EDD direct deposit timeline - how long after payment shows 'paid' to hit bank account?

Generally, it takes 24-48 hours after EDD shows "paid" status for the direct deposit to reach your bank account. This depends on your bank's processing time. Some banks make funds available immediately, while others might hold it for a day or two. If you set up direct deposit recently, the first payment might take slightly longer as the system verifies your banking information. If you don't see it by the third business day, you should contact EDD to make sure there wasn't an issue with your banking details.

mine always comes the next day after it says paid!! never had a problem with direct deposit

My experience has been TERRIBLE with EDD direct deposit! They claimed my payment was issued but it took 6 DAYS to hit my account!!! And when I called they just told me to "wait" and wouldn't give me any real answers. My friend got her money in 24 hours with the same bank so something is definitely wrong with their system. MAKE SURE you triple check your account numbers when you enter them because one wrong digit and your money disappears into the void!!!

congrats on getting approved! waiting is the worst part lol

For direct deposit, my experience has been consistent: if EDD shows payment as "paid" on Monday-Thursday, funds appear in my bank account the next business day. If it shows "paid" on Friday, the money typically posts to my account on Monday (unless there's a holiday). One thing to note - make sure that your direct deposit information is entered correctly. I've seen cases where people transposed digits in their account numbers, and this caused significant delays. You can verify your account info under the "Profile" section of UI Online. Also, if you're switching from the Money Network card to direct deposit, sometimes there's a transition period where one last payment might go to the card before all future payments go to your bank account.

banks all different. mine takes 3 days every time. brother gets his in 1 day. same edd but different banks lol. which bank u have?

If you're really worried about timing for your rent, you might want to try using Claimyr to reach an EDD rep directly. I couldn't get through to EDD for days using the regular number - always got the "too many callers" message. Claimyr got me connected to a live agent in about 20 minutes. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km. The agent was able to tell me exactly when my deposit would hit and explained why there was a delay with my first payment. Saved me a ton of stress since I also had rent coming due.

Wait I just had a thought... are u using the same bank account that u have registered with the franchise tax board? My cousin said his got delayed because EDD cross-checked with FTB and the accounts didn't match and they had to verify his identity AGAIN even though he already did the whole ID.me thing!!

my payment hit literally while i was sleeping lol checked at midnight nothing there woke up at 7am and boom money in account like magic

Just to follow up on this thread: if your direct deposit doesn't arrive within 3 business days after showing "paid" in UI Online, you should take these steps: 1. Verify your account information is correct in UI Online 2. Contact your bank to see if they're holding the deposit 3. Call EDD to confirm the payment was properly processed to your account In most cases, it's just a timing issue, but occasionally there can be a technical problem that needs addressing. It's better to be proactive rather than waiting too long and missing your rent deadline.

That's awesome news! 36 hours is pretty typical for most banks. Glad you got it sorted before rent was due. For future reference, BofA is usually one of the faster banks for processing EDD deposits, so you can probably expect similar timing going forward. The first payment sometimes takes a bit longer as the system gets everything set up, but subsequent payments should be even quicker!

Great to hear you got your money! Just wanted to add that if anyone is still waiting on their first direct deposit, don't panic if it takes a little longer than usual. The initial setup can sometimes cause a slight delay while EDD verifies everything on their end. I remember being super anxious about my first payment too, but once the system has you set up, future payments are much more predictable. Also, pro tip: if you have mobile banking, enable push notifications for deposits so you know the moment it hits your account!

I've been getting EDD direct deposits for about 6 months now and here's what I've noticed: Chase Bank typically processes mine within 24 hours, but during holiday weekends it can take up to 3 business days. The key thing is that once EDD shows "paid" the money is definitely on its way - it's just a matter of your bank's processing schedule. I'd recommend setting up account alerts so you get notified the moment it hits. Also, keep in mind that EDD usually processes payments in batches, so if you certified later in the day it might not show as "paid" until the next business day. Hang in there, the waiting gets easier once you know your bank's pattern!

I've been using direct deposit with EDD for about 8 months now and can confirm what others have said - it's pretty consistent once you get the hang of it. With most major banks (I use Wells Fargo), you're looking at 24-48 hours after the "paid" status appears. The first payment can sometimes take an extra day since they're verifying everything is set up correctly. One thing I learned the hard way - make sure you don't change your banking info right before a payment is due to process, because that can cause delays while they reverify everything. Also, if you ever need to update your direct deposit info, do it right after you certify so you have maximum time before the next payment cycle. Good luck with your future payments!

I've been receiving EDD payments for about 4 months now and wanted to share my timeline with different banks since I've had to switch accounts twice due to bank closures. With Bank of America (like you have), my payments typically arrived within 24-36 hours of showing "paid" - very reliable timing. When I switched to a local credit union, it took a full 48-72 hours every time, which was frustrating when trying to budget. Now I'm back with a major bank (US Bank) and it's back to the 24-48 hour range. The key thing I learned is that your bank's size and processing capabilities really do matter for timing. Since you're with BofA, you should expect pretty quick turnaround once the system gets familiar with your account after this first payment. Also, I always screenshot when it shows "paid" so I have a record of the date/time if I ever need to follow up!

