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McKenzie Shade

EDD payment showing as issued but Money Network card has zero balance - where's my money?

Super frustrated right now! Got a text notification from EDD last night saying my payment was issued (about $1,850), so I was relieved since my rent is due in 3 days. Today I finally received and activated my new Money Network card that I've been waiting on for almost 2 weeks, but when I checked the balance - ZERO! Nothing there at all! I double-checked my UI Online account and it definitely shows 'paid' status for my last certification. Where the heck did my payment go? Is there a delay between when EDD issues payment and when it shows up on the card? Do I need to call Money Network or EDD? Anyone deal with something similar? Really stressing since I need this money ASAP for bills.

Harmony Love

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This happens pretty often with new cards. When EDD says 'paid' it usually takes 24-48 hours to actually transfer to your Money Network card. Since you just activated the card today, I'd recommend waiting until tomorrow before panicking. If nothing shows up by then, call the Money Network customer service number on the back of your card first. They can tell you if any transfers are pending to your account. Only contact EDD if Money Network confirms no payments are coming through.

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Thank you! That's a relief to hear. I'll try to be patient and wait until tomorrow. Do you know if there's a way to check pending transfers on the Money Network app or do I have to call them?

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Rudy Cenizo

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THE EXACT SAME THING HAPPENED TO ME LAST MONTH!! I was freaking out too! Called Money Network and they said the payment was "in process" even though EDD showed paid. It took almost 3 DAYS to show up on my card!!! The EDD system is so broken - they tell you it's paid but don't mention the 2-3 day processing time. Seriously what century are we living in that electronic transfers take that long?!?!

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Omg 3 days?? That's ridiculous. Did you have to do anything special or it just magically appeared after those 3 days?

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Natalie Khan

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It might also be bcuz its ur first payment on the new card. My roomate had this happen and money was there like 2 days later. If u just activated today give it time

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Thanks! Hoping it shows up tomorrow. Just hate the waiting game when bills are due.

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Daryl Bright

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There's definitely a delay between EDD showing "paid" and the funds actually being available on your Money Network card. The first payment to a new card can take 2-3 business days to process. I recommend checking these things: 1. Log into UI Online and verify the payment shows "paid" not "pending" 2. Make sure you activated the card correctly 3. Check that your address was correct when you filed your claim 4. Wait at least 48 hours from the "paid" status date If the money doesn't appear after 48 hours, you'll need to contact EDD directly. I had to deal with this exact issue in February and ultimately needed to speak with an EDD representative. I used Claimyr (claimyr.com) to get through to an agent quickly - they have a service that helps you bypass the busy signals. They have a video demo here: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km The agent was able to verify that my payment had been sent to the correct card and gave me a transaction reference number to provide to Money Network, which helped resolve the issue.

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Sienna Gomez

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actually the money network cards suck so much. I switched to direct deposit after my second payment and never looked back. so much faster and reliable

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when i activated my new card, i had to call money network customer service because they put a security hold on my first transfer. the rep had to manually release it. call the number on back of card and check if there's a hold on your account.

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Wait seriously? They didn't mention anything about a security hold during activation. I'll definitely call them tomorrow if nothing shows up. Thanks for the tip!

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So my sister works for a bank and she explained to me that there's always a processing delay between when payments are initiated and when they actually post to accounts. For direct deposit it's usually faster (1 day) but for prepaid cards like Money Network it can take 2-3 business days. Something about the batch processing systems they use. Have you tried setting up the Money Network mobile app? Sometimes you can see pending deposits there before they officially post to your available balance.

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Just downloaded the app and logged in but still showing zero balance and no pending transactions. I guess I'll just have to be patient... ugh.

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Rudy Cenizo

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CALL THEM FIRST THING TOMORROW!!! Don't just wait! Sometimes there are "verification holds" they put on first payments for "security" or whatever. My cousin had her money stuck in limbo for over a WEEK because of this! The longer you wait to call, the longer it takes to fix!

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Harmony Love

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This is good advice, but no need to panic yet. Money Network's customer service opens at 8am PT. Call them first, and they can usually tell you exactly when the deposit will clear. Save contacting EDD as a last resort since getting through to them is much harder.

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did u check if ur payment went to an old card by mistake? happened to me when they reissued my card last fall. edd was still sending payments to my old card number for like a month after i got the new one.

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This is my first card ever from them, so I don't think that's the issue. But thanks for the suggestion!

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Natalie Khan

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my cousin had this happen and she called money network and they said sometimes new cards take a full business day after activation before they can receive deposits so maybe try checking again tomorrow morning

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I really hope that's all it is. I'll check first thing tomorrow. Thanks!

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KylieRose

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Hey McKenzie! I went through this exact same stress last year when I first got my Money Network card. The good news is this is totally normal - there's almost always a 1-3 day delay between when EDD marks it as "paid" and when it actually hits your card balance. Since you just activated today, I'd definitely give it until tomorrow evening before calling anyone. One thing that helped me was checking the Money Network website (not just the app) - sometimes pending deposits show up there first. Also make sure you activated the card completely - there are like 3 different steps including setting up a PIN. If nothing shows by tomorrow afternoon, call Money Network customer service at the number on your card. They can see pending deposits on their end even if you can't. Try not to stress too much - your money is probably just stuck in the processing pipeline!

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Evelyn Kelly

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Thank you KylieRose! This is exactly what I needed to hear. I'm definitely going to check the Money Network website tonight - I didn't even think about that. And you're right, I think I did complete all the activation steps but I'll double-check the PIN setup just to be sure. It's so reassuring to know this is normal and not some crazy system error. I'll try to stay calm and wait until tomorrow afternoon before calling. Really appreciate you taking the time to explain everything!

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I work for a credit union and see this kind of delay all the time with prepaid cards. The Money Network system does batch processing overnight, so payments that show as "issued" by EDD on one day typically don't appear until the next business day at the earliest. Since you just activated your card today, I'd expect to see the funds by tomorrow morning. The key thing is that EDD has already released the payment - it's just moving through the banking system now. If you don't see anything by Wednesday morning, that's when I'd call Money Network. They can trace the ACH transfer and tell you exactly when it will post. Hang in there!

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Royal_GM_Mark

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This is really helpful to know about the batch processing! I work in retail and deal with payment delays all the time but never knew the technical side of it. Maria, do you know if there's any way to speed up the process or is it just a matter of waiting for the overnight batch to run? Also wondering if weekends affect the timing at all since tomorrow is Tuesday.

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