Btw does anybody know if we're supposed to be getting a different card soon? My friend said Money Network is being replaced with some other provider but I can't find any info about this on the EDD website??

Same thing happened to me! My payment usually hits around 5:30 AM but nothing today. I was panicking because I have rent due tomorrow. The holiday explanation makes total sense though - I completely forgot today was a federal holiday. At least now I know to expect delays whenever there's a banking holiday. Thanks for posting this, saved me from calling EDD and waiting on hold for hours!

I'm currently in a very similar situation - my SDI ends in about 6 weeks after a back injury from a car accident, and I've been cleared for light duty work but my previous job in retail management required a lot of heavy lifting and long hours on my feet. Reading through everyone's experiences here has been incredibly reassuring! A couple of questions for those who've been through this: Has anyone had experience with retail-to-office transitions using UI? I'm wondering if my management and customer service skills would translate well to administrative or coordinator roles. Also, I've heard conflicting information about whether you need to actively apply to jobs in your previous field first before branching out to other industries - does anyone know the actual EDD requirements for work search when you have physical restrictions? Thank you to everyone sharing their stories and advice - it's making this whole process feel much less overwhelming. Sophia, I hope your application goes smoothly and please keep us updated!

I'm really glad I found this thread! I'm in a somewhat similar situation - my workers' comp case is wrapping up soon and I'll need to transition to regular employment with some permanent work restrictions. While it's a different benefit system than SDI, a lot of the advice here about work searches, documentation, and highlighting transferable skills is really valuable. One thing I wanted to add for anyone dealing with physical restrictions: don't overlook government jobs! Many city, county, and state positions are required to accommodate disabilities and often have specific programs for hiring people with work limitations. The application process can be longer, but they tend to be more understanding about restrictions and offer good benefits. Also, I've found that being upfront about limitations during interviews (after getting called in) actually works better than trying to hide them. Employers appreciate honesty and it helps ensure you end up in a role that's sustainable for your health long-term. Thanks to everyone sharing their experiences - it's so helpful to know others have successfully navigated these transitions!

Ugh, I feel you on this! When I needed to update my delivery date for my SDI claim, I literally called 47 times before getting through (yes, I kept count because I'm petty like that 😂). What finally worked for me was calling the 1-800-480-3287 number at exactly 8:02 AM on a Wednesday - apparently those first few minutes after they open are golden. Also, have your social, claim number, and both your old and new delivery dates ready to rattle off quickly. The rep I got was actually super nice and updated everything in like 5 minutes once I finally reached a human. Don't give up! And congrats on your little one! 👶✨

I've been lurking on this thread and wow, you all are giving me life with these comments! 😂 But on a serious note, Nia, I actually just went through this exact same thing last month. The trick that worked for me was calling the 1-800-480-3287 number at 8:05 AM sharp on a Tuesday (seems like early morning is definitely the way to go based on what everyone's saying here!). When you get through the menu, make sure you have your delivery date change request written out clearly - they'll ask for your old expected date and your new actual delivery date. The whole call took about 10 minutes once I got a human on the line. Also, they might ask for your doctor's contact info just to verify, so have that ready too. Really hope this helps and congrats on your pregnancy! This community is amazing with all the support and humor - we're all in this EDD struggle together! 💪✨

I'm so sorry you're dealing with this stress - I completely understand that panic when you first see an overpayment notice! I went through something very similar last year with a $4,200 overpayment and was able to get it fully waived. Reading through all the amazing advice in this thread, I can confirm that everything people are sharing really works. The DE 1446 form is definitely the way to go, and the key is being incredibly detailed about your financial hardship. When I filled mine out, I created a spreadsheet showing my monthly income of $1,150 from part-time work vs. my expenses totaling $1,320 (rent, utilities, groceries, car insurance, phone, medical copays, etc.) - showing that I was already $170 short each month before even considering the overpayment. I also wrote a letter explaining that the overpayment happened because I received a tip payout from my restaurant job and reported it in the wrong certification week due to confusion about EDD's timing requirements. Like others mentioned, I emphasized that this was an honest mistake, not an attempt to hide income. The whole process took about 6 weeks, and when they approved the full waiver, I literally cried with relief. Based on your situation working part-time at a restaurant and barely covering rent, you have an excellent chance of approval. Follow everyone's advice about gathering comprehensive documentation and being specific about how repayment would impact your ability to survive. This community's guidance is spot-on - you've got this!

Wow, this thread has been absolutely incredible! As someone who's been lurking in this community for months, I finally had to create an account just to thank everyone for sharing such detailed, practical advice. I'm currently facing a $2,900 overpayment notice myself (similar situation - confusion about when to report a bonus payment from my retail job), and I went from complete despair to actually feeling hopeful after reading through everyone's experiences. The step-by-step guidance about the DE 1446 form, the importance of detailed financial documentation, and hearing real success stories with similar amounts and circumstances has been life-changing. I'm especially grateful for the insider tips from the former EDD employee and the specific language suggestions about demonstrating "extraordinary hardship." I'm gathering my pay stubs and bills this weekend to follow the spreadsheet approach several people mentioned. Gabrielle, I really hope you update us on how your waiver goes - this thread is going to help so many people who find themselves in this terrifying situation. Thank you everyone for creating such a supportive, informative resource! 💙

I'm completely new to this community and this thread has been both terrifying and incredibly helpful! I've been on unemployment for about 3 weeks now and just like everyone else here, I had absolutely no clue about these detailed documentation requirements until I stumbled upon this post. I've been genuinely job searching - applying to 2-3 positions per week, updating my resume twice, and attending one virtual networking event - but I wasn't keeping any proper records of my activities. Reading about that $8,700 overpayment situation really sent me into panic mode! I immediately downloaded the DE 8578 form that multiple people mentioned and spent hours digging through my email history. I managed to find confirmation emails for 5 job applications and one registration email for a virtual career fair I attended. I also found a completion certificate for an online Excel course I took through Coursera. Starting right now, I'm going to be absolutely religious about documenting every single work search activity using that form. It's honestly shocking how EDD doesn't make these requirements more obvious when you first file - it really does feel like they're setting people up to fail. Thank you all so much for sharing your experiences and advice - this community might have just saved me from a major financial disaster! Quick question: does creating profiles on job sites like Indeed and LinkedIn count as work search activities, or only the actual job applications?

I'm brand new to this community and wow, this thread has been absolutely eye-opening! I've been on unemployment for about 2 weeks now and just like so many others here, I had zero awareness of these detailed documentation requirements until I found this post. I've been actively job searching - submitting about 4-5 applications per week and attending a virtual job fair last week - but I wasn't keeping any organized records of my activities. That $8,700 overpayment story really shook me to my core! I immediately went through my email history and found confirmation emails for 7 job applications plus a registration confirmation for the virtual job fair. I also downloaded that DE 8578 form that everyone keeps mentioning and I'm going to start using it religiously from today forward. It's honestly incredible that EDD doesn't make these requirements more transparent when you first file your claim - it really does feel like they're setting people up to stumble into violations. I'm also wondering, does responding to recruiters on LinkedIn count as a work search activity? I've had a few conversations with recruiters who reached out to me, but I'm not sure if that qualifies. Thank you all so much for sharing your experiences and knowledge - this community has been a complete lifesaver and may have just prevented me from making a costly mistake!