Where to withdraw cash from EDD Money Network card since Bank of America switch

You can use any ATM in the AllPoint or MoneyPass networks for free with your Money Network card. I've found them at most 7-Eleven stores, CVS, Walgreens, and some grocery stores. There's an ATM locator on the Money Network website or in their app. You get unlimited free withdrawals at these in-network ATMs. For cash back, I know you can get it at Walmart, grocery stores, and most places that offer cash back with purchases. Just select debit and enter your PIN when checking out.

I HATE THESE NEW CARDS!!! They're so much worse than the BofA ones we had before!!! I tried using mine at Chase (my regular bank) and got charged $4.95 for a withdrawal!!! NOBODY told me about this change until I got the card in mail. EDD is the worst with communication seriously.

To answer your question about withdrawal limits - you can take out up to $500 per day at ATMs and up to $1,000 per day as cash back at point-of-sale. However, individual stores might have their own limits on cash back (usually $100-$200 max per transaction). Also, if you don't want to deal with finding specific ATMs, you can actually set up direct deposit to your personal bank account instead. Go to the Money Network website, create an account, and set up the transfer option. That way you won't have to worry about ATM networks in the future.

anyone else having trouble activating there card? mine keeps saying error when i call the number on the sticker

I had the same issue with needing cash quick from the new Money Network card. If you're still struggling to reach EDD about this or having other issues with your card, check out Claimyr (claimyr.com). They helped me get through to an actual EDD agent when I couldn't activate my card properly. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km Much better than waiting on hold for hours or getting hung up on!

Just a heads up that you might want to call Money Network to double-check your daily withdrawal limit. Mine was initially set at only $300 for some reason and I had to request an increase. Some people don't realize the limits can vary based on your claim type and how long your account has been active. Better to check before heading to the ATM only to find out you can't withdraw enough!

One more thing - make sure you know your PIN for the Money Network card. The default isn't the last 4 of your SSN like it was with Bank of America. You should have received a separate letter with your PIN, or you need to create one when activating the card. Without that PIN, you won't be able to get cash from ATMs or cash back at stores.

Just went through this same situation last month! Another tip - if you're ever in a pinch and can't find an AllPoint or MoneyPass ATM, some credit unions participate in shared branching networks where you can do fee-free withdrawals even if you're not a member. Also, Dollar General and Family Dollar usually have cash back options with small purchases if you need cash urgently. Glad you got your rent money sorted out! The transition from BofA has been rough for everyone but once you know the system it's not too bad.

Another option that saved me when I was in a similar situation - if you have a Walmart nearby, you can use their Money Center to get cash advances from your Money Network card. They charge a small fee (I think it was like $3) but it's way better than the $5+ fees at most bank ATMs. Plus Walmart is usually open late if you need cash after normal banking hours. You can also check if any local grocery stores like Kroger or Safeway have fee-free ATMs - some of them are part of the AllPoint network too.

Just wanted to add that you can also use the Money Network mobile app to locate nearby fee-free ATMs using GPS - super handy when you're out and about and need cash quickly. The app also lets you check your balance and transaction history without having to call the customer service line. I've found CVS and Rite Aid locations are pretty reliable for having AllPoint ATMs if you can't find a 7-Eleven. Also, some gas stations like Circle K have MoneyPass ATMs. Pro tip: screenshot or write down a few ATM locations near your home, work, and frequently visited areas so you're never stuck searching when you're in a rush!

I'm new to the Money Network card too and this thread has been incredibly helpful! One thing I discovered recently is that some Target stores have fee-free ATMs as well - they're usually part of the AllPoint network. Also, if you ever need to transfer money to family or friends, you can use the Money Network card with apps like Venmo or Cash App (though there might be small fees depending on the transaction type). Just make sure to always select "debit" when using the card anywhere to avoid credit card fees. The learning curve is steep coming from the BofA cards but at least the community here is super supportive!

For anyone still struggling with this, I found that Costco gas stations often have fee-free ATMs too if you have a membership. Also wanted to mention that you can call Money Network customer service at 1-866-692-9374 to get a complete list of nearby fee-free ATMs if the app isn't working for some reason. They're usually pretty helpful and the wait times aren't as bad as calling EDD directly. One last tip - if you're planning to withdraw the full $500 daily limit, try to do it early in the day since some ATMs run low on cash, especially on weekends. Nothing worse than finding a fee-free ATM only to discover it's out of $20 bills!

