EDD Direct Deposit not showing up in bank account - 5 days and waiting

i switched to direct deposit last month and it took almost a full week teh first time. after that its been faster like 2-3 days. dont worry yet

The first direct deposit payment can take 5-7 business days to appear in your account as EDD needs to verify your banking information. This is normal and happens to most people. Subsequent payments are typically much faster (1-3 business days). If it doesn't arrive by next Tuesday, that's when you should start to worry. Make sure you don't have any unresolved identity verification issues in your account, as those can delay payments regardless of your payment method. Check your UI Online inbox for any notifications.

Did anyone tell you to contact your bank?? I had this EXACT problem in January and spent THREE HOURS waiting to talk to Chase only to find out they were holding my deposit for "security review" or something!!! They never even notified me! When I finally got through to someone they released it that same day. MIGHT be worth calling your bank just to check??

Direct deposit is normally reliable but sometimes the first payment is slow. I used to get my payments on Money Network card but switched to direct deposit last year. If you need to reach EDD to confirm they sent the payment, try Claimyr service (claimyr.com). They helped me get through to an EDD rep in about 20 minutes instead of calling for days. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km. The agent can verify if your payment was actually sent to the correct account.

THE EDD SYSTEM IS BROKEN!!!! I had direct deposit set up since DAY ONE and they STILL sent me a stupid card for my first 3 payments!!! Then randomly started doing direct deposit with NO WARNING!!! NONE OF IT MAKES ANY SENSE and no one there knows what they're doing!!! DOCUMENT EVERYTHING and keep calling!!

lol same thing happend to me waited foreverrrr the first time then no problems after that

Let me clarify a few things about EDD direct deposit since there seems to be some confusion: 1. First direct deposit payments typically take 5-7 business days (not calendar days) as EDD performs a micro-deposit verification process with your bank. 2. Your banking information must go through their verification system before full payments are processed. 3. If you switch from Money Network card to direct deposit, there's often a transition period where one more payment might go to your card. 4. You can view exactly when the payment was sent in your payment history section of UI Online (look for the "Issue Date" which is different from your certification date). 5. For peace of mind, keep your Money Network card active even after switching to direct deposit, as emergency payments sometimes default back to the card. If Tuesday comes and you still don't have the deposit, then you should contact EDD.

my cousin works at bank of america and she told me edd direct deposits always show up between 12am-6am never during regular banking hours so if ur checking during the day u might miss it until next morning. just another thing to know

Quick update since we're on the topic - EDD has been working to improve their direct deposit system in 2025. They now send confirmation emails when deposits are initiated, which should help with tracking. Make sure your email contact information is updated in your UI Online account to receive these notifications.

UPDATE: The money finally hit my account this morning! So it took exactly 9 days from certification to deposit (or 6 business days from when it was marked 'paid'). Thanks everyone for your help and reassurance. For anyone else who switches to direct deposit, definitely plan for the first payment to take longer than they say on the website.