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To answer your original question - yes, got my 3/19 DDD today with Chime. They always deposit as soon as they get the money, usually 2 days early. One of the main reasons I switched to them from traditional banks that hold your money.
I'm having serious anxiety about my refund too. I keep checking my bank account every hour like a psycho. The IRS really has us all traumatized š
Right? I've literally been checking my account multiple times a day. My partner thinks I'm being ridiculous but we need this money!
I know waiting sucks but from all the tax forums I follow, March filers are just now starting to see movement. The IRS is still catching up from all the returns they got in January/February (which were delayed because of the PATH act). Hang tight - as long as there are no errors on your return, you should see movement in the next 2 weeks.
Thanks for the encouragement. Just frustrating to see April filers getting theirs already while I'm still waiting from March.
Do you have access to your Account Transcript or just your Return Transcript? The Account Transcript will show if they've received your return even when the Return Transcript says "no return filed".
Dealing with the IRS seriously makes me want to pull my hair out. I spent so much time trying to decipher my transcript and figure out why it said no return filed when I definitely submitted months ago. I finally broke down and used this thing called taxr.ai and it was a game changer - explained everything in plain english and gave me a timeline. Beats staring at transcript codes trying to play detective lol
For anyone frustrated with trying to reach the IRS - I HIGHLY recommend claimyr.com. I was in a similar situation with a delayed refund, used their service, and had an IRS agent on the phone in under 30 minutes. The agent confirmed there was a small issue they needed to fix manually, and my deposit showed up 48 hours later. After weeks of stress, talking to an agent got my refund released so fast. Definitely worth it.
do they need any personal info? seems sketchy
Nope! They just connect you directly to the IRS agent. You only share your info with the actual IRS rep when they get you connected. Talking to a human at the IRS made all the difference - the agent actually explained exactly what was happening with my refund and fixed it while I was on the phone.
Beth Ford
Pro tip: if you don't want to pay those advance fees next year, just pay for the tax prep upfront instead of taking it from your refund. The "convenience" of having it taken from your refund usually comes with an extra fee of $30-40 on top of the regular prep cost.
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Morita Montoya
ā¢This! I learned this the hard way. Paid $39.95 extra just to have the fee taken from my refund. Never again!
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Alejandro Castro
ā¢Thanks for the tip. I didn't realize they charged extra for that option. Will definitely pay upfront next year.
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Kingston Bellamy
Anyone else notice refunds coming faster this year? I filed 3/1 and got mine on 3/12. Last year it took over a month!
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Joy Olmedo
ā¢Complete opposite for me. Filed 2/15 and still nothing. Last year I had my refund in 9 days.
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Isaiah Cross
ā¢I think it depends on what credits you claim and if your return has any "review flags" that slow it down. Simple returns without EIC, CTC etc seem to process faster.
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