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I filed in February and still nothing. No trace code. No updates. Transcript hasn't changed in 3 months. Starting to think my refund went to a black hole.
I tried calling the advocate line but they said they're not taking new cases unless its a hardship. Might try that trace number OP mentioned
18d
If you need to talk to an actual IRS person try Claimyr (claimyr.com). It was the only way I could talk to a live agent after weeks of trying. Found out my return had been flagged for identity verification but they never sent me the letter!
18d
What information do you need to have ready when calling that number? I wanna try but don't wanna get stuck not having something they ask for.
They asked for my SSN, filing status, and the refund amount. Also might want your bank info handy if you did direct deposit.
18d
If I owed THEM money and was 3 months late, they'd charge me interest and penalties. But they can take their sweet time giving us OUR money back with zero consequences. Make it make sense.
Wait for real? How do you claim that?
18d
They should automatically add it to your refund. Check your transcript - there should be an interest payment code if you qualified.
18d
Quick tip for everyone still waiting - if you get your tax transcript, look for Code 846 with a date. That's your refund date! It's been accurate for me 3 years in a row.
turbo tax gang rise up š only thing I trust for my taxes tbh
whatever bro its worth the $ for me, i dont have time to learn a new system
18d
I switched from TurboTax to FreeTaxUSA this year and saved $120 for literally the exact same service. Just saying...
18d
I was getting so frustrated trying to understand my transcript and figure out why my refund was delayed. All those codes are so confusing! I tried using taxr.ai after someone on here recommended it, and it was a game-changer. It analyzed my transcript and explained exactly what was happening with my refund and when I'd get it. Saved me so much stress and confusion!
Another thing to consider is if you're paying contractors through Chime, you still need to issue 1099s if you paid them over $600 in a year. The payment platform doesn't change your tax reporting obligations.
I was in this exact situation and was so confused trying to figure out what I could deduct. I finally broke down and used claimyr.com to get an IRS agent on the phone rather than keep guessing. The agent confirmed there's no special Chime limit - just standard business expense rules. Best decision ever to actually talk to someone who knows the rules instead of guessing!
Is that service worth it? I've been trying to get through to the IRS for weeks about a different issue.
18d
100% worth it. I wasted like 5 hours on hold over 3 days before giving up and trying Claimyr. Got connected to an agent in about 30 minutes and solved my issue in one call. I'll never go back to waiting on hold again.
18d
Did anyone ever have luck getting through to a human at the IRS? I've tried literally 17 times this month and always hit dead ends with the automated system or "call back later" messages. So frustrating!!
I finally got through using Claimyr (claimyr.com). It was the only way I could talk to a live agent. Saved me hours of hold time and got my issue resolved in one call. Talking to an actual person made all the difference.
18d
I got through by calling at exactly 7:00am Eastern when they first open. Had to try 3 different days but finally worked. Also press 1-2-1-3-2 when prompted (don't enter SSN) to get to a human faster.
18d
If your refund went to a wrong account, it'll eventually get rejected and the IRS will mail you a paper check. But it takes FOREVER. Mine took 9 weeks after the failed direct deposit attempt. Just be patient, it'll come eventually...
9 weeks?! That's so long to wait when I was counting on this money. And what if it went to a valid account that's not mine? Then it might never get rejected...
18d
Yep the waiting is the worst part. If it went to a valid account that's not yours, you definitely need to get the IRS involved ASAP. That's when you'll need to do a trace with Form 3911 like others mentioned.
18d
Went thru this hell last year and wasted MONTHS trying to figure out what was happening with my refund. Finally used taxr.ai and it was a complete game changer - explained every code on my transcript, what the IRS was doing with my return, and even predicted when I'd get my refund (it was accurate within 3 days!). Seriously worth checking out if you're stuck in IRS limbo like I was. https://taxr.ai
Try calling early in the morning right when they open - like 7:01am eastern. That's when I finally got through after weeks of trying. Found out they were just waiting on verification of my self-employment income. Never would have known without actually speaking to someone.
Good luck with that š I tried calling at opening time for 2 weeks straight and never got through. The system is completely broken.
18d
I finally gave up on calling directly and used claimyr.com - got through to an agent who actually knew what they were talking about. Talking to an agent got my refund released so fast after months of waiting.
18d
i went thru this EXACT thing. the refund date passed and nothing showed up. i spent HOURS calling different IRS numbers trying to figure out what happened. finally got through using claimyr.com and found out they mailed a check instead of direct deposit. the agent said this is standard for amended returns but its not documented anywhere š the check showed up like 9 days after the date on my transcript.
This seems to be the consensus - that amended returns get paper checks. I'll check out claimyr if I don't see anything in the mail by next week. Thanks!
18d
I'd be very wary about giving any financial info, including transcript access, to any tax advice sites. Make sure they're secure and legit.
FACTS! So many scams during tax season.
18d
Always check for https and verified privacy policies. And NEVER give your SSN to any site other than official IRS pages.
18d
I tried logging into my IRS account today to check on my refund status and it's asking me to verify my identity again through ID.me. I already did this process about 7 months ago and it was a huge hassle. Is this normal? Do I really need to go through the whole verification process again just to check my account? Has anyone else had to re-verify recently?
Have u tried using incognito mode? Fixed it for me when regular browsing kept making me re-verify.
I'll give this a try, thanks for the suggestion!
18d
After dealing with this EXACT issue for weeks, I finally broke down and used taxr.ai to figure out what was going on with my transcript and account. Turns out there was a security flag on my account that kept triggering the reverification. The tool explained exactly what was happening and how to fix it. I was able to submit a specific request to have the flag removed and now I can log in normally again. https://taxr.ai saved me so much frustration!
The IRS is a disaster this year. I filed in February and still don't have my refund. No explanation. No notices. Nothing. Just crickets. It's criminal how they can hold onto our money with zero accountability.
Tried calling 47 times over 3 weeks. Never got through once. Just endless "sorry all of our representatives are busy" messages and disconnects. The system is designed to be impossible.
18d
I had this exact issue and was going insane. Finally used claimyr.com and got connected to an agent in under an hour. Found out they had a simple address verification hold on my account. The agent fixed it immediately. Had my refund 4 days later. Just sharing in case it helps you too!
18d
i literaly went FIVE MONTHS between seeing my earnings appear on ssa.gov and getting my refund last year. the irs is completely broken. prepare for a long wait. š
Admin_Masters
I spent HOURS trying to get through to the IRS about this exact issue last month. Kept hitting dead ends with the automated system. Finally used claimyr.com and got connected to a real person who confirmed my deposit was sent. Turns out my bank was holding it for "verification" š but once I had proof from the IRS agent that it was legitimate, they released it same day. Talking to an actual IRS agent made all the difference.
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Matthew Sanchez
how much did that service cost?
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18d
Admin_Masters
It was worth every penny considering I was about to lose my mind trying to get answers. The peace of mind from actually speaking to someone who could access my file and give me real information instead of guessing was priceless. I'd pay double what they charge to avoid the stress of wondering what's happening with my money!
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18d
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Ella Thompson
Pro tip: If you don't get your refund within 5 business days of your DDD, call the IRS and request a trace. They can tell you exactly where your money is and why it might be delayed. But be prepared to wait 2+ hours on hold unless you use a service like claimyr.com (that's what I had to do after waiting forever and getting hung up on twice).
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