TWC direct deposit timing with Chase Bank - first payment process date

With Chase, my deposits from TWC usually hit my account the day after the process date. Sometimes it shows up pending late in the evening on the process date, but don't count on it being available until the next business day. Just make sure you check both your available balance AND pending transactions - sometimes it'll be in pending before it's available to spend.

Thanks! I'll keep checking my pending transactions tonight then. Keeping my fingers crossed it shows up tomorrow since my rent is due soon.

mine took 2 days with chase last month

Really? Did it at least show as pending before that?

TWC direct deposits typically take 1-2 business days after the process date to appear in your bank account. Important note: weekends don't count as business days, so if your process date falls on a Friday, you might not see the funds until Monday or Tuesday. With Chase specifically, many people (including myself) see the deposit the next business day after processing.\n\nIf you don't see anything by the second business day after your process date, I'd recommend calling TWC to verify they have the correct account information on file. You can check your payment status on the TWC website under Payment Information to confirm it shows as 'processed' rather than just 'approved.

That makes sense about the business days. My process date is Tuesday so hopefully I'll see it by Thursday at the latest. The status does say 'processed' on the website so that's good. Thanks for the detailed explanation!

Usually took 24 hours for me but sometimes 48. Chase is pretty quick compared to some other banks for TWC deposits.

I HAD THE SAME PROBLEM 2 MONTHS AGO!!! I waited and waited and nothing showed up. Turns out TWC had my account number wrong by ONE digit! They said they

Oh no, that sounds awful! I just double checked and my account info looks correct in the system. Thanks for the warning though, definitely something to keep an eye on.

If you need to get through to a TWC representative to check on your payment status or confirm your banking details, I highly recommend using Claimyr. After trying for days to reach someone at TWC and only getting busy signals, I used their service and got connected to a TWC agent in about 15 minutes. You can check out their demo at https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh or go to claimyr.com. Especially useful if you need to resolve direct deposit issues quickly since those can take weeks to fix if there's a problem.

Thanks for the tip! If my deposit doesn't show up by Thursday I might give that a try. The TWC phone lines are impossible to get through on your own.

I've been on TWC benefits for about 4 months now with Chase direct deposit. In my experience, it's really consistent - always hits my account the next business day after the process date. Sometimes it even shows up late in the evening on the process date itself (around 10-11pm), but it's not available to use until the next day.\n\nOne important thing to remember is that your first payment might take a little longer than subsequent payments. My first one took 2 business days, but every payment after that has been next-day like clockwork.\n\nAlso, make sure you keep doing your payment requests on time every two weeks! I missed one by a day and it completely messed up my payment schedule.

That's really helpful to know about the first payment potentially taking longer. And don't worry, I've got calendar reminders set for my payment request days - definitely don't want to mess that up!

did u check your spam folder for the twc email? sometimes they send confirm when its processed

Just checked and there's nothing there. My TWC correspondence preferences are set to paper mail anyway, so I'm not sure they would email me.

Update us when you get your deposit! I'm curious if Chase is still running on the same timeline as when I was on unemployment last year.

Just wanted to update - money hit my account this morning! So it took one business day after the process date. Thanks everyone for your help!

Awesome news! Good to know Chase is still keeping that same timeline. I'm filing for unemployment next month so this thread has been super helpful to bookmark for when I get to that point. Thanks for following up with the update!

Glad everything worked out for you! Chase seems to be one of the more reliable banks for TWC deposits. For anyone else reading this thread, it's also worth noting that you can set up account alerts through Chase to get notified immediately when deposits hit your account - really helpful when you're waiting on that first payment and need to know as soon as it arrives. The peace of mind is worth it when you've got bills due!

Just chiming in as someone who went through this exact situation a few months ago! I had Chase and my first TWC payment took exactly 2 business days to show up in my account. What really helped me was downloading the Chase mobile app and turning on push notifications for deposits - that way I got an instant alert when it finally hit instead of obsessively checking my balance every hour. Also, pro tip: if you're ever worried about timing with bills, Chase customer service can sometimes give you a temporary overdraft courtesy if you explain you're waiting on unemployment benefits. Not guaranteed, but worth asking if you're in a tight spot. Glad to see from the updates that everything worked out smoothly!

