New York Unemployment

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Ask the community...

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Also remember you can only collect benefits for 26 weeks maximum in NY unless there's some special program running. And you have to do the job search requirements every week or they'll cut you off.

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Good point about the job search requirements! @Jasmine just so you know, you'll need to document 3 job search activities each week to keep getting benefits. They're pretty strict about this - things like applying to jobs, attending job fairs, or networking events all count. Keep good records because they do audit people randomly.

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One thing I'd add is that you should apply as soon as possible after losing your job. There's a one-week waiting period in NY before you can start receiving benefits, and the longer you wait to file, the more money you're potentially leaving on the table. I made the mistake of waiting three weeks thinking I'd find something quickly, and I basically lost out on those potential benefit weeks since you can't backdate your claim very far. Also, even if you think you might not qualify for some reason, it's worth applying anyway - the worst they can do is say no, but you might be surprised.

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This is really helpful advice! I didn't realize there was a waiting period. Quick question - when you say you can't backdate claims very far, do you know exactly how far back they'll let you go? I'm worried I might have already waited too long since I got laid off about 10 days ago.

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@Freya 10 days isn't too bad! From what I remember, you can typically backdate up to 4 weeks from when you file, but they prefer you apply within the first week of unemployment. Since you're still within that window, you should be fine. Just make sure to file today if possible - the sooner the better. The key thing is being able to prove when your employment actually ended, so have your termination paperwork ready when you apply.

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Another thing to check - if you're seeing "pending adjudication" make sure you've submitted all required documents. Sometimes they send you a notice requesting pay stubs, separation letter, or other proof but people miss it. Check your online account for any "correspondence" or "messages" section. I missed a document request for 2 weeks because I didn't realize they had sent me something through the portal instead of regular mail. Once I uploaded what they needed, my claim moved forward pretty quickly.

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This is really helpful advice! I just checked and there actually was a message in my correspondence section that I totally missed. They were asking for my separation letter from my employer. No wonder my claim has been sitting there. Thanks for pointing this out - I probably would have kept waiting and wondering what was wrong. Going to upload the document right now.

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One more tip - if you're stuck in adjudication, you can also check the "Monetary Determination" section in your account. This will show if they've calculated your benefit amount, which is a good sign that the basic eligibility stuff is approved and they're just reviewing specific details. Also, keep certifying your weekly claims even while in adjudication - you'll get backpay for those weeks once it's resolved. I made the mistake of stopping my weekly certifications thinking there was no point, and it just created more delays when my claim finally got approved.

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Just FYI for anyone reading this - if you switch from check to direct deposit mid-claim, there can be a 1-2 week delay while NYS Department of Labor processes the change. Don't panic if your first direct deposit doesn't come exactly when expected.

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I've been getting my NYS unemployment direct deposits at around 2:45 AM on Tuesdays with TD Bank. One thing I learned is that holiday weeks can push it back a day, so if Monday is a federal holiday expect it Wednesday instead. Also make sure you're checking the right account - I accidentally had mine going to an old savings account for two weeks before I realized!

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Good point about the holiday delays! I just started collecting and didn't know about that. Also thanks for mentioning checking the right account - I almost made that mistake too when setting up my direct deposit info.

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I've been dealing with this same concern for months! I'm a remote worker who sometimes travels to visit clients or family, and I was constantly worried about filing from different locations. What really helped me was realizing that the NYS DOL cares about your **work availability**, not your filing location. I've filed from coffee shops, hotels, and family homes across multiple counties without any issues. The key is being able to honestly answer "yes" when they ask if you're able and available for work. As long as you can realistically accept a job offer in your designated labor market area and return for work when needed, temporary travel while filing is perfectly normal. I think many of us newcomers to unemployment benefits overthink the technical aspects when the real focus should just be on maintaining genuine job search efforts and availability. Don't let location anxiety prevent you from living your life or handling necessary travel!

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This is exactly what I needed to hear as someone new to all this! I just started filing a few weeks ago and have been so anxious about an upcoming work conference in another city. Your point about focusing on work availability rather than filing location really resonates with me. I keep getting caught up in the technical details when the real question is simple: can I accept a job if offered? And the answer is definitely yes, regardless of where I happen to submit my weekly claim. It's reassuring to know other people have filed from various locations without problems. I think I was making this way more complicated in my head than it actually is. Thanks for sharing your experience - it's really helpful to hear from someone who's been dealing with this same worry for a while!

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As someone who just started filing unemployment claims last week, this entire thread has been incredibly helpful! I was getting really anxious about having to file from my parents' house this weekend when I visit them in the next county over. Reading everyone's experiences - especially the technical explanation about IP addresses and the clarification about temporary vs. permanent location changes - has really put my fears to rest. It sounds like the main thing is being honest about work availability rather than stressing about where you physically submit the claim. I can definitely say I'm able and available for work regardless of where I'm visiting, so I think I was overthinking this whole thing. Thanks to everyone who shared their stories - it's so reassuring for us newbies to hear that occasional travel while filing is totally normal!

