Can you draw unemployment while on social security in Washington ESD?
I'm 64 and recently got laid off from my part-time job at a retail store. I've been collecting social security for about 8 months now but it's not enough to cover all my bills. My former supervisor said I should file for unemployment but I'm not sure if Washington ESD allows you to collect both at the same time. Has anyone been in this situation? I don't want to mess up my social security by filing a UI claim if it's not allowed.
60 comments


Keisha Williams
Yes, you can collect both unemployment and social security in Washington state. They're separate programs and don't affect each other. However, you still need to meet all the regular UI requirements like being able and available for work and actively job searching.
0 coins
Yara Nassar
•That's a relief! Do I need to report my social security income when I file my weekly claims?
0 coins
Keisha Williams
•Yes, you'll need to report your social security as other income on your weekly claims. It won't reduce your UI benefits though since it's not wages from work.
0 coins
Paolo Ricci
I'm in a similar boat - 62 and collecting early retirement social security. Been unemployed for 3 weeks and just filed my UI claim. Washington ESD approved it no problem. The tricky part is proving you're actively looking for work when you're older.
0 coins
Yara Nassar
•How are you handling the job search requirement? I'm worried employers won't want to hire someone my age.
0 coins
Paolo Ricci
•You still have to do 3 job search activities per week and log them in WorkSourceWA. I've been applying to part-time positions mostly since that's what I was doing before.
0 coins
Amina Toure
•Age discrimination is real but you can't let that stop you from meeting the job search requirements. Document everything properly in your job search log.
0 coins
Oliver Zimmermann
Just wanted to mention that if you're having trouble getting through to Washington ESD to ask questions about this, I used a service called Claimyr recently that helped me reach an actual agent. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Made it so much easier than trying to call repeatedly.
0 coins
Yara Nassar
•Is that legit? I've been trying to call Washington ESD for days to ask about this exact question.
0 coins
Oliver Zimmermann
•Yeah it's totally legitimate. They basically call for you and get you connected to an ESD agent. Saved me hours of trying to get through myself.
0 coins
CosmicCommander
The key thing to remember is that your social security won't count against your weekly benefit amount. But if you start earning wages from a new job, those will reduce your UI benefits dollar for dollar after the first $5.
0 coins
Yara Nassar
•Good to know! So if I find part-time work I can still collect partial unemployment?
0 coins
CosmicCommander
•Exactly. As long as you earn less than your weekly benefit amount plus $5, you can get partial benefits.
0 coins
Natasha Volkova
Wait I thought social security counted as income that would reduce your unemployment? I'm confused now.
0 coins
Keisha Williams
•No, social security retirement benefits don't reduce your UI benefits in Washington. Only wages from work count against your weekly benefit amount.
0 coins
Natasha Volkova
•Thanks for clarifying! I was worried about that too since I might be in this situation soon.
0 coins
Javier Torres
One thing to be prepared for - when you file your initial claim, Washington ESD might put it into adjudication to verify your work history and eligibility. This is normal but can take a few weeks to resolve.
0 coins
Yara Nassar
•What's adjudication? Should I be worried if that happens?
0 coins
Javier Torres
•Adjudication just means they're reviewing your claim to make sure everything is correct. It's routine, especially for people with unique situations like collecting social security.
0 coins
Amina Toure
•If your claim goes into adjudication and you need to speak with someone at ESD about it, that Claimyr service someone mentioned earlier could help you get through to an agent faster.
0 coins
Yara Nassar
Another question - do I need to include my social security award letter when I file my UI claim?
0 coins
Keisha Williams
•You don't need to upload it initially, but keep it handy in case they ask for verification of your other income during the process.
0 coins
Yara Nassar
•Perfect, I have all my paperwork ready just in case.
0 coins
Emma Davis
Just file the claim! I was overthinking it too when I was in your situation last year. Washington ESD will sort out any issues during the review process. Don't let perfect be the enemy of good.
0 coins
Yara Nassar
•You're right, I need to just do it. How long did it take for your first payment?
0 coins
Emma Davis
•About 3 weeks total from filing to first payment, but that included a week of adjudication.
0 coins
Paolo Ricci
One more tip - when you do your weekly claims, make sure you answer the question about being able and available for work correctly. Even though you're collecting social security, you still need to be genuinely available for work.
