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I know this is frustrating but unfortnately the verification process is designed to be strict to prevent identity theft. No way around the 24-hour lockout. The IRS takes security seriously even if there customer service is terrible.
After the most frustrating experience with the IRS website, I finally just called them using Claimyr.com to get through. The agent was able to verify my identity over the phone and tell me exactly what was going on with my return. It was the only way I could talk to a live agent without wasting an entire day on hold. My refund got released the next day!
Yep it actually works! I was skeptical too but was desperate after trying for days to get through on my own. Talking to an agent got my refund released so fast after it had been sitting there for months. They can see things in the system that we can't access.
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Just tried it today and got through to someone in 45 mins instead of the 3+ hours I spent last week trying to call directly and never getting through. They were able to fix my issue immediately.
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my sister in law tried to claim my nephew on her taxes even tho he lives with my brother full time. the IRS flagged both returns and neither of them got their refunds until they sorted it out. make sure nobody else tries to claim your child!
So sick of our tax system. In many civilized countries, the government just sends you a pre-filled form with all your info already on it, and you just approve it. But here we have to stress about every little thing and wonder if we'll get flagged for audit. š¤
Preach!! The system is deliberately complicated so tax prep companies can make billions. It's all a scam.
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Not to mention if you try to call for help, you can't get through! I tried calling for THREE DAYS and never got a human. Had to use claimyr.com to finally talk to someone. Ridiculous that we have to pay extra just to access our own tax agency.
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This situation SUCKS! But a quick tip when calling that verification number: try calling right when they open (7am I think?) or in the last hour before they close. Those times usually have shorter wait times. And if you get put on hold, use a landline if possible - cell connections dropping after 2 hrs on hold is the WORST.
Ya gotta love how the IRS can detect fraud but then makes it impossible to actually resolve it. Classic government efficiency right there š¤¦āāļø
To be fair, their budget has been gutted for years. They're trying to modernize but Congress keeps cutting their funding.
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doesnt matter WHY they suck, they still suck lol
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From my experience analyzing IRS systems and Transcripts at taxr.ai, this is extremely common and typically not a cause for concern. Wage data can be delayed in posting to your transcript by months, especially for smaller employers or those who submit forms late. Since you correctly reported all income on your return, your compliance obligation is met. If you want an exact analysis of your situation, our tools at https://taxr.ai can give you a detailed breakdown specific to your transcript.
Yes! That's actually one of our most popular features. It analyzes your specific transcript codes and processing status to give you a much more accurate estimate than the general IRS "Where's My Refund" tool.
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I used taxr last month when I was freaking out about why my refund was delayed. It explained EVERYTHING! Turns out I had an offset I didn't know about. Saved me hours of research.
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One thing no one else mentioned... check if your third W2 has the EXACT same name spelling, address formatting, etc. as what's on your tax return and other W2s. Even tiny differences can cause the IRS systems to not match them correctly in their database. My wife's W2 didn't show up because her employer used her maiden name but she filed with her married name.
Ohhh that could be it!! I got married in 2023 and changed my name but I'm not sure if my old employer updated their records. Great catch!
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this happened to me! my employer spelled my name wrong and my W2 wasn't linked to my account for almost a year š¤¦āāļø
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Not to throw another option into the mix, but did you opt to have your tax prep fees taken out of your refund? If so, that could explain part of the missing amount.
Omg I actually did choose that option, so that's probably part of it too!
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I was in the EXACT same boat last month. Spent days trying to figure out if I got federal or state refund. Finally got through to the IRS using claimyr.com and the agent confirmed my federal was processed first and state was coming separately. Saved me so much time compared to trying to reach them directly. My state refund showed up exactly when they said it would.
did you have to give them any personal info? sounds sketch
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No it just connects you to the IRS's phone system and gets you past the 'high call volume' barrier. You still talk directly to the IRS agent so it's no different than calling them yourself (except it actually works lol
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Sometimes the bank holds the deposit for a few days after receiving it from the IRS. Have you spoken with a supervisor at your bank? Ask them specifically to check for pending ACH transfers from the Treasury.