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I went through a similar situation about 8 months ago and wanted to share what I learned. The key thing that helped my case was getting a detailed letter from my psychiatrist that specifically outlined how my depression and anxiety prevented me from performing essential job functions - not just that I had these conditions, but exactly how they impacted my work capacity. I also had to prove I made good faith efforts to address the situation before leaving. In my case, I had requested schedule changes and reduced customer interaction duties, but my employer couldn't accommodate them. The whole process took about 10 weeks from filing to getting my first payment, and I had to do a phone interview where they asked very specific questions about my medical situation and work history. One thing that really helped was contacting a local legal aid organization that had experience with unemployment cases - they helped me understand exactly what documentation I needed and how to present my case. The process is definitely stressful, but it is possible to get approved if you have the right medical evidence and can show you exhausted other options first.

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This is exactly the kind of detailed information I was hoping to find - thank you so much for sharing your experience! The 10-week timeline is really helpful to know since I've been worried about how long I might be without income. I'm definitely going to ask my therapist for a more specific letter about how my conditions affect my work performance rather than just general treatment documentation. The idea of contacting legal aid is brilliant - I hadn't thought of that but having someone who understands the system help me navigate this would be invaluable. Can I ask what kinds of questions they asked during the phone interview? I want to make sure I'm prepared and can clearly articulate my situation when the time comes. It's so encouraging to hear from someone who actually got approved after going through this process. Thank you for giving me hope that this is possible with the right preparation and documentation.

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@Keisha Taylor During the phone interview, they asked really specific questions about my medical timeline - like when I was first diagnosed, when my symptoms started affecting work, what specific accommodations I requested and when, and why I felt I had no choice but to leave. They also wanted to know exactly what job duties I couldn t'perform because of my condition. The interviewer was actually pretty understanding, but they needed concrete examples. For instance, I had to explain how my panic attacks made it impossible to handle the cash register during busy periods, and how my depression was causing me to call out frequently which was affecting my performance reviews. They also asked about my treatment plan and whether I was able and available to work which (is tricky with mental health - you have to show you re'getting treatment but also that you could work if you found a suitable job .)Having all my documentation organized beforehand really helped me answer their questions clearly. The legal aid attorney I worked with did a practice interview with me which was incredibly helpful for preparing.

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I'm a social worker who has helped several clients navigate this exact situation in NY. One thing I want to emphasize is that timing is crucial - don't quit your job until you have all your documentation in order and have explored accommodations with your employer first. The NYS Department of Labor looks very carefully at whether you made reasonable efforts to preserve your employment before leaving. I'd recommend getting a comprehensive evaluation from a licensed mental health professional that specifically addresses your work capacity and functional limitations. Also, consider applying for FMLA leave first if you're eligible - this gives you job protection while you get treatment and figure out your next steps. If you do end up needing to file for unemployment, be prepared for the adjudication process to take 8-12 weeks, so make sure you have some financial cushion or other support systems in place. Feel free to reach out if you need help finding mental health resources or legal aid organizations in your area - there are people who want to help you through this.

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@Natalie Adams This is incredibly valuable advice from a professional perspective - thank you! The timing aspect you mentioned is something I ve'been struggling with. I ve'been feeling so overwhelmed that part of me just wants to quit immediately, but you re'absolutely right that I need to have everything in order first. The 8-12 week timeline for adjudication is honestly scary given my financial situation, but it s'better to know what to expect upfront. I m'definitely going to look into FMLA first - I didn t'realize it could provide job protection while I get treatment. That seems like a much safer approach than jumping straight to quitting. Would you be able to point me toward any specific resources for finding mental health evaluations that focus on work capacity? My current therapist is great for treatment but I m'not sure if they have experience with the kind of detailed functional assessments that seem to be needed for these claims. I really appreciate you offering to help with resources - it means so much to have professional guidance during such a difficult time.

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@Natalie Adams I m'in a similar situation and this advice is so helpful. I ve'been dealing with severe anxiety that s'making it really hard to function at my job, but I ve'been scared to approach my employer about accommodations because I work at a small company and I m'worried about how they ll'react. Do you have any suggestions for how to approach smaller employers who might not have formal HR departments or much experience with mental health accommodations? Also, when you mention getting a comprehensive evaluation focused on work capacity, should I be looking for a specific type of mental health professional or specialist? I want to make sure I m'getting the right kind of documentation if I do end up needing to file a claim. The financial reality of being without income for 8-12 weeks is really daunting, so I definitely want to explore every other option first.

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