Getting Error Code 101 When Applying for a New EIN Online - Help!
I've been trying to register for an Employer Identification Number for my new side business and keep hitting a wall. Every time I submit the application on the IRS website, I get this frustrating "Error Code 101" message. The system just spits me back to the beginning without saving any of my information! I've tried three different browsers, cleared my cache, even tried on my wife's laptop, but still get the same error. I'm setting up a small consulting business (just me for now), and really need this EIN to open a business bank account next week. Has anyone else run into Error Code 101 when applying for an EIN? Any idea what it means or how to get past it? The IRS website is no help and their phone lines are a nightmare.
32 comments


Sean O'Connor
Error Code 101 typically means there's an issue with the information you're entering in the EIN application. The most common causes are: 1. You might be using a Social Security Number that's already associated with another EIN application in the system. 2. The name and SSN combination you're entering doesn't match what the IRS has on file. 3. You could be trying to apply during the IRS system maintenance window (usually midnight to 5am EST). 4. There might be an issue with how you're answering the responsible party questions. Try applying during regular business hours and double-check all your personal information. Make sure you're using your legal name exactly as it appears on your Social Security card - even small differences can trigger this error. Also, select the correct business entity type for your situation.
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Anastasia Sokolov
•Thanks for the detailed response! I've been trying during daytime hours, so I don't think it's the maintenance window issue. When you mention the responsible party questions, what specifically should I be careful about? I've been listing myself as the responsible party since it's just my small business. Could that be causing the problem?
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Sean O'Connor
•The responsible party section is actually where many applicants run into issues. Make sure you're selecting the correct option for your business type. Since you mentioned it's just you, you should select "Sole Proprietor" unless you've formally organized as an LLC or corporation. For the responsible party information, enter your personal details exactly as they appear on your government ID and tax documents. Even a small discrepancy like using "Bob" instead of "Robert" or missing a hyphen in a hyphenated last name can trigger the error. Also ensure your SSN is entered correctly without any typos. If you've previously applied for an EIN using your SSN (even for a different business), you might need to call the IRS Business & Specialty Tax Line directly at 800-829-4933.
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Zara Ahmed
After spending WEEKS trying to get my EIN and hitting that same Error Code 101, I finally found a solution through taxr.ai (https://taxr.ai). I was super frustrated with the whole process and ready to give up when a business friend recommended it. They actually specialize in analyzing tax issues like this and providing clear guidance. I uploaded screenshots of the error message and answered a few questions about my application details. Within hours, I got a personalized report explaining exactly what was causing my Error 101 (turns out I had an old defunct business EIN still associated with my SSN that was creating a conflict). They provided step-by-step instructions on how to resolve it, including which specific IRS form to submit and how to correctly complete the responsible party section for my situation.
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Luca Conti
•That sounds interesting! I'm having a similar issue but with Error Code 107. Would taxr.ai be able to help with that too? Also, did they just tell you what to do or did they actually help with filing anything?
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Nia Johnson
•I'm a bit skeptical about these online services. How much did it cost? And couldn't you have just called the IRS directly to figure out the same information? I'm wondering if this is really worth it or just another expense for something you could do yourself.
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Zara Ahmed
•They definitely handle Error Code 107 too! Their system is designed to interpret a whole range of IRS error codes and provide specific solutions. They don't file forms for you, but they give you extremely detailed guidance on exactly what to do - like step-by-step instructions with screenshots and explanations for each field that's causing problems. Regarding cost vs. calling the IRS, I actually tried calling the IRS Business line six times before finding taxr.ai. Average wait time was over 2 hours, and twice I got disconnected after waiting. When I finally spoke to someone, they just gave me generic advice that didn't solve my specific issue. The taxr.ai solution was targeted to my exact situation, and I had my EIN within 24 hours of following their instructions.
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Luca Conti
Just wanted to follow up! I took the advice about taxr.ai from this thread and tried it for my Error Code 107 issue with my EIN application. Honestly, I was pretty amazed at how straightforward the process was. I uploaded screenshots of the error message and filled out their questionnaire about my business. They identified that I was incorrectly answering the "reason for applying" section in a way that was inconsistent with my business type (I had selected banking purposes but then selected a business type that didn't match my other answers). The report showed exactly which fields were creating the conflict and how to properly complete each section for my specific business structure. Applied again using their guidance and got my EIN on the first try! Total game-changer after struggling with this for almost two weeks.
