Can you get unemployment while on social security in Washington state?
I'm 62 and started collecting social security retirement benefits last month. My part-time job just laid me off and I'm wondering if I can still file for unemployment benefits through Washington ESD while receiving social security? I've heard conflicting information and want to make sure I don't mess anything up. Has anyone been in this situation before?
45 comments


Fatima Al-Qasimi
Yes, you can collect both in Washington state! Social security and unemployment are separate programs. Washington ESD doesn't reduce your UI benefits based on social security payments. Just make sure you meet all the other eligibility requirements like being able and available for work.
0 coins
Giovanni Colombo
•That's a relief! I was worried they would offset each other. Do I need to report my social security income when I file my weekly claims?
0 coins
Fatima Al-Qasimi
•No, social security retirement benefits don't need to be reported on your weekly claims in Washington. Only report wages from work.
0 coins
StarStrider
I was in the exact same situation last year! Collecting social security and got laid off from my retail job. Washington ESD approved my claim no problem. The tricky part was getting through to them on the phone to ask questions - kept getting busy signals for weeks.
0 coins
Dylan Campbell
•Oh man, the phone thing is so frustrating! I spent hours trying to reach someone at Washington ESD.
0 coins
Sofia Torres
•Have you tried using Claimyr? It's a service that helps you get through to ESD agents. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me so much time when I needed to talk to someone about my claim status.
0 coins
StarStrider
•Never heard of that but definitely checking it out. The phone situation with ESD is ridiculous.
0 coins
Dmitry Sokolov
Just want to clarify something important - while you CAN collect both, you still have to meet the work search requirements for unemployment. Being on social security doesn't exempt you from looking for work if that's what Washington ESD requires for your claim type.
0 coins
Giovanni Colombo
•Good point. I'm definitely still looking for work, just part-time since I'm semi-retired. Will that affect anything?
0 coins
Dmitry Sokolov
•As long as you're genuinely available for the type of work you're seeking and meet the minimum work search activities, you should be fine. Document everything in your WorkSourceWA account.
0 coins
Ava Martinez
Wait, this doesn't sound right. I thought if you're collecting any kind of retirement benefits you can't get unemployment because you're not truly available for work???
0 coins
Fatima Al-Qasimi
•That's a common misconception. Social security retirement benefits don't automatically disqualify you from unemployment in Washington. The key is whether you're able and available for work, not whether you're receiving other benefits.
0 coins
Miguel Ramos
•Yeah my mom was getting both a few years ago when she got laid off from her part time job at 64. Washington ESD didn't have any issues with it.
0 coins
QuantumQuasar
The real question is whether your social security will be reduced because of the unemployment benefits. I think there are earnings limits that might affect your social security payments.
0 coins
Zainab Omar
•Unemployment benefits don't count as earnings for social security purposes. Only wages from actual work count toward the earnings test.
0 coins
Giovanni Colombo
•Thank you! That was another worry I had. This is all so confusing when you're trying to figure out multiple benefit systems.
0 coins
Connor Gallagher
I'm going through this right now actually. Filed my Washington ESD claim two weeks ago while on social security and haven't heard anything back yet. Starting to worry something went wrong.
0 coins
Fatima Al-Qasimi
•Two weeks isn't unusual, especially if your claim needs any kind of review. Have you checked your account online to see if there are any issues flagged?
0 coins
Connor Gallagher
•Yeah nothing showing as needing action on my end. Just says 'processing' still.
0 coins
Sofia Torres
•You might want to call and check on the status. If you can't get through the regular way, that Claimyr service I mentioned earlier (claimyr.com) really does help with getting connected to ESD agents when you need answers about claim processing delays.
0 coins
Yara Sayegh
One thing to keep in mind - make sure you're honest about your availability for work. If you're only looking for very limited hours or specific types of work because of your age/retirement status, that could potentially affect your eligibility.
0 coins
Giovanni Colombo
•I'm looking for part-time work similar to what I was doing before. Should I specify that in my claim or just say I'm available for work?
0 coins
Yara Sayegh
•Be honest about your availability but make sure it's reasonable. If you're only willing to work 5 hours a week, that might be an issue. But part-time availability is generally fine.
0 coins
Keisha Johnson
Does anyone know if the amount of your social security affects the unemployment calculation at all? Like if you're getting a bigger social security check, do they reduce your UI benefits?
0 coins
Fatima Al-Qasimi
•No, in Washington state your UI benefit amount is calculated solely based on your work history and wages. Social security payments don't factor into the calculation at all.
0 coins
Paolo Longo
•That's different from some other states I think. Good to know Washington keeps them completely separate.
0 coins
CosmicCowboy
Just wanted to add that you should definitely keep filing your weekly claims on time even while this is all getting sorted out. Don't skip weeks thinking you might not be eligible - you can always pay back if there's an issue, but you can't go back and claim weeks you missed.
0 coins
Giovanni Colombo
•Good advice, thank you. I'll make sure to stay on top of the weekly filings.
0 coins
Amina Diallo
•Yes! This is so important. I made the mistake of not filing for two weeks when I wasn't sure about something and lost those benefits permanently.
