EDD Money Network funds directly to PayPal account - is this possible?
I'm freaking out right now because I can't figure out if I messed up my EDD payment setup. I just got approved after my eligibility interview last week (took forever!!) and selected direct deposit in UI Online. I entered what I THOUGHT was my bank account info, but now realize I might have entered my PayPal account number instead of my actual checking account. Has anyone successfully had their EDD payments deposited to a PayPal account? UI Online shows my payment as "paid" status for $678 but there's nothing in my PayPal yet. It's been 3 business days. Customer service keeps disconnecting me when I finally get through after 2+ hours on hold. I have rent due next week and I'm seriously starting to panic!
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Mateo Hernandez
omg i did the same thing last summer! dont worry, paypal CAN accept direct deposits but it takes like 5-7 business days sometimes. as long as the account # and routing # were correct it will show up eventually. EDD is always slow with everything lol
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Nia Jackson
•Are you 100% sure? I'm so stressed I can barely sleep. I thought PayPal only worked with linked bank accounts, not direct deposits from government agencies. Did your money actually come through to PayPal in the end?
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CosmicCruiser
I don't think this is accurate. EDD payments typically go either to a Money Network debit card OR to a traditional checking/savings account. PayPal accounts aren't designed to receive ACH payments from government systems like EDD. What likely happened is one of two things: 1) If you entered incorrect banking information, the payment will be rejected and returned to EDD, then they'll default to sending you a Money Network card, which takes 7-10 business days to arrive 2) If you entered PayPal's routing number but an incorrect account number, the deposit will fail and return to EDD You need to speak with an EDD representative ASAP to verify what's happening with your payment. The UI Online system showing "paid" only means they've released the funds, not that they've successfully reached your account.
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Aisha Khan
•wait what im confused i thought money network was only for disability not regular unemployment?? i got direct deposit for my claim last year no problem
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CosmicCruiser
Money Network is for all EDD benefits now, including regular UI, SDI, and PFL. They phased out the old Bank of America cards completely in 2024. But direct deposit to a bank account is still the faster option if set up correctly.
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Ethan Taylor
DONT WASTE UR TIME CALLING THE REGULAR NUMBER!! i spent TWO WEEKS trying to get through about a similar payment issue. The regular line is useless and they transfer you around and disconnect you constantly. Finally used Claimyr and got through to a tier 2 specialist in 25 minutes who fixed everything. check out their demo video https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km or go to claimyr.com - totally worth it when ur desperate to get payment issues fixed!
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Nia Jackson
•Thanks for the tip. I'm pretty desperate at this point, so I'll check it out. Did they help with re-routing your payment or just with getting through to someone?
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Ethan Taylor
They just help you get through to an actual EDD rep who can help. The rep I got was able to see exactly where my payment was stuck and fixed it that day. Much better than waiting on hold forever!
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Yuki Ito
To clarify the PayPal situation: PayPal does have routing and account numbers that can receive ACH transfers, but only if you've specifically set up a PayPal Cash Plus account and requested your direct deposit information. Regular PayPal accounts cannot receive direct deposits from government agencies. If you entered incorrect banking information, here's what will happen: 1. EDD will attempt the direct deposit 2. It will fail and be returned to EDD (takes 3-5 business days) 3. EDD will automatically issue you a Money Network card 4. The card will be mailed to your address (additional 7-10 business days) Total time: 10-15 business days from original payment date. I recommend calling EDD at 1-800-300-5616 as soon as possible to explain the situation. They might be able to expedite your Money Network card once the failed deposit is returned.
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Nia Jackson
•This is exactly what I needed to know, thank you! I do have a PayPal Cash Plus account but I'm not sure if I ever set up the direct deposit info correctly. Sounds like I need to wait for the return process and then get the Money Network card. I'll call EDD tomorrow morning right when they open.
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Carmen Lopez
lol this happened to my roomate but with venmo not paypal!! the money DID eventually come back but it took EDD like 3 weeks to figure it out and then another 2 weeks for the money network card. the whole system is rigged to make us suffer i swear.
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Andre Dupont
•5 WEEKS?! Are you serious? That's absolutely ridiculous. And they wonder why people get behind on bills when unemployed. The system is completely broken. I had a similar issue in January where they sent my payments to a closed account, and I had to go through identity verification AGAIN before they would reissue. Took nearly 6 weeks total.
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QuantumQuasar
hey did u fix this yet? just wondering cause im having a similar issue with my direct deposit not showing up but mine is to a credit union account
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Nia Jackson
•Not yet. I spoke with EDD this morning and they confirmed my payment failed because PayPal rejected it. They're issuing a Money Network card now which should arrive in 7-10 days. For your credit union issue, they told me sometimes smaller credit unions take longer to process ACH transfers from government agencies - up to 5 business days. Hope that helps!
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Yuki Ito
Update for anyone with a similar issue in the future: After a payment is rejected due to incorrect banking information, EDD typically takes 3-5 business days to reprocess and automatically issue a Money Network card. You don't need to do anything special to trigger this process, it happens automatically. However, if you haven't received your card within 10 business days after the rejected payment, you should contact Money Network directly at 1-888-727-4314 to check on card status or request expedited shipping. Also, once you receive your card, you can transfer funds from it to your bank account through the Money Network mobile app or website. This is often faster than waiting for EDD to update your direct deposit information for future payments.
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Nia Jackson
•You've been super helpful, thank you! My card is supposed to arrive by next Wednesday according to the rep I spoke with. Once I get it, I'll make sure to set up the app so I can transfer funds quickly. Really appreciate all the advice from everyone here.
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