EDD Money Network card ATM withdrawal limits - anyone know the max amount?
I just got my new EDD Money Network debit card last week after my previous BofA card expired. Tried using it at an ATM yesterday and was only able to take out $300, but I need to withdraw more to pay rent. Does anyone know what the daily withdrawal limit is for these cards at ATM machines? The paperwork wasn't clear and I don't want to make multiple trips if I can avoid it. The EDD website isn't helping either - just keeps sending me to generic Money Network info pages. Anyone have experience with larger withdrawals?
34 comments


Mei Zhang
The current Money Network ATM withdrawal limit is $1,000 per day. But keep in mind some ATMs themselves might have lower limits (like $400 or $500) regardless of what Money Network allows. I use mine at Chase ATMs and can usually get $800 out at once. Check out this video if you need help navigating any Money Network card issues: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km and you can find more info on claimyr.com if you need to call EDD about any card problems.
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Jamal Anderson
•Thanks for the info! $1,000 should definitely be enough. I'll try a different ATM - maybe the one I used had its own lower limit like you said. I'll check out that video too.
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Liam McGuire
i think its $500 per atm but u can go to multiple atms in one day if u need more $$$
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Amara Eze
•This isn't correct information. Money Network cards have a $1,000 daily ATM withdrawal limit. The individual ATM might have its own lower limits, but that's not the card's limit. Also, if you go to a bank teller window with ID, you can withdraw up to $10,000 in a single transaction. I had to do this when moving apartments last year because my landlord wanted a cashier's check for the deposit.
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Giovanni Ricci
THESE NEW MONEY NETWORK CARDS ARE NOTHING BUT TROUBLE!!! I've had NOTHING but problems since they switched from Bank of America. Customer service is a JOKE and I couldn't access my funds for 3 WEEKS after certification!!!! Had to borrow money from family to pay bills! EDD doesn't care about us at all!!!!
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NeonNomad
•While the transition from BofA to Money Network has been challenging for many claimants, this specific thread is about ATM withdrawal limits. To answer the original question: the daily ATM withdrawal limit is $1,000, but you can withdraw up to $10,000 at a bank teller window if you need a larger amount. You'll need to bring your Money Network card and a government-issued photo ID to complete the transaction.
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Fatima Al-Hashemi
I'm also on UI and got my Money Network card a couple months ago. From what I understand, there are different limits: - ATM withdrawals: $1,000 per day - Point-of-sale purchases: $5,000 per day - Teller cash withdrawals: $10,000 per transaction Just a heads up though - I've found some ATMs charge really high fees with these cards. I use the ATM locator in the Money Network app to find surcharge-free ATMs. There are quite a few options depending on where you live.
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Jamal Anderson
•This is super helpful! I didn't even know about the app - will download it now. Do you know if credit unions are generally surcharge-free with these cards?
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Dylan Mitchell
I went through something similar last month when I needed to withdraw rent money! The ATM at 7-11 near my house only let me take out $400 but when I went to the Wells Fargo down the street I was able to get $1,000 out. I think it depends on the ATM not the card itself?
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Sofia Martinez
Has anyone else been having trouble with the Money Network app? I can't even check my balance half the time... keeps saying "error connecting to server" or something. How am I supposed to know how much I can withdraw if I can't even see my balance??
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Amara Eze
•That's a separate issue, but if you're having trouble checking your balance, you can always call the number on the back of your card. The automated system will tell you your balance without having to speak to a representative. As for the original question about ATM limits, it's $1,000 daily for ATM withdrawals with the Money Network card, but individual ATMs may have lower limits.
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NeonNomad
To directly answer your question: The Money Network ATM withdrawal limit is $1,000 per day. However, there are several other important limits to be aware of: • Point-of-sale purchases: $5,000 per day • Bank teller withdrawals: $10,000 per transaction • ATM withdrawals: $1,000 per day • ATM balance inquiries: No limit, but fees may apply • Bill pay transactions: $5,000 per day If you're having trouble accessing your funds or need to reach EDD about card-related issues, Claimyr (claimyr.com) can help you get through to an agent quickly. They have a good video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km I personally used their service when my card was locked after too many incorrect PIN attempts and needed it resolved immediately.
