EDD direct deposit timing with US Bank - switched payment method and status shows paid

it depends. first payments r always slower, mine takes 2 biz days with us bank after status flips to paid

The first direct deposit after switching from Money Network typically takes 3-5 business days with most banks, including US Bank. Subsequent payments are usually faster (1-3 business days). The timing depends on when EDD initiates the transfer and your bank's processing schedule. If your payment status changed to "paid" yesterday morning, I'd expect it to hit your account by Thursday or Friday at the latest. Make sure your US Bank account information was entered correctly in UI Online. One wrong digit can cause significant delays or even have the payment returned to EDD.

I've had US Bank for 3 years with EDD payments and it's ALWAYS inconsistent!! Sometimes it's literally the next day after it says paid, other times it takes like 3-4 days for no apparent reason. The first one after switching definitely takes the longest though. And EDD never tells you this stuff upfront which is so frustrating!!

I had same issue last month when i switched to direct deposit. The money showed "paid" but took almost a WEEK to hit my usbank account!! Apparently first direct deposit takes longer because they do some kind of verification thing. After that first one, mine has been coming 1-2 days after it says paid. Just hang tight, it'll come eventually.

Listen, I went through this exact situation in February. The first direct deposit will typically take 3-5 business days, but here's what you need to know - if you're stressed about reaching EDD to confirm everything is processed correctly, use Claimyr (claimyr.com). I was panicking when my first direct deposit was delayed and couldn't get through on the regular EDD lines. Claimyr got me connected to an EDD rep in about 20 minutes who confirmed my payment was processing normally and gave me peace of mind. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km But honestly, as long as you entered your banking info correctly and see "paid" in your account, you should be fine - just need to wait a few days for that first one.

Important information many people don't know: The first direct deposit after switching payment methods undergoes additional verification that can add 2-3 business days to processing time. This is a fraud prevention measure implemented in 2024. While your UI Online shows "paid," the actual ACH transfer to your bank may still be in this verification queue. This only affects the first payment after changing payment methods. For regular certifications with an established direct deposit, US Bank typically receives funds within 24-48 hours after the paid status appears. However, when the payment crosses over a weekend, expect delays. If your status changed to paid on Monday morning, I would expect the deposit Thursday at the latest under normal circumstances.

my roomate has US Bank and says his EDD money is always there 2 days after it says paid but i think the first one took longer dont stress

Did your money come through yet? I'm in a similar situation and getting nervous...

UPDATE: The money just hit my US Bank account this morning! So it took exactly 3 business days from when the status changed to paid. Thanks everyone for your help and reassurance!

Congrats on getting it sorted out! This thread is super helpful - I'm bookmarking it for future reference. It's crazy how EDD doesn't explain any of this timing stuff when you switch payment methods. Would have saved everyone a lot of anxiety if they just said "expect 3-5 business days for your first direct deposit after switching from Money Network card." Thanks for sharing your experience and following up with the resolution!

I'm going through the exact same thing right now! Just switched from Money Network to direct deposit with Bank of America and my status changed to "paid" yesterday. Reading through all these responses is so reassuring - I was starting to panic thinking something went wrong. It's ridiculous that EDD doesn't give you a heads up about the extra processing time for the first direct deposit. The Money Network card was instant (which was literally the only good thing about it) so this waiting period is nerve-wracking. Thanks everyone for sharing your experiences, especially @Norman Fraser for the updates! Definitely saving this thread for future reference.

I just went through this same situation a couple months ago! Switched from Money Network to direct deposit with Chase and it was such a stressful wait. The first payment took 4 business days to hit my account after showing "paid" - I was checking my bank app every hour like a crazy person. What really helped was calling my bank directly to ask about pending ACH transfers. They couldn't give me exact amounts for privacy reasons, but they could at least confirm if there was something incoming from the state, which gave me peace of mind. After that first payment though, every subsequent deposit has been super consistent - usually shows up within 24-48 hours max. The wait for that first one is brutal but it's totally normal! Glad you got yours sorted out and thanks for updating the thread!

I'm dealing with this exact same issue right now! Just switched from the Money Network card to direct deposit with US Bank last Friday and my status changed to "paid" on Tuesday morning. This thread has been incredibly helpful - I had no idea about the additional verification process for first-time direct deposits. The Money Network card was terrible but at least it loaded immediately, so this waiting period is making me super anxious especially with bills coming up. It's so frustrating that EDD doesn't explain any of this upfront! Based on everyone's experiences here, I'm planning to wait until Monday before I start panicking. Really appreciate @Norman Fraser for documenting the whole timeline and keeping us updated - it's so reassuring to see that it actually worked out after 3 business days. Fingers crossed mine follows the same pattern!