EDD Money Network card suddenly giving transaction errors at ATM - can't access my funds
Has anyone else had issues with their EDD Money Network card suddenly not working? I was able to withdraw cash from my card at an ATM 3 days ago with no problem, but today I tried to take out money and just got 'transaction error' on the screen. No explanation, nothing. So I tried to do a one-time transfer through the Money Network mobile app, and now the app says it 'can't locate my card'??? My benefits payment posted this week and the money is definitely in my account according to the balance - I just can't access it! I've got rent due in 2 days and I'm seriously freaking out. What could have happened between Monday and today that would make my card stop working completely?
17 comments
Nia Harris
This happened to me last month. Three things you should check immediately: 1. Call the number on the back of your card to make sure it hasn't been locked for suspicious activity. Sometimes they'll freeze it if you use it at a new ATM location they don't recognize. 2. Check if you've hit your daily withdrawal limit. There's a $1000 daily ATM limit with these cards. 3. Try using it as a debit card at a grocery store for a small purchase to see if the card is working at all or if it's just the ATM function. FYI - if you can't get it resolved by calling the Money Network number, you might need to speak with EDD directly since they're the ones who authorize the funds.
0 coins
GalacticGuardian
•Thanks for the suggestions! I just tried calling the Money Network number but got stuck in their automated system for 15 minutes and then it hung up on me. I'm going to try your suggestion about using it for a small purchase somewhere to see if it's just the ATM function. I'll update after I try that.
0 coins
Mateo Gonzalez
If your Money Network card isn't working for withdrawals AND the app can't locate your card, it might be deactivated. This can happen if: - Your card expired (they're good for 3 years) - There was suspected fraud - EDD requested a freeze - Your personal info changed Call Money Network at 1-866-323-2311 and speak to a live person. You'll need to press specific options to bypass the automated system - usually something like 0 or # repeatedly can get you to a representative. If you truly can't reach them, you might need to contact EDD directly to find out what's happening with your benefits payment method.
0 coins
GalacticGuardian
•The card definitely shouldn't be expired - I just got it 6 months ago. But suspected fraud makes sense...I did use it at a gas station I've never been to before on Monday. I'll try the trick to get past the automated system. Really hope I can get this fixed without having to reach EDD because that seems impossible!
0 coins
Aisha Ali
I went thru THE EXACT SAME ISSUE last week!!! tried to get $$ at 7-11 ATM and got error, then app said card not found. Turns out my card was FROZEN bc someone tried to use my card # online!!! I never knew until I finally got through to Money Network. They unfroze it after verifying my identity. Took like 4 hrs to reach a human tho, their phone system is the WORST.
0 coins
Ethan Moore
•this is why i switched to direct deposit as soon as i could. money network is nothing but problems
0 coins
Yuki Nakamura
have you checked ur actual edd account online? sometimes they switch ur payment method back to paper check without tellin u. happend to me last year. i was wasting time with money network when edd had already mailed me a check instead.
0 coins
GalacticGuardian
•I just checked my UI Online account and it still shows active Money Network card as my payment method. So that's definitely not it in my case. I'm still trying to get through to a human at Money Network with no luck...
0 coins
StarSurfer
I had to reach an EDD representative to fix a similar issue with my Money Network card last month. After trying for days, I eventually used a service called Claimyr (claimyr.com) that got me connected to an EDD rep within 20 minutes when I had been trying for days on my own. They have a video showing how it works here: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km The EDD rep was able to see exactly what was happening with my card and directed me to the right department at Money Network to fix it. Apparently there are different support teams at Money Network depending on what the issue is, and only EDD knew which one I needed.
0 coins
Aisha Ali
•Is that service legit? I've seen people mention it before but was worried about giving my info to a third party.
0 coins
StarSurfer
•Yes, totally legit. They don't need any personal information about your claim - they just help you get through to EDD. I was skeptical too but was desperate after trying for days.
0 coins
GalacticGuardian
UPDATE: I finally got through to Money Network after trying that tip about pressing 0 multiple times. Just like @system_critic mentioned, my card was frozen due to suspected fraud! Apparently using my card at that new gas station triggered their fraud alert system. They verified my identity and unfroze the card immediately. So for anyone else who runs into this issue - keep trying to reach a human at Money Network. Once I got someone on the line, it only took 5 minutes to fix!
0 coins
Nia Harris
•Great news! Glad you got it resolved before your rent was due. This is really important info for others to know about - I wish Money Network would send text alerts when they freeze cards instead of leaving people stranded with no access to their money.
0 coins
Carmen Reyes
My entire family lost access to our bank accounts last month because a pipe burst in our bathroom and flooded the house and we had to go stay with my sister in Ohio and Wells Fargo thought someone stole our identity because we were suddenly making purchases in a different state and it took 9 days to get it all sorted out which was a complete nightmare because we were dealing with insurance and contractors for the flood damage at the same time so I totally understand your frustration with these automatic fraud systems!
0 coins
Ethan Moore
•what does this have to do with EDD cards?
0 coins
Nia Harris
For future reference for anyone reading this thread: It's a good idea to set up direct deposit for your EDD benefits instead of using the Money Network card if possible. Here's how: 1. Log in to UI Online 2. Go to "Profile" 3. Select "Payment Method" 4. Choose "Direct Deposit" 5. Enter your bank information It typically takes 1-2 payment cycles to switch over, but then you avoid all these Money Network card issues entirely. Just make sure you empty your card before switching!
0 coins
GalacticGuardian
•I'm definitely going to do this now! This whole experience was way too stressful. Thanks for the instructions!
0 coins