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Jamal Anderson
•Thanks for this detailed breakdown! $1,000 daily should work for what I need. Good to know about the teller withdrawal option too in case I need larger amounts in the future.
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Emily Nguyen-Smith
Just wanted to add my experience - I've been using the Money Network card for about 6 months now. The $1,000 daily ATM limit is correct, but I've found that going to bank branches (like Wells Fargo or Chase) during business hours gives you the best chance of getting the full amount in one transaction. Some standalone ATMs in grocery stores or gas stations seem to have their own lower limits around $300-500. Also, if you're planning to withdraw a large amount regularly, consider setting up direct deposit to your regular bank account instead - you can do this through the EDD portal and it saves on ATM fees.
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Debra Bai
I had the same issue when I first got my Money Network card! The daily ATM withdrawal limit is $1,000, but like others mentioned, individual ATMs often have their own lower limits. I've found that bank ATMs (Chase, Wells Fargo, etc.) usually allow higher withdrawal amounts compared to convenience store or grocery store ATMs. If you need more than what the ATM allows, you can also do a teller withdrawal at most banks with your card and ID - that limit is much higher at $10,000 per transaction. Just make sure to use the Money Network app or website to find fee-free ATMs in your area to avoid those annoying surcharge fees!
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Sean Flanagan
•This is really helpful advice! I'm new to the Money Network card system and was confused about all the different limits. The tip about using bank ATMs versus convenience store ATMs makes a lot of sense - I'll definitely try a bank location next time. Also good to know about the teller withdrawal option if I ever need a really large amount. Thanks for sharing your experience!
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Vanessa Figueroa
I've been using the Money Network card for about 8 months now and can confirm the $1,000 daily ATM limit. One thing I learned the hard way is that some ATMs will actually split larger withdrawals into multiple transactions if you request more than their machine limit, which can eat into your daily limit faster than expected. For example, if you try to withdraw $800 at a machine with a $400 limit, it might process it as two separate $400 transactions. I'd recommend sticking to bank branch ATMs during business hours for the most reliable experience - they typically have higher individual machine limits and better customer service if something goes wrong. Also, keep your receipts! I had a transaction error once where the ATM dispensed less cash than it charged me for, and the receipt was essential for getting it resolved through Money Network customer service.
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Connor O'Brien
•This is really valuable insight about the ATM transaction splitting! I had no idea that could happen and it definitely explains why I might have run into issues at some machines. Your tip about keeping receipts is also super important - I've been throwing mine away but will definitely start holding onto them now. Thanks for sharing your experience with the transaction error too, that's exactly the kind of real-world advice that helps newcomers like me navigate this system better.
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Yara Nassar
Hey Jamal! I just got my Money Network card a few weeks ago too after the BofA switch. The daily ATM limit is definitely $1,000, but I've run into the same issue you had where individual ATMs have their own lower limits. What worked for me was using ATMs at actual bank branches (like Chase or Wells Fargo) during business hours - they usually let you withdraw the full amount or close to it. The little ATMs at gas stations and convenience stores seem to cap out around $300-400. Also, if you download the Money Network mobile app, there's an ATM locator that shows you which ones are fee-free, which has saved me a ton in surcharge fees. Hope this helps with getting your rent money!
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Kelsey Hawkins
•Thanks Yara! This is exactly what I needed to hear from someone who just went through the same transition. I'll definitely try a bank branch ATM next time instead of the random one I used yesterday. The Money Network app tip is great too - I hadn't even thought to download it yet but avoiding those surcharge fees will definitely add up over time. Really appreciate you taking the time to share what worked for you!
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Brianna Schmidt
I've been dealing with the Money Network card for about 4 months now and can definitely confirm the $1,000 daily ATM withdrawal limit. One thing that really helped me was calling the customer service number on the back of the card to ask which ATM networks have the highest individual machine limits in my area. They were actually pretty helpful and told me that most major bank ATMs (Bank of America, Chase, Wells Fargo) typically allow $800-1000 per transaction, while smaller ATMs at grocery stores or gas stations usually max out at $300-500. Also, pro tip: if you're planning to withdraw larger amounts regularly for rent or other big expenses, you might want to consider setting up a transfer to your regular bank account through the Money Network website - it takes a day or two but you avoid ATM fees entirely and can access your full balance at your own bank.
