Need help transferring funds from EDD Money Network card to personal checking account - step by step?
I just got my unemployment benefits loaded onto my EDD Money Network card for the first time but I really need to move this money to my regular checking account ASAP to pay some bills. Tried looking at the instructions that came with the card but they're confusing me. Can someone walk me through exactly how to transfer the money from the EDD card to my regular bank checking account? Is there a fee for doing this? And approximately how long does the transfer usually take to show up in my account? Any help would be SO appreciated right now since my rent is due in 3 days!!!
15 comments
Giovanni Ricci
I do this every time I get paid! Here's what you need to do: 1. Go to the Money Network website and create an account if you haven't already (moneynetwork.com) 2. Link your bank account by providing your routing and account numbers 3. Once verified, select "Transfer Funds" from the dashboard 4. Enter the amount you want to transfer 5. Confirm the transfer There's no fee for ACH transfers to your bank but it typically takes 2-3 business days to show up. If you need it faster, you can do an instant transfer but they charge $15 for that service. Hope this helps!
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Amara Eze
•Thank you SO much! Just to be clear, I need to make an account on the Money Network website first, not the EDD website, right? And do I need my EDD account number or just the card information to set this up?
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NeonNomad
u can also take the card to any bank and withdraw all the money n just deposit it right there. thats wat i always do cuz i dont trust online stuff
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Fatima Al-Hashemi
•This is incorrect information. You CANNOT withdraw funds from the Money Network card at any bank teller. You can only withdraw cash at ATMs that display the Visa or AllPoint logo. There's a $1,000 daily ATM withdrawal limit too, so if OP has more than that, they'll need to do the transfer online as suggested above.
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Dylan Mitchell
I HATE the Money Network card with a passion!!! When I tried to transfer money to my checking account last month, the system was down for "maintenance" for THREE DAYS and my rent was late because of it. Got hit with a $75 late fee from my landlord. EDD doesn't care at all about our problems with their stupid card system. Why can't they just do direct deposit like a normal organization?????
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Sofia Martinez
•They actually do offer direct deposit now! You can set it up in your UI Online account under "Payment Methods." I switched over last month and it's been so much easier. My payments go straight to my checking account now without dealing with that card.
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Dmitry Volkov
i had same problem last week an it worked when i called the number on back of card they have 24hr help desk that walked me thru everything. took about 15min on phone but money was in my account next morning
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Amara Eze
•Thanks for this suggestion! Was it easy to get through to someone when you called? I've had such bad experiences trying to reach actual humans at EDD.
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Ava Thompson
If you're having trouble reaching someone at EDD or Money Network to help with your card transfers, I'd recommend trying Claimyr. It's a service that gets you through to an actual EDD agent without spending hours on hold. I used it last month when my card was locked and I needed to transfer funds urgently. Saved me tons of time and stress. You can check them out at claimyr.com - they have a video showing how it works here: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km
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NeonNomad
•is this real or just spam? anybody else use this before?
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Fatima Al-Hashemi
•It's a legitimate service that many claimants use. However, for this specific issue with the Money Network card, you should call the number on the back of your card (1-866-692-9374) not the regular EDD number. The Money Network representatives can help with card-specific issues like transfers and they're usually much easier to reach than EDD agents.
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Sofia Martinez
Just wanted to add that you should be careful about how much you transfer at once. I learned the hard way that if you transfer more than $10,000 in a single transaction, your bank might put a hold on it for "suspicious activity" - especially if you don't usually have large deposits. I now do my transfers in smaller chunks to avoid delays.
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Amara Eze
•Wow, I wish I had that much to transfer lol! My benefit amount is nowhere near $10k, but that's good to know for the future. Thanks for the tip!
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Giovanni Ricci
Also, don't forget to set up direct deposit for future payments so you don't have to keep doing these transfers. In your UI Online account under "Payment Methods" you can change from card to direct deposit. They'll ask for your routing and account numbers, and all future payments will go straight to your bank account instead of the card.
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Amara Eze
•That's perfect, thank you! I'll definitely set up direct deposit once I figure out this transfer. Really appreciate everyone's help here!
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