For what it's worth, I've been getting EDD payments via direct deposit for about a year now, and Bank of America has been consistently one of the fastest banks in my experience. You should typically see your funds within 24-36 hours once it shows "paid" in the system. The first payment sometimes takes a bit longer as others mentioned - mine took about 48 hours initially while they verified everything was set up correctly. After that, it's been like clockwork. BofA usually processes EDD deposits overnight, so if your payment shows "paid" on a Tuesday, you'll likely see it Wednesday morning when you check your account. Since you mentioned rent is due soon, you should be in good shape timing-wise! Just make sure to check your account early in the morning rather than late at night, as that's typically when BofA posts overnight deposits.

I've been getting EDD direct deposits for about 3 months now and wanted to add my experience with timing. With most banks, including BofA which you mentioned having, the deposits typically post during the early morning hours (usually between 2-6 AM) on the business day after EDD shows "paid." So if your payment shows paid today (Tuesday), you'd likely see it in your account Wednesday morning. The first payment can definitely take a bit longer - mine took almost 3 days initially while they verified everything. But once you're in the system, it becomes very predictable. One tip: I set up low balance alerts on my account so I get a text the moment any deposit hits, which helps me know immediately when the EDD payment comes through rather than constantly checking my balance!

I've been receiving EDD payments for about 2 months now and wanted to share my experience with timing since I know how stressful that first payment can be! With direct deposit, I've found it's incredibly consistent once you get past the initial setup. My bank (Chase) typically posts EDD deposits within 24-48 hours of the "paid" status appearing in UI Online. The very first payment took about 3 days because they had to verify all my banking information, but every payment since then has been like clockwork - usually hits my account the next morning after it shows paid. Since you mentioned having BofA, you should expect similar or even faster timing since they're generally pretty quick with government deposits. The key is just being patient with that first one while they get everything verified in their system. After that, you can pretty much count on consistent timing for budgeting purposes!

I'm new to EDD but wanted to share what I learned when setting up direct deposit last month. The customer service rep I spoke with mentioned that BofA is actually one of their preferred banking partners, so deposits usually process faster than with smaller banks. She said to expect 1-2 business days max for BofA customers. One thing that helped me was logging into my BofA app and enabling "Real-time Alerts" for any deposit over $1 - that way you get an instant push notification the moment anything hits your account instead of having to keep checking manually. Also, if you're really worried about timing, you can always call BofA directly and ask if they're holding any pending government deposits - sometimes they can see them in the system before they officially post to your account balance. Hope this helps ease some of the anxiety!

I've been getting EDD direct deposits for almost a year now with several different banks, and I can definitely confirm that BofA is one of the most reliable for timing! Your 36-hour experience sounds totally normal for a first payment. What I've learned is that EDD typically sends out their ACH transfers in batches overnight (usually around 1-3 AM), and then it's up to your bank's processing schedule from there. BofA usually posts government deposits pretty quickly - most of mine have hit within 24-48 hours. One thing that really helped my peace of mind was setting up text alerts for any deposit activity, so I'd get notified the instant money hit my account instead of constantly refreshing my banking app. Also, pro tip for future payments: the timing becomes super predictable once you've had a few cycles, so you'll be able to plan your budget much more confidently going forward!

I've been receiving EDD payments through direct deposit for about 5 months now, and I can confirm what others have said about BofA being pretty reliable! Your 36-hour timeline for the first payment sounds exactly right. What I've noticed is that once EDD processes your certification and shows "paid," they typically send the ACH transfer to banks within 4-6 hours, but then each bank has its own posting schedule. BofA usually processes government deposits during their overnight cycle, so if EDD shows "paid" on Tuesday afternoon, you'll likely see it Wednesday morning. The first payment always takes a bit longer because they verify your account details, but after that it becomes very consistent. One thing that helped me a lot was downloading the BofA mobile app and turning on push notifications for deposits - that way I know the second it hits instead of constantly checking. Also, for future reference, EDD payments usually post earlier in the week than later, so Monday-Wednesday "paid" dates typically result in faster deposit times than Thursday-Friday. Glad you got your first payment sorted out!

Just wanted to add my experience for anyone else reading this thread - I've been getting EDD direct deposits for about 7 months now and the timing has been incredibly consistent once you get past that first payment. With most major banks like BofA, Chase, Wells Fargo, etc., you can expect 24-48 hours from "paid" status to funds in your account. The first payment often takes 48-72 hours while they verify everything, but after that it becomes very predictable. One thing I wish someone had told me early on is that EDD processes payments in the early morning hours (usually between 2-5 AM Pacific), so if your payment shows "paid" late in the day, it might not actually get sent to your bank until the next morning's batch. This can add an extra day to the timeline. Also, weekends don't count as business days, so Friday "paid" dates usually mean Monday deposits. Setting up mobile banking alerts for deposits over $1 is a game changer - you'll know the instant it hits without having to constantly check your balance!