Can you get unemployment while on social security in Washington state?
I'm 62 and started collecting social security retirement benefits last month. My part-time job just laid me off and I'm wondering if I can still file for unemployment benefits through Washington ESD while receiving social security? I've heard conflicting information and want to make sure I don't mess anything up. Has anyone been in this situation before?
37 comments

Fatima Al-Qasimi
Yes, you can collect both in Washington state! Social security and unemployment are separate programs. Washington ESD doesn't reduce your UI benefits based on social security payments. Just make sure you meet all the other eligibility requirements like being able and available for work.
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Giovanni Colombo
•That's a relief! I was worried they would offset each other. Do I need to report my social security income when I file my weekly claims?
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Fatima Al-Qasimi
•No, social security retirement benefits don't need to be reported on your weekly claims in Washington. Only report wages from work.
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StarStrider
I was in the exact same situation last year! Collecting social security and got laid off from my retail job. Washington ESD approved my claim no problem. The tricky part was getting through to them on the phone to ask questions - kept getting busy signals for weeks.
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Dylan Campbell
•Oh man, the phone thing is so frustrating! I spent hours trying to reach someone at Washington ESD.
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Sofia Torres
•Have you tried using Claimyr? It's a service that helps you get through to ESD agents. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me so much time when I needed to talk to someone about my claim status.
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StarStrider
•Never heard of that but definitely checking it out. The phone situation with ESD is ridiculous.
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Dmitry Sokolov
Just want to clarify something important - while you CAN collect both, you still have to meet the work search requirements for unemployment. Being on social security doesn't exempt you from looking for work if that's what Washington ESD requires for your claim type.
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Giovanni Colombo
•Good point. I'm definitely still looking for work, just part-time since I'm semi-retired. Will that affect anything?
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Dmitry Sokolov
•As long as you're genuinely available for the type of work you're seeking and meet the minimum work search activities, you should be fine. Document everything in your WorkSourceWA account.
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Ava Martinez
Wait, this doesn't sound right. I thought if you're collecting any kind of retirement benefits you can't get unemployment because you're not truly available for work???
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Fatima Al-Qasimi
•That's a common misconception. Social security retirement benefits don't automatically disqualify you from unemployment in Washington. The key is whether you're able and available for work, not whether you're receiving other benefits.
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Miguel Ramos
•Yeah my mom was getting both a few years ago when she got laid off from her part time job at 64. Washington ESD didn't have any issues with it.
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QuantumQuasar
The real question is whether your social security will be reduced because of the unemployment benefits. I think there are earnings limits that might affect your social security payments.
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Zainab Omar
•Unemployment benefits don't count as earnings for social security purposes. Only wages from actual work count toward the earnings test.
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Giovanni Colombo
•Thank you! That was another worry I had. This is all so confusing when you're trying to figure out multiple benefit systems.
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Connor Gallagher
I'm going through this right now actually. Filed my Washington ESD claim two weeks ago while on social security and haven't heard anything back yet. Starting to worry something went wrong.
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Fatima Al-Qasimi
•Two weeks isn't unusual, especially if your claim needs any kind of review. Have you checked your account online to see if there are any issues flagged?
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Connor Gallagher
•Yeah nothing showing as needing action on my end. Just says 'processing' still.
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Sofia Torres
•You might want to call and check on the status. If you can't get through the regular way, that Claimyr service I mentioned earlier (claimyr.com) really does help with getting connected to ESD agents when you need answers about claim processing delays.
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Yara Sayegh
One thing to keep in mind - make sure you're honest about your availability for work. If you're only looking for very limited hours or specific types of work because of your age/retirement status, that could potentially affect your eligibility.
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Giovanni Colombo
•I'm looking for part-time work similar to what I was doing before. Should I specify that in my claim or just say I'm available for work?
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Yara Sayegh
•Be honest about your availability but make sure it's reasonable. If you're only willing to work 5 hours a week, that might be an issue. But part-time availability is generally fine.
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Keisha Johnson
Does anyone know if the amount of your social security affects the unemployment calculation at all? Like if you're getting a bigger social security check, do they reduce your UI benefits?
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Fatima Al-Qasimi
•No, in Washington state your UI benefit amount is calculated solely based on your work history and wages. Social security payments don't factor into the calculation at all.
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Paolo Longo
•That's different from some other states I think. Good to know Washington keeps them completely separate.
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CosmicCowboy
Just wanted to add that you should definitely keep filing your weekly claims on time even while this is all getting sorted out. Don't skip weeks thinking you might not be eligible - you can always pay back if there's an issue, but you can't go back and claim weeks you missed.
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Giovanni Colombo
•Good advice, thank you. I'll make sure to stay on top of the weekly filings.
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Amina Diallo
•Yes! This is so important. I made the mistake of not filing for two weeks when I wasn't sure about something and lost those benefits permanently.
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Oliver Schulz
The whole system is so confusing when you're dealing with multiple benefit programs. I wish they had clearer guidance on these situations.
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Natasha Orlova
•Right? And good luck getting someone on the phone to explain it clearly. That's why services like that Claimyr thing are probably worth it for complex situations.
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Javier Cruz
•I mean, I get why people use those services but it's frustrating that we have to pay extra just to get basic information about our own benefits.
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Emma Wilson
UPDATE: For anyone following this thread, I filed my claim yesterday and it was approved today! No issues with the social security at all. Thanks everyone for the advice and reassurance.
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Fatima Al-Qasimi
•That's great news! Glad it worked out smoothly for you.
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Malik Thomas
•Awesome! That gives me hope for my own situation. Congrats!
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Giovanni Colombo
•This is so helpful to hear! I'm going to file my claim tomorrow. Really appreciate everyone who shared their experiences.
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Nia Davis
•That's really encouraging to hear! I've been nervous about filing since I wasn't sure if having both would complicate things. Sounds like Washington state really does keep these programs separate like everyone said. Good luck with your job search!
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