Money Network card transfer to bank account missing - no confirmation or deposit

First transfers from Money Network to your bank typically take 3-5 business days, not 24 hours. It's completely normal! The Money Network system processes the transfer request immediately (which is why your balance shows the deduction), but the ACH transfer to your bank follows standard banking timelines. Don't panic - your money isn't lost. If you need funds faster in the future, I recommend: 1. Setting up direct deposit for all future payments 2. Using the Money Network card directly for purchases 3. Withdrawing cash at in-network ATMs You should receive an email confirmation though - check your spam folder. If you don't see it by tomorrow, then call Money Network support at the number on the back of your card to verify the transfer details.

omg i had the EXACT same issue last month!!! the money eventually showed up after 4 days but i was panicking the whole time. no email confirmation either. money network is so annoyying tbh

The Money Network system is TERRIBLE! I've had nothing but problems with it since they switched from BofA cards. My first transfer took 6 business days to show up and their customer service kept giving me different information each time I called. One rep said 2-3 days, another said 5-7 days. Then they tried to blame my bank! The whole UI Online and Money Network setup is designed to make it difficult to access YOUR OWN MONEY. And don't get me started on their horrible app that crashes every other time you use it. My advice: once your money finally arrives, set up direct deposit for future payments and avoid the Money Network card completely!!

This happens all the time with first transfers. The Money Network card operates on a slightly different timeline than standard bank transfers. Here's what you need to know: - Initial transfers typically take 3-5 business days (weekends and holidays don't count) - Subsequent transfers are usually faster (2-3 business days) - Missing confirmation emails are a known issue with their system - The money will still arrive even without the confirmation email If you need to reach EDD to verify your claim status or ask about your Money Network card setup, I'd recommend using Claimyr (claimyr.com). They'll connect you with an EDD representative quickly instead of spending hours redialing. They have a video demo showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km I was in your exact situation last year and spent days trying to get through the regular EDD phone system. Claimyr got me connected within 25 minutes.

Had the same problem in February! Money Network is notoriously bad with their transfer communication. For me, I never got any confirmation email, but the money appeared in my checking account exactly 4 business days later (so Thursday transfer showed up Tuesday morning). One important thing I learned: the cutoff time for same-day processing is 1pm Pacific. If you initiated your transfer after that time, add another day to the expected timeline. I'd also check that you entered your account number and routing number correctly in the Money Network portal. If there's an error there, the transfer will fail and the money will be returned to your Money Network account, but that takes 7-10 business days! Don't worry too much yet - this is unfortunately normal with their system.

If u set up direct dpst to ur bank acnt instead of the EDD card u won't have this problm anymore! I switched aftr my first paymnt and now it goes straight to my acct every 2 weeks no waitng

Just wanted to share something I discovered recently - Money Network actually has two different transfer methods in their system, which they don't explain clearly. There's: 1. Standard ACH transfer (3-5 business days, no fee) 2. Expedited transfer (1-2 business days, $15 fee) The default is standard ACH, which is probably what you used. If you need money faster next time and can afford the fee, look for the "expedited" option when initiating the transfer. It's hidden in the transfer options menu. Also, direct deposit is definitely the way to go for future payments if you're planning to be on unemployment for a while. You can set it up in UI Online under Payment Preferences.

my cousin works at bank of america and he says these government benefit transfers always take longer than regular bank transfers because they go through extra verification steps. something about fraud prevention. so its normal that it takes like 4-5 days instead of the usual 1-2 for regular transfers

UPDATE: The money finally appeared in my account this morning! Took exactly 4 business days. Never got an email confirmation from Money Network, but the money is there. Thanks everyone for your help and reassurance! I'm definitely setting up direct deposit for future payments to avoid this stress.

So glad to see your update that the money came through! This is exactly why I always tell people in this community not to panic during those first few days. The Money Network system is frustrating with the lack of email confirmations, but the transfers do eventually process. For anyone else reading this thread who might be in a similar situation - here's a quick timeline breakdown based on what I've seen: - Day 1: Transfer initiated, funds removed from Money Network balance - Days 2-3: Transfer processing through ACH system - Days 4-5: Funds typically appear in your bank account The key thing to remember is that business days don't include weekends or holidays, so if you initiate a transfer on Friday evening, you're basically starting the clock on Monday. Definitely get that direct deposit set up ASAP - it eliminates all this stress and the money hits your account automatically every two weeks!

I'm so relieved to see your update that the money came through! I'm actually going through this exact same situation right now - initiated a transfer yesterday and have been checking my bank account obsessively every few hours. Reading through all these responses has really put my mind at ease knowing this is totally normal. The lack of email confirmation from Money Network is seriously stressful when you're dealing with rent money! I had no idea about the 1pm cutoff time either - I did my transfer around 9pm so I'm probably looking at an extra day. Question for anyone who's set up direct deposit - how long does it take for that to kick in once you submit the change in UI Online? I want to make sure I get it set up before my next certification so I can avoid this whole Money Network transfer dance in the future. Thanks everyone for sharing your experiences - this community is a lifesaver when you're navigating the EDD system for the first time!

