
Ask the community...
The exact same thing happened to me! After months of frustration I finally used Claimyr and got through to an actual competent IRS agent. Turns out my return was sitting in some obscure holding queue because of a mismatch with my address format of all things. The agent was able to release it right there during the call. It was the only way I could talk to a live agent who actually took the time to search thoroughly. claimyr.com saved me from waiting another 6 months.
That's wild that it was just an address format issue. The system is so fragile. I'm definitely going to try Claimyr if I keep hitting dead ends. Did they find your return right away or did it take some digging?
18d
The first agent actually couldn't find it either! But I insisted something was wrong and asked to speak with a supervisor. The supervisor found it in like 2 minutes in some secondary system they have. Definitely worth getting someone who knows what they're doing.
18d
save ALL your records!!! acceptance confirmation, screenshots, everything. i went thru this in 2022 and had to prove to the IRS their own system was wrong. it was a nightmare but i did eventually get my refund + interest.
So I've dealt with this exact situation before. When SBTPG changes from funded to unfunded after showing all your fees, it means they've finished processing your refund and sent your money to your bank. Your bank will typically receive it within 24 hours, but may take 1-2 days to post it to your account depending on their processing times. If tomorrow is your due date, I'd expect to see the money in your account by end of day tomorrow at the latest. If not, then you can start investigating, but this status change is actually part of the normal process.
This is the correct answer ⬆️
18d
Thank you so much for the detailed explanation! This makes me feel a lot better.
18d
I still don't understand why the IRS can't create a decent tracking system like literally every other organization on the planet. UPS, FedEx, Amazon, even my local pizza place can tell me exactly where my stuff is in real-time. But the federal government with billions in budget can't tell me where my own money is? It's insane.
oh please 🙄 they have plenty of money. they just waste it all on bureaucracy instead of actual useful services
18d
Ever tried using taxr.ai? It gives you a much clearer picture of what's happening with your refund than the IRS website. Helped me figure out exactly where my refund was in the process and when to expect it.
18d
Is anyone else's transcript showing code 570 and 971? Mine has those and DDD disappeared 😳
570 is a refund hold and 971 means they sent you a notice. You might be getting audited or they found a math error. Check your mail.
18d
I had this last year. Used taxr.ai to understand what was happening and it turned out they were just verifying my W2 with my employer. Refund came about 2 weeks later.
18d
After 6 hours of trying to reach the IRS about my missing refund (kept getting disconnected after 2 hour holds), I finally tried claimyr.com and got through! IRS agent told me my refund was flagged because I accidentally entered a wrong W2 amount, but she fixed it right on the call. Scheduled for direct deposit next week now! It was the only way I could talk to a live person at the IRS without wasting an entire day.
Pro tip: if ur refund is delayed past ur transcript date and u cant get thru to anyone at the irs, try using claimyr.com to get a callback. talking to an agent got my refund released same day when it was stuck in processing for weeks. Absolute lifesaver when I was desperate.
Does the IRS charge for this service? Or is this a third party thing?
18d
Its a third party service that basically navigates the IRS phone system for you and gets you in line for a callback. Totally worth it when ur desperate and cant get thru on ur own after trying for days
18d
My transcript has shown 3/26 for almost two weeks now. So frustrating just waiting and waiting. Why can't they just process these things faster??? 😠
If anyone is confused by all the transcript codes, I had NO idea what I was looking at until I tried taxr.ai - completely broke down what every code meant and why my refund was held up. Apparently I had an income verification issue I didn't even know about. The tool showed me exactly what was happening and when I'd likely get my DDD. Super helpful since the IRS website is so vague. https://taxr.ai
I've been trying to understand my transcript for weeks and was about to give up. Just checked out taxr and it literally explained everything in 2 minutes. Why doesn't the IRS make their systems this clear??
18d
Right?? The IRS seems to intentionally make everything confusing. My favorite part was how it explained WHY I was getting each notice instead of just what the codes meant.
