EDD Money Network funds directly to PayPal account - is this possible?

omg i did the same thing last summer! dont worry, paypal CAN accept direct deposits but it takes like 5-7 business days sometimes. as long as the account # and routing # were correct it will show up eventually. EDD is always slow with everything lol

I don't think this is accurate. EDD payments typically go either to a Money Network debit card OR to a traditional checking/savings account. PayPal accounts aren't designed to receive ACH payments from government systems like EDD. What likely happened is one of two things: 1) If you entered incorrect banking information, the payment will be rejected and returned to EDD, then they'll default to sending you a Money Network card, which takes 7-10 business days to arrive 2) If you entered PayPal's routing number but an incorrect account number, the deposit will fail and return to EDD You need to speak with an EDD representative ASAP to verify what's happening with your payment. The UI Online system showing "paid" only means they've released the funds, not that they've successfully reached your account.

Money Network is for all EDD benefits now, including regular UI, SDI, and PFL. They phased out the old Bank of America cards completely in 2024. But direct deposit to a bank account is still the faster option if set up correctly.

DONT WASTE UR TIME CALLING THE REGULAR NUMBER!! i spent TWO WEEKS trying to get through about a similar payment issue. The regular line is useless and they transfer you around and disconnect you constantly. Finally used Claimyr and got through to a tier 2 specialist in 25 minutes who fixed everything. check out their demo video https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km or go to claimyr.com - totally worth it when ur desperate to get payment issues fixed!

They just help you get through to an actual EDD rep who can help. The rep I got was able to see exactly where my payment was stuck and fixed it that day. Much better than waiting on hold forever!

To clarify the PayPal situation: PayPal does have routing and account numbers that can receive ACH transfers, but only if you've specifically set up a PayPal Cash Plus account and requested your direct deposit information. Regular PayPal accounts cannot receive direct deposits from government agencies. If you entered incorrect banking information, here's what will happen: 1. EDD will attempt the direct deposit 2. It will fail and be returned to EDD (takes 3-5 business days) 3. EDD will automatically issue you a Money Network card 4. The card will be mailed to your address (additional 7-10 business days) Total time: 10-15 business days from original payment date. I recommend calling EDD at 1-800-300-5616 as soon as possible to explain the situation. They might be able to expedite your Money Network card once the failed deposit is returned.

lol this happened to my roomate but with venmo not paypal!! the money DID eventually come back but it took EDD like 3 weeks to figure it out and then another 2 weeks for the money network card. the whole system is rigged to make us suffer i swear.

hey did u fix this yet? just wondering cause im having a similar issue with my direct deposit not showing up but mine is to a credit union account

Update for anyone with a similar issue in the future: After a payment is rejected due to incorrect banking information, EDD typically takes 3-5 business days to reprocess and automatically issue a Money Network card. You don't need to do anything special to trigger this process, it happens automatically. However, if you haven't received your card within 10 business days after the rejected payment, you should contact Money Network directly at 1-888-727-4314 to check on card status or request expedited shipping. Also, once you receive your card, you can transfer funds from it to your bank account through the Money Network mobile app or website. This is often faster than waiting for EDD to update your direct deposit information for future payments.

Just wanted to add that if you're still waiting for your Money Network card, you can actually check the status online at MoneyNetwork.com without having to call. You'll need your SSN and the phone number on file with EDD. Also, pro tip: once you get the card, you can get cash back at most grocery stores and pharmacies without ATM fees, which is way better than using random ATMs that charge like $3-5 per transaction. The Money Network app also lets you check your balance and transaction history in real time, which is honestly more convenient than I expected. Hope this helps someone else going through the same stress!

Just went through this exact situation last month! My EDD payment got stuck because I accidentally put in my old Chime account routing number but my current bank's account number. Took exactly 4 business days for the payment to bounce back to EDD, then another 8 days to get my Money Network card. The whole time UI Online showed "paid" even though the money was floating around somewhere in banking limbo. Once I got the card though, everything worked smoothly. You can actually set up direct deposit correctly for future payments right through the Money Network website once your card arrives - it's way easier than trying to update it through UI Online. Hang in there, the money will come through eventually!

