I'm currently in the middle of this exact same stressful situation! Just did my first Money Network transfer 2 days ago and have been anxiously checking my account every hour. This thread has been incredibly reassuring - especially seeing everyone's consistent 4-5 business day timelines. Like so many others here, I never got an email confirmation either, which had me convinced something went wrong. The Transaction History tip has been a lifesaver - seeing "Processing" status in the Money Network portal at least confirms it's moving through their system. I had no idea about that 1pm cutoff time! I initiated my transfer around 7pm, so that definitely explains the extra processing day. It's crazy that Money Network doesn't make this timing more clear when you're doing the transfer. The business day breakdown several people have shared is so helpful: - Day 1: Funds removed from Money Network balance - Days 2-3: ACH processing - Days 4-5: Should appear in bank account I'm on day 2 now, so hopefully will see it by Wednesday or Thursday. Like everyone else, I'm definitely setting up direct deposit once this goes through - this anxiety isn't worth repeating every two weeks! Thanks to @Zainab Ibrahim for starting this thread and to everyone who shared their experiences. This community support beats any official EDD guidance by far!

I'm going through this exact same situation right now! Just initiated my first Money Network transfer yesterday and woke up this morning in a complete panic when there was no email confirmation and the money wasn't in my account yet. Reading through everyone's experiences here has been such a relief - I had no idea that 4-5 business days was normal! The lack of communication from Money Network is seriously stressful when you're dealing with rent money. I kept refreshing my email thinking I missed the confirmation somehow. But seeing that literally everyone here had the same experience with no email makes me feel so much better. I also had no clue about that 1pm cutoff time - I did my transfer around 10pm last night, so I'm definitely looking at that extra processing day. The Transaction History tip is amazing too - just logged into Money Network and seeing "Processing" status is way more reassuring than just wondering if something went wrong. Thank you @Zainab Ibrahim for starting this thread and congrats on your money finally coming through! This community is incredible - getting real experiences and timelines from actual people is so much more helpful than the vague information Money Network provides. I'm definitely setting up direct deposit as soon as this transfer clears so I never have to go through this stress again!

I went through something very similar last year and wanted to share what worked for me. I had delayed commission payments from my previous employer that came in 2 months after I started collecting UI benefits. Here's what I did: 1. Reported the income on my certification (as required) 2. Immediately called EDD and explained it was for work performed before my claim started 3. They made notes in my account and told me to keep all documentation The key is being proactive about explaining the situation. Don't just report it and hope for the best - call them right away. Yes, it might reduce your benefits for that certification period, but if you can prove the work was done before your claim began, they can often adjust it retroactively. Also, keep copies of everything: the check stub showing the pay period dates, any correspondence with your employer or union about the delayed payment, and your original final pay stub that shows the overtime was missing. This documentation will be crucial if you need to appeal. The system isn't perfect, but they do have processes to handle these situations when you advocate for yourself properly.

I had a very similar situation with my previous employer "forgetting" to include vacation pay in my final check. Here's what I learned from dealing with EDD: Yes, you must report it for the week you receive the payment, but there's actually a specific code for this situation. When you report the income, look for the option to indicate it's "back pay" or "retroactive wages" - this helps flag it in their system as potentially not affecting your benefits. I'd also recommend documenting everything now while it's fresh: screenshot your original pay stub showing the missing overtime, save all the union correspondence, and maybe even write a brief timeline of events. When I called EDD (took several tries), the representative was much more helpful when I had all the details organized. One thing that really helped my case was proving the employer violated labor law by withholding wages. Since your union had to threaten arbitration, that's strong evidence this wasn't just a simple payroll error. EDD tends to be more sympathetic when employers are clearly in the wrong. Don't panic about losing your full benefit - even if it gets reduced temporarily, you can get it sorted out with the right documentation and persistence.