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Olivia Kay
•This is really helpful advice, especially about calling customer service to ask about ATM networks in your area! I never would have thought to do that but it makes total sense that they'd have that information. The tip about setting up transfers to your regular bank account is something I should definitely look into - I hadn't realized you could do that through the Money Network website. Even with the 1-2 day delay, avoiding those ATM fees would probably save me money in the long run. Thanks for sharing what you've learned over the past few months!
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NebulaNinja
I've been using the Money Network card since they made the switch from BofA about 5 months ago. The $1,000 daily ATM limit is correct, but here's what I've learned through trial and error: Credit union ATMs often have the best combination of high withdrawal limits and low/no fees. My local credit union ATM lets me pull out the full $1,000 and doesn't charge surcharge fees. Also, if you're in a real pinch and need cash immediately, you can do cash back at grocery stores - most will let you get $100-200 cash back with a purchase, and it doesn't count against your ATM withdrawal limit since it's processed as a purchase transaction. Just buy something small like gum or a drink. The Money Network app ATM locator is definitely worth downloading - it'll save you from those $3-5 ATM fees that add up quickly when you're already tight on money.
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Sean Murphy
•This is such great practical advice! The credit union tip is brilliant - I never thought about them having better withdrawal limits and lower fees. The cash back trick at grocery stores is also really clever, especially knowing it doesn't count against the ATM limit. That could be super useful when you need just a little extra cash without making another ATM trip. I'm definitely downloading that Money Network app today - seems like everyone who's had success with this card mentions using it to avoid fees. Thanks for sharing all these real-world strategies you've figured out over the past 5 months!
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Chloe Delgado
I just went through this same situation last month! The Money Network card has a $1,000 daily ATM withdrawal limit, but like everyone's saying, individual ATMs often have much lower limits. I had the best luck at Wells Fargo and Chase branch ATMs - they usually let me withdraw $800-1000 in one transaction. The tiny ATMs at 7-Eleven and gas stations seem to cap out around $300-400. One thing that really saved me was downloading the Money Network app - it has an ATM locator that shows you which ones are fee-free in your area. I was getting hit with $3-5 surcharge fees every time before I started using that feature. For rent payments specifically, you might also want to look into getting a money order from the post office or grocery store using your card - sometimes landlords prefer that anyway and you can avoid multiple ATM trips.
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Noah Ali
•This is exactly the kind of comprehensive advice I was hoping to find! I'm dealing with the same situation - just got my Money Network card after the BofA switch and was frustrated with the low withdrawal amounts at smaller ATMs. Your breakdown of which bank ATMs work best is super helpful, and I had no idea about the money order option for rent payments. That might actually be perfect since my landlord is pretty old-school anyway. Definitely downloading that app right now - seems like everyone who's figured out this system mentions it. Thanks for sharing your experience from last month!
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Tyler Murphy
I've been using the Money Network card for about 3 months now and can confirm the $1,000 daily ATM limit that everyone's mentioned. One thing I discovered that might help you specifically with rent - if your landlord accepts online payments, you can often pay rent directly from the Money Network card through their portal or apps like Zelle/Venmo without having to withdraw cash at all. This saved me from having to deal with ATM limits entirely. But if you do need cash, I've had the best luck at major bank branch ATMs during business hours. Wells Fargo and Chase typically let me get $800-900 in one go, while the standalone ATMs at grocery stores usually cap me at $400. The Money Network app's ATM locator has been a lifesaver for finding fee-free options too - those surcharge fees really add up when you're already managing a tight budget on unemployment benefits.
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Jayden Hill
•That's a really smart solution about paying rent online directly from the card! I hadn't even thought about using Zelle or Venmo - that would completely eliminate the ATM withdrawal hassle. I'll definitely check with my landlord to see if they accept online payments. If not, sounds like I need to head to a Wells Fargo or Chase branch ATM instead of those smaller ones. Thanks for the tip about the Money Network app too - seems like that's the key to avoiding all those extra fees everyone keeps mentioning!