I went through something similar earlier this year! The waiting period when you see "paid" status but no money is absolutely nerve-wracking. Just to add to what others have said - when my direct deposit info was wrong (I mixed up two digits in my account number), it took exactly 5 business days for EDD to get the rejection notice back from my bank, then they automatically triggered the Money Network card process. One thing I learned is that you can actually call Money Network customer service at 1-888-727-4314 to check if a card has been ordered for your SSN, even before it ships. They were way more helpful than EDD customer service and could give me the exact shipping timeline. Also, if you're really in a bind for rent money, some community organizations and churches have emergency assistance programs - might be worth looking into while you wait for the card to arrive. The stress is real but you'll get through this!

I'm going through almost the exact same situation right now! My payment has been showing "paid" for 6 days and I'm pretty sure I accidentally entered my Venmo routing number instead of my actual bank account. Reading through all these responses is honestly the most helpful information I've found anywhere - way better than the generic FAQ pages on the EDD website. It sounds like the consensus is that failed direct deposits take about 3-5 business days to bounce back to EDD, then another 7-10 days for the Money Network card to arrive. That timeline actually makes me feel a lot better because I was starting to think my payment just disappeared into thin air. Has anyone tried updating their direct deposit info in UI Online while waiting for a failed payment to process? I'm wondering if I should try to fix my banking info now or just wait for the Money Network card and then set up direct deposit correctly through their website like some of you mentioned.

I just want to say this thread has been incredibly helpful for everyone dealing with payment routing issues! I went through something similar about 6 months ago when I accidentally entered my old bank account number that had been closed. The anxiety of seeing "paid" status while having no money is absolutely horrible, especially when you have bills due. One thing I'd add that hasn't been mentioned yet - once your Money Network card arrives and you activate it, you can actually set up text alerts for when funds are deposited. This was a lifesaver for me because EDD payments don't always come on the same day each week, and the text notification gave me peace of mind that the money actually hit the account. You can set this up in the Money Network app under notifications. Also, for anyone worried about rent being late - most landlords are more understanding than you'd expect if you explain the situation and show them documentation that your unemployment payment is processing. I was able to get a 10-day extension on my rent just by showing my landlord the "paid" status screenshot from UI Online and explaining the banking mix-up. Obviously every landlord is different, but it's worth asking rather than stressing in silence. Hang in there everyone - the system is definitely broken but the money does eventually come through!

I'm a newcomer here but going through something very similar right now! My EDD payment has been showing "paid" for 4 days and I'm 99% sure I entered my old Wells Fargo account info that I closed last year instead of my new credit union account. Reading through everyone's experiences here is honestly the first time I've felt less panicked about this whole situation. It's really reassuring to see the consistent timeline that most people experienced - sounds like 3-5 days for the bounce back, then 7-10 days for the Money Network card. I've been calling EDD nonstop but can never get through, so knowing that the process happens automatically is actually a huge relief. Quick question for anyone who's been through this - do you get any kind of notification when EDD receives the rejected payment back from the bank? Or do you just have to wait and assume it's processing? Also, has anyone had luck with the Claimyr service that was mentioned earlier? I'm getting desperate enough to try anything at this point! Thanks to everyone sharing their experiences - this thread is literally saving my sanity right now!

Hey Chris! I'm also pretty new to this community but went through almost the exact same thing just 2 weeks ago. I accidentally entered my old Capital One account that I closed 6 months ago instead of my new Navy Federal account. The waiting period is absolutely brutal - I was checking UI Online like every hour hoping something would change. From my experience, you're right on track with the 4-day timeline. Mine took exactly 5 business days for the rejection to come back to EDD, then I got a text notification that my Money Network card was being processed. The card arrived 9 days later. No email or notification from EDD about the rejected payment though, which was super frustrating. One thing that helped my anxiety was creating a little timeline tracker - I wrote down the date my payment showed "paid" and then counted out the business days so I knew what to expect each day. It sounds silly but it helped me feel more in control of the situation. Also, if you have any pending certifications, make sure to keep doing those on schedule even while this payment issue is being resolved - I almost missed one because I was so focused on the banking problem. You're definitely not alone in this! The whole system is confusing and stressful, but everyone's experiences here show it does get resolved eventually.