This thread has been incredibly helpful! I've been dealing with a pending claim for 6 weeks and was about to give up after reading old info about the noon cutoff. Now I have a whole arsenal of strategies to try - the claim status line at 1-866-333-4606, calling during the 1-2pm window, using a different phone number, and even the disability line transfer trick if needed. I'm going to spend tonight gathering all my documentation (SSN, account number, 18 months employment history, job search records) and try the claim status line first thing tomorrow afternoon. It's such a relief to know there are actual ways to get through and that people are successfully resolving their pending claims. Thank you to everyone who shared their experiences and tips - you've restored my faith that this nightmare can actually be resolved! 🙏

Wow, this thread is amazing! I've been lurking in this community for months dealing with my own EDD nightmare, and this is hands down the most helpful discussion I've seen. My claim has been pending for about 3 weeks and I was completely convinced I had to call before noon based on old posts I found online. Learning that the hours are actually 8am-5pm Monday-Friday changes everything! I'm definitely going to try the claim status line at 1-866-333-4606 tomorrow during that 1-2pm window everyone keeps mentioning. The fact that multiple people have had success with this specific approach gives me so much hope. I've also bookmarked all the backup strategies - the disability line transfer trick, trying different phone numbers, and having all documentation ready (SSN, account number, 18 months employment history, job search records). One quick question for those who got through successfully - when they ask for employment history, do they want just the basic info (employer name, dates, wages) or do they need more detailed information? I want to make sure I have everything organized properly before I call. Thank you to everyone who shared their experiences and strategies. This community is incredible and you've all given me actual hope that I can finally get my claim resolved! 🙏

I'm new to this community but dealing with almost the identical situation! My employer is based in Phoenix but I've been working remotely from my home in Fresno for the past year and a half. Just got laid off last week and filed with CA EDD, but after reading this entire thread I'm now expecting to get the same denial you all received. It's honestly infuriating to learn that this is such a widespread problem - how are so many companies just ignoring their basic tax obligations and leaving us scrambling when we lose our jobs? The fact that there are dozens of people in this one thread alone dealing with this exact same issue shows how broken the system is for remote workers. Thank you all for sharing your experiences and advice! I'm going to proactively gather all my documentation (remote work agreement, CA address on paystubs, lease, utility bills) and get ready to file that DE 1000M appeal form if needed. Reading everyone's success stories is giving me hope that there's light at the end of this bureaucratic tunnel. One question - for those who successfully appealed, did you include a cover letter explaining your situation with the DE 1000M form, or just let the form and documentation speak for itself? I want to make sure I present the strongest case possible right from the start.

Welcome to this frustrating but unfortunately common situation, Paolo! I'm also new to this community but have been following this thread closely since I'm dealing with something very similar. Your proactive approach of gathering documentation upfront is really smart. Regarding your question about including a cover letter with the DE 1000M form - from what I've gathered reading through everyone's experiences, it seems like a brief explanatory letter can be helpful to provide context for the judge reviewing your case. Keep it concise and factual: explain that you physically performed all work in California despite your employer being headquartered elsewhere, and reference the specific documentation you're including as evidence. The key points to emphasize would be: 1) You were a California resident performing work in California, 2) Your employer failed to register and pay UI taxes in California as required by law, and 3) You have clear documentation proving your work location. Let the evidence do most of the talking, but a short cover letter can help tie it all together. It's really disheartening to see how many remote workers are getting caught in this mess due to employer compliance failures. At least we have this supportive community to help navigate the bureaucratic maze! Good luck with your case - based on all the success stories here, you should be in good shape.

I just went through this same exact situation last month! Got the address verification letter about 3 weeks after my benefit year ended and I was totally convinced it was a scam at first. The timing felt so random and suspicious. But after doing some research and talking to others who'd been through it, I learned this is EDD's new normal process - they're doing way more post-payment audits now as part of their fraud prevention efforts that started ramping up in 2023. The dead giveaway that yours is legitimate is that it only asked for address proof, not sensitive info like SSN or banking details that scammers typically want. I submitted a utility bill through their official portal and never heard back, which I later found out means everything was approved. You definitely did the right thing responding quickly with your bank statement - that's perfect documentation for address verification. Don't stress about not getting a confirmation; EDD's system is terrible at communication but silence usually means you're good to go!

This is such a common concern now! I went through something very similar about 5 months ago - got an address verification request about 3 weeks after my claim ended and I was completely done with benefits. Like you, I was super paranoid it was a scam because the timing seemed so weird. But after calling EDD directly (took forever to get through) they confirmed it was part of their new post-payment audit system that they started implementing more heavily in 2023. The representative explained that these verifications are completely separate from the initial ID.me process and can happen months after your claim closes. I ended up submitting a recent credit card statement and never heard back, which I learned means everything was processed successfully. You definitely made the right call responding quickly with proper documentation - a bank statement is perfect for this type of verification. The whole process is really poorly explained by EDD but it's become their standard operating procedure now unfortunately.