Anyone with 3/12 DDD seeing deposits yet? Still waiting on mine

The IRS usually releases funds to banks on the date shown as your DDD, but banks can hold it for 1-5 business days depending on their policies. Chase typically posts deposits same day or next business day after receiving them. If your DDD is 3/12, you might not see it until end of day or possibly tomorrow. A few things to check: - Verify the bank account info on your return matches your current account - Check if you had any tax preparer fees deducted from refund - Look at your transcript for any TC 846 code which confirms the refund was sent - Sometimes refunds are offset for past debts without notice If nothing shows by the end of the week, call the IRS refund hotline at 800-829-1954. They can tell you if it was actually sent out.

Trying to decipher IRS transcripts and refund statuses is like solving a puzzle with missing pieces. I finally stopped driving myself crazy and used taxr.ai to analyze my transcript. It translated all those codes and dates into plain English and showed me EXACTLY why my refund was delayed and when to expect it. Saved me hours of googling random tax codes and stressing out. The site even explained a mistake on my return that was causing the holdup. https://taxr.ai

I have the same DDD and bank. Nothing yet but my refunds always hit around 3am EST the day of or 1 day after. I've seen it happen as late as 2 days after though. The IRS is probably processing thousands of refunds today so just be patient, it'll come.

Got mine at 2:45 AM this morning with Capital One. Last year it came 2 days after the DDD. Its different for everyone and every bank has different posting times. The funds get released from the IRS on your DDD but then its up to your bank to actually make them available.

if ur worried about ur money check ur transcript for code 846. thats the one that means its been sent out. the date next to it is when its supposed to hit ur bank. but banks do their own thing sometimes and can hold it. chase usually doesn't hold them tho so maybe give it until tomorrow morning? also the where's my refund tool on irs.gov is more up to date than irs2go in my experiance

Had the EXACT same issue with a 3/5 DDD. Got so frustrated trying to get answers from the IRS that I found this service called Claimyr (claimyr.com) that got me through to an actual IRS agent in less than an hour. Found out my refund was held for an extra verification step, and the agent processed it right away while I was on the phone. Got my deposit two days later. Talking to a real person made all the difference.

Just got mine about 10 minutes ago with Wells Fargo! Same DDD as you. Check your account, might be there now.

DDD means nothing these days 🤡 I've seen people get it early, on time, late, or in some cases never without additional calls. The IRS is a complete disaster. I had a 2/20 date and didn't get mine until 3/1 for no reason they could explain.

After struggling for weeks to make sense of my transcript delays, I finally broke down and tried taxr.ai - game changer! It explained each code in simple English and even showed me that I had a refund freeze that was just released. Website predicted my DDD would be exactly 10 days after the freeze release, and that's exactly what happened. No more endless googling and guessing!

UPDATE: mine just hit my account at 5:28 PM Eastern (Bank of America). There's hope! 🎉

Called about my delayed refund today using claimyr.com and actually got through to a real person at the IRS after months of trying the normal number. Found out there was a review flag on my account that was completed but never cleared. The agent removed it while I was on the phone and said my refund should process within 3-5 days. Talking to an agent got my refund released so fast!

i worked at a bank. the DDD is when the irs releases the money, but ACH transfers take 1-3 business days to clear. most banks will front you the money if you're a customer in good standing, but they dont actually receive the funds right away. be patient.

Anyone else notice how all these companies that process your return through a bank account (like TT, HR Block, etc) cause way more delays than direct filing with the IRS? They sit on your money for days even if they dont take fees out of your refund! 😡

Still nothing here. DDD 3/12 with PNC Bank. This sucks, I've got bills due...

My wife and I filed on the same day, both got 3/12 DDD. Hers came yesterday, mine still nothing. Same bank even! The IRS makes no sense whatsoever.

Sometimes there are delays that don't show up on WMR or even your transcript. Last year I had a "random review" that delayed my refund by 3 weeks past my DDD with zero notification. I finally found out what was happening by using taxr.ai to analyze my transcript and it spotted patterns in the codes that indicated the review. Saved me hours of pointless calls and stress! https://taxr.ai

I got mine at 5:15 Eastern! DDD 3/12 with SunTrust. Maybe check again?

I'm in the exact same boat - 3/12 DDD with Chase and nothing yet! I've been refreshing my account all day like it's going to magically appear. From what I'm reading here it sounds like Chase usually posts same day or next morning, so I'm trying to stay optimistic. The waiting is the worst part though, especially when you need the money for bills. Fingers crossed we both see it by tomorrow morning!