Money Network card deposit timeline and bank transfer questions - EDD payment process confusion

Yes, that's exactly right. You need to wait for the first payment to hit your Money Network card before you can set up the bank transfer option. EDD usually processes payments within 24-48 hours after certification, but it can sometimes take up to 3 business days to appear on your card. So if you certified Sunday, you should see it by Wednesday evening at the latest. Once the money is there, you can log into the Money Network app or website and add your bank account information for future transfers. The first transfer to your bank might take another 1-2 business days, but after that it gets more predictable. Just make sure you triple-check your bank account number and routing info when you enter it!

i think it depnds on when u certify too. i certify late sunday night and my funds always show up thursday morning. but my friend does it at like 6am sunday and gets the money tuesday sometimes. its weird how the timing works lol

THE WHOLE SYSTEM IS DESIGNED TO BE SLOW ON PURPOSE!!!! I've been dealing with EDD for 7 months now and I swear they WANT us to suffer waiting for our money. They make the process complicated and then wonder why people get frustrated. And don't get me started on how the Money Network card has all those fees if you use it wrong. They're basically counting on people being desperate enough to pay ATM fees instead of waiting for bank transfers. It's a racket!!

Just went through this last month. Here's what I learned about the Money Network card timeline: 1. Certification (Sunday) 2. Payment shows as "paid" on UI Online (usually Monday-Tuesday) 3. Money appears on Money Network card (usually Tuesday-Wednesday) 4. FIRST TIME ONLY: Add bank account info to Money Network app/website 5. Initiate transfer to your bank (1-2 business days) After the first payment, you can set up automatic transfers so every new deposit automatically goes to your bank. That's what I did - now the money just shows up in my checking account about 3-4 days after I certify without me having to do anything. Hope this helps!

when i was on unemployment last year the money would usually hit my card on tuesday afternoon/evening after certifying on sunday. but sometimes it would be wednesday morning. just depends i guess.

If you're having trouble reaching EDD to ask about your payment status, you might want to try Claimyr. It helped me get through to an EDD rep when I had issues with my Money Network card. Their system connects you with an EDD agent usually within 5-10 minutes instead of spending hours redialing. I found them at claimyr.com and they have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km. It saved me so much frustration when I was trying to figure out why my payments were delayed.

Just to update on your original question - yes, the way the Money Network card works is kind of backwards. You'd think they would let you set up your bank info right away, but their system requires funds to be present first before you can complete the bank transfer setup. It's definitely not ideal, but that's unfortunately how they designed it. The good news is it's only an issue for your first payment.

my money just came through like 20 minutes ago and i certified sunday too. maybe check your card now?

Congrats on getting your first payment! Just a heads up - when you set up that bank transfer, make sure to double-check all your account details before submitting. I made a typo in my routing number the first time and it delayed my transfer by almost a week while they had to reverse it and let me re-enter the correct info. Also, once you get the automatic transfer set up like @Danielle Campbell mentioned, it really does make the whole process so much smoother. You'll basically forget about the Money Network card after that first time!