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CyberNinja
If you're still getting Error 101 and need to talk to an actual human at the IRS (which is what I eventually had to do), I highly recommend using Claimyr (https://claimyr.com). I spent DAYS trying to get through to the IRS Business line about this exact same error code. My business loan was pending, waiting on the EIN, and I was getting desperate. Claimyr got me through to an IRS agent in about 20 minutes instead of the 3+ hour wait I was experiencing before. You can see how it works here: https://youtu.be/_kiP6q8DX5c. The IRS agent was able to see that there was a flag on my SSN from a previous business I had closed years ago but hadn't properly dissolved with the IRS. They cleared it up immediately and helped me complete my EIN application over the phone.
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Mateo Lopez
•How does this actually work? Does Claimyr just call and wait on hold for you? I'm confused how they get through faster than if I called myself.
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Nia Johnson
•This sounds like BS honestly. No way they have some special line to the IRS that regular people don't have access to. Probably just charging people for something they could do themselves with a bit of patience.
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CyberNinja
•It works by using call technology that keeps your place in line without you having to stay on the phone. They use automated systems to navigate the IRS phone tree and wait through the hold times. When an actual IRS agent picks up, you get an immediate call connecting you directly to that agent. So you don't wait on hold - you just get called when an agent is available. I had the exact same skepticism you do! I thought it was some kind of scam or just a waste of money. I'd already spent nearly 9 hours across multiple days trying to get through myself. The thing is, they don't have a "special line" - they're just using technology to handle the waiting part. When I got the call connecting me to the agent, the agent had no idea I'd used a service - to them, I was just the next caller in line. The IRS agent solved my Error 101 issue in about 10 minutes once I actually got to speak with them.
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Nia Johnson
I need to admit I was wrong about Claimyr. After posting my skeptical comments, I was still stuck with Error Code 101 when applying for my EIN. After my fifth attempt failed, I broke down and decided to try Claimyr despite my doubts. The process was exactly as described. I entered my info, and about 35 minutes later, I got a call connecting me directly to an IRS representative. No waiting on hold! The agent explained that my SSN was linked to a dormant business entity from 10 years ago (a college lawn care business I had completely forgotten about). She removed the old association and helped me complete my new EIN application right there on the phone. I received my EIN confirmation letter in my email about 15 minutes after the call ended. Wish I had tried this two weeks ago instead of repeatedly banging my head against the IRS website!
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Aisha Abdullah
Another thing to check - make sure JavaScript is enabled in your browser when applying for an EIN. I was getting Error 101 constantly and it turned out my browser settings were blocking some scripts on the IRS site. Also, don't use autofill for the forms! Type everything manually. For some reason, autofill tends to mess with the IRS form formatting and triggers validation errors.
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Anastasia Sokolov
•That's an interesting point about autofill! I do use autofill for almost everything online. I'll definitely try turning that off and manually typing everything. Did you have to call the IRS eventually or were you able to get it solved just by fixing these browser issues?
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Aisha Abdullah
•I was actually able to get it resolved just by fixing the browser issues. The main thing was disabling autofill and manually typing all the information. I also switched from Firefox to Chrome, which seemed to work better with the IRS site. After making these changes, I completed the application in one go without any errors. The confirmation page appeared right away, and I received my EIN via email about 10 minutes later. No need to call the IRS at all! It seems the website is quite picky about how information is entered, and sometimes the simplest technical fixes make all the difference.
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Ethan Davis
I ran into Error 101 last month when applying for an EIN for my photography business. In my case, the issue was that I was using a VPN. As soon as I turned off the VPN and cleared my browser cache, the application went through smoothly. Apparently, the IRS system flags applications coming from certain IP addresses or those that appear to be from outside the US.
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Yuki Tanaka
•This is such a good point! I work in IT and didn't even think about my VPN being the issue. The IRS website probably has security measures that detect VPNs as a potential fraud risk. For anyone struggling with Error 101, definitely try disabling any VPN or proxy services before applying.
