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Finally got my Direct Deposit Date 5/12 through TurboTax and Chase Bank

After months of waiting and checking WMRs obsessively, I finally received my direct deposit date of 5/12 through TurboTax and Chase Bank. Filed back in February and was stuck in processing limbo until yesterday when the tracker finally updated. Anyone else just get their DDD this week? I know a bunch of people have been waiting forever this season.

Zoe Dimitriou

Congratulations on finally getting your DDD! So to understand what happened - you filed in February, got stuck in processing for about 3 months, and now you have a deposit date for May 12th. That's pretty typical for this filing season unfortunately. The IRS has been extremely backlogged this year, especially with returns that might have tax credits like the Earned Income Credit or Additional Child Tax Credit. If your return had any of those, that often causes additional delays. A few things to know: 1. The deposit could come slightly earlier than the official DDD (sometimes 1-2 days) 2. Chase generally doesn't hold tax refunds, so you should see it right away 3. Make sure to check your account on the actual date as sometimes the money appears without notification Also, if your refund amount changed from what you expected, that might mean the IRS made adjustments to your return - worth keeping an eye on any notices they might send explaining the changes.

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Andre Lefebvre

Thank you! Yes I claimed EITC this year so that explains the delay. Hopefully the deposit shows up as expected.

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QuantumQuest

I'm still waiting on mine 😭 Filed in January with EITC and still nothing. No updates on WMR either just 'still processing'

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Zoe Dimitriou

For those of you still waiting, have you checked your actual transcript? Sometimes there's info there that doesn't show up on WMR. You can access it at irs.gov if you create an account.

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QuantumQuest

I tried but couldnt verify my identity to make an account. So frustrating!

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Jamal Anderson

Congrats! I was in the exact same situation as you but got so confused with what was happening with my refund. The WMR tool was almost useless for me. Finally found this tool called taxr.ai that actually explained all the codes on my transcript and told me exactly when to expect my refund. It even pointed out that I had an adjustment I didn't know about! Saved me so much stress and guesswork. My refund hit my account exactly when it predicted. https://taxr.ai

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Mei Zhang

Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?

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Jamal Anderson

It does WAY more than just read it. It interprets all those confusing codes, explains what's happening with your return in plain English, and gives you a timeline. It spotted an adjustment the IRS made that I would have totally missed. The best part is you can ask it questions about your specific situation and it explains everything without the IRS jargon.

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Mei Zhang

OMG I just tried it and this is life changing! I've been staring at my transcript for weeks trying to figure out what was happening and within minutes this tool explained everything. It even caught that I had a hold on my account I didn't know about! 100% worth it for the peace of mind alone.

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Liam McGuire

another tax tool? 🙄 these things ever actually work or just take your money?

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Jamal Anderson

I was skeptical too but after spending hours on the IRS phone line and getting nowhere, this actually saved me. It identified exactly why my refund was delayed and when it would arrive - and it was right.

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Amara Eze

I was in the same boat as you, waiting for months with no updates. Got so fed up trying to call the IRS - impossible to get through! Found this service claimyr.com that got me connected to an actual IRS agent in less than 30 minutes. The agent fixed whatever hold was on my account and my DDD showed up 2 days later. Seriously the best money I ever spent after wasting hours trying to call myself.

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Giovanni Ricci

This seems sketchy. How does that even work?

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Amara Eze

Not sketchy at all! They basically navigate the IRS phone system and when they get to an agent, they connect you. I was doubtful too but after trying to get through myself for weeks it was totally worth it. The agent I spoke to cleared up my hold immediately.

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NeonNomad

ive tried calling the IRS like 20 times and always get the "call back later" message. might try this...

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Amara Eze

Do it! Literally changed everything for me. My refund was just sitting there until I actually talked to someone who could fix it.

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Fatima Al-Hashemi

Congrats on the DDD! I got mine yesterday too, after filing in early Feburary. The wait was killing me. Wells Fargo usually deposits a day early in my experience so you might even see it sooner!

