EDD Money Network card keeps declining - can't transfer funds either

I had a similar issue with my Money Network card last month! The problem was that I hadn't activated it properly. You need to call the activation number and set up a PIN first, even if you think it's already activated. Did you do that step? Also, make sure you signed the back of the card. I know it sounds basic but these things can cause declines.

My card did ths 2 me too! It was becuz theres a daily spending limit of $1000 and ATM limit of $500. did u try to use more than that? Also sometmes they put a temporary hold for fraud protection if u try using it at too many places in one day. Check ur texts - did they send u a fraud alert?

This sounds like either a card activation issue or a security hold on your account. Here's what you need to do: 1. Call Money Network customer service at 1-888-233-5916 and press 0 repeatedly to bypass the automated system and reach a representative 2. Tell them you're experiencing declined transactions despite having funds 3. Ask them to verify your card is fully activated and there are no security holds 4. If there's a hold, they can remove it immediately 5. If your card is damaged or defective, request a replacement (though this takes 7-10 days) Also, make sure you're selecting "credit" not "debit" when making purchases, as some merchants have issues processing Money Network cards as debit even with the correct PIN.

those cards r THE WORST!!!! ive had nothing but problems with mine everytime i get a new one. the EDD system is broken and they dont care about us AT ALL. my last card took 3 weeks to arrive and then it got frozen for no reason and i couldn't pay my car payment. ended up with a late fee because of their incompetence.

I had this exact same problem and figured out the solution. You need to go into the Money Network app settings and enable "out of state transactions" even if you're not out of state. For some reason, their fraud detection system can get triggered if you use the card at multiple locations in a short time period, especially if those locations are different types of businesses. Go to Profile > Card Settings > Transaction Controls > and make sure location restrictions are turned OFF. Also, sometimes the transfer feature gets temporarily disabled if there's suspicious activity. Try the card at just ONE location after changing those settings, then wait 24 hours before trying a transfer again. If that doesn't work, you're going to need to talk directly to a Money Network rep, which is nearly impossible through their customer service line.

Has anyone tried using Claimyr to get through to EDD? My Money Network card was locked for "suspicious activity" and I needed an EDD agent to fix it because Money Network kept referring me back to EDD. I was getting desperate and used Claimyr (claimyr.com) to get through to an actual EDD representative who unlocked my card account. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km. Saved me days of trying to get through their phone system.

Just a follow-up question - have you been able to log into the Money Network website directly (not just the app)? Sometimes the website gives more detailed information about why a card might be restricted. Also, did you receive any emails from Money Network when your payment was first deposited? There's usually an initial notification that might have important account info.

Hey, just wanted to update everyone on this thread - I had a similar issue last month. For me, it turned out that I needed to verify my identity with Money Network separately from the EDD verification I had already done. After I completed that process, they lifted the hold within 2 hours and my card worked perfectly. Also, pro tip: The Money Network customer service has much shorter wait times if you call right when they open at 8am Pacific time. I got through in under 10 minutes when I called early.