EDD payment timeline question - how many days from certification to direct deposit?
Quick question for those who've been on UI longer than me - I just certified for my third payment and I'm trying to plan my budget. How many days does it usually take for EDD to deposit the money after certification when using direct deposit? I know it can vary but just looking for what's typical. I certified on Sunday morning and now it's Tuesday. My UI Online account shows 'paid' status but nothing in my bank account yet. Is that normal? Do weekends count in the processing time?
19 comments
Anastasia Sokolov
For direct deposit, it typically takes 24-48 hours after your claim shows 'paid' in the system. So if you certified Sunday and it already shows paid on Tuesday, you should see it in your account by tomorrow morning at the latest. It's faster than the old Money Network card method. Weekends do slow things down slightly, but banking days are what matter most for direct deposit timing.
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Diego Ramirez
Thanks! That's good to know. I'll keep an eye out for it tomorrow morning then.
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Sean O'Connor
mine ALWAYS takes 3 days!! dont believe the 24-48 hour thing, EDD is never that fast lol. certified sunday = money wednesday night for me every single time. bank doesnt matter its on EDDs end
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Zara Ahmed
Yeah I've noticed the same pattern with mine too. Always seems to be 3 days no matter what.
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Luca Conti
It varies by bank too. I'm with Chase and get mine 1-2 days after it shows as 'paid' in the system. My roommate is with a credit union and gets it same day sometimes. The important thing is watching for the 'paid' status on UI Online - once it changes from pending to paid, the money is on the way. If it's been paid for more than 3 business days and you still don't see it, then there might be an issue with your bank info.
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Diego Ramirez
I'm with Wells Fargo - anyone else with Wells know how long it usually takes? My status just changed to paid yesterday evening.
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Nia Johnson
My experience is 2-3 days after it says 'paid' but i've had it take up to 5 days once when there was a holiday. Depends on ur bank too i think
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CyberNinja
This is right - holidays mess up the timing. I once certified right before Presidents Day and it took forever.
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Mateo Lopez
If you're having trouble reaching EDD to check on your payment status, I recommend using Claimyr. I was stuck in a similar situation where my payment status was unclear, but I couldn't get through to anyone at EDD. Claimyr connected me with an EDD rep in about 15 minutes when I had been trying for days on my own. They have a video demo at https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km that shows how it works. Their website is claimyr.com - definitely worth it when you need answers right away about payment issues.
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Sean O'Connor
is that service actually legit? seems sketchy that u have to pay money just to talk to edd...
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Mateo Lopez
It's completely legit. They don't replace EDD, they just get you through to an actual EDD representative faster. I was skeptical at first too, but it saved me days of frustration. You still talk directly to EDD reps - Claimyr just gets you past the busy signals and automated hangups.
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Zara Ahmed
I certify at exactly 12:01 am Sunday and always get paid by Tuesday afternoon with direct deposit. My sister waits until Sunday night to certify and doesn't see her money until Thursday usually. Maybe the time of day when you certify matters?
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Anastasia Sokolov
That's an interesting observation. There might be something to that theory. The certification system likely processes claims in batches, so being in an earlier batch could speed things up.
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Diego Ramirez
I certified around 10am Sunday, so I guess I'm somewhere in the middle! Next time I'll try right at midnight and see if it's faster.
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CyberNinja
Remember the payment timeline is: Certification → EDD processes (1-2 days) → Status changes to
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Nia Johnson
my cousin had her direct deposit info entered wrong and didn't realize it for WEEKS. she was showing as paid but money was going nowhere! the edd had to reissue everything on a card. always double check ur bank info is correct in the system!!
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Sean O'Connor
wait why are u asking about first payment when ur title says its NOT ur first payment?? processing time is different for first payments vs regular ones u know
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Diego Ramirez
Sorry if that was confusing! I meant this isn't my first payment ever (I'm on my third payment), but I never paid attention to the exact timing before. I'm trying to figure out the normal processing time for regular payments.
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Sean O'Connor
ohhhh got it sorry i misunderstood! ya regular payments way faster than the first one
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