I'm going through the exact same nightmare right now! My payment has been showing "paid" for 3 days and I'm pretty sure I mixed up my routing and account numbers when I set up direct deposit. I've been literally losing sleep over this because I have car insurance due next week and my savings account is completely empty. Reading through everyone's experiences here is honestly the most relief I've felt since this whole mess started. It sounds like the 3-5 day bounce back timeline is pretty consistent, so I'm hoping to see some movement by early next week. The fact that it happens automatically without me having to do anything is actually reassuring - I was worried I'd have to jump through more hoops to get it fixed. Has anyone had experience with payments getting stuck longer than the typical timeline? I'm just paranoid that my situation might be different somehow. Also, once you get the Money Network card, how quickly can you actually access the funds? Like can you use it immediately or do you have to wait for it to activate? Thanks to everyone sharing their stories - this thread is seriously keeping me sane right now!

I'm so sorry you're going through this stress! I went through something very similar about 8 months ago when I accidentally entered my Venmo account info instead of my actual bank account for EDD direct deposit. The anxiety of seeing "paid" status while having no money in your account is absolutely horrible, especially when rent is due. From my experience, PayPal accounts (even Cash Plus accounts) are really hit-or-miss with government ACH transfers like EDD payments. What most likely happened is that the payment will be rejected by PayPal's system and automatically returned to EDD within 3-5 business days. Once EDD gets the rejected payment back, they'll automatically issue you a Money Network debit card which usually arrives within 7-10 business days. The good news is that this process happens automatically - you don't need to do anything special to trigger it. The "paid" status on UI Online just means EDD released the funds, not that they successfully reached your account. I know it's frustrating, but try not to panic! The money isn't lost, it's just taking a longer route to get to you. In the meantime, you might want to reach out to your landlord and explain the situation - many are understanding about EDD payment delays if you can show documentation. Hang in there, this will get resolved!

I'm new here but currently dealing with this exact same situation! My EDD payment has been showing "paid" for 2 days now and I'm pretty sure I accidentally entered my old Chase account info that I closed 3 months ago instead of my new Wells Fargo account. I've been absolutely panicking because I have utilities due this week and my phone bill is already overdue. Reading through everyone's experiences here has been incredibly helpful and honestly the first time I've felt hopeful since this started. It sounds like the 3-5 business day timeline for rejected payments to bounce back to EDD is pretty consistent, and then another 7-10 days for the Money Network card to arrive. I tried calling EDD multiple times yesterday but could never get through - just endless hold music and then disconnections. It's really reassuring to know that the Money Network card process happens automatically once the rejected payment comes back, so I don't have to somehow get through to customer service to fix this. Has anyone had experience with closed account situations specifically? I'm wondering if payments to closed accounts bounce back faster than payments to wrong account numbers, or if it's basically the same timeline. Also planning to use that timeline tracker idea someone mentioned - constantly refreshing UI Online is making my anxiety so much worse! Thanks to everyone sharing their stories here - this community is literally the only thing keeping me from having a complete meltdown right now!

I'm dealing with this exact same issue right now! My payment has been showing "paid" for 5 days and I'm pretty sure I entered my old credit union routing number but my current bank's account number. I've been absolutely stressed out because my rent was due yesterday and my landlord is starting to ask questions. Reading through all these experiences has been such a relief - it sounds like I'm right at that 3-5 day mark where the rejection should be coming back to EDD soon. The fact that the Money Network card gets issued automatically is honestly the best news I've heard all week because I've completely given up on trying to reach EDD customer service. I'm definitely going to try that timeline tracker idea and reach out to my landlord with documentation like some of you suggested. It's crazy how much stress this whole process causes when you're already dealing with unemployment. Thanks to everyone for sharing your real experiences - this thread has probably prevented me from having a complete breakdown!