Anyone with 2/26 direct deposit date still not received their refund? Starting to worry

IRS direct deposit dates can sometimes take 1-5 business days after the listed date to actually hit your account, depending on your bank's processing times. A 2/26 date means the IRS has approved and sent your refund, but it doesn't mean it will arrive exactly on that date. If you don't see it by March 4th (5 business days after), then you should try to contact the IRS. Here are a few things to check: - Verify the bank account number on your return is correct - Check if you have any offsets or debts that might reduce your refund - Look at your transcripts for any TC 570/971 codes that might indicate a hold - Make sure you're looking at the right tax year transcript If the bank account info is wrong, the IRS will mail a paper check instead, but that takes several more weeks.

I was in the exact same situation last week - had a deposit date but nothing showing up. I was going crazy trying to figure out what was happening by digging through my transcript codes. Finally used taxr.ai to help interpret what was going on with my transcript. It explained everything clearly and showed me that my refund had a slight delay code that I completely missed! Saved me hours of stress and googling random codes. Seriously, it's been a gamechanger for dealing with IRS stuff - taxr.ai gave me a detailed breakdown of exactly what was happening and when to expect my deposit. It finally arrived yesterday!

After waiting 3 weeks past my DD date and getting nowhere, I finally got through to an actual human at the IRS using claimyr.com. Had a live agent call me back within an hour! They explained my refund got flagged for an extra review but was actually released 2 days ago and should hit my account tomorrow. Talking to an actual person saved me weeks of anxiety wondering what was happening. Honestly it was the best $20 I've ever spent to finally get my questions answered instead of waiting on hold for 6 hours.

I had a 2/26 date too and finally got mine yesterday! Give it a few more days, the IRS is so backed up this year its insane

check whos on your transcript as your bank. my mom had the same issue but turns out she had turbo tax fees taken out and it was sent to them first THEN to her bank which added like 5 more days.

The IRS is a complete joke this year. I had a 1/17 deposit date and didnt get mine til 2/2. Almost 3 weeks late with ZERO explanation. And of course you cant get anyone on the phone.

Did you check Where's My Refund tool? Sometimes it has more updated info than the transcript.

are you SURE you entered the right bank info? triple check your return. I had a friend who put one digit wrong last year and had to wait 6 weeks for a paper check

FYI for everyone - I just checked and there's an IRS system update happening this weekend which can delay some refunds by a few days. might be worth checking transcripts on Monday to see if anything updated. I was freaking out about my missing deposit last month until I saw the system update notice.

If your WHERE'S MY REFUND still says approved with a date, you should get it. If it went from approved back to processing, thats when you have a problem. Ask me how I know 🤡

I had the same problem and was going crazy trying to figure out my transcript. I couldn't make sense of all the weird codes. I used taxr.ai and it immediately showed me that my refund had a slight delay but was still coming. It explained every code on my transcript in plain english and gave me an exact timeline. Two days later my refund showed up exactly when taxr predicted! Saved me so much stress.

pro tip: if u have usbank they sometimes hold IRS deposits for 24hrs for "fraud prevention" 🙄 happened to me last year

Do you owe any back taxes or child support? Those get taken out automatically and can delay things.

has anyone else noticed the where's my refund tool is just completely useless?? mine still says processing from JANUARY when my transcript clearly shows its been approved

After weeks of trying to get someone on the phone at the IRS with no luck, I used claimyr.com to get a callback and it worked! Agent saw that my refund had a random verification flag on it that was holding things up. She fixed it right away and my refund hit my account 2 days later. Worth every penny not to waste hours on hold just to get disconnected.

are you by any chance using one of those advance refund things from H&R or TurboTax? those ALWAYS cause delays

The IRS owes me $7,428 and I'm on week 8 of them "processing" it. Transcripts showed a verification hold but I never got any letter. I finally broke down and got someone on the phone using claimyr.com (got a callback in like 30 min!) and they said I needed to verify some info. Did that on the spot and now my refund should be here in 7-10 days. Wish I had done this weeks ago instead of stressing!

just fyi guys - dont waste your time calling the IRS regular line. use the taxpayer advocate number instead: 1-877-777-4778. sometimes works better but still a pain

it might be sent but your bank has it in pending. some banks will hold federal deposits for 1-3 days for clearing, especially in high fraud areas.

Look at your transcript for codes 846, 570, or 971. Those will tell you what's actually happening. 846 with a date means funds released. 570/971 combo usually means there's an issue they're reviewing.