< Back to California Unemployment

Caleb Stone

Money Network card to Chase bank transfer time? Can it be done in person?

I just got my first EDD payment loaded onto my Money Network card (finally!!) and I'm trying to figure out the best way to get the funds into my Chase checking account. Has anyone transferred money from their EDD Money Network card to Chase specifically? My main questions: 1. How many days did the transfer take to show up in your Chase account? 2. Can I walk into a Chase branch with my Money Network card to do an in-person transfer? Or do I need to go to a branch that specifically works with Money Network? I've got rent due in 5 days and I'm stressing about whether the money will clear in time. Any advice would be super appreciated!

Daniel Price

•

I transfer my EDD Money Network payments to my Chase account every two weeks. Here's what you need to know: 1. Electronic transfers typically take 2-3 business days to appear in your Chase account. It's never taken more than 3 days for me. 2. You CANNOT go to Chase to transfer the funds directly. You have two options: - Set up direct transfer through the Money Network mobile app or website - Use the Money Network ATM card to withdraw cash (daily limits apply) and deposit that cash into your Chase account For the fastest option, log into your Money Network account online, link your Chase account (you'll need your routing and account numbers), and initiate the transfer ASAP. If you start today, you should have the funds before rent is due.

0 coins

Caleb Stone

•

Thank you so much for the detailed info! I'll set up the transfer online today. Do you know if weekends count as business days or will that add extra time to the transfer?

0 coins

Olivia Evans

•

I just went through this last month! The transfer from my Money Network card to Chase took exactly 2 business days. I set it up on a Tuesday morning and the money was in my Chase account by Thursday afternoon. BUT - and this is important - you have to set up the transfer through the Money Network portal. Chase can't pull the money for you, and you can't walk into a bank branch to do this. It has to be initiated from the Money Network side. Also make sure you verify your Chase account first (they'll make two small deposits you need to confirm) which can add an extra day or two to the process.

0 coins

They made me verify my bank account too but the small deposits showed up the next day. not a big deal just dont forget to check for them

0 coins

Aiden Chen

•

Don't waste ur time going to Chase!!! I tried this exsact thing in January and the Chase people looked at me like I was crazy. they said they cant touch the Money Network card and I had to do everyting through the Money Network app. ended up taking 4 whole days to get my $$ wich really sucked because my landlord was already on my case. my advice is to do it ASAP and maybe take out some cash from an ATM just in case the transfer is slow. the ATM fee sucks but atleast youll have some cash on hand for rent.

0 coins

Caleb Stone

•

Ugh, that's what I was afraid of. Thanks for the heads up about Chase not being able to help. I'll definitely start the transfer today and maybe take out some cash as backup.

0 coins

Zoey Bianchi

•

Have you considered using Claimyr to speed up getting through to an EDD agent? I was having issues with my Money Network card not showing my correct balance and couldn't get through on the regular line. Used claimyr.com and got connected to an agent in about 20 minutes who fixed everything. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km Might be helpful if you run into any issues with your card or transfers.

0 coins

That's for contacting EDD, not Money Network. The transfer question is about Money Network to Chase, so Claimyr wouldn't help with that specific issue. Money Network has its own customer service department separate from EDD.

0 coins

when I got my money netwrok card last yr I thought I could just go to BofA to get the money since EDD used to use BofA but they changed to money Network in like 2025 i think??? anyway dont go to any bank to do it because you CANT

0 coins

Olivia Evans

•

Exactly right. EDD switched from Bank of America to Money Network as their payment provider in January 2025. One of the downsides is that you can no longer walk into a bank branch to manage your unemployment funds directly. Everything has to be done through the Money Network app or website now.

0 coins

I've done this!!! So the money network online transfer to Chase takes 2-3 days FOR SURE. But here's a trick - if you need cash immediately, you can go to ANY ATM that takes Visa and withdraw up to $500 per day from your Money Network card. It has a $3.00 fee at non-Money Network ATMs but sometimes you gotta do what you gotta do. Then just deposit the cash at Chase.

0 coins

Caleb Stone

•

That's really smart! I might do that for at least part of the rent money just to be safe. Thank you!!

