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This whole thread is incredibly helpful! I'm currently going through the SDI process myself - my doctor submitted their portion about a week ago and I've been anxiously checking my account daily. Seeing that 16 days is pretty typical really helps set realistic expectations. One question for those who've been through this: did you get any kind of notification when your first payment was issued, or did the money just show up on your EDD card? I want to make sure I don't miss anything important while I'm waiting.

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Good question! In my experience, I got a text notification to my phone when the payment was issued, and I could also see it in my EDD online account under payment history. The money showed up on my EDD debit card the next business day after the payment was issued. Some people also get email notifications but that depends on your notification settings in your account. I'd recommend checking both your online account and your phone regularly during this waiting period. The anticipation is definitely nerve-wracking but sounds like you're on track!

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This thread is gold! I'm actually in a similar boat - filed my SDI claim on January 10th and my doctor submitted their part on January 13th. I've been stressing about the timeline but seeing everyone's real experiences here is so reassuring. The 14-21 day window from @Mateo Gonzalez and the actual 16-day example from @Nia Harris gives me a much better idea of what to expect. I should probably stop checking my account obsessively every few hours! 😅 Thanks everyone for sharing your experiences - this community is way more helpful than EDD's official resources.

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One more important thing to know: if you appeal the overpayment determination and WIN, the penalty weeks will be removed completely. But if you only appeal the number of penalty weeks (accepting the overpayment determination), you're just asking for a reduction in weeks. Two different appeal strategies depending on your situation.

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That's really good to know. I'll need to think carefully about my appeal approach. The overpayment itself is probably legitimate (I did miscalculate my earnings), but I definitely want to challenge that it was intentional. Thanks for all this information!

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Just wanted to add that timing is crucial with appeals - you only have 30 days from the date on your penalty determination letter to file your appeal. I almost missed my deadline because I was so overwhelmed by the whole process. Also, even if you're appealing, you still need to repay the overpayment amount (or set up a payment plan) separately. The appeal only affects the penalty weeks, not the repayment requirement. Good luck with your appeal - sounds like you have a solid case if it was genuinely a calculation error!

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Thank you for the reminder about the 30-day deadline - that's so important! I actually just checked and I have 22 days left, so I need to get moving on this. Quick question though - when you say I still need to repay while appealing, can I set up a payment plan even if I'm disputing the penalty weeks? I want to show good faith but also don't want to hurt my appeal case by seeming to accept guilt.

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Yes, you can absolutely set up a payment plan while appealing the penalty weeks! Setting up repayment actually shows good faith and won't hurt your appeal case at all. The overpayment repayment and penalty weeks are treated as completely separate issues by EDD. I did exactly this - set up a $150/month payment plan while appealing my penalty determination, and the appeal judge actually noted that my willingness to repay showed I wasn't trying to defraud the system. You can set up the payment plan through UI Online or by calling the overpayment unit. Just make sure to clearly state in your appeal that you're not disputing the overpayment amount itself, only the penalty weeks assigned.

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I just wanted to follow up - have you decided what you're going to do? If you do apply now, please come back and let us know what happens. Your experience could help others in similar situations understand how EDD is handling these borderline base period cases.

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I'm going to try connecting with an EDD specialist through that Claimyr service someone mentioned to get a definitive answer about my specific situation. Then I'll apply based on what they say. I'll definitely update once I know more - this whole base period thing is so confusing that I'm sure others could benefit from hearing what happens!

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Just wanted to share my experience since I was in a very similar situation! I had wages from late 2022 and was told conflicting things about when I could file. What really helped me was requesting a "wage and potential benefit inquiry" from EDD - you can do this online or by calling. They'll send you a letter showing exactly what wages they have on file for you and what your potential benefit amount would be if you filed now vs. waiting. This way you can see exactly what the EDD system shows for your earnings history before you actually file a claim. It takes about a week to get the letter but it's worth it for peace of mind. If they show wages that would qualify you now, then you know the rep was right. If not, you'll know you need to wait. Also, that small 2024 freelance work you mentioned could definitely make a difference - even a few hundred dollars in the right quarter can sometimes make you eligible under the alternate base period rules.

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This is incredibly helpful advice! I had no idea you could request a wage and potential benefit inquiry ahead of filing an actual claim. That sounds like exactly what I need to get clarity on my situation without potentially wasting time on a claim that might get denied. I'm definitely going to do this - having that documentation showing what wages they have on file and what my potential benefits would be will give me so much peace of mind. Thank you for sharing this option, it's a game changer for someone in my position!

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I went through this exact process last year! One thing I'd add is that if you do get approved for UI and CTB, keep detailed records of everything - your class schedules, grades, attendance, etc. EDD sometimes does random audits of CTB recipients and they'll ask for proof you're actually attending school and making progress. I got audited about 6 months into my program and had to provide transcripts and a letter from my program coordinator. It was stressful but having everything organized made it much easier. Also, don't be discouraged if your initial UI application gets denied - like others said, the appeals process can work in your favor if you have good documentation about trying to keep your job while starting school.