0 coins
Oliver Schulz
The whole system is so confusing when you're dealing with multiple benefit programs. I wish they had clearer guidance on these situations.
0 coins
Natasha Orlova
•Right? And good luck getting someone on the phone to explain it clearly. That's why services like that Claimyr thing are probably worth it for complex situations.
0 coins
Javier Cruz
•I mean, I get why people use those services but it's frustrating that we have to pay extra just to get basic information about our own benefits.
0 coins
Emma Wilson
UPDATE: For anyone following this thread, I filed my claim yesterday and it was approved today! No issues with the social security at all. Thanks everyone for the advice and reassurance.
0 coins
Fatima Al-Qasimi
•That's great news! Glad it worked out smoothly for you.
0 coins
Malik Thomas
•Awesome! That gives me hope for my own situation. Congrats!
0 coins
Giovanni Colombo
•This is so helpful to hear! I'm going to file my claim tomorrow. Really appreciate everyone who shared their experiences.
0 coins
Nia Davis
•That's really encouraging to hear! I've been nervous about filing since I wasn't sure if having both would complicate things. Sounds like Washington state really does keep these programs separate like everyone said. Good luck with your job search!
0 coins
Mohamed Anderson
Thanks for sharing your experience Emma! This whole thread has been incredibly helpful. I'm in a similar situation - 65 and receiving social security, just got laid off from my part-time bookkeeping job. I was really worried about whether I could file for unemployment benefits, but reading everyone's experiences here has given me the confidence to go ahead and apply. It's reassuring to know that Washington state keeps these programs completely separate and that unemployment benefits won't affect social security payments. Going to file my claim this week!
0 coins
Nia Williams
•That's exactly the situation I was in! Bookkeeping experience is definitely in demand for part-time work too, so you should have good prospects while collecting both benefits. Just make sure to keep good records of your job search activities in WorkSourceWA like others mentioned. Best of luck with your claim - sounds like you're well-prepared after reading through all these experiences!
0 coins
PrinceJoe
•That's great to hear Mohamed! I'm actually in a very similar spot - 63 and just started collecting social security last month when my retail job eliminated my position. I was so confused about whether I could apply for unemployment too, but this thread has been a lifesaver. It's really reassuring to see so many people confirm that Washington keeps these programs separate. I'm planning to file my claim this weekend now that I know it won't mess up my social security benefits. Thanks to everyone who shared their experiences - it makes such a difference when you're navigating this stuff for the first time!
0 coins
Mateo Martinez
•This thread has been such a goldmine of information! I'm 64 and in almost the exact same boat - collecting social security and just lost my part-time administrative assistant job due to budget cuts. I was really stressed about whether applying for unemployment would somehow jeopardize my social security benefits or create complications. Reading all these real experiences from people who've actually been through this process has been incredibly reassuring. It's amazing how Washington state really does keep these systems completely separate. I feel much more confident about filing my claim now. Mohamed, good luck with your bookkeeping job search - that skill set should definitely be in demand!
0 coins
Freya Andersen
•This is such valuable information for those of us navigating retirement age employment! I'm 61 and haven't started collecting social security yet, but my company just announced layoffs coming next month. It's really helpful to know that when I do start collecting social security in the future, it won't prevent me from filing for unemployment if I need to. The fact that Washington state keeps these programs completely separate seems to make things much less complicated than I expected. Mohamed and everyone else filing claims - wishing you all the best with both your unemployment benefits and job searches!
0 coins
Paige Cantoni
•Mohamed, I'm so glad this thread helped you feel more confident about filing! I was in a very similar position a few months ago - 63, collecting social security, and suddenly unemployed from my office manager job. The whole process seemed so overwhelming at first, especially with all the conflicting information you hear. But Washington ESD really did make it straightforward once I actually filed. My claim was approved without any issues, and like everyone mentioned, they kept the social security and unemployment completely separate. The hardest part was honestly just getting through on the phone when I had questions, but the online system worked fine for filing. Don't hesitate to reach out if you run into any snags - this community has been such a great resource. Good luck with your claim and job search!
0 coins
Emily Sanjay
I'm 67 and have been collecting social security for a couple years now. Just got laid off from my part-time customer service job last week and was really anxious about filing for unemployment - I thought being on social security might disqualify me somehow. This whole thread has been incredibly educational and reassuring! It's so helpful to see actual experiences from people who've successfully collected both benefits in Washington state. The fact that they truly keep these programs separate takes a huge weight off my shoulders. I'm definitely going to file my claim this week now that I understand it won't impact my social security at all. Thank you to everyone who shared their stories - it makes such a difference when you're dealing with something new and confusing like this!
0 coins
Skylar Neal
•Emily, I'm so glad this thread helped ease your worries! At 67, you're actually in an even better position than some of us since you're past full retirement age for social security, so there are no earnings limitations to worry about at all. I was really nervous about the whole process too when I first had to navigate this, but Washington ESD really does make it straightforward. The online filing system is pretty user-friendly, and as everyone has mentioned, they treat these as completely separate benefit programs. Just make sure to keep up with your weekly claim filings and job search requirements, and you should be all set. It's such a relief when you realize it's not as complicated as it initially seems. Wishing you the best with your claim and finding a new position!
0 coins