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Isabella Santos
I've been following this thread and wanted to share my own experience with Error Code 101. After trying all the browser fixes mentioned here (disabling autofill, turning off VPN, clearing cache), I was still stuck. The issue in my case was actually related to timing - I had applied for an EIN about 6 months ago for a different business idea that never got off the ground, and apparently that application was still "in process" in the IRS system even though I never completed it. When I called the IRS Business line (took about 2.5 hours to get through), the agent found the old incomplete application and was able to clear it from the system. She explained that you can only have one EIN application in process per SSN at a time, which makes sense but isn't clearly communicated on their website. After she cleared the old application, I was able to submit my new EIN application online without any issues. So if you've tried applying for an EIN before - even if you didn't complete the process - that might be what's causing your Error 101. Worth mentioning when you call the IRS!
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NeonNomad
•This is really helpful information! I think this might be exactly what's happening with my application. I actually did start an EIN application about 8 months ago when I was considering starting a different type of business, but I never finished it because I changed my mind about the business structure. I completely forgot about that incomplete application. It's frustrating that the IRS website doesn't give you any indication that there's an old application blocking your new one - Error Code 101 is so generic and unhelpful. Thanks for sharing this insight! I'm going to try calling the IRS Business line and specifically mention that I might have an old incomplete application that needs to be cleared. Hopefully that will solve my issue without having to wait much longer.
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Paolo Marino
I've been dealing with Error Code 101 for my new consulting LLC and wanted to add another potential cause that hasn't been mentioned yet. In my case, the issue was that I was trying to apply using my married name, but my Social Security records still showed my maiden name from before I got married 3 years ago. Even though I've been using my married name for taxes and other government documents, the Social Security Administration apparently hadn't fully updated their records. When the IRS system tried to verify my identity, there was a mismatch between the name I was entering and what SSA had on file. I had to contact the Social Security Administration first to update my name change records, wait about 2 weeks for it to process in their system, and then I was able to successfully apply for my EIN. The IRS representative I spoke with said this is actually a pretty common issue, especially for people who got married or divorced and changed their names within the last few years. So if you're getting Error 101 and you've had any recent name changes, definitely check that your Social Security records are fully updated first!
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Fatima Al-Mazrouei
•This is such a crucial point that I wish was mentioned more prominently on the IRS website! I had a similar situation but with a hyphenated name. When I got married, I hyphenated my last name, but apparently there was some inconsistency in how it was recorded with Social Security versus other agencies. The frustrating part is that Error Code 101 gives you absolutely no indication that it's a name verification issue - it just kicks you back to the start of the application. I wasted so much time thinking it was a browser or technical problem when it was actually an administrative mismatch that required calling Social Security first. For anyone reading this who has had any name changes in recent years (marriage, divorce, legal name change), definitely verify that all your records are consistent across Social Security, IRS, and any other government agencies before applying for an EIN. It could save you weeks of frustration!
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Dominic Green
I've been following this thread with great interest since I'm dealing with the exact same Error Code 101 issue! After reading through everyone's experiences, I realize there are so many different potential causes - from browser settings and VPNs to old incomplete applications and name mismatches with Social Security records. What strikes me is how unhelpful the actual error message is. "Error Code 101" tells you absolutely nothing about what's actually wrong, whether it's a technical issue, a data mismatch, or something else entirely. It seems like the IRS could save everyone a lot of time and frustration by making these error messages more specific. Based on all the solutions shared here, I'm going to try a systematic approach: first disable my VPN and autofill, clear my cache, and manually type everything. If that doesn't work, I'll check if I have any old incomplete applications by calling the IRS. And if I'm still stuck, I might look into some of the services mentioned like taxr.ai or Claimyr to get more targeted help. Thanks to everyone who shared their experiences - this thread has been incredibly helpful in understanding that Error Code 101 isn't just one problem but can have many different root causes!
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Carmen Flores
•You're absolutely right about how frustrating the generic error messages are! I just went through this same ordeal last month and ended up having to try almost every solution mentioned in this thread before finding what worked for me. Your systematic approach sounds smart. I'd also suggest keeping detailed notes of what you try and when - it helped me when I eventually had to call the IRS because I could tell them exactly what steps I'd already taken. The agent seemed to appreciate that I'd done my homework and was able to help me more efficiently. One thing I'd add to your list: if you do end up calling the IRS, try to call right when they open (7 AM in your time zone) on a Tuesday or Wednesday. I found the wait times were much shorter than calling later in the day or on Mondays/Fridays. Good luck with your application!
