hernandez
Good luck with your claim! The process isn't as scary as it seems once you get started.
0 coins
Theodore Nelson
•Appreciate all the advice from everyone here!
0 coins