EDD Money Network card confusion - can my credit union help access funds?

You have a few options with your Money Network card. You CAN go to your credit union, but they might charge a fee for cash advances from non-member cards. Better options are: 1. Set up direct transfer from the Money Network card to your bank account through their website or app (moneynetwork.com) 2. Use the card like a regular debit card for purchases with no fees 3. Withdraw cash at in-network ATMs (check the Money Network app for locations) I'd recommend setting up the direct transfer - it takes 1-3 business days but you can move all the money at once without fees. You'll need your credit union's routing number and your account number.

congrats on approval!!! i just got mine 2 i was soooo confused tooo. the card is weird but works just use it like normal debit for shopping. i dont trust the transfer thing to much hassle

I HATE THESE STUPID CARDS!!! They're just another way for EDD to make the process more complicated and for the bank to take fees from people who are already struggling. When I got mine last year, I tried calling their customer service number and waited 45 MINUTES only to get disconnected. The whole system is designed to frustrate people.

My cousin works at a credit union and she says they get people coming in with these cards all the time. They can help you but it's usually considered a cash advance with fees. Just adding another perspective!

If you're having trouble setting up the direct transfer from Money Network to your bank account, here are the exact steps: 1. Go to moneynetwork.com and register your card 2. Verify your identity (they'll ask security questions) 3. Choose "Account Transfer" from the menu 4. Enter your credit union's routing number and your account number 5. Select the transfer amount (yes, you can transfer the full $3,200 at once) 6. Transfers typically process within 1-3 business days Also, for future reference, you can actually set up direct deposit to your credit union account instead of getting the card for any future payments. Go to your UI Online account, select "Payment Preferences" and choose direct deposit instead of the card.

When I couldn't reach anyone at EDD to help with card issues, I used Claimyr to get through to someone. It's this service that helps you actually reach an EDD agent without the endless busy signals. Check it out at claimyr.com - they have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km. Saved me hours of frustration when I needed to report issues with my card.

One important thing to note: if you're going to transfer the full amount from your Money Network card to your credit union, make sure to keep the card even after it's empty. EDD will continue to use the same card for future payments if you certify for additional weeks. I learned this the hard way and had to wait for a replacement card when I threw mine away after emptying it.

Just to clarify something about direct deposit since there seems to be some confusion: Yes, you can switch from the Money Network card to direct deposit for FUTURE payments, but you must do this in your UI Online account under "Payment Preferences." However, money that's already on your Money Network card can only be moved by using the card's transfer options through moneynetwork.com or their app. Also, while credit unions can technically cash out these cards, many will treat it as a cash advance with high fees (often 3-5%). The best no-fee method is the online transfer I mentioned.