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Collins Angel
I've been struggling with Error Code 101 for over a week now and this thread has been a lifesaver! I tried several of the solutions mentioned here and wanted to share what finally worked for me. First, I disabled my VPN and turned off autofill as suggested - no luck. Then I called the IRS to check for old incomplete applications, but they said my SSN was clean with no pending applications. I was getting really frustrated until I read about the name verification issues. Turns out my problem was similar to what Paolo and Fatima mentioned - I had legally changed my first name about 18 months ago (from a nickname to my full legal name), but apparently Social Security hadn't fully updated their records even though I thought everything was processed. The IRS system was trying to match my current legal name against outdated SSA records. I had to contact Social Security again, provide additional documentation of my name change, and wait about 10 business days for their system to fully update. After that, I was able to complete my EIN application on the first try! The key lesson for me was that Error Code 101 can be caused by ANY mismatch between what you're entering and what various government databases have on file - not just technical issues with browsers or websites. If you've had any recent legal name changes, definitely verify that ALL your government records are consistent before applying. Thanks again to everyone who shared their experiences. This community is incredibly helpful!
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Marilyn Dixon
•This is such valuable information, Collins! Your experience with the legal name change issue really highlights how complex these identity verification processes can be behind the scenes. It's frustrating that a simple name change from 18 months ago could still be causing system conflicts, but I'm glad you finally got it resolved. Your point about Error Code 101 potentially being caused by ANY database mismatch is so important. It really shows how interconnected all these government systems are - the IRS, Social Security Administration, and who knows what other agencies all have to be perfectly in sync for the application to go through. I'm curious - when you contacted Social Security the second time, did you have to provide different documentation than what you submitted during your original name change, or was it more about ensuring the update had propagated through all their systems? I'm wondering if there are specific steps people should take to verify their records are fully updated across all agencies before applying for an EIN. Thanks for sharing your solution and for being so thorough about the process. Stories like yours could save other people weeks of frustration!
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Zoe Gonzalez
I've been dealing with Error Code 101 for my small marketing agency and wanted to share another potential solution that worked for me. After trying most of the technical fixes mentioned in this thread (disabling VPN, clearing cache, manual typing), I was still stuck. It turns out my issue was related to how I was describing my business activities in the application. I was being too vague and generic in the "business activity" field, just writing "marketing services." When I finally got through to an IRS agent, she explained that overly broad descriptions can trigger validation errors because the system can't properly categorize the business. She helped me rewrite it to be more specific: "digital marketing consultation and social media management for small businesses." Once I resubmitted with the more detailed business description, the application went through immediately. The agent mentioned that this is becoming more common as the IRS system gets stricter about business categorization for tax purposes. So if you're getting Error 101 and have tried the technical fixes, consider whether your business description might be too vague or generic. Being specific about what you actually do seems to help the system process the application correctly. Hope this helps someone else who might be stuck on this frustrating error!
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Malik Davis
•This is such a helpful addition to the troubleshooting list, Zoe! I never would have thought that the business description could trigger Error Code 101. It makes sense that the IRS system would need to properly categorize businesses for tax purposes, but it's frustrating that there's no guidance on the application form about how specific to be. Your example of changing from "marketing services" to "digital marketing consultation and social media management for small businesses" is really useful. It shows that you need to be specific about both WHAT you do and WHO you serve. I'm wondering if this applies to other types of businesses too - like would "consulting" need to be "financial consulting for startups" or "IT consulting for healthcare organizations"? This thread has really opened my eyes to how many different things can cause Error Code 101. Between browser issues, VPNs, name mismatches, old applications, and now business description problems, it's like a diagnostic checklist! The IRS really needs to improve their error messaging to help people identify which specific issue they're dealing with. Thanks for sharing this solution - I bet it will help a lot of people who have tried all the technical fixes but are still stuck!