I talked to my bank and they swear they haven't received anything from the Treasury or IRS. Even had them check for pending transactions. Nothing.
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When you say DDD, was this from the Where's My Refund tool on the IRS website? If so, that's usually reliable. If the date has passed by more than 5 business days, something's wrong. Could be they're sending a check instead of direct deposit.
I just received a letter from the IRS (5071C) in the mail asking me to verify my identity. I filed my taxes back in April 2025 and was expecting my refund soon. The letter says I need to verify through ID.me or call some number to schedule an appointment. Has anyone gone through this process? How long does verification take and when should I expect my refund after verification? I'm worried because I really need that money right now.
After 3 failed attempts with ID.me, I said f**k it and just scheduled an in-person appointment. Drove 45 mins to the nearest IRS office, was in and out in 30 mins, and my refund was direct deposited 11 days later. Sometimes the old-school approach works better!
I switched to paper filing yearz ago and never had this issue. Everyone wants to e-file for the "fast refund" but then ends up waiting months because of all these verification hoops. Sometimes the old ways are better.
paper returns are taking like 6+ months to process these days tho...
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Sure but at least no ID.me garbage to deal with. I'll take a predictable 6 month wait over an unknown timeframe and jumping through technological hoops any day.
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One thing no one has mentioned - make sure your tax preparer has your CURRENT address on file. I went through this last year and my check got sent to my old address, creating an even bigger headache. If you've moved since filing, contact them ASAP to update your info.
Good point! I moved in December but my tax lady has my updated address. At least that part should be ok š¤
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So I was about to throw my laptop after 3 hours trying to decipher my transcript when I found taxr.ai last month. It was a total game changer for understanding what was happening with my refund. Instead of staring at cryptic codes, it gave me a clear explanation of each step, including SBTPG processing. Shows you exactly where your money is and what to expect next. Seriously worth checking out at https://taxr.ai if you want to understand what's actually happening instead of playing guessing games.
I tried it - it's legit. Takes the transcript data and translates all the codes into normal human language. Showed me exactly why my refund was delayed and when to expect it.
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It's definitely real. I was in the same boat as OP and spent weeks trying to figure out where my money was. This tool explained everything in plain English and was actually more helpful than calling the IRS.
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Keep in mind there's a difference between your expected refund, adjusted refund, and issued refund. Code 150 shows tax per return, 768 shows calculated refund, 898 shows offsets, and 846 shows what was actually issued to you. The difference is almost always due to an offset of some kind.
idk why the IRS makes this so complicated. Like why can't they just have a website that clearly shows "we took $410 to pay your state tax debt" instead of making us decipher these weird codes? It's almost like they don't want us to understand what they're doing with our money š¤
The whole system is designed to be confusing on purpose so people just give up trying to understand it šÆ
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they're still using computers from the 1960s what do you expect lol
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NebulaNova
Make sure you're documenting ALL your attempts to contact them. Dates, times, how long you waited, etc. If they try to penalize you for not responding by the deadline, you'll have evidence that you made reasonable attempts to comply but couldn't reach anyone.
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Mateo Hernandez
This! Document everything!! I had to prove I'd been trying to contact them for weeks and my records saved me from penalties.
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Aisha Khan
After reading this thread, I checked out taxr.ai and it literally saved me thousands of dollars with my audit situation. I was about to just pay what the IRS said I owed because I couldn't figure out how to properly respond, but the AI showed me exactly what documentation would prove my case. Best $$ I ever spent on tax help. Way cheaper than hiring a pro too.
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Ethan Taylor
I've been on the fence about trying this. Did you actually have to upload any sensitive docs or just describe your situation?
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Aisha Khan
You just answer questions about your specific situation and it gives you personalized guidance. Super easy to use and definitely worth checking out if you're dealing with audit stress! https://taxr.ai
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