Money Network Card $300 ATM withdrawal limit - ways to access full funds?

You have a few options with the Money Network card: 1. Bank transfer is the most reliable - yes it takes 2-3 days but there's no fee 2. You can go to any bank that displays the Visa logo and do a cash advance at the teller window (bring ID). Most allow up to $5,000 per transaction 3. You can do multiple ATM withdrawals but you'll get hit with fees after your 4 free withdrawals per month 4. Some stores like Walmart or grocery stores offer cash back with purchase (usually $100-$200 max) Personally, I always transfer to my bank account. It's cleaner and I don't have to worry about carrying cash.

dont waste ur time with atms... just do the bank link in the app. its kinda annoying to setup but once u do it works fine. just make sure u have the right account numbers. i got a $45 overdraft fee cus i typed the wrong number lol

I've been dealing with these stupid cards for YEARS. The whole $300 ATM limit is honestly ridiculous when you have thousands in benefits. Here's what I do: 1. NEVER use non-Bank of America ATMs - they charge extra fees 2. You can actually make multiple $300 withdrawals in the same day (I've done up to 3 back-to-back) 3. SOME Bank of America locations will let you withdraw more inside with a teller 4. Money Network app transfers are FREE but slow The system is deliberately annoying. EDD wants to make it hard to get YOUR MONEY.

I had the same problem last month and found the best solution is making a cash advance withdrawal inside a bank. Just go to any bank that has the Visa logo on the door, show your Money Network card and ID to the teller, and request a cash advance withdrawal. I withdrew $2,400 this way at Chase (and I don't even have an account there). No fee from the Money Network side, but the bank might charge a small fee ($5-$10). The bank transfer in the app works too but takes too long when you need cash immediately. Hope this helps!

try walmart. u can get $100 cash back with purchase. just buy something cheap like gum and ask for cashback. do it multiple times if u need more. i do this all the time lol

If you need to contact EDD about your Money Network card issues, use Claimyr. I spent DAYS trying to reach someone about my card limits and kept getting the "maximum callers" message. Claimyr got me through to a live EDD agent in 17 minutes. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km - seriously worth it when you're desperate to access your benefits. Their website is claimyr.com

Just to clarify some misinformation I'm seeing in this thread: 1. The daily ATM withdrawal limit for Money Network cards is $1,000, not $300. However, many individual ATMs have their own $300 per transaction limits. 2. You can make multiple withdrawals up to your daily card limit. 3. Cash advance at bank tellers is the best option for large amounts (up to $10,000 per day). Most banks will process this even if you're not a customer, though some may charge a fee. 4. Bank transfers in the app are completely free and secure, though they do take 2-3 business days. 5. You get 4 free ATM withdrawals per month, then it's $1.25 per withdrawal. For the official info, check the cardholder agreement on moneynetwork.com/edd

I've been using the Money Network card for about 6 months now and here's what I've learned through trial and error: The cash advance at bank tellers is definitely your best bet for large amounts. I've successfully done this at Chase, Citibank, and even some credit unions. The key is to be polite and explain that it's a Visa debit card from your unemployment benefits. Some tellers aren't familiar with the process, so you might need to ask for a supervisor. One tip nobody mentioned: if you're doing the bank transfer through the app, set it up on a Tuesday or Wednesday morning. I've noticed transfers initiated on Fridays sometimes don't process until the following Tuesday due to weekends. Also, keep your receipts from any cash advances or ATM withdrawals. I had a discrepancy once where a $300 withdrawal didn't show up properly on my statement, and having the receipt helped resolve it quickly. The daily limits Jamal mentioned are correct - it's $1,000 per day total, but individual ATMs often cap at $300 per transaction.

I'm new to this Money Network card situation and wow, this thread is a goldmine of info! I just got my card yesterday and was panicking about the withdrawal limits. A few quick questions based on what everyone's shared: 1. For the cash advance at banks - do I need to call ahead or can I just walk in? 2. Has anyone tried credit unions for cash advances? I have a local one nearby that might be more helpful than big banks. 3. @Jamal Brown - you mentioned the daily limit is $1,000 total. Does that reset at midnight or is it a 24-hour rolling period? Really appreciate everyone sharing their experiences. It's crazy how complicated they make accessing our own money, but at least we can help each other figure it out!

Hey Carmen! I had this exact same frustration when I first got my Money Network card. Here's what worked best for me: The cash advance at bank tellers is definitely the way to go for immediate access to larger amounts. I've successfully withdrawn $1,500+ at once from Bank of America, Chase, and Wells Fargo. Just bring your ID and the Money Network card - tell them you want a cash advance on your Visa debit card. Sometimes you might get a teller who's not familiar with the process, but if you ask nicely for a supervisor they usually figure it out quickly. For your $1,600 rent payment specifically, you could also consider asking your landlord if they accept Zelle, Venmo, or other payment apps. You can link your Money Network card to most of these services and transfer the full amount instantly without dealing with ATM limits or bank visits. The bank transfer through the Money Network app really is the most convenient long-term solution once you get it set up. Yeah it takes 2-3 days, but then you have normal access to all your funds through your regular bank account. One last tip: if you do multiple ATM withdrawals, try to use the same ATM network to avoid extra fees. The Money Network website has a fee-free ATM locator that can save you money. Hope this helps and good luck with your rent payment!

Just wanted to add another option that worked for me - you can also get a cashier's check or money order from many grocery stores and pharmacies using your Money Network card. Places like Kroger, Safeway, and CVS usually offer this service. There's typically a small fee ($1-3) but you can get a cashier's check for your full rent amount without dealing with daily withdrawal limits or waiting for bank transfers. I did this last month when I needed to pay $1,800 for rent and my landlord only accepts checks. Just go to the customer service counter, tell them you want a money order, and they'll run your Money Network card like a regular debit purchase. The money order is as good as cash to most landlords and you get it immediately. Also wanted to second what others said about credit unions - they're usually much more helpful with cash advances than big banks. My local credit union has never charged me a fee for cash advances and the staff actually knows how to process them quickly.