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Call your state tax office. Seriously. sometimes theres a simple issue they need to resolve but they dont bother contacting you. I wasted 3 months waiting last year when a 5-minute phone call solved everything.
Yeah fair point. I got lucky and called right when they opened. but yeah its nearly impossible to get through most of the time.
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I had the same problem but used Claimyr.com to get a callback. Only way I actually got to speak to someone without wasting my whole day on hold.
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heres wat i learned after 20 years of taxes: Federal = 2-3 weeks. State = 4-12 weeks. thats just how it is man.
Try downloading the IRS2Go app. Sometimes it has more updated info than the website. My WMR tool showed nothing but the app showed my direct deposit date.
Thanks for the tip! I'll try that now.
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Just checked and it shows the same status as the website. Was worth a try though!
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Uggg I wish I had better news but I filed january 29th (the first day possible) and my federal is still processing. my state came back in february. this is the worst tax season I can remember 😭
I'm an accountant and see this all the time. The PATH Act (Protecting Americans from Tax Hikes) requires additional verification for returns with EITC/ACTC which is why there's that mid-February holdback period. Even after the hold is released, there can be delays. If you have a DDD on transcript (code 846), your money is coming - just be patient. The IRS sends the money through ACH which typically takes 1-5 business days depending on your bank.
If its leadership credit union they are notoriously slow with tax refunds. My cousin works there and says they intentionally hold them for a few extra days to "verify" or something. Try calling again and specifically asking if there's a hold for verification.
Really? That's messed up. I'll definitely ask about that specifically when I call them again tomorrow.
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You need to start a trace. Call the IRS at 800-829-1040. But good luck getting through lol. I spent 4 days trying before I gave up and used claimyr.com to get a callback from an agent. Best decision ever - finally got my trace started and received my refund 2 weeks later. Found out they had sent my deposit to the wrong account even though my transcript showed everything was correct.
how much does claimyr cost? is it worth it?
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It was 100% worth it for me. I was going insane trying to reach someone, and they had me talking to an agent within 2 hours. Considering I was waiting on a $2700 refund that was stuck in limbo, getting actual help was priceless. They don't guarantee you'll get your refund issue resolved, just that you'll get to talk to a human at the IRS who can help.
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I feel u! I've been waiting since early march for my fed refund but my state came in 8 days 💯
So jealous. Im on week 11 with no updates, no trace number, nothing. Just "still processing" on repeat. Congrats on making it to the promised land!
That's so frustrating. Hope you get some movement soon!
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Thanks. Seriously considering that taxr.ai site someone mentioned just to see if it can make sense of my account. At this point I'm desperate for any actual information.
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Different perspective - I'm a former IRS employee (not speaking officially). Trace number means your refund is finalized and in the disbursement stage. Your return has passed all verification processes and is now just in the queue for Treasury to cut the check or send the electronic payment. This is the final status before payment, so you're almost there.
The trace number itself doesn't tell you timing, it's just a unique identifier. But once you see it, direct deposits typically take 2-5 business days, paper checks 7-14 days. The actual timing depends on processing cycles and banking systems, not anything encoded in the trace number itself.
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Thank you for the insider perspective! That's really helpful info.
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Its amazing how people get different processes. Mine got accepted 2/14, then sat with zero movement until 4/8 when suddenly all the codes appeared at once and I got my refund on 4/15. The IRS is wild.
That's actually a standard processing pattern called "bulk update." I learned that from taxr.ai - apparently the IRS batches certain returns together and processes them all at once.
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i filed in march and still waiting. starting to feel like the irs put my refund in a vault and threw away the key 🥲
Try using claimyr.com to get through to an agent. I was waiting for months and it turned out to be a simple verification issue they fixed in one call.
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Could be one of a million reasons honestly. Do you have any offset debts (student loans, child support, state taxes)? Sometimes they take part of your refund for that but don't tell you clearly.
No offsets that I know of... my student loans are current and I don't have any other debts they would take from.
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this happened to me two weeks ago!!! the IRS phone line is a joke so I used claimyr.com to get through after waiting for days. turns out they sent my direct deposit to the wrong account (typo in my return). the agent was able to cancel the wrong deposit and reissue to my correct account while i was on the phone. worth every penny to finally get answers and fix the issue.
Another successful tax season in the books! By successful I mean the government held MY money for 3 months and then finally gave it back to me without interest. How generous of them! 🙄
And if you underpay they hit you with penalties too! But they can just hang onto our refunds indefinitely with zero consequences.
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actually if your refund is significantly delayed (usually over 45 days from filing or april 15, whichever is later) the IRS does pay interest! check your transcript - you might have gotten a little extra
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I don't trust banks OR the IRS. I always file exactly to avoid having a refund. Why give the government an interest free loan all year?
This is the way. I adjust my withholding to get as close to zero as possible. I'd rather owe a small amount than wait for a refund.
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Not everyone can do this tho. If you get tax credits like EIC or child tax credit, you're gonna get a refund no matter what.
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My transcript is confusing AF. I have a DDD but also have some random code 570 that I dont understand. Is that gonna mess up my deposit date? Anyone know what that means?
I had the same issue and was super confused by all the different codes. Used taxr.ai and it explained everything about my transcript, including what the 570 meant in my specific case. Way easier than trying to figure it out from random forum posts! I'd recommend checking it out if you're trying to understand what's happening with your refund.
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sweet jesus thank you. these transcript codes are like trying to read a foreign language
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I got a DDD of 3/29 last month and still havent got my refund. Been calling IRS for two weeks and cant get thru. WMR still says processing. Anyone else have their DDD come and go with no money? 😫
No debts that I know of. Just seems like it vanished into the IRS blackhole
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You need to talk to a human at the IRS ASAP. I had a similar issue and couldn't get through for weeks. Finally used Claimyr.com and got connected to an agent who found the problem - my bank had rejected the deposit because the name didn't match exactly. They fixed it and sent a paper check instead. Worth every penny to finally get an answer instead of being in limbo!
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Mason Davis
SBTPG (TurboTax's bank) is holding your money. They receive it from IRS, take out the fees and loan amount, then send the rest to you. Usually takes 1-2 business days after DDD. If it gets to be Thursday with no deposit, call them directly at 800-901-6663.
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Mia Rodriguez
I spent DAYS trying to get through to the IRS about a similar issue (though mine was more complicated - had a freeze code on my account). Finally used Claimyr.com and got an actual IRS agent to call me back in less than an hour. They fixed my issue on the spot and my refund was processed right away. Saved me so much frustration.
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Amelia Martinez
sounds like one of those ads that pops up everywhere. anyone ACTUALLY try this?
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Mia Rodriguez
I was skeptical too, but after wasting literally DAYS of my life trying to get through on my own, I was desperate. It worked exactly as promised - had an IRS agent on the phone within 45 minutes. My refund that had been stuck for months was released 2 days later.
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