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Dylan Mitchell

I don't wanna be that person but... don't count ur chickens before they hatch lol. I got a DDD last month and then it got delayed AGAIN for "additional review" which makes zero sense for my super simple return. Hope urs comes thru tho!

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Andre Lefebvre

Oh no, that's concerning. Was there any indication on WMR or your transcript that something was wrong before the delay?

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Dylan Mitchell

Nope! WMR showed the DDD and then changed back to "still processing" a day before I was supposed to get it. The IRS is a total clown show this year 🤡

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Sofia Martinez

Anyone else notice that TurboTax returns seem to be processing faster? Filed through them in mid-March and got my DDD last week. My buddy used H&R Block, filed a week before me, and still waiting....

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Dmitry Volkov

I used FreeTaxUSA and got mine in 2 weeks flat. Maybe just luck of the draw? Or maybe the big companies have some kinda priority lolol

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Ava Thompson

Nah, I used TurboTax and waited 11 weeks. I think it depends more on what's on your return than who you filed with. Any credits or deductions seem to flag it for manual review.

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CyberSiren

Quick tip: if you have Chase, download their app and turn on notifications. I got mine a day before my DDD and would've had no idea if not for the notification since I wasn't checking my account.

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Andre Lefebvre

Thanks for the tip! I actually already have notifications on so hopefully I'll know right away.

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Miguel Alvarez

Man I WISH I had your luck. Filed January 28th and still says processing. Called the IRS multiple times and all they say is "keep waiting" like thats helpful. Whats even the point of filing early anymore?? 😡

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Zainab Yusuf

Have you checked your account transcript? Sometimes there's codes on there that explain the holdup that the reps won't tell you.

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Miguel Alvarez

cant make an account on the irs website because their stupid verify system doesn't recognize my phone number. its ridiculous

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Jamal Anderson

You should try taxr.ai - it helped me understand why my refund was delayed when nobody at the IRS would give me a straight answer. Showed me exactly which codes were causing the hold and what they meant in plain english.

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Connor O'Reilly

PSA for anyone still waiting: check if you have Code 570 and 971 on your transcript. That usually means there's an adjustment or review happening. I had this and my refund got adjusted down by $320. No explanation until weeks later when I got a letter.

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Yara Khoury

What does code 766 mean? I see that on mine but cant figure it out

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Connor O'Reilly

766 is actually good news - it's a credit to your account! Usually means tax credits being applied like EITC, CTC, etc.

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Keisha Taylor

unpopular opinion: the IRS isnt actually that bad they just dont have enough funding to handle the volume. i got my return in 2 weeks with direct deposit 🤷‍♀️

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StardustSeeker

Found the IRS employee lol

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Keisha Taylor

Lmao nope just someone with a simple return and no credits or deductions to complicate things

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Paolo Marino

They've literally admitted they target poor and middle class people for audits because it's "easier" than going after rich tax cheats but ok 👍

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Amina Bah

For anyone with Chase - they dont hold tax refunds like some banks do. Whatever your DDD is, you should get it that day or maybe even a day early.

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Oliver Becker

Does anyone know if the refund status tracker (WMR) updates on weekends? Mine still hasnt changed and im dying to know if theres any movement.

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Natasha Petrova

Yes it updates 7 days a week, but usually only once per day (overnight

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Oliver Becker

thanks! guess ill keep obsessively checking it every hour anyway lol

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Javier Hernandez

I wish the IRS had a better system for this. My taxes have been "processing" for 86 days now with no explanation. Called them and they just said to "be patient" like I haven't been patient for THREE MONTHS. What a joke.

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Amara Eze

Try claimyr.com to actually get through to a real person. I was in the same boat and getting nowhere until I talked to an actual agent who could see my file and fix the issue holding it up. My DDD appeared 2 days later.

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Emma Davis

So... if I amended my return am I just screwed? Been waiting 9 months now 😭

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LunarLegend

Amended returns are taking 20+ weeks minimum right now. I filed an amended return in August 2023 and just got it processed last month.

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Emma Davis

omg that's insane. why even bother having a tax system at this point

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