0 coins
Yara Nassar
•That makes sense. I am looking for part-time work so I would be available.
0 coins
Paolo Ricci
•Exactly! Just make sure your job search activities reflect the type of work you're actually willing and able to do.
0 coins
Amina Toure
For anyone else reading this thread - the same rules apply to other types of social security like SSDI, but there are additional work restrictions with disability benefits that you'd need to be aware of.
0 coins
Malik Johnson
•Good point about SSDI being different. That's a whole other set of rules about substantial gainful activity.
0 coins
Amina Toure
•Right, but for regular retirement social security like the OP is talking about, there's no conflict with UI benefits.
0 coins
Isabella Ferreira
The system is so confusing sometimes. I'm glad this thread exists because I was wondering the same thing.
0 coins
Yara Nassar
•I know right? There's so much conflicting information online about this stuff.
0 coins
Ravi Sharma
Quick question - does anyone know if the job search requirement is different for older workers? Like do they expect you to apply to the same types of jobs as younger people?
0 coins
Amina Toure
•The job search requirements are the same regardless of age. You need 3 job search activities per week and they should be for suitable work based on your background and experience.
0 coins
Ravi Sharma
•That's what I figured. Just wanted to make sure there weren't any special accommodations.
0 coins
Paolo Ricci
•No special accommodations but 'suitable work' does take into account your previous wage level and job skills, so you're not expected to take just anything.
0 coins
NebulaNomad
I tried calling ESD about this same question last week and could never get through. Finally used that Claimyr thing someone mentioned and got connected to an agent in like 20 minutes. They confirmed everything everyone's saying here about social security not affecting UI benefits.
0 coins
Yara Nassar
•That's really helpful to know! I might try that if I have more questions after filing.
0 coins
NebulaNomad
•Definitely worth it if you need to talk to someone. Way better than spending hours trying to get through on your own.
0 coins
Yara Nassar
Update: I filed my claim this morning and it went through without any issues so far. Thanks everyone for the encouragement and information!
0 coins
Keisha Williams
•Great job! Now make sure to file your weekly claims on time and keep up with your job search requirements.
0 coins
Emma Davis
•Awesome! You'll probably get your first payment in a couple weeks if everything stays on track.
0 coins
Paolo Ricci
•Congrats on taking that step! Keep us posted on how it goes.
0 coins
Freya Thomsen
This thread was super helpful. I'm 66 and just got laid off from my part-time job. Glad to know I can file for UI while getting my social security.
0 coins
Yara Nassar
•Definitely file! No reason not to if you meet the other requirements.
0 coins
Freya Thomsen
•Planning to file tomorrow. Thanks for sharing your experience!
0 coins
Omar Fawaz
For what it's worth, I know several people who have collected both simultaneously without any problems. Washington state is pretty straightforward about this compared to some other places.
0 coins
Yara Nassar
•That's reassuring! I was worried it might cause complications with my social security.
0 coins
Omar Fawaz
•Nope, they're completely separate systems. Just make sure you report everything accurately on your weekly claims.
0 coins
Chloe Martin
The most important thing is being honest about your availability for work. If you're truly looking for employment and able to work, collecting social security shouldn't be an issue at all.
0 coins
Yara Nassar
•Absolutely. I genuinely do want to find another part-time position.
0 coins
Chloe Martin
•Then you should be fine! Just document your job search activities properly and you're good to go.
0 coins
Diego Rojas
One last thing - if you do end up needing to appeal anything or have complex questions, don't hesitate to use resources like that Claimyr service to actually talk to someone at ESD. Sometimes these situations need human clarification.
0 coins
Yara Nassar
•Good advice! I'll keep that in mind if any issues come up during the process.
0 coins
Diego Rojas
•Better to get clarity upfront than deal with problems later. The ESD agents are actually pretty helpful when you can reach them.
0 coins
Yara Nassar
Thanks again everyone! This has been incredibly helpful. I feel much more confident about the whole process now.
0 coins
Keisha Williams
•You're welcome! Feel free to post updates or new questions as you go through the process.
0 coins
Amina Toure
•Good luck with your claim and your job search!
0 coins