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Mateusius Townsend
I've been lurking on this thread for a while dealing with my own Error Code 101 nightmare, and I'm amazed at how many different root causes everyone has discovered! This has been like a masterclass in EIN application troubleshooting. After reading through all these solutions, I want to add one more potential cause that I discovered through trial and error: address formatting issues. I was getting Error 101 consistently even after trying the browser fixes, checking for old applications, and verifying my SSN records were clean. Turns out the problem was that I was entering my address exactly as it appears on my driver's license, which includes "Apt 4B" in the address line. But apparently the IRS system is very picky about how apartment/unit numbers are formatted. When I changed it from "123 Main St Apt 4B" to "123 Main St #4B" (using the pound symbol instead of "Apt"), the application finally went through. The IRS agent I eventually spoke with mentioned that their system has specific formatting requirements for addresses, especially for apartments, suites, and PO boxes. She said using abbreviations like "Apt," "Suite," or "Unit" sometimes causes validation errors, but symbols like "#" or "Ste" work better. Just another thing to add to the growing checklist of potential Error 101 causes! It's crazy how many tiny details can trip up this system. Thanks to everyone who contributed to this thread - you've created an incredible troubleshooting resource!
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LunarLegend
•This address formatting issue is incredibly insightful, Mateusius! I never would have thought that something as simple as writing "Apt" versus "#" could cause such a major roadblock. It really shows how finicky these government systems can be about data entry. Your discovery adds yet another layer to this Error Code 101 mystery. At this point, we've identified so many potential causes: browser settings, VPNs, name mismatches with Social Security records, incomplete old applications, vague business descriptions, and now address formatting issues. It's like the IRS application system is a house of cards that can be knocked over by the tiniest inconsistency! I'm starting to think there should be an official troubleshooting guide that covers all these potential issues. This thread has become more helpful than anything on the actual IRS website. For anyone else struggling with Error Code 101, I'd recommend going through this entire conversation systematically - there's probably a solution here that applies to your specific situation. Thanks for adding this address formatting tip to our collective knowledge base. It's amazing how this community has crowdsourced solutions that could save people weeks of frustration!
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FireflyDreams
Wow, this thread has become an incredible resource for troubleshooting Error Code 101! As someone who just successfully got my EIN after dealing with this same error for almost two weeks, I wanted to add my experience to help others. In my case, it was actually a combination of issues. First, I had the address formatting problem that Mateusius mentioned - I was using "Unit 12" instead of "#12" which was causing validation errors. But even after fixing that, I was still getting Error 101. The second issue was that I had accidentally selected the wrong state in the "principal business location" field. I live right on the border between two states and put my mailing address state instead of where my business is actually physically located. The IRS system apparently cross-references multiple pieces of information for consistency, and this mismatch was triggering the error. What finally helped me figure this out was keeping a detailed log of each attempt (as Carmen suggested earlier) and changing only ONE thing at a time. When I fixed the address formatting but still got the error, I knew to look for other inconsistencies in my application. For anyone still struggling: I'd recommend creating a checklist based on all the solutions in this thread and working through them systematically. Also, print out your application before submitting so you can review every single field for potential formatting or consistency issues. Sometimes a fresh pair of eyes can spot mistakes you've been overlooking! This community has been incredibly helpful - thank you all for sharing your experiences and solutions!
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Lucas Schmidt
•This is such a comprehensive approach, FireflyDreams! Your method of changing only ONE thing at a time and keeping detailed logs is brilliant - it's like debugging code but for government forms. The fact that you had multiple issues (address formatting AND wrong state selection) really shows how these problems can compound. Your point about the IRS system cross-referencing multiple fields for consistency is fascinating and explains why some of these errors are so hard to pin down. It's not just about individual fields being correct, but about how all the information fits together logically. As a newcomer to this community, I have to say this entire thread has been eye-opening. I was dreading applying for my EIN after hearing horror stories, but now I feel like I have a complete troubleshooting roadmap thanks to everyone's shared experiences. The systematic approach you've outlined - working through solutions one at a time and documenting everything - seems like the smart way to tackle this. I'm curious though - when you say you selected the wrong state for "principal business location," was this an honest mistake or is this distinction between mailing address and business location not clearly explained on the application? I work from home so I assume both would be the same, but now I'm wondering if there are other subtle distinctions like this that could trip people up. Thanks for contributing another piece to this incredibly helpful puzzle!
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