Just want to add my experience for anyone else who might be reading this! I've been using Chase for TWC deposits for about 6 months now, and it's been super consistent - almost always next business day after the process date shows on the TWC site. The only time it took longer was during a federal holiday week when everything got pushed back a day. One thing I learned the hard way is to make sure you're checking your "available balance" vs your "current balance" in the Chase app - sometimes the deposit shows up in current balance first but isn't actually available to spend until the next morning. Also, if you're ever having issues with direct deposit, definitely keep your old debit card or check ordering info handy as backup - TWC can switch you back to paper checks pretty quickly if needed, though obviously direct deposit is way more convenient. Hope this helps future folks going through the same stress!

I'm dealing with the same situation right now - my process date was yesterday and I'm banking with Chase too. Reading through everyone's experiences here has been super reassuring! It sounds like Chase is pretty reliable for TWC deposits. I'm keeping my fingers crossed it shows up tomorrow since I have some bills due this weekend. The waiting is definitely nerve-wracking when you're already stressed about finances. Thanks to everyone who shared their timelines - it really helps to know what to expect, especially for us newcomers to the unemployment process!

I've been using Chase for my TWC deposits for about 8 months now, and I can confirm what most people are saying here - it's usually next business day after the process date. One thing I'd add that hasn't been mentioned much is that if you're ever concerned about the timing, you can actually call Chase customer service and they can see pending ACH deposits before they show up in your account or app. I've done this a couple times when I had tight deadlines with bills and it gave me peace of mind knowing the deposit was in the pipeline even if it wasn't showing yet. Also, just wanted to echo what others said about setting up those mobile alerts - total game changer for reducing anxiety during those first few payments when you're still figuring out the timing!

This whole thread has been incredibly helpful! I'm going through my first TWC claim process right now and haven't set up direct deposit yet - I was worried about potential delays or complications. After reading everyone's experiences with Chase, I think I'll go ahead and set it up rather than waiting for paper checks. It sounds like Chase is pretty reliable for TWC deposits, and the next-day timing is way better than waiting for mail. Thanks to everyone who shared their timelines and tips, especially about the mobile alerts and checking pending transactions. For those of us new to this process, these real-world experiences are so much more valuable than the vague info on the TWC website!

I'm also with Chase and just started my unemployment claim process last week. This thread has been so informative! I'm still waiting for my first payment to be processed, but it's really reassuring to see how consistent Chase has been for everyone with the next-day deposits. One question - for those of you who have been doing this for a while, do you notice any difference in timing between your first payment versus ongoing payments? Some people mentioned the first one might take a bit longer. I'm trying to plan my budget accordingly since I have some upcoming expenses. Thanks for all the detailed experiences everyone has shared!

I just went through this exact same process with Chase about 3 weeks ago! My first TWC payment had a process date on a Wednesday, and I was checking my account obsessively every few hours. It ended up hitting my Chase account Thursday morning around 8 AM - so exactly one business day later. What really helped my anxiety was setting up the Chase mobile app notifications for deposits like others mentioned. Also, I learned to check the "pending transactions" section in addition to my main balance, because sometimes it shows up there first before being fully available. The consistency has been great since then - every payment request I've made has followed the same next-business-day pattern. One tip: if your process date falls on a Friday, don't panic if you don't see it Saturday - remember weekends don't count as business days, so Monday is when you'd expect to see it. The waiting is definitely stressful when you're dealing with bills, but Chase seems to be really reliable for TWC deposits!

I'm going through the exact same thing right now! My process date was today (Friday) and I'm also with Chase. Reading through everyone's experiences here has been such a relief - I was starting to worry when I didn't see anything by this evening, but now I understand it's because weekends don't count as business days. So I should expect to see it Monday or Tuesday at the latest. I've already set up the mobile notifications that everyone recommended and I'm going to stop obsessively checking my balance every hour! It's amazing how much stress this waiting period adds when you're already dealing with unemployment. Thanks to everyone who shared their timelines - this thread should honestly be pinned for newcomers like me who have no idea what to expect with their first payment.