EDD payment timing after certification - same day or next morning?
Quick question about EDD payment timing that's driving me crazy. I certified for my weekly benefits yesterday (Sunday) around 10pm, and I'm trying to figure out when the money will actually hit my account. My rent is due Wednesday and I'm cutting it close this month. Some people told me payments process immediately after certification, while others say it takes until the next morning. This is my first time on unemployment since 2019 so I'm not sure if the system changed. Does anyone know if I'll get paid the same day I certify or will it be tomorrow morning? Also, does it make a difference if you have Money Network card vs direct deposit? Thanks for any help!
16 comments
Teresa Boyd
it depends on when u certify. if u do it early sunday morning like b4 noon usually same day. if u certify sunday night like u did it'll process overnight and u should see it monday morning. thats been my experience anyway the last 3 months
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Landon Morgan
•Thanks for the info! I guess I should start certifying earlier in the day. Do you know approximately what time it usually shows up on Monday?
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Lourdes Fox
The official EDD processing timeframe is typically 24-48 hours after certification, but in practice, it often follows a more predictable pattern. When you certify on Sunday, the payment usually processes overnight and shows as 'paid' on your UI Online account by Monday morning. However, when the funds actually become available depends on your payment method: • Direct deposit: Usually appears in your bank account Tuesday morning (some banks may show it Monday night) • Money Network Card: Typically available Monday afternoon/evening Certifying earlier in the day doesn't actually speed up the process - it all goes into the same overnight batch processing. The system hasn't changed significantly since 2019, but it has become somewhat more predictable.
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Landon Morgan
•This is super helpful, thank you! So even if I see it switch to 'paid' status tomorrow, I probably won't actually have the money until Tuesday since I'm using direct deposit. I'll have to find another way to cover rent then.
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Bruno Simmons
I've been on EDD for 4 months now and I STILL don't understand why their system is so unpredictable!! Last week I certified Sunday morning and got paid Monday at 10:30am, but the week before I certified Sunday and didn't get paid until WEDNESDAY!!! And I use the Money Network card which is supposed to be faster! Did anyone else notice the system being extra slow last week or is it just me???
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Aileen Rodriguez
•Same! The timing is all over the place. I think it has to do with holidays or something? Like if there's a bank holiday coming up they process things differently. At least that's what the guy told me when I finally got someone on the phone.
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Zane Gray
To add some clarity about payment timing: 1. Certification processing: When you certify (regardless of time on Sunday), EDD processes payments in overnight batches. 2. Payment status: Your UI Online account will typically show 'paid' status by Monday morning. 3. Fund availability: - Money Network cards: Usually available Monday afternoon/evening (sometimes as early as 10am, sometimes as late as 11pm) - Direct deposit: Generally Tuesday morning, depending on your bank's processing time Deviations from this schedule usually occur when: - There's a holiday - Your certification requires review (answering 'yes' to certain questions) - You're in a quarterly review period - System maintenance is happening If you need your payment faster than the standard timeline allows, you might consider switching to the Money Network card, as it typically receives funds 12-24 hours before direct deposit.
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Landon Morgan
•Thanks for the detailed breakdown! I might switch to the Money Network card if it's really faster. Do you know if there's a waiting period to switch from direct deposit to the card, or can I do it for my next certification?
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Maggie Martinez
When I needed to reach EDD about payment delays (my payment was stuck in pending for 2 weeks), I tried calling for days with no luck. Then I found this service called Claimyr that got me connected to an EDD rep in about 20 minutes. Saved me hours of redial hell. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km and their website is claimyr.com if anyone needs to actually talk to someone at EDD about payment issues. Way better than trying to call directly.
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Bruno Simmons
•Does that actually work??? I've been trying to call about my identity verification for TWO WEEKS and can't get through!!!
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Maggie Martinez
•Yeah it worked for me. My roommate used it too when her payments were delayed. Not instant but WAY better than trying to call yourself.
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Alejandro Castro
i got paid this morning actually. certified yesterday around 5pm. but i have the card not direct deposit. the card is always faster btw you should definitely switch if ur in a hurry for $ each week
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Lourdes Fox
To address your follow-up question about switching payment methods: You can change from direct deposit to Money Network card (or vice versa) at any time through your UI Online account. Go to "Profile" then "Payment Preference" to make the change. Important notes: - The change will apply to your next payment after the switch is processed - There's no waiting period, but it typically takes 1-2 business days for the change to be processed - If you've never had a Money Network card before, they'll mail you one (which takes 7-10 business days) - If you previously had a card, they'll reactivate it and send payments there So if you're trying to get this current certification payment faster, changing methods now won't help. But it could speed up future payments.
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Landon Morgan
•Thanks so much for the detailed info! I actually had a Money Network card from my previous claim in 2019 but I'm not sure if it's still active or if they issue new ones after a certain time period. I'll look into this for future payments though.
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Aileen Rodriguez
My certification and payment experience is totally random lol. Sometimes I get it next day, sometimes 3 days later. I stopped trying to predict it and just assume I'll have the money by Wednesday at the latest. Less stress that way!
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Teresa Boyd
back to ur original q - if u certified sunday night u should see it switch to 'paid' on the website by tomorrow morning but probably wont have the $ till tuesday with direct deposit. just keep checking ur bank account
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