I just went through this exact same situation a few weeks ago when I got my Money Network card! One thing that really helped me was downloading the Money Network app and using their ATM locator feature - it shows you exactly which ATMs near you are fee-free. I was surprised to find that my local pharmacy (Walgreens) had an AllPoint ATM that I never noticed before. Also, don't forget that most grocery stores like Safeway, Kroger, and even some smaller chains offer cash back when you make a purchase, and there's usually no fee as long as you select debit and use your PIN. For emergencies, I've also used the cash advance option at Walmart's Money Center - there's a small fee but it's way cheaper than using a non-network ATM. Hope this helps and glad to see so many people sharing useful tips here!

Another tip that might help future people in this situation - if you're ever stuck without access to a fee-free ATM and need cash urgently, some gas stations like Shell and Chevron participate in cash back programs when you buy something small like a drink or snacks. Just make sure to ask the cashier first since not all locations offer it. I've also found that credit union ATMs sometimes don't charge fees even if you're not a member, though this varies by location. And if you're really desperate, some check cashing places will let you get a cash advance from your debit card for a fee - not ideal but better than being completely stuck. The Money Network transition has definitely been a learning experience for all of us!

Just wanted to share another option that saved me recently - if you have a Costco membership, their gas stations usually have AllPoint ATMs that are fee-free with the Money Network card. Also, I discovered that some 99 Cent stores and Dollar Tree locations offer cash back with small purchases, which can be super helpful when you're in a pinch. One more thing - if you're ever traveling or in an unfamiliar area, truck stops like Flying J and Pilot often have MoneyPass ATMs. The key is really just downloading that Money Network app and getting familiar with the ATM locator feature. It's been a lifesaver for avoiding those ridiculous fees! Hope everyone gets through this transition period smoothly.

One thing I learned the hard way is to always check your balance before heading to an ATM! The Money Network card doesn't always update instantly like regular bank cards, so I've had a few embarrassing moments where I thought I had money available but the card got declined. You can check your balance for free by calling 1-866-692-9374 or through the mobile app. Also, if you're planning to make a large withdrawal (like $400-500 for rent), I'd recommend calling ahead to make sure the ATM you're going to actually has enough cash - some of the smaller AllPoint ATMs at convenience stores run out of larger bills pretty quickly, especially on weekends. Learned this lesson when I drove to three different 7-Elevens trying to get rent money! 😅

Just want to add another helpful tip for anyone dealing with the Money Network card - if you're ever in a situation where you can't find a fee-free ATM and really need cash, some pharmacies like CVS and Walgreens will let you do cash back when you buy something small, even if it's just a pack of gum. I've also found that many grocery store chains like Vons, Ralphs, and Food 4 Less offer cash back up to $100-200 per transaction with no fees as long as you use your PIN. The nice thing about grocery stores is you can combine it with shopping you already need to do. One last tip - if you're ever unsure about whether an ATM will charge fees, look for the AllPoint or MoneyPass logos on the machine itself. Those networks are your best friends with this card! The transition from BofA has definitely been bumpy but once you learn the system it's actually not too bad.

I'm dealing with the same Money Network card confusion! Just got mine after the BofA switch and was totally lost. This thread has been a lifesaver - I had no idea about AllPoint and MoneyPass networks. Downloaded the Money Network app and found a fee-free ATM at the CVS literally across the street from me that I never knew existed! For anyone else just getting started with these cards, definitely take advantage of the cash back option at grocery stores too. I got $40 cash back at Safeway yesterday with no fees when I bought groceries. Way more convenient than hunting for ATMs. Thanks everyone for sharing all these tips - makes this whole transition so much less stressful! 🙏

Just wanted to jump in and add something that helped me a ton when I first got my Money Network card - if you're ever in a real emergency and can't find any fee-free ATMs nearby, some Wawa and Sheetz locations (if you have them in your area) often have surcharge-free ATMs. Also, I discovered that many credit unions will waive ATM fees for emergency situations if you call and explain - doesn't always work but worth a shot if you're desperate. One more thing that saved me multiple times: if you have friends or family with Zelle, Venmo, or Cash App, you can send money from your Money Network card to them and have them give you cash. There's usually a small fee but way less than those $5+ ATM charges at random banks. The whole BofA to Money Network switch caught everyone off guard but once you learn these workarounds it gets much easier!