Direct Deposit Date 4/13 but IRS 'Where's My Refund' still shows approved not sent - got it at 6am anyway

This is actually normal. The 'Where's My Refund' tool typically lags behind what's actually happening with your refund. The IRS system often updates in batches, so the status might not change immediately after your money is released. Once a DDD is set, the money is typically sent to your bank 1-2 days before the actual deposit date, especially with certain banks like Capital One, Chase and Credit Unions that post pending deposits early. Congrats on getting your refund!

I had a similar issue last month. After weeks of checking WMR and calling the IRS, I finally tried taxr.ai and it actually explained exactly what was happening with my refund. The tool read my transcript and showed me that my refund was already being processed for release even though WMR showed nothing. Literally saved me from calling the IRS again. The transcript analysis told me exactly when my DD would hit and it was spot on. https://taxr.ai

I was in the same situation last week and couldn't get through to anyone at the IRS after trying for 3 days straight. Finally used the Claimyr calling app (claimyr.com) and got connected to an actual IRS agent within 20 minutes. They confirmed my refund was already being processed even though the WMR tool wasn't updated. Best decision ever, finally got my questions answered instead of dealing with those automated messages.

Wait that's wild! The exact same thing happened to me yesterday. Capital One gang rise up 🙌 My DDD was 4/14 but got it early this morning

It looks like banks with early direct deposit features will often post these refunds as soon as they get the notification from the Federal Reserve, which can be 1-3 days before the official date. The WMR tool is notoriously outdated - I always tell people to check their transcript instead since that's the actual source of truth. Or even better, set up alerts with your bank instead of obsessively checking the IRS site.

Man, the IRS is so inconsistent with their updates 🙄 Some people get their money deposited days before the status updates, others (like me) have to wait an extra week after the DDD for the money to actually show up. Its basically a giant lottery at this point

This definitely depends on your bank. Cap One, Chime, and some credit unions post deposits as soon as they get notified by the Fed. Traditional banks like BoA, Wells Fargo, etc. often hold it until the actual date. The IRS isn't actually sending it early - your bank is just making it available sooner.

Not to be that person, but this is a great reminder to never trust the IRS tools completely. They're notoriously unreliable. I had a return that said "still processing" for THREE MONTHS after I already received my refund.just ridiculous.

How did you get a trace number? Ive been waiting for 9 weeks and still nothing. WMR still says processing and my transcript hasnt updated since march. Anyone know if I should request a trace or keep waiting?

Lucky you! Im still waiting on my refund from February! WMR has shown no bars for 9 weeks now, transcript says N/A. Called multiple times and they just keep saying "wait 90 days". taxes are a scam i swear

just a heads up - sometimes the banks release the funds early but sometimes its actually the tax prep service if you got an advance. did you file with TurboTax or H&R Block? they sometimes front the money and then get reimbursed by the IRS later.

I work at a bank (not Capital One) and this is totally normal. The Automated Clearing House (ACH) system that processes direct deposits works in batches, and most banks get notifications about pending deposits 1-3 days before the effective date. Some banks choose to make those funds available immediately while others wait until the actual date. The IRS doesn't control when your bank makes the money available - they just set the official date.

Super jealous over here 😭 Filed in february and STILL havent got my refund. WMR shows delayed beyond normal timeframe and transcripts have cycle code 0605 whatever that means. Anyone else dealing with this???