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This is really helpful advice about keeping detailed records! I'm pretty organized with my school stuff already but I'll make sure to keep everything in one folder specifically for EDD if I get approved. The audit thing sounds scary but at least I'll be prepared. Did they give you much notice when they audited you or was it pretty sudden?

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They gave me about 2 weeks notice, which was actually pretty reasonable. Got a letter in the mail saying they were conducting a routine review and I had 14 days to submit the requested documents. It wasn't as scary as I thought it would be - just had to send in my most recent transcript, a letter from my program showing I was enrolled and in good standing, and copies of my class schedule. The whole thing was resolved within a month. Just stay on top of your paperwork and you'll be fine!

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I'm currently in a similar situation with my RN program! Just wanted to share what I learned from my school's financial aid office - they actually have a liaison who works directly with EDD for students applying for CTB. Might be worth checking if your nursing program has someone like that? They helped me understand which forms I needed and even provided a pre-written letter confirming my enrollment and program requirements. Also, when you apply for regular UI, make sure to mention that your job separation was due to inability to accommodate mandatory educational requirements - apparently that specific wording helps with the initial review. The whole process took about 6 weeks for me from application to approval, but it was worth it! The payments definitely help with living expenses while focusing on clinicals.

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I'm going through something very similar right now and this thread has been incredibly helpful! I made the same mistake - told EDD I was "laid off" when I was actually terminated for attendance issues. Got the same disqualification notice last week. One thing I wanted to add that might help: when I called my former HR department to get copies of my termination paperwork, they were actually really understanding about the situation. The HR rep even mentioned that they get calls like this fairly often because people don't realize how specific EDD's language requirements are. Also, I found a sample appeal letter template on the EDD website under the "Appeals" section that gives you a basic structure to follow. It's not super detailed but at least gives you the proper format and headers they expect to see. Keisha, based on what you've shared about the unrealistic sales targets during the pandemic, I think you have a really strong case. That context about the 30% increase in targets when foot traffic was down could be key to showing this wasn't misconduct on your part. Definitely include that detail in your appeal! Hang in there - from everything I'm reading in this thread, these terminology mix-ups are way more common than we realized and many people successfully get them overturned.

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Morgan, thank you so much for mentioning the sample appeal letter template on the EDD website! I had no idea that existed and it will definitely help me get the format right. It's also really encouraging to hear that HR departments are understanding about these situations - I was worried my former employer might think I was trying to cause trouble by asking for my termination paperwork. You're absolutely right about the sales targets being a strong point in my favor. I'm going to document everything I can remember about how unrealistic those targets were during the pandemic. I even kept some of the weekly sales reports that show how much foot traffic dropped compared to the previous year, so hopefully those will help support my case. It's honestly such a relief to connect with people who are going through the same thing. When I first got that disqualification notice, I felt like I was the only person who had ever made this kind of mistake. Now I'm realizing it's actually pretty common and there's a real path forward. Thanks for the encouragement - we've got this!

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I'm so glad you found this community! Reading through all these responses, it's clear you're getting excellent advice from people who've been through similar situations. One additional tip I'd suggest: when you write your appeal letter, consider including a brief statement about your job search efforts since the termination. This shows EDD that you're genuinely unemployed through no fault of your own and actively seeking work, which reinforces that you're not trying to game the system. Also, if you have any performance reviews from before your sales numbers declined, those could be helpful evidence that you were a good employee who struggled with unrealistic pandemic-era targets rather than someone who was habitually underperforming. The 30-day deadline might seem scary, but you actually have plenty of time to put together a strong appeal. Take a few days to gather your documentation, write a solid first draft, then review it with fresh eyes before submitting. You've clearly got great instincts about being proactive and asking for help - that's going to serve you well in this process. Best of luck with your appeal! This community is rooting for you.

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Katherine, thank you for that excellent point about including job search efforts! I hadn't thought about that but it makes total sense to show I'm actively looking for work and not trying to abuse the system. I've actually been applying to jobs consistently since my termination, so I can definitely document that. And yes, I do have performance reviews from 2019 and early 2020 that were positive before the pandemic hit and they increased our targets by 30%. Those reviews specifically mention my customer service skills and reliability, which should help demonstrate that my sales struggles were due to the impossible targets rather than poor work habits. You're absolutely right about taking time with the letter instead of rushing. Reading everyone's advice here has really helped me shift from panic mode into organized action mode. I'm going to spend this weekend gathering all my documentation, then write a thoughtful first draft next week. Having 30 days suddenly feels like plenty of time when I have a clear plan! This community has been such a lifesaver. I went from feeling completely alone and hopeless yesterday to actually feeling confident about my chances. Thank you all for sharing your experiences and expertise!

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