0 coins

I see some confusion in this thread. To clarify: 1. Money Network is the current EDD payment provider (they replaced Bank of America in 2025) 2. You cannot transfer funds in-person at any bank branch - it must be done electronically 3. Standard transfer time to any bank (including Chase) is 2-3 business days 4. Weekends and holidays do NOT count as business days for these transfers 5. You must set up the transfer from the Money Network side, not from Chase If you need funds faster than the standard transfer time, the ATM withdrawal method others mentioned is your best option, despite the fees.

0 coins

Caleb Stone

•

Thanks for laying it out so clearly! I've set up my transfer online and will also grab some cash from the ATM as backup. Really appreciate everyone's help!

0 coins

Pro tip from someone who's been dealing with EDD payments for a while - if you're really stressed about timing, you can also use the Money Network card to pay rent directly if your landlord accepts card payments. Some property management companies take debit cards online or over the phone, and it would be instant rather than waiting for the transfer to clear. Also, keep in mind that if you initiate the transfer on Friday, it won't even start processing until Monday, so you'd be looking at Wednesday/Thursday for the funds to hit your Chase account. Given your 5-day timeline, I'd definitely recommend the ATM withdrawal backup plan others mentioned!

0 coins

Dylan Baskin

•

That's a great point about paying rent directly with the card! I never thought of that option. Unfortunately my landlord is pretty old school and only takes cash or checks, but I'll definitely keep that in mind for future payments. The Friday timing thing is really good to know too - I was planning to set it up tomorrow but now I'm thinking I should do it today to be safe. Thanks for the heads up!

0 coins

Just wanted to share my recent experience since I went through this exact same situation last week! I had my EDD payment hit my Money Network card on a Wednesday and needed the money in my Chase account ASAP for bills. I set up the transfer through the Money Network website around 10 AM Wednesday morning. The money showed up in my Chase account Friday afternoon - so about 2.5 business days total. One thing that helped speed it up was making sure my Chase account was already verified with Money Network beforehand (I had done that when I first got the card). Since you mentioned rent is due in 5 days, you should be fine if you start the transfer today, but I'd also recommend what others said about having a backup plan. I actually did both - started the electronic transfer AND withdrew $300 cash from a Chase ATM using my Money Network card just to have some immediate funds available. The ATM fee was $3 but totally worth the peace of mind. Good luck and don't stress too much - the system actually works pretty reliably once you know how it works!

0 coins

CosmicCowboy

•

This is super helpful, thank you for sharing your timeline! I'm feeling much more confident now knowing that 2.5 days is realistic. I just set up my transfer about an hour ago and also linked my Chase account (thankfully it was already verified from when I first got the card). I think I'll also do the ATM withdrawal backup plan this afternoon - $3 fee is definitely worth not stressing about rent. Really appreciate everyone taking the time to share their experiences!

0 coins

Liv Park

•

One thing I haven't seen mentioned yet - if you have the Money Network mobile app, you can check the status of your transfer in real time. It'll show you when it's "pending," "processing," and "completed" so you're not just waiting and wondering. I also learned the hard way that if you're doing your first transfer to a new bank account, Money Network sometimes puts a hold on larger amounts (like over $1000) for security reasons, which can add an extra day. But since this is your first EDD payment, it's probably not a huge amount so you should be fine. Another tip: if you end up needing to do regular transfers in the future, you can set up automatic transfers so the money goes to your Chase account as soon as it hits the Money Network card. Saves you from having to remember to do it manually each time!

0 coins

Zoe Wang

•

Thanks for mentioning the mobile app status tracking! I just downloaded it and can already see my transfer showing as "processing" which is really reassuring. Good to know about the hold on larger amounts too - my first payment is only around $800 so hopefully that won't be an issue. The automatic transfer feature sounds amazing for future payments, I'll definitely set that up once this first one goes through successfully. Really appreciate all the detailed tips everyone has shared!

