Money Network EDD debit card spending limits - daily withdrawal and purchase restrictions?

Yep, there are definitely limits. I think the daily ATM limit is $1000 and point-of-sale purchase limit is $5000. But there's also a stupid $1000 cash advance limit at banks that's separate from the ATM limit. But honestly the limits seem to change randomly!!!! Last month my card wouldn't let me take out more than $500 from the ATM even though the month before I could do $1000. The whole system is GARBAGE.

The Money Network card for EDD benefits has these standard limits: - ATM withdrawals: $1,000 per day - Point-of-sale purchases: $5,000 per day - Over-the-counter cash withdrawals at banks: $1,000 per day So you should be able to pay your landlord the $1800 in a single transaction as long as you're doing it as a purchase and not trying to withdraw cash. Just be aware that some merchants have their own transaction limits, so it might be worth checking with your landlord if they have any payment processing restrictions before attempting the transaction.

I had to deal with this last year. What I found is that you can transfer funds from your Money Network card to your personal bank account using the Money Network app or website, and then pay your landlord from your bank account. This avoids the daily cash withdrawal limits completely. The transfer usually takes 1-3 business days to complete. This was the easiest solution for me when I had to make larger payments.

Usually there's no limit on the transfer amount as long as you have the funds available on your card. But the first time you link your bank account, they might do a small test deposit to verify the account, which can take 1-2 days. So if you're in a rush, it might be faster to just do a point-of-sale purchase if your landlord accepts card payments.

I had so much trouble with my Money Network card last month! The stupid thing kept declining even though I had plenty of money on it. Turns out you have to activate it by calling and creating a PIN even if you're just using it for online purchases. Did you activate yours yet? Also the website is always down for "maintenance" whenever I need to check my balance lol

If you're having trouble reaching customer service for the Money Network card, I've had great success using Claimyr to get through to actual humans at EDD. I was in the same boat trying to figure out my card limits and after days of frustration, I used Claimyr (claimyr.com) and they got me connected to a rep who explained everything. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km. The service is worth it when you're stuck in phone tree hell and need answers quickly about your benefits or card.

ok but why does nobody talk about how the money network app is like NEVER WORKING?! everytime i try to check my balance it says "system unavailable" and im like ???? how am i supposed to know if i can pay for groceries?? anyone else have this problem or just me?

Just wanted to add - if you need to make a larger cash withdrawal beyond the daily limits for paying rent, you can also request a paper check from Money Network for the full balance on your card. There's an option for this on their website under "Check Request" or you can call customer service. It takes about 10 days to arrive, so it's not a quick solution, but it's another option if you need to access larger amounts at once in the future.

Just a heads up - I've noticed that some ATMs have lower limits than others for Money Network cards. The ones at grocery stores and gas stations sometimes only let me withdraw $400-500 even though the card limit is supposed to be $1000. Bank ATMs usually work better for getting the full $1000. Also, if you're doing the bank transfer method, make sure to check if your bank charges any fees for incoming transfers from prepaid cards - mine charges $3 but it's still worth it to avoid the cash withdrawal hassles.

I've been using the Money Network EDD card for about 6 months now and here's what I've learned through trial and error: The daily limits are $1000 ATM withdrawal and $5000 purchase, but there are some gotchas. First, weekends sometimes have different processing rules - I've had transactions that worked fine on weekdays get declined on Saturdays. Second, if you're making a large purchase like rent, call ahead to let them know it's coming or it might get flagged as suspicious activity and blocked. I learned this the hard way when my $1600 rent payment got declined and my card was temporarily frozen. Had to spend 2 hours on the phone getting it sorted out. For your situation, I'd definitely recommend the bank transfer method others mentioned - it's the most reliable way to handle larger amounts without running into daily limits or merchant restrictions.

Hey everyone! New to this community but already learning so much from this thread. I'm in a similar situation - just got my Money Network card last week and trying to figure out all the limits and quirks. Based on what I'm reading here, it sounds like the bank transfer method is definitely the way to go for larger payments like rent. I set up the account linking yesterday and I'm crossing my fingers it processes quickly. One question though - has anyone had issues with the Money Network website timing out during the transfer process? I tried to initiate a transfer earlier today and it kept giving me error messages. Not sure if it's just their usual technical problems or if I'm doing something wrong. Thanks for all the great info in this thread - wish I had found this community sooner instead of spending hours trying to navigate their customer service!

I went through this exact same situation a few months ago! For what it's worth, I was able to pay my $1650 rent using the point-of-sale purchase option since my landlord accepts card payments through their property management company. However, if your landlord only takes cash or check like many do, the bank transfer method that Giovanni and others mentioned is definitely your best bet. Just be aware that the first transfer can take up to 5 business days because they do that verification process. If you're really pressed for time, you could also try going to multiple ATMs on the same day - I've heard some people say the $1000 daily limit resets at different times depending on which ATM network you use, but I can't confirm if that actually works. Good luck getting your rent sorted!

I actually tried the multiple ATM approach when I was in a similar bind a few months ago. I was able to get $1000 from a Bank of America ATM around 2pm, then went to a Wells Fargo ATM around 6pm the same day and got another $500 (not the full $1000 though). I think it might have worked because they're on different networks, but honestly I'm not 100% sure if it was just luck or if there's actually a strategy there. The limits seem pretty inconsistent overall. If you're really tight on time and need the full $1800 fast, you might want to try hitting 2-3 different bank ATMs throughout the day and see what happens. Just make sure to space them out by a few hours. But definitely still set up that bank transfer as your backup plan since that's the most reliable long-term solution!

I've been dealing with Money Network cards for over a year now and wanted to share what I've learned about maximizing your withdrawal options when you need larger amounts quickly. The key thing to understand is that different ATM networks often have different daily limit tracking systems. I've successfully withdrawn $1000 from a Chase ATM in the morning, then another $800-900 from a credit union ATM later the same day. The trick is to avoid ATMs from the same bank/network and space them out by at least 4-6 hours. Also, if you're really in a pinch, some grocery stores like Safeway or Kroger will let you get cash back up to $200-300 with a small purchase, and this doesn't always count against your ATM withdrawal limit since it's processed as a purchase transaction. Between ATM withdrawals and cash back options, I've managed to get around $1500 in cash in a single day when I absolutely had to. Just make sure to keep your receipts and track everything so you know how much you've accessed!