18d
I called the IRS yesterday using claimyr.com (they get you through to an agent when the lines are busy) and they confirmed my DDD of 4/15 is correct. The agent said most banks will receive the funds 1-2 days before the DDD but when they release it depends on the bank's policy. Talking to an actual human at the IRS gave me peace of mind.
is it safe though? do they need your personal info?
18d
They don't need any tax info. They just need your phone number to call you back once they get an agent on the line. Then you talk directly to the IRS.
18d
UPDATE: saw this post yesterday and was in the same boat with a 570 code. Used taxr.ai to analyze my transcript and it showed me exactly what was happening - they were verifying my EIC claim. Even showed the expected timeline for resolution based on current IRS processing times. Finally have peace of mind knowing what's going on!! Would've never figured this out on my own from just looking at the transcript codes.
just tried it too! found out my 570 was because of an address mismatch of all things 🤦♂️ now i know what to fix
18d
Did u file with a tax preparer or software? Sometimes they can contact the IRS on your behalf and get more info.
I used TurboTax but I don't think they offer that service unless you paid for the audit defense thing, which I didn't
18d
Filed my taxes online back in early March and got an email from the IRS a week later saying I need to verify my identity before they can process my return. The email said they mailed a letter with a confirmation code that I'd need to complete the verification process through their ID.me portal. It's been over 5 weeks now and still no letter in my mailbox. I've checked my mail every single day. Called the IRS verification hotline three times but can't get through to a real person. The automated system just tells me to wait for the letter. My tax refund is about $4,200 which I really need right now for some home repairs. Has anyone else dealt with this verification delay? Is there another way to get this confirmation code or bypass this step? My processing status is just stuck at "Your return has been received and is being processed."
Pro tip: if you have a tax preparer (like H&R Block or a local CPA), they can sometimes call the IRS Practitioner Priority Line on your behalf. These lines have much shorter wait times, and tax pros can request a verification override or at least get info about why your letter hasn't arrived.
I'm in year TWO of this nightmare. Yes, that's right - TWO YEARS trying to get my 2021 refund. Multiple verification letters that never arrived, countless phone calls, three in-person appointments. Still no resolution. Prepare for the long haul. The IRS is beyond broken.
omg two years??? this is terrifying 😱
18d
I'm on 18 months for mine. The system is completely disfunctional.
18d
The IRS is running about 6-8 weeks behind on processing returns this year based on what I've seen in this sub. The date change is probably just their system doing a periodic update. Hang tight.
I work for a tax prep service. The "as of date" changing usually means your return has been pulled for processing from the general queue. It's a good sign! Most of our clients see their transcripts populate within 2 weeks after this date change, but it can vary based on complexity.
That's so helpful to know - thanks! My return is pretty straightforward except for the EITC claim. Hopefully it won't take too much longer then.
18d
Bet it's a identity verification thing. Either that or they're checking your income/deductions. I had this last year. Got a letter, had to upload some documents proving my identity, and then my refund was released about 2 weeks later. Don't stress too much, these are just random checks they do.
They're just doing this to earn interest on our money for as long as possible. Pure scam. I had a hold placed on my refund for no reason last year. When the letter finally arrived it just asked me to verify my identity by answering a few basic questions. Got my refund 3 weeks later with zero explanation for the hold.
Actually the IRS doesn't make interest on held refunds. That's not how government accounting works. They do these holds to prevent fraud, which is a massive problem.
18d
@profile34 ok whatever you say mr irs man 🙄
18d
Nathaniel Stewart
While you're waiting, make sure your banking info is correct in the IRS system. I had my DDD but the deposit got rejected because my account number was off by one digit. Took an extra 3 weeks to get a paper check 😭 Just double check everything is right in your tax return!
0 coins
Alexander Evans
Ooof that sucks! I'm pretty sure mine is correct but I'll double check. Definitely don't want any more delays
0 coins
18d
Write a comment...
Riya Sharma
The DDD is not a suggestion, it's a promise (for most people)! You'll get it on 3/12 give or take a day depending on chase and what time they process deposits. But don't expect it much earlier than that.
0 coins
Write a comment...