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Yara Nassar

Can you draw unemployment while on social security in Washington ESD?

I'm 64 and recently got laid off from my part-time job at a retail store. I've been collecting social security for about 8 months now but it's not enough to cover all my bills. My former supervisor said I should file for unemployment but I'm not sure if Washington ESD allows you to collect both at the same time. Has anyone been in this situation? I don't want to mess up my social security by filing a UI claim if it's not allowed.

Yes, you can collect both unemployment and social security in Washington state. They're separate programs and don't affect each other. However, you still need to meet all the regular UI requirements like being able and available for work and actively job searching.

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That's a relief! Do I need to report my social security income when I file my weekly claims?

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Yes, you'll need to report your social security as other income on your weekly claims. It won't reduce your UI benefits though since it's not wages from work.

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I'm in a similar boat - 62 and collecting early retirement social security. Been unemployed for 3 weeks and just filed my UI claim. Washington ESD approved it no problem. The tricky part is proving you're actively looking for work when you're older.

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How are you handling the job search requirement? I'm worried employers won't want to hire someone my age.

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You still have to do 3 job search activities per week and log them in WorkSourceWA. I've been applying to part-time positions mostly since that's what I was doing before.

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Age discrimination is real but you can't let that stop you from meeting the job search requirements. Document everything properly in your job search log.

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Just wanted to mention that if you're having trouble getting through to Washington ESD to ask questions about this, I used a service called Claimyr recently that helped me reach an actual agent. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Made it so much easier than trying to call repeatedly.

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Is that legit? I've been trying to call Washington ESD for days to ask about this exact question.

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Yeah it's totally legitimate. They basically call for you and get you connected to an ESD agent. Saved me hours of trying to get through myself.

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The key thing to remember is that your social security won't count against your weekly benefit amount. But if you start earning wages from a new job, those will reduce your UI benefits dollar for dollar after the first $5.

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Good to know! So if I find part-time work I can still collect partial unemployment?

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Exactly. As long as you earn less than your weekly benefit amount plus $5, you can get partial benefits.

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Wait I thought social security counted as income that would reduce your unemployment? I'm confused now.

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No, social security retirement benefits don't reduce your UI benefits in Washington. Only wages from work count against your weekly benefit amount.

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Thanks for clarifying! I was worried about that too since I might be in this situation soon.

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One thing to be prepared for - when you file your initial claim, Washington ESD might put it into adjudication to verify your work history and eligibility. This is normal but can take a few weeks to resolve.

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What's adjudication? Should I be worried if that happens?

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Adjudication just means they're reviewing your claim to make sure everything is correct. It's routine, especially for people with unique situations like collecting social security.

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If your claim goes into adjudication and you need to speak with someone at ESD about it, that Claimyr service someone mentioned earlier could help you get through to an agent faster.

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Another question - do I need to include my social security award letter when I file my UI claim?

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You don't need to upload it initially, but keep it handy in case they ask for verification of your other income during the process.

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Perfect, I have all my paperwork ready just in case.

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Just file the claim! I was overthinking it too when I was in your situation last year. Washington ESD will sort out any issues during the review process. Don't let perfect be the enemy of good.

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You're right, I need to just do it. How long did it take for your first payment?

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About 3 weeks total from filing to first payment, but that included a week of adjudication.

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One more tip - when you do your weekly claims, make sure you answer the question about being able and available for work correctly. Even though you're collecting social security, you still need to be genuinely available for work.

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That makes sense. I am looking for part-time work so I would be available.

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Exactly! Just make sure your job search activities reflect the type of work you're actually willing and able to do.

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For anyone else reading this thread - the same rules apply to other types of social security like SSDI, but there are additional work restrictions with disability benefits that you'd need to be aware of.

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Good point about SSDI being different. That's a whole other set of rules about substantial gainful activity.

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Right, but for regular retirement social security like the OP is talking about, there's no conflict with UI benefits.

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The system is so confusing sometimes. I'm glad this thread exists because I was wondering the same thing.

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I know right? There's so much conflicting information online about this stuff.

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Quick question - does anyone know if the job search requirement is different for older workers? Like do they expect you to apply to the same types of jobs as younger people?

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The job search requirements are the same regardless of age. You need 3 job search activities per week and they should be for suitable work based on your background and experience.

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That's what I figured. Just wanted to make sure there weren't any special accommodations.

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No special accommodations but 'suitable work' does take into account your previous wage level and job skills, so you're not expected to take just anything.

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I tried calling ESD about this same question last week and could never get through. Finally used that Claimyr thing someone mentioned and got connected to an agent in like 20 minutes. They confirmed everything everyone's saying here about social security not affecting UI benefits.

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That's really helpful to know! I might try that if I have more questions after filing.

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Definitely worth it if you need to talk to someone. Way better than spending hours trying to get through on your own.

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Update: I filed my claim this morning and it went through without any issues so far. Thanks everyone for the encouragement and information!

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Great job! Now make sure to file your weekly claims on time and keep up with your job search requirements.

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Awesome! You'll probably get your first payment in a couple weeks if everything stays on track.

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Congrats on taking that step! Keep us posted on how it goes.

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This thread was super helpful. I'm 66 and just got laid off from my part-time job. Glad to know I can file for UI while getting my social security.

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Definitely file! No reason not to if you meet the other requirements.

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Planning to file tomorrow. Thanks for sharing your experience!

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For what it's worth, I know several people who have collected both simultaneously without any problems. Washington state is pretty straightforward about this compared to some other places.

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That's reassuring! I was worried it might cause complications with my social security.

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Nope, they're completely separate systems. Just make sure you report everything accurately on your weekly claims.

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The most important thing is being honest about your availability for work. If you're truly looking for employment and able to work, collecting social security shouldn't be an issue at all.

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Absolutely. I genuinely do want to find another part-time position.

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Then you should be fine! Just document your job search activities properly and you're good to go.

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One last thing - if you do end up needing to appeal anything or have complex questions, don't hesitate to use resources like that Claimyr service to actually talk to someone at ESD. Sometimes these situations need human clarification.

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Good advice! I'll keep that in mind if any issues come up during the process.

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Better to get clarity upfront than deal with problems later. The ESD agents are actually pretty helpful when you can reach them.

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Thanks again everyone! This has been incredibly helpful. I feel much more confident about the whole process now.

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You're welcome! Feel free to post updates or new questions as you go through the process.

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Good luck with your claim and your job search!

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