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Nia Harris
I've been using the Money Network card for about 6 months now and can definitely confirm the $1,000 daily ATM withdrawal limit. What I've found really helpful is planning ahead for larger expenses like rent - I usually withdraw the maximum amount a day or two before it's due to avoid any last-minute issues with ATM availability or limits. One trick that's worked well for me is using ATMs inside bank lobbies rather than the outdoor ones - they tend to have higher individual transaction limits and better reliability. Also, if you're comfortable with it, some people in my apartment complex have started using peer-to-peer payment apps like Venmo or CashApp to pay their portion of rent to one person who then writes a single check to the landlord. This way you can transfer directly from your Money Network card without dealing with ATM limits at all. Just make sure you trust the person handling the payment! The Money Network app really is essential though - I probably would have spent hundreds in unnecessary fees by now without the ATM locator feature.
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Justin Chang
•This is such practical advice, especially about planning ahead for rent payments! I never thought about withdrawing the money a day or two early to avoid any last-minute stress with ATM limits or availability. The tip about using ATMs inside bank lobbies versus outdoor ones makes a lot of sense too - I bet those indoor ones are better maintained and probably have fewer technical issues. The peer-to-peer payment setup with roommates/neighbors is really creative, though you're right about needing to trust whoever is handling the main payment. I'm definitely going to download that Money Network app today - it sounds like it's been a game-changer for everyone who's successfully navigating this card system. Thanks for sharing your 6 months of experience!
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Kai Rivera
I've been dealing with the Money Network card for about 2 months now since getting my unemployment benefits. The $1,000 daily ATM limit is accurate, but I learned the hard way that you really need to be strategic about which ATMs you use. I had similar issues at first - tried a random ATM at a corner store and could only get $300 out. What worked for me was going to actual bank branches during business hours. Bank of America and Wells Fargo ATMs have consistently let me withdraw $800-900 in a single transaction. Also, if you're in a bind and need cash fast, don't forget about cash back at grocery stores - you can get up to $200 cash back with a small purchase and it counts as a purchase transaction, not an ATM withdrawal, so it doesn't eat into your daily limit. The Money Network app is definitely worth downloading for the ATM locator feature - it'll show you fee-free options and save you from those $3-5 surcharge fees that really add up when money's already tight.
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Ashley Adams
•This is really helpful info, especially coming from someone who's only been dealing with this for 2 months - shows you've figured out the system pretty quickly! The cash back at grocery stores is such a smart workaround that I hadn't considered. $200 extra without touching the ATM limit could make all the difference when you're trying to get rent money together. I'm definitely going to try the Bank of America and Wells Fargo ATMs like you suggested instead of those corner store ones. Sounds like the Money Network app is absolutely essential - everyone who's had success mentions it. Thanks for sharing what you learned, even the hard way!
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Jade Santiago
I've been on the Money Network card for about 4 months now and can confirm the $1,000 daily ATM limit everyone's mentioned. One thing that really helped me was calling their customer service line (number on back of card) and asking them to walk me through all the limits and options. They actually have pretty decent phone support compared to trying to get through to EDD directly. Here's what I learned that might help: - ATM withdrawals: $1,000/day but individual machines often have lower limits - Bank teller withdrawals: $10,000/transaction (need ID) - Cash back at stores: Usually $100-200, doesn't count against ATM limit - Online bill pay: Can pay rent directly through many landlord portals For your rent situation specifically, I'd suggest trying a major bank branch ATM first (Chase, Wells Fargo, BofA) during business hours - they typically allow $800-1000 per transaction. If that doesn't work, the teller withdrawal option is clutch for larger amounts. The Money Network app's ATM locator has also saved me tons in fees. Hope this helps and you get your rent sorted!
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Melissa Lin
•This is incredibly thorough and helpful! I really appreciate you taking the time to call customer service and get all the details - that's such a smart approach that I wouldn't have thought of. The breakdown of all the different limits and options is exactly what I needed. I'm definitely going to try a Chase or Wells Fargo branch ATM first, and it's good to know about the teller withdrawal backup option if I ever need really large amounts. The tip about online bill pay directly through landlord portals is brilliant too - that could solve this whole problem permanently if my landlord has that set up. Thanks for sharing everything you learned over the past 4 months!
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