0 coins

Tasia Synder

•

Just want to add one more piece of advice based on my experience - if you're doing the ATM withdrawal backup plan, try to use a Chase ATM if possible! Even though you'll still pay the Money Network fee, Chase ATMs tend to have higher daily withdrawal limits and the transaction usually processes faster. I was able to pull out $400 in one transaction at a Chase ATM versus the $200 limit I hit at some other banks' ATMs. Also, if you're really cutting it close on timing, some Chase branches are open on Saturdays which could be helpful for depositing any cash you withdraw. Just make sure to keep your ATM receipts in case there are any issues with the deposits showing up in your account right away. Sounds like you're on the right track though - starting the electronic transfer early plus having the cash backup should definitely get you covered for rent! 💪

0 coins

Ravi Patel

•

This is really helpful advice about using Chase ATMs specifically! I didn't know they had higher withdrawal limits - that could definitely make a difference if I need to pull out more cash. I actually have a Chase branch right down the street that's open on Saturdays too, so that's perfect for depositing any cash I withdraw. Thanks for thinking of all these practical details! It's so reassuring to know there are multiple backup options if the electronic transfer takes longer than expected. I'm feeling much more prepared now 😊

0 coins

Hey there! I just went through this exact same situation about 3 weeks ago when I got my first EDD payment on the Money Network card. Here's what worked for me: I did the electronic transfer from Money Network to my Chase account and it took exactly 3 business days to show up. Started it on a Monday morning and had the funds by Thursday evening. The key thing is to make sure you don't count weekends - so if you start the transfer on Friday, you're really looking at Tuesday/Wednesday of the next week. One thing that saved me was setting up a small "test transfer" of like $50 first to make sure everything was linked correctly, then doing the full amount once I knew it worked. Might be too late for that now with your timeline, but just wanted to mention it. Also echoing what others said about the ATM backup - I ended up withdrawing about $600 total over two days (the daily limit reset at midnight) and just deposited it directly into my Chase account. The fees added up to like $6 but was totally worth not stressing about whether the electronic transfer would make it in time. You should be fine with 5 days if you start today! The system is actually pretty reliable once you get the hang of it.

0 coins

Axel Bourke

•

Thanks for sharing your experience! The test transfer idea is really smart - I wish I had thought of that but you're right, probably too late now with my timeline. It's good to know that 3 business days is pretty standard and that the system is reliable. I'm definitely feeling more confident about this whole process after reading everyone's experiences. The ATM backup plan seems to be the way to go for peace of mind, even with the fees. Really appreciate you taking the time to share what worked for you!

0 coins

Amara Eze

•

I've been using Money Network for about 6 months now and can confirm what everyone else is saying - Chase can't help you with the transfer at all. I made the same mistake early on and wasted a trip to the branch. One additional tip I haven't seen mentioned: if you're doing this transfer regularly (like every 2 weeks when you get paid), consider keeping a small buffer in your Chase account for situations like this. I know it's easier said than done when money is tight, but having even $100-200 saved up can eliminate the stress of waiting for transfers when bills are due. Also, Money Network's customer service is actually pretty decent if you run into any issues. Their phone number is on the back of your card and I've never waited more than 10 minutes to talk to someone. Way better than trying to get through to EDD! Sounds like you've got a solid plan with the electronic transfer plus ATM backup. That's exactly what I would do in your situation. Good luck with the rent!

0 coins

Ryder Greene

•

That's such good advice about keeping a buffer in your Chase account! I'm definitely going to try to do that once I get back on my feet financially. It would eliminate so much stress about timing these transfers. And thanks for the tip about Money Network customer service being decent - good to know there's reliable support if I run into any issues. I was dreading having to deal with another frustrating customer service experience after all the EDD phone troubles. Really appreciate everyone sharing their experiences and tips - this community is amazing!

0 coins

Lena Schultz

•

I just went through this exact same situation last month! Here's my experience with Money Network to Chase transfers: The electronic transfer took exactly 2 business days for me when I initiated it on a Tuesday morning - funds showed up in my Chase account Thursday afternoon. However, I learned that weekends DON'T count as business days, so if you start the transfer on a Friday, you're really looking at Tuesday/Wednesday of the next week. Since you mentioned rent is due in 5 days, you should be okay if you start the transfer today, but I'd definitely recommend the ATM withdrawal backup that others mentioned. I ended up doing both - started the electronic transfer AND withdrew $400 cash from an ATM using my Money Network card (there's a $3 fee at non-Money Network ATMs but totally worth the peace of mind). One thing that really helped me was downloading the Money Network mobile app - you can track your transfer status in real time so you're not just waiting and wondering. It'll show "pending," "processing," and "completed" status updates. Also confirming what others said - you absolutely cannot do this transfer in person at Chase or any other bank. It has to be initiated from the Money Network side through their website or app. Chase tellers will just tell you they can't access your Money Network card. Good luck with your rent situation - sounds like you've got a solid plan now!

0 coins

Eli Butler

•

Thanks for all the detailed info! This is really reassuring to hear from someone who just went through the same thing. I already started my transfer this morning and downloaded the app like you suggested - it's showing as "processing" right now which is great to see. I'm also planning to hit up a Chase ATM later today to pull out some backup cash, even with the $3 fee. Better safe than sorry when rent is on the line! Really appreciate you taking the time to share your experience and timeline - it's exactly what I needed to hear to stop stressing about this 😊

0 coins

Adaline Wong

•

I've been dealing with EDD Money Network transfers for about 8 months now and wanted to share some additional insights that might help you and others in similar situations. First, regarding timing - I've found that transfers initiated before 2 PM Pacific Time on business days tend to process faster than those started later in the day. It seems like Money Network processes transfers in batches, so getting in that earlier batch can sometimes save you a few hours. Second, if you're really cutting it close with rent timing, consider asking your landlord if they'd accept a partial payment now (using ATM withdrawal cash) with the remainder coming in a day or two once your transfer clears. Many landlords are understanding about unemployment situations, especially if you communicate proactively rather than just being late. Also, a heads up for future payments - Money Network sometimes does maintenance on their system late Sunday nights/early Monday mornings, which can delay transfers initiated during those times. I learned this the hard way when a transfer I thought I'd started on Sunday night didn't actually go through until Tuesday. One last tip: if you end up doing regular bi-weekly transfers like most of us, set up calendar reminders for yourself. I transfer every other Friday morning right after I get the payment notification, so I never have to stress about timing again. Sounds like you're handling this situation really well though - electronic transfer plus ATM backup is exactly the right approach!

0 coins

Marilyn Dixon

•

Wow, this is incredibly helpful! The tip about initiating transfers before 2 PM Pacific Time is something I hadn't heard before - I'll definitely keep that in mind for future payments. And you're absolutely right about communicating with landlords proactively. I actually just texted mine to give them a heads up about the timing situation, and they were totally understanding. The maintenance window info is super valuable too - I would have been panicking if I tried to start a transfer during that time and it didn't go through right away. Really appreciate all these detailed tips from someone with so much experience with the system! This community has been such a lifesaver for navigating all this EDD stuff.

0 coins

Miranda Singer

•

Just wanted to chime in as someone who's been through this exact situation multiple times! The Money Network to Chase transfer process is actually pretty reliable once you understand how it works. A few key points based on my experience: - 2-3 business days is the standard timeframe (weekends don't count) - You MUST initiate from the Money Network side - Chase can't pull the funds - The mobile app is your friend for tracking transfer status - ATM withdrawal as backup is smart, even with the $3 fee Since you have 5 days and are starting the transfer today, you should be fine! But definitely do the ATM withdrawal backup plan that others suggested. I've found that Chase ATMs often have higher daily limits too, so you can get more cash in fewer transactions. One thing I'd add - if this becomes a regular thing (bi-weekly EDD payments), consider setting up automatic transfers through Money Network. It saves you from having to remember to do it manually each time and eliminates the timing stress. You've got this! The system works, it's just a matter of knowing the process. Sounds like you're all set with a solid backup plan too.

0 coins

ApolloJackson

•

This is all such great advice! As someone brand new to the EDD system, I had no idea about any of this stuff before today. The automatic transfer setup sounds like a game-changer for future payments - I'll definitely look into that once this first transfer goes through successfully. It's really reassuring to hear from so many people that the 2-3 business day timeframe is reliable. I was worried it might be one of those things where they say 2-3 days but it actually takes a week! I've already got my transfer started and plan to hit the ATM later today for backup cash. Thanks for confirming that Chase ATMs have higher limits - that'll definitely help. This whole thread has been incredibly helpful for a newcomer like me!

0 coins

California Unemployment AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today