DDD of 3/12 with Chase Bank - When to expect deposit?

With Chase, you'll most likely get it on your DDD or possibly one day early. Chase isn't known for releasing tax refunds early like some other banks do. When I had Chase last year, my deposit hit exactly on my DDD date. Some people report getting it a day early but don't count on it. The IRS sends the refunds to banks a few days early but banks like Chase typically hold them until the official date.

Stop checking WMR and transcripts daily, it's such a waste of time and energy. I used taxr.ai and it explained exactly what was happening with my return AND predicted my DDD a week before it showed up on my transcript. It analyzes all your codes and cycles and actually explains what's happening in normal English. https://taxr.ai saved me from the daily anxiety of refreshing the IRS website. My return was similar - filed late January, got my DDD in March, and taxr figured it all out.

I was stuck in the same situation last month with the same bank. After struggling to get through to the IRS for DAYS, I finally used Claimyr.com to get a callback from an actual IRS agent. Got connected in about 20 minutes when I'd been trying for weeks on my own. The agent confirmed my refund was good to go and explained the exact timeline. Best decision ever - talking to a real agent cleared everything up immediately.

With Chase, in my experience, the money hits exactly on the DDD. My DDD was 3/5 and that's exactly when I got it - not a day earlier. Some banks will release funds early but Chase definitely holds it until the exact date the IRS specifies.

i have chase and got my refund a day before my DDD last year. but this year it was right on the DDD. i think it just depends but don't count on it coming early. if your DDD is 3/12 i'd plan on seeing it that day.

I think it depends more on WHEN the DDD falls. Like if your DDD is on a weekend or Monday, you might get it early (Friday or Saturday). But since 3/12 is a Tuesday, Chase will probably just deposit it that day. My last refund had a Thursday DDD and that's exactly when Chase put it in my account.

Wells Fargo, Chime and Current are known for releasing early. Chase.... sorry buddy they'll make you wait till the actual date. My brother and I filed same day. He got his 2 days early with Current. I waited till actual DDD with Chase. 🤷‍♂️

For anyone reading this post who doesn't already understand their transcript codes or what their DDD even means, check out taxr.ai - it scans your transcript and explains EVERYTHING in plain english. Saved me hours of googling random codes and dates and worrying about when I'd get paid. https://taxr.ai

Have you tried calling the IRS to confirm everything is good to go? I was in a similar situation and couldn't get through for weeks. Finally used Claimyr.com and got a call back from an IRS agent in about 30 mins. Talking to the agent directly gave me peace of mind and they confirmed exactly when my deposit would hit.

I use Chase. If your DDD is 3/12 you'll get it 3/12. Chase is VERY strict about not releasing funds until the exact date, unlike some of the online banks. Sorry 😐

When will these banks realize people need there damn money 😤 Making us wait for no reason except they can make interest of our money for a few more days. The system is rigged against the little guy fr

if u really need ur money now u could try getting a tax refund advance loan. some places do it even after the IRS has issued ur refund, but theres usualy fees so might not be worth it if ur gonna get it in a few days anyway.

Just be glad you have a DDD! I filed January 22nd and still stuck on delayed beyond normal timeframe. No idea when I'll get my money. Consider yourself lucky you at least have a date 🙃

Wait, how are you checking your transcript? I filed around the same time but I can't figure out how to access mine online. The IRS website keeps giving me errors.

cycle code matters 2! If your cycle code ends in 01, 02, 03, 04 then ur weekly and updates happen on fridays. If it ends in 05 then ur daily and updates can happen any day. Check your transcript cycle code to understand your pattern.

I have chase too. Filed 2/3, just got DDD of 3/10. My experience last year was that the money hit exactly on the DDD, not a day sooner. Chase is reliable but they don't do early deposits like some other banks.

i worked for a tax place and what i always told clients is expect it ON the DDD. some banks (mostly online ones like chime) may deposit early but most traditional banks will release exactly on the DDD. chase specifically doesnt do early deposits for anything including paychecks.

While you're waiting, make sure your banking info is correct in the IRS system. I had my DDD but the deposit got rejected because my account number was off by one digit. Took an extra 3 weeks to get a paper check 😭 Just double check everything is right in your tax return!

The DDD is not a suggestion, it's a promise (for most people)! You'll get it on 3/12 give or take a day depending on chase and what time they process deposits. But don't expect it much earlier than that.