I'm going through this exact same thing right now! Started my transfer from Money Network to my credit union account yesterday afternoon and have been anxiously waiting. Reading through everyone's experiences here has been incredibly reassuring - especially knowing that 3-5 business days is totally normal even though the Money Network portal makes it sound like it should be much faster. The lack of email confirmation is really frustrating when you're dealing with money you need for bills! I triple-checked my routing and account numbers when I set it up, but that little voice in your head still wonders if you made a typo somewhere. @Zainab Ibrahim - so glad your money finally came through! That 4 business day timeline seems to be pretty consistent based on what everyone's sharing. I'm definitely going to set up direct deposit once this transfer goes through so I don't have to deal with this stress again. Has anyone had experience with transfers to credit unions specifically? Wondering if they might take a bit longer than the big banks like Chase since they sometimes use different processing systems.

I went through this exact same situation when I first started getting unemployment benefits! The Money Network system is really confusing about transfer timelines - they make it sound like it should be instant but it definitely takes several business days. My first transfer took exactly 4 business days to show up in my Bank of America account, and like you, I never received any email confirmation despite the system saying I would get one. The money was deducted from my Money Network balance immediately but then just sat in processing limbo for what felt like forever. A few things that helped me during the wait: - Remember that weekends don't count as business days - The cutoff time for same-day processing is 1pm PT (learned this the hard way) - You can log into Money Network and check the transfer status under "Transaction History" I know it's stressful when you need the money for rent, but based on everyone's experiences here, your transfer will definitely go through. The system is just slower than they advertise. Once you get through this first transfer, definitely consider setting up direct deposit in UI Online - it eliminates all this uncertainty and the money just appears in your account automatically every two weeks. Hang in there! Your money should show up by early next week at the latest.

I'm currently dealing with this exact same situation and this thread has been incredibly helpful! Just initiated my first Money Network transfer three days ago and have been checking my account obsessively. The lack of email confirmation really threw me off, but seeing that this is a common experience with their system makes me feel so much better. What really helped me was logging into the Money Network portal and checking the Transaction History like @Liam Fitzgerald mentioned - seeing "Processing" status at least confirms the transfer is moving through their system. The 1pm cutoff information is also super valuable - I had no idea about that timing! For anyone else going through this stress, I found it helpful to write down the exact business day timeline so I could stop second-guessing myself: - Day 1 (transfer day): Funds deducted from Money Network - Days 2-3: ACH processing - Days 4-5: Should appear in bank account The waiting is definitely the hardest part when you need the money for bills, but everyone's consistent experiences here show the system does work - it's just slower than advertised. I'm definitely setting up direct deposit as soon as this transfer completes! Thanks to everyone who shared their timelines and tips. This community is such a lifesaver when navigating EDD for the first time!

Just wanted to jump in as someone who's been through the Money Network transfer stress multiple times! This thread is such a perfect example of how helpful this community can be when you're dealing with EDD issues for the first time. A few additional tips I've learned from my experience: - Screenshot your transfer confirmation page before leaving the Money Network site (even without email confirmation, this gives you a reference number) - If you're really anxious, you can call your bank to verify they haven't received any pending ACH deposits - sometimes they can see incoming transfers before they post to your account - The Money Network customer service number on the back of your card can at least confirm your transfer is processing if you need peace of mind The 4-5 business day timeline everyone's mentioned is definitely accurate. I've done probably 6-7 transfers over the past year and it's been consistent every time. The first one is always the most stressful because you don't know what to expect! @Zainab Ibrahim I'm so glad everything worked out for you and that you're setting up direct deposit. That really is the way to go - no more counting business days or wondering where your money is. Once you have direct deposit active, your benefits just appear in your account like clockwork every two weeks. Thanks for starting this thread - it's going to help so many people who find themselves in the same situation!

I'm dealing with this exact same situation right now and this entire thread has been such a relief to read! I initiated my first Money Network transfer yesterday evening and woke up this morning panicking because there was no email confirmation and no money in my account yet. Reading everyone's experiences with the 4-5 business day timeline has really calmed my nerves. I had no idea about the 1pm cutoff either - since I did my transfer around 9pm, I'm probably looking at that extra day in processing. The tip about checking Transaction History in the Money Network portal was a game changer! Just logged in and confirmed my transfer shows as "Processing" which is so much more reassuring than just wondering if something went wrong. @Zainab Ibrahim thank you for posting about this - knowing I'm not alone in this stress has been incredibly helpful. And congratulations on your money finally coming through! I'm definitely going to set up direct deposit as soon as this transfer completes so I never have to go through this anxiety again. This community is amazing for sharing real experiences and practical advice. The business day breakdown that several people provided is going to help me stay sane while I wait for my transfer to complete!