NY unemployment approved but no payments in 6 weeks - might lose home due to Chapter 13 bankruptcy

The 10-week entitlement review waiting period sounds unusual. I've gone through the NY unemployment system recently and while there are sometimes delays, 10 weeks is excessive especially when everything is 'clear on their end.' You have a few options: 1. Contact your state representative/assemblyperson - they can often intervene in these cases, especially with the housing situation 2. File for an emergency hardship review - call the NYSDOL back and specifically mention 'financial hardship' and 'risk of homelessness' - this should trigger an expedited review 3. For immediate housing concerns, contact your local HRA (Human Resources Administration) office about the "One Shot Deal" emergency assistance program - they can potentially help with a month of rent while this gets sorted out Hope this helps, and hang in there!

omg that's awful!!! ive been on ny unemployment since december and got paid after like 3 weeks, no clue why ur waiting so long

The system is COMPLETELY BROKEN. I waited 8 weeks last year and almost lost everything too. They keep saying "everything looks fine" but won't actually pay you!! And then they have the nerve to say you can't escalate until TEN WEEKS?? That's insane. What worked for me was calling my state senator's office. They have special contacts at NYSDOL that can actually GET THINGS DONE. The regular phone reps are useless - they just read scripts and have no power to help anyone. Good luck - the system is designed to make people give up!!!

I work as a paralegal at a bankruptcy firm and deal with this situation frequently. Here's what you need to do: 1) Contact your bankruptcy attorney IMMEDIATELY - they can file a motion for temporary suspension or modification of your Chapter 13 plan payments based on temporary hardship. This is common and judges are usually understanding with unemployment situations. 2) Your bankruptcy attorney can also prepare an affidavit explaining your unemployment situation to prevent dismissal. 3) For the unemployment side, there's actually a specific form you need: Request for Expedited Determination (Form UB-75.5). Most phone reps don't mention this. You can download it from the NYSDOL website, fill it out emphasizing your bankruptcy situation, and upload it to your account. Don't wait - the Chapter 13 situation is actually the lever you need to get your unemployment expedited.

Hate to tell you but i went through excactly this last year. Everything "looked fine" but no payments for 8 weeks. Called 157 TIMES before getting through to someone who could actually help. The regular phone system is useless - they just tell you to wait and wait and wait. My situation got resolved in 3 days after I finally used Claimyr (claimyr.com) to reach a tier 2 agent who fixed everything. They charge a fee but you can see how it works in their video demo (https://youtu.be/Rdqa1gKtxuE). With your bankruptcy situation I wouldn't wait another day - get to an actual agent who can fix things now.

Have you checked if your claim got flagged for identity verification? This happened to me and I was waiting FOREVER with no payments. The weird thing was nothing in my account showed any problems - it just said "pending" for weeks. Go to your online account and look for any messages or "Action Items" that might be hidden. Sometimes they send letters in the mail that never arrive too. Also check if your previous employer is contesting your claim. That can cause super long delays.

have you tried the emergency rent assistance program?? its different from the regular rent assistance and they process applications faster if ur about to be evicted

Following up on some of the advice you've received - I want to emphasize contacting your bankruptcy attorney immediately. The Chapter 13 plan can be modified due to substantial changes in circumstances, which unexpected unemployment certainly qualifies as. Regarding expediting your unemployment benefits, document everything: 1. Write down the name and ID number of every rep you speak with 2. Note the date/time of every call 3. Request a specific timeline for resolution each time 4. Use the phrase "financial hardship with risk of homelessness due to bankruptcy proceedings" - this exact wording can trigger priority handling And yes, I'd recommend trying the service someone mentioned or contacting your state representatives. In cases like yours, time is critical.

Let me tell u something about NY unemployment from personal experience. I had to wait 7 weeks for my first payment in 2025. HOWEVER you will get all backpay at once when they finally approve you. So at least youll get a big lump sum of like $3,600 all at once. Doesnt help now I know but at least youll eventually get everything your owed.

BTW my neighbor had their bankruptcy case temporarily suspended because of unemployment issues. The court gave them 90 days of reduced payments until benefits kicked in. DONT listen to people saying you have to wait 10 weeks - that's the standard garbage they tell EVERYONE to get you off the phone. The system is designed to frustrate you into giving up!!!

Any updates? Were you able to get through to someone who could actually help? I'm really curious if any of these suggestions worked for you because I know how frustrating the whole system can be.