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Money Network closed my card account after email override - EDD says call them, they say call EDD - stuck in a loop!

Really frustrated right now! I've had the same Money Network debit card for months with no issues, but last week I tried withdrawing cash at an ATM and it kept saying my card wasn't active. I KNOW there's money on it (around $2,400) and the card definitely worked fine before.\n\nI've spent HOURS on the phone with Money Network customer service - talked to 5 different reps and only 2 were remotely helpful. Finally got someone who explained there was an "account override" in their system and somehow my email was changed which locked me out of my online account!\n\nThe rep said they had to close my card account for security reasons and that they'll mail me a check for my remaining balance. She then told me I need to contact EDD directly to request a new payment card or switch to another payment method.\n\nHere's where I'm going crazy - when I call EDD, the automated system directs me to contact Money Network for "all card-related issues." The EDD website says the same thing! I'm stuck in this ridiculous loop between EDD and Money Network with thousands of dollars in limbo.\n\nHas anyone dealt with this? Will Money Network really send me a check? And how do I get EDD to issue a new card when they keep telling me to call Money Network?

same thing happend to me last month!! money network is THE WORST. they said my card was deactivated for \

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Isla Fischer

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Oh no...that's exactly what I'm afraid of. Did you eventually get a check or did you have to do something else? I can't wait 3 weeks - rent is due next week!

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Ruby Blake

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This sounds like a potential fraud situation where someone might have tried accessing your account. When Money Network detects suspicious activity, they sometimes lock everything down and implement these \

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Isla Fischer

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Thank you! I'll specifically ask for a \

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I work in financial services (not for EDD) and can tell you that Money Network WILL send you a check, but their standard processing time is 10-15 business days. The rep should have told you this timeframe. What you're experiencing is unfortunately common with prepaid cards when account security gets flagged.\n\nFor getting a new card, you need to call EDD's specialized payment services unit at 1-866-401-2849, not the regular UI number. They handle all payment method changes. When prompted by the automated system, select \

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Ella Harper

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This is exactly right. I had a similar issue where my Money Network card was suddenly deactivated. I got through to EDD's payment services and they were able to issue me a new card within 5 business days. While waiting for the check from Money Network, I requested that EDD hold any new payments until my new card arrived so everything would be on one card.\n\nI'd actually recommend trying Claimyr (claimyr.com) to get through to an EDD agent faster. They helped me skip the phone queue and I got through in about 15 minutes instead of spending days trying. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km. Totally worth it when you're dealing with something urgent like accessing your benefits.

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Isla Fischer

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Thank you both for the detailed info! I'll try calling that specific number tomorrow morning. The direct deposit option sounds much better at this point - I'm done with the Money Network card drama. I checked out that Claimyr video and might try it if I can't get through tomorrow. Just need this resolved before rent is due!

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PrinceJoe

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money network is a scam!!! they did the same 2 my account last yr & i never got my check they promised. had 2 file complaint with consumer financial protection bureau b4 they finally sent it. dont trust anything they say!!!

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While I understand your frustration, Money Network isn't actually a scam - they're the official EDD payment processor. They do have terrible customer service though. Filing a CFPB complaint was exactly the right move though, they have to respond to those within 15 days by law. Anyone reading this who doesn't get their promised check should absolutely file at consumerfinance.gov/complaint

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PrinceJoe

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maybe not a \

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Owen Devar

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I switched to direct deposit after my third Money Network card issue and never looked back. When you call that payment services number mentioned above, don't let them send you another card. Direct deposit is WAY more reliable and payments hit your account 1-2 days faster.\n\nAs for the check from Money Network - I did eventually get mine, but it took almost 3 weeks. If rent is due sooner, you might want to see if your landlord will work with you given the circumstances. Some landlords are understanding about benefit payment delays if you communicate proactively.\n\nOh, and document EVERYTHING. Write down the names of everyone you speak with at Money Network and EDD, along with dates, times, and what they promised. This is crucial if you end up needing to file a formal complaint.

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Isla Fischer

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I'm definitely going to switch to direct deposit! And good call on documenting everything - I've started keeping notes of all my calls but didn't think to get names. Will do that going forward. My landlord is usually pretty flexible so I'll talk to them tomorrow just in case.

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This is unfortunately a common issue with the Money Network cards. The internal communication between EDD and Money Network is pretty terrible, which is why you're getting bounced back and forth.\n\nHere's what you need to know:\n\n1. Money Network WILL send you a check for your balance, but their timeline of 7-10 business days is rarely accurate. It's typically 15-20 business days.\n\n2. For a new payment method, you must speak to EDD's specialized payment unit (1-866-401-2849). Regular EDD representatives cannot help with this.\n\n3. When you call, specifically state: \

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Ruby Blake

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This is excellent advice. I'd just add that when calling that payment unit number, try early morning (7:30-8:30am) or late afternoon (4:00-4:30pm) for shorter wait times. The midday